Best tokenised funds in 2026

Fifteen SEC-registered 1940 Act funds with a blockchain mirror record, spanning money market, equity, fixed income and allocation strategies. Two things make this the outlier. The fee load is an ordinary mutual-fund expense ratio — 0.05% gross AND net on the flagship, so it does not depend on a waiver that can lapse — which is roughly an order of magnitude below every other entry here. And it is the only genuinely retail-accessible product in the category, via the WisdomTree Prime app in all 50 states. The honest counterweight: WisdomTree states the token is NOT the security, so the onchain record is legally secondary — and at $18.06M of net assets in the flagship (fact sheet, 30 June 2026) this is a regulated experiment, not a market.

Best for: The cheapest real fee load in the category (0.05%, no waiver dependency)

JAAA is the largest non-Treasury tokenised fund tracked, at $713.7M of AUM on its Centrifuge pool page, holding AAA CLO tranches in a BVI segregated portfolio with daily NAV subscription and redemption in stablecoins. The comparison that matters is with its own sibling: the same manager's NYSE-listed AAA CLO ETF, also ticker JAAA, charges **0.20%** gross and net against $30.91bn of net assets. The tokenised fund's management fee alone is 2.5× the ETF's all-in ratio, and its fact sheet states that third-party service-provider fees apply on top. The structural risk is the daily-redeemable share class sitting over a securitised credit book — AAA CLO tranches are high quality but they are not cash, and daily onchain NAV hands first-mover advantage to whoever redeems first in a dislocation.

Best for: Largest non-Treasury tokenised fund with daily stablecoin redemption

USCC runs the crypto carry (basis) trade inside a Delaware statutory trust, with daily NAV in USD or USDC and a 0.75% management fee, no performance fee. Unlike the offshore notes elsewhere in this category the holder owns a US-domiciled trust share, which is a genuinely stronger position. Two facts a screener will not show: Bitwise took over investment management from Superstate on 1 June 2026 with a rename (same ticker, same contracts), and the strategy itself is the risk — basis compresses toward cash yields when futures curves flatten, at which point 0.75% eats most of the edge, and the assets sit at crypto exchanges and prime brokers whose failure modes are well documented.

Best for: US-domiciled Delaware trust — a stronger wrapper than the offshore notes here

ADDX is a MAS-licensed Singapore platform (Capital Markets Services licensee and Recognised Market Operator) offering private-market funds, commercial paper and private credit; its own pages give three different minimums — USD 1,000 on the homepage, $5,000 and USD 10,000 in the FAQ. The critical clarification: the low minimum lowers the cheque, not the eligibility bar. Only accredited investors can buy, in Singapore or anywhere. The structural exposure is single-venue dependency — custody, record-keeping, primary issuance and secondary trading all sit with one operator with no public-chain fallback — and a 2026 pivot toward white-label infrastructure signals resource allocation away from the direct marketplace.

Best for: MAS licensing with custody and market-operator authorisation in one regulated venue