Provider at a glance
- Category
- Wallets
- Entity
- All 2 Phantom products
- Official website
- phantom.com
Independent rankingchecked How it works
Details
Scored 78 out of 100 under methodology 2026.10.18, from the evidence read in August 2026.
Phantom
Multichain wallet that began on Solana
Wallets
#4 Overall
Ranked #4 of 11 wallets in the published ranking
78
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
Is Phantom right for you?
Right for you if these matter most
- Can I see exactly what I am signing?7/10; the category best is 8
- What has gone wrong, and did they publish it?8/10, the category best
Look elsewhere if these come first
- Can I export my own keys and use them elsewhere?8/10 here; Solflare scores 10
- If I lose my device, how do I get back in?7/10 here; MetaMask scores 9
Not yet tested for your country. Markets it lists: Global.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best crypto wallet shows where it lands for you.
What will Phantom cost you?
Not priced on this basis
- Transactions per year
- 1k
How safe is Phantom?
- Evidence: verified4 of 4 criteria rest on quoted, sourced receipts. Read August 2026.
- Incidents1 dated incident on the verified record; the latest, vulnerability, 15 June 2022.
- LicenceMiCA (EU): no authorisation required. The register record
Alternatives to Phantom
Compare all 4- 2MetaMask2 points above · stronger on account recovery (9 against 7)80
- 3Trust Wallet2 points above · stronger on clear signing (8 against 7)80
- 5Solflare3 points below · stronger on key export (10 against 8)75
For your setup
Find out if Phantom fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where Phantom lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
- No account required
- Ranking-blind: no commercial input
- Personalised in under 60 seconds
Find my best crypto walletNothing is inferred from clicks, popularity or commercial value.
Why this rank
Why Phantom ranks #4
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (24.1 here) sit inside the score; availability, friction, trust record and measured data add the rest. Best in this ranking on 1 of 4.
4 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
288+7.178.010#5/11Loading evidence…
307+6.725.08#3/11Loading evidence…
248+6.146.08#1/11Loading evidence…
187+4.038.09#7/11Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
Margin−2behind Trust Wallet, #3
RobustnessOne point from changingacross a one-point change to each of its 4 criterion scores, the re-run scores 76–80 and ranks #3–#4
Evidence4 of 4 scored4 quoted, 4 with a source link
What would move the rank
Each line is the ranking run again with one of Phantom’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
Can I see exactly what I am signing? 7 → 8 on its ladder · passes Trust Wallet+180#4 → #3
Can I export my own keys and use them elsewhere? 8 → 10 on its ladder · passes Trust Wallet+281#4 → #1
What has gone wrong, and did they publish it? 8 → 10 on its ladder · passes Trust Wallet+281#4 → #2
If I lose my device, how do I get back in? 7 → 9 on its ladder · passes Trust Wallet+280#4 → #2
Can I export my own keys and use them elsewhere? 8 → 6 on its ladder · Solflare passes it−274#4 → #5
Can I see exactly what I am signing? 7 → 5 on its ladder · Solflare passes it−274#4 → #5
What has gone wrong, and did they publish it? 8 → 5 on its ladder · Solflare passes it−373#4 → #5
Smallest climb: “Can I see exactly what I am signing?” 7 → 8 passes Trust Wallet, #3.
Strengths
2 from the score dataWhere it leads
Best for readers who weight
- Can I see exactly what I am signing? — 7/10, category best 8/10
- What has gone wrong, and did they publish it? — 8/10, the category best
Tradeoffs
2 from the score dataWhere it trails
Not for readers who put first
- Can I export my own keys and use them elsewhere? — 8/10 against a category best of 10/10
- If I lose my device, how do I get back in? — 7/10 against a category best of 9/10
Record watch-outs
- Read 'Understanding Phantom KMS' before you commit, because the wallet a new user actually gets is not the wallet the reviews describe. The documented default is "create a new wallet with Google or Apple", and those wallets run on Phantom KMS, where "Wallet keys are stored remotely in a secure enclave, not on your device" and "the Show Private Key option is not available for these accounts." Every signature on that account is a request to Phantom's KMS API, authorised in a vendor-run Policy Engine enclave before a Signer enclave returns the signature - and no published audit covers KMS, because the audit repository has not been pushed since 2024-07-05. Since the August 2026 migration your Google or Apple account is the single factor protecting the wallet, and the vendor's own documentation has not caught up: one page (2026-08-15) says the four-digit PIN is gone while three others (2026-06-12, 2026-07-12 and the 2026-08-16 sign-in page itself) still require or prompt for it. The mitigation is real, portable and easy to skip: export the 12-word BIP-39 phrase from Settings > Security & Privacy > Show Recovery Phrase the day you install, because Phantom states it "works in any compatible wallet app" and, without it, "If you are logged out of Phantom on all devices and can't access your Google or Apple account, your wallet cannot be recovered." Two further traps: restoring by Google or Apple "restores only your first account automatically, regardless of how many accounts your wallet had before", so a multi-account user should restore from the phrase instead; and if you want keys on your own device from the start you must onboard on the browser extension, because a recovery-phrase wallet cannot be created in the mobile app at all.
