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Head-to-head · Wallets

Phantom vs Solflare Phantom leads by 3 points.

Phantom scores 3 points above Solflare, led by incident record. Phantom ranks #4 and Solflare #5 of 11 published wallets. Every term of the gap is on the ledger below; the inputs are on the audit receipt.

Phantom78
Solflare75
Scores are out of 100; published scores fall within 41–99 · ranks #4 and #5 of 11
Methodology v2026.10.18Ranking snapshot Evidence verified through 4 published criteria5 score dimensions Receipt #cc-VS-PHANTOM-VS-SOLFLARE-52c7b826
Published verdictRanking snapshot 3 November 2026

Phantom leads by 3 points

Phantom scores 3 points above Solflare, led by incident record.

Phantom #4 of 1178
Solflare #5 of 1175
Scores are out of 100; published scores fall within 41–99; a bar is empty at 41 and full at 99.
Why, term by termPhantom leads on 1 of 4 published criteria; Solflare on 2. The terms sum to the gap.
TermPhantomSolflareWeightPoints
Key export8/1010/106.7−3.5for Solflare−1.8 of 32
Incident record8/102/105.8+9.0for Phantom+4.6 of 32
Account recovery7/109/104.3−2.2for Solflare−1.2 of 32
Net of the terms+3.2
Criteria roundingThe criteria block is rounded to whole points before it is spread−0.1
Reproduced gap+3.1
Published gapAfter score rounding and bounds — see the note below7875+3.0

Weight is in points of the 86-point weighted total. Points are score points of the gap between the two.

  • Phantom's lead rests on lighter criteria: Solflare is ahead on key export, which carries more weight (28) than any criterion Phantom leads on (24).
Quick facts

At a glance

3 of 4 rows read the same for both.
FactPhantomSolflare
PricingSnapshotSwap fees, from help.phantom.com/articles/5985106844435 (fetched 28 October 2026): Phantom fee "0.85%, applies to most swaps. Some flows, such as deposits to your perps balance, and swaps from USDC , USDT , USDG , PYUSD into your Cash account, do not carry this fee." Network fee "Varies, and may be sponsored if the swap is gasless." The same page sets a floor: "Cross-chain swaps and swaps on Robinhood Chain may have a minimum of $2 (USD value)." The client itself is free: "Download Phantom for free on iOS, Android, or as a browser extension at phantom.com/download ." (help.phantom.com/articles/36482144712083, fetched 28 October 2026). Cash-account rails are priced separately on help.phantom.com/articles/44800531617939 (fetched 28 October 2026): add cash by debit card "1.75%", credit card "3.50%", direct deposit from a US bank account "0.30%", domestic wire from a US bank account "1.00%", standard ACH withdrawal "Free", fast ACH withdrawal "$1.00 flat + 0.75% (min $1.50)".No price is published for the wallet software in the body copy of any solflare.com page, but the vendor calls it free in the head of the page cited here: solflare.com/download/ carries <title>Download Solflare: Free Solana Wallet Extension & Mobile App</title> and <meta name="description" content="Download Solflare, the free Solana wallet browser extension and mobile app. Trade, stake and store crypto on Chrome, Firefox, iOS & Android."> (both re-read 28 October 2026). The page's visible commercial line is "Get the Solflare browser extension to trade, stake, and hold Solana with full self-custody in seconds." The only in-wallet fee mechanic the vendor publishes is a network-fee fallback, not a Solflare take: help.solflare.com/en/articles/9271735-understanding-transaction-fees-on-solana (re-read 28 October 2026) states "Gasless Send: If you try to send a token but don't have enough SOL to cover the network fee, Solflare automatically covers it for you. The fee is simply deducted from the token you're sending instead." — no Solflare swap or trading fee percentage appears in that article. Real prices exist only for adjacent products: the Shield hardware card, where solflare.com/hardware-wallet/ (fetched 28 October 2026) renders "Order Origin $49" while its carousel shows Signature variants at "$59", "$69" and "$79" and a customised "Unique" card at "$79". The Solflare Card's FX-fee article (help.solflare.com/en/articles/12890985) now returns HTTP 404, and the card is paused: "Solflare Cards, both virtual and physical, have temporarily stopped working." (help.solflare.com/en/articles/17335647-solflare-card-pauses-july-28th-and-returns-with-apple-pay-higher-limits-and-cashback, read 28 October 2026), so no card price is carried.
Asset coverageEditorial——
Region fitSnapshotglobalglobal
Custody modelEditorialSelf-custody: the vendor cannot move funds without your keySelf-custody: the vendor cannot move funds without your key
From the published criteria

Which should you pick?

Phantom

78#4 of 11
Leads
Pick it when
Pick Phantom if incident record matters most — it scores 8/10 to Solflare's 2/10 there (weight 24).
Strength
Key export — 8/10
Tradeoff
Read 'Understanding Phantom KMS' before you commit, because the wallet a new user actually gets is not the wallet the reviews describe. The documented default is "create a new wallet with Google or Apple", and those wallets run on Phantom KMS, where "Wallet keys are stored remotely in a secure enclave, not on your device" and "the Show Private Key option is not available for these accounts." Every signature on that account is a request to Phantom's KMS API, authorised in a vendor-run Policy Engine enclave before a Signer enclave returns the signature - and no published audit covers KMS, because the audit repository has not been pushed since 2024-07-05. Since the August 2026 migration your Google or Apple account is the single factor protecting the wallet, and the vendor's own documentation has not caught up: one page (2026-08-15) says the four-digit PIN is gone while three others (2026-06-12, 2026-07-12 and the 2026-08-16 sign-in page itself) still require or prompt for it. The mitigation is real, portable and easy to skip: export the 12-word BIP-39 phrase from Settings > Security & Privacy > Show Recovery Phrase the day you install, because Phantom states it "works in any compatible wallet app" and, without it, "If you are logged out of Phantom on all devices and can't access your Google or Apple account, your wallet cannot be recovered." Two further traps: restoring by Google or Apple "restores only your first account automatically, regardless of how many accounts your wallet had before", so a multi-account user should restore from the phrase instead; and if you want keys on your own device from the start you must onboard on the browser extension, because a recovery-phrase wallet cannot be created in the mobile app at all.