Competitive position
Where Phantom leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#1 / 1114.0 of 20 · constant here
Published criteria#4 / 1118.0 of 30 · best 19.3
Friction#1 / 112.7 of 10 · constant here
Trust record#1 / 113.2 of 8 · constant here
Measured data#1 / 118.3 of 18 · constant here
Where Phantom leads
- Can I see exactly what I am signing?#3 / 11
- What has gone wrong, and did they publish it?#1 / 11
Where it trailsNo criterion in the bottom third of its pool.
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
Trust Wallet#3 of 11 · score 80 · 2.0 points ahead
Phantom leads onNo scored criterion
Trust Wallet leads on
- Can I see exactly what I am signing?8 vs 7
Largest single reason Trust Wallet is ahead: published criteria (+2.1 display points).Scenario cost: Trust Wallet has no verified pricing for this scenario.
MetaMask#2 of 11 · score 80 · 2.0 points ahead
Phantom leads on
- Can I see exactly what I am signing?7 vs 6
MetaMask leads on
- Can I export my own keys and use them elsewhere?9 vs 8
- If I lose my device, how do I get back in?9 vs 7
Largest single reason MetaMask is ahead: published criteria (+2.3 display points).Scenario cost: MetaMask has no verified pricing for this scenario.
Solflare#5 of 11 · score 75 · 3.0 points behind
Phantom leads on
- What has gone wrong, and did they publish it?8 vs 2
Solflare leads on
- Can I export my own keys and use them elsewhere?10 vs 8
- If I lose my device, how do I get back in?9 vs 7
Largest single reason Phantom is ahead: published criteria (+3.1 display points).Scenario cost: Solflare has no verified pricing for this scenario.
Against the leader
81 vs 78 · gap 3.0Why Rabby Wallet ranks above Phantom
The compare workspace's arithmetic applied to these two rows. Each dimension's share of the gap is its weight × the difference, on the displayed scale — it reproduces the displayed gap of 3.0 to within rounding.
DimensionThisRabby WalletGap share
Availability · 23% weight · constant here14.014.0same
Published criteria · 35% weight18.019.3−3.4, worse
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here8.38.3same
Published criterionThisRabby WalletPoints
Can I export my own keys and use them elsewhere? · w2889−0.90, worse
Can I see exactly what I am signing? · w3078−0.96, worse
What has gone wrong, and did they publish it? · w2487+0.77, better
If I lose my device, how do I get back in? · w1878−0.58, worse
Net7881−3.0
Your scenario
Phantom is not priced for this scenario
The cheapest published tier that covers your usage. List price before any discount; add-ons priced separately are excluded. Change an input and every figure recomputes from the published rate; the published rank does not move.
your cost/yr · default scenario — set your own
Transactions per year · your input1k
Rate read from the provider’s published pricing ↗ on 28 October 2026.
your cost/yrCost is stated as your cost/yr in USD; it is never a yield, never annualised, and it does not enter the score.
Not priced on this basis
Under the default inputs · USDCategory medianNot priced0 of 11 rows priced
Cheapest pricedNone pricedDifference not stated · availability not applied — set your country to filter
11 of 11 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 17 August 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
4 of 4 cells scored
Score evidenceVerified4 of 4 criteria reconstruct from receipts
4 of 4 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…4 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
4/4 criteria scored, with 4 dated sources quoted.RobustnessOne point from changingrank #3 to #4 across one-point re-runs
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 17 August 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
Can I export my own keys and use them elsewhere?strength 8 · weight 28Report an error—17 August 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Can I see exactly what I am signing?strength 7 · weight 30Report an error—17 August 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.What has gone wrong, and did they publish it?strength 8 · weight 24Report an error—17 August 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.If I lose my device, how do I get back in?strength 7 · weight 18Report an error—17 August 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Key failure: your own keys are made, shown or recovered unsafely.Scored by Can I export my own keys and use them elsewhere? · 28% (Phantom 8/10)Scored by Can I see exactly what I am signing? · 30% (Phantom 7/10)Scored by What has gone wrong, and did they publish it? · 24% (Phantom 8/10)Scored by If I lose my device, how do I get back in? · 18% (Phantom 7/10)
Not assessed by this ranking: Information failure. A high place says nothing about these; the Methodology tab says what each means.