Solflare

75#5 of 11
Pick it when
Pick Solflare if key export matters most — it scores 10/10 to Phantom's 8/10 there (weight 28).
Strength
Key export — 10/10
Tradeoff
Solflare tells you what its protection does, never what your screen shows, and publishes nothing a security engineer can check. Its scanner is named and described in prose — "Every time you go to sign a transaction, Solflare Guards step in to" … "They simulate the transaction behind the scenes" (solflare.com/crypto-101/crypto-wallet-security-101-how-solflare-protects-your-assets/) — but no Solflare page renders a balance-change diff or a decoded human-readable action, so "What You See Is What You Sign" is a claim about a screen the vendor has never documented. Behind it: solflare.com/security/ names no audit, no auditor and no bug-bounty programme; /.well-known/security.txt is HTTP 404; none of the eight sitemaps (page 94, blog 31, crypto-101 54, glossary 120, guide 18, ecosystem 5, job 6, blog-author 12) contains an advisory or disclosure page; there is no SECURITY.md and no GitHub advisory; and the client is closed source. The sharpest tell is the vendor's own FAQ telling Ledger users to "make sure that Blind Signing is enabled in Ledger Live" — that turns the paired device's screen into a hash and leaves the undocumented Solflare screen as the only human-readable view of what you are signing. Where Solflare is genuinely strong is the exit: seed and per-account private key both export in printed steps on extension and mobile, no login exists, and "Any Solana recovery phrase works, regardless of which wallet it was created in." Buy the custody model, not the security assurance.
Self-identify in 10 seconds

Which one is actually for you?

PhantomLeads

Choose Phantom if incident record matters most

  • Incident record: 8/10 against 2/10 for Solflare (weight 24)
Solflare

Choose Solflare if key export matters most

  • Key export: 10/10 against 8/10 for Phantom (weight 28)
  • Account recovery: 9/10 against 7/10 for Phantom (weight 18)
Criterion by criterion

Scorecard

Published criteria · weight in points of 868 of 8 cells scored. Strength is read from the evidence file; the weight is the published one. Methodology

Key export

by 2 of 10weight 6.7 of 86Solflare leads
Phantom8 out of 10
Solflare10 out of 10

Clear signing

weight 7.2 of 86Tie
Phantom7 out of 10
Solflare7 out of 10

Incident record

by 6 of 10weight 5.8 of 86Phantom leads
Phantom8 out of 10
Solflare2 out of 10

Account recovery

by 2 of 10weight 4.3 of 86Solflare leads
Phantom7 out of 10
Solflare9 out of 10

Score dimensions

weights sum to 86

The published score is five dimensions, each weighted for the category. "Published criteria" is the criteria block above; the other four are the engine's own terms — availability, friction, trust record, measured data. Each bar is one side's points out of that dimension's maximum; the weight beside the name is its points of the 86-point weighted total. The published criteria above can fill 24 of the block’s 30. A weight marked “constant here” belongs to a dimension every ranked product in the category holds at the same value: it still counts in the total, and it orders nothing here.

Availabilityweight 20 of 86 · constant here
Phantom14/20Solflare14/20
Tie
Published criteriaweight 30 of 86
Phantom18/30Solflare16.8/30
Phantom leads
Frictionweight 10 of 86 · constant here
Phantom2.7/10Solflare2.7/10
Tie
Trust recordweight 8 of 86 · constant here
Phantom3.2/8Solflare3.2/8
Tie
Measured dataweight 18 of 86 · constant here
Phantom8.3/18Solflare8.3/18
Tie
Decision rulePublished order

Choose Phantom unless the term Solflare leads on is the one you are buying.

Pick Solflare if key export matters most — it scores 10/10 to Phantom's 8/10 there (weight 28).

The published order weighs every criterion the same way for everyone. To weigh them your way, run .

From the published order

Next best action

If this isn't your case

Other matchups worth comparing

How you can lose money here, and what the ranking scores
  • Key failure: your own keys are made, shown or recovered unsafely.
    Scored by Can I export my own keys and use them elsewhere? · 28% (Phantom 8/10, Solflare 10/10)
    Scored by Can I see exactly what I am signing? · 30% (Phantom 7/10, Solflare 7/10)
    Scored by What has gone wrong, and did they publish it? · 24% (Phantom 8/10, Solflare 2/10)
    Scored by If I lose my device, how do I get back in? · 18% (Phantom 7/10, Solflare 9/10)
Not assessed by this ranking: Information failure. A high place says nothing about these; the Methodology tab says what each means.
Questions

Frequently asked questions

Phantom scores 3 points above Solflare, led by incident record. Published scores, out of 100: Phantom 78 (rank 4 of 11 wallets), Solflare 75 (rank 5 of 11).

Related pages

Go deeper

Trust & process
Individual reviews
Other comparisons
Written and reviewed by Founder
Reviewed
Re-read in progressOverdue; re-read by 10 November 2026.
Methodology v2026.10.18
How this page is reviewed

Reviewed means both products compared here was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.

Accountable for this review: Mathias Siemonsmeier, Founder.

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