Facts
facts, not scoresWhat the record publishes
- Pricing
- Swap fees, from help.phantom.com/articles/5985106844435 (fetched 28 October 2026): Phantom fee "0.85%, applies to most swaps. Some flows, such as deposits to your perps balance, and swaps from USDC , USDT , USDG , PYUSD into your Cash account, do not carry this fee." Network fee "Varies, and may be sponsored if the swap is gasless." The same page sets a floor: "Cross-chain swaps and swaps on Robinhood Chain may have a minimum of $2 (USD value)." The client itself is free: "Download Phantom for free on iOS, Android, or as a browser extension at phantom.com/download ." (help.phantom.com/articles/36482144712083, fetched 28 October 2026). Cash-account rails are priced separately on help.phantom.com/articles/44800531617939 (fetched 28 October 2026): add cash by debit card "1.75%", credit card "3.50%", direct deposit from a US bank account "0.30%", domestic wire from a US bank account "1.00%", standard ACH withdrawal "Free", fast ACH withdrawal "$1.00 flat + 0.75% (min $1.50)".Phantom — official page at help.phantom.com ↗ · 28 October 2026
- Prices published in
- USDPhantom — official page at help.phantom.com ↗ · 28 October 2026
- Licences held
- Not published
- Compliance level
- partial
- Regulatory note
- Not published
- Supported chains
- Solana, Ethereum, Base, Polygon, Robinhood Chain, Bitcoin (Native Segwit/Taproot), HyperEVM, Sui
- Markets served
- global
- Primary markets
- Not published
- Restricted markets
- Not published
- Operating limits
- Not published
- Availability note
- Not published
Legal entity on file: Phantom, placed in 2 products. Only confirmed entities are shown; nothing is inferred from the brand name.
Failure record
Incident timeline
Dated events at Phantom that a verified research record holds, newest first: the record’s own words, the date it gives, the source, and what ChainChoice’s read did where the record links the two.
Reading the incident record for Phantom.
When an event that meets the extraordinary-review rule is found, the placement is re-read within 72 hours and carries a label until then. The timeline itself never moves a score. How reviews work
If something goes wrong with Phantom: where to complain, and where to report a scam
Loading the routes for your country.
How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
11 methodology entries
- 17 August 2026Current verified snapshot · methodology 2026.10.18Score 78, #4 of 11. 4 of 4 criteria scored. History starts here; earlier values are not interpolated.
- 28 October 2026
2026.10.15Software wallets rank three more wallets and name Ledger Wallet as refused- added Three rows, each graded on all four criteria with a quote and source for every score and placed on the published rungs (research-pending/rereads/2026-09-28-wallet.json, rows read 2026-10-28; every quote re-found verbatim on a fresh fetch or in the page captures kept in research-pending/captures/2026-10-28-wallet/): Sparrow Wallet 6/5/5/9 (BIP-39 with the derivation path shown, every input and output decoded before signing, no documented single-key export, a disclosure policy but no bounty or audit); Electrum 6/5/6/6 (its own published seed format, not BIP-39, with no stated path, private-key export, a pre-signing preview, a 2018 phishing incident it disclosed itself and six dated advisories); OKX Wallet 6/5/6/6 (seed and per-network private-key export with no stated path, a named in-house scanner but no documented simulation, a funded HackerOne bounty and an opened SlowMist wallet audit, no advisory archive). Scores in the order key export, signing visibility, incident record, recovery and exit.
- added Refusal: Ledger Wallet (formerly Ledger Live), a hardware device's companion app; Ledger's own page says "Transactions are approved on a Ledger device, which is bought separately." (ledger.com/ledger-wallet, read 2026-10-28). It points to hardware_wallet.
- changed The custodial scope rule no longer drops OKX Wallet: it now records the 2026-08-16 drop and why it was reversed.
- changed Published wallet order: 11 rows (8 before). The #1 is unchanged (Rabby Wallet, 81). Sparrow Wallet enters at #7 (68), Electrum at #9 (66) and OKX Wallet at #10 (66, the same weighted total as Electrum, 41.9, and the same score on every criterion, so the published tie order decides). Two rows move down at an unchanged score: Rainbow #7 → #8 (67) and Coinbase Wallet #8 → #11 (66). The other six keep their rank and score.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
Methodology 2026.10.18, the same published run every visitor sees · receipt wallet:phantom:2026.10.18:5e5eb5e5d811
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Editorial review of Phantom , on file since April 2026 — the review is separate from the score.