Provider at a glance
- Category
- Crypto Cards
- Entity
- All 4 Nexo products
- Official website
- nexo.com
Independent rankingchecked How it works
Details
Scored 69 out of 100 under methodology 2026.10.18, from the evidence read in September 2026.
Nexo Card
Crypto debit and credit Mastercard
Crypto Cards
#3 Overall
Ranked #3 of 9 crypto cards in the published ranking
69
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
Is Nexo Card right for you?
Right for you if these matter most
- Cost abroad8/10, the category best
- Card reliability9/10, the category best
- Tax on spending8/10, the category best
Look elsewhere if these come first
- Named issuer6/10 here; Crypto.com Card scores 7
Not yet tested for your country. Markets it lists: Europe. Restricted: United States.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best crypto card shows where it lands for you.
What will Nexo Card cost you?
Not priced on this basis
- Payments per month
- 500
- Average payment
- $100
How safe is Nexo Card?
- Evidence: verified4 of 4 criteria rest on quoted, sourced receipts. Read September 2026.
- LicenceMiCA (EU): no authorisation held. The register record
Alternatives to Nexo Card
Compare all 4- 1ether.fi Cash10 points above · weaker on card reliability (7 against 9)79
- 2Crypto.com Card8 points above · stronger on named issuer (7 against 6)77
- 4MetaMask CardLevel on score · weaker on card reliability (4 against 9)69
For your setup
Find out if Nexo Card fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where Nexo Card lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
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- Ranking-blind: no commercial input
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Find my best crypto cardNothing is inferred from clicks, popularity or commercial value.
Why this rank
Why Nexo Card ranks #3
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (25.1 here) sit inside the score; availability, friction, trust record and measured data add the rest. Best in this ranking on 3 of 4.
4 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
338+8.456.08#1/9Loading evidence…
269+7.495.09#1/9Loading evidence…
216+4.036.09#4/9Loading evidence…
208+5.125.08#1/9Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
Margin−8behind Crypto.com Card, #2
RobustnessOne point from changingacross a one-point change to each of its 4 criterion scores, the re-run scores 67–71 and ranks #3–#4
Evidence4 of 4 scored4 quoted, 4 with a source link
What would move the rank
Each line is the ranking run again with one of Nexo Card’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
What does one swipe abroad actually cost me, and can I work that out before I sign up? 8 → 7 on its ladder · MetaMask Card passes it−167#3 → #4
Will this card still work next month, and who has to fail for it to stop? 9 → 8 on its ladder · MetaMask Card passes it−168#3 → #4
Whose licence is actually behind this card, and will they even tell me their name? 6 → 5 on its ladder · MetaMask Card passes it−168#3 → #4
Strengths
3 from the score dataWhere it leads
Best for readers who weight
- What does one swipe abroad actually cost me, and can I work that out before I sign up? — 8/10, the category best
- Will this card still work next month, and who has to fail for it to stop? — 9/10, the category best
- Does buying a coffee create a taxable disposal, and will they hand me the record? — 8/10, the category best
Tradeoffs
1 from the score dataWhere it trails
Not for readers who put first
- Whose licence is actually behind this card, and will they even tell me their name? — 6/10 against a category best of 9/10
Record watch-outs
- The fee you can look up is not the fee that will hurt you. Nexo publishes its FX margin to four decimal-sharp cases and its ATM terms to four tiers, but it never says what BASE RATE that margin sits on, and it prices the Debit Mode crypto-to-fiat conversion at authorisation nowhere at all — the page says only "Tap into your crypto balance while we handle the conversion for you." Worse, the one lever that moves the ATM allowance from €200 to €2,000 a month is a Loyalty Tier set by "the ratio of NEXO Tokens held against the rest of your portfolio", and neither https://nexo.com/crypto-card nor https://nexo.com/loyalty publishes what that ratio has to be. So a buyer who wants the Platinum ATM allowance and the 2% cashback cannot work out, before signing up, how much of their portfolio they must convert into a single illiquid exchange token to get it — and if NEXO falls relative to the rest of the portfolio, the tier, the allowance and the cashback rate all fall with it, without a fee ever changing.
Competitive position
Where Nexo Card leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#5 / 96.0 of 20 · best 12.0
Published criteria#1 / 918.8 of 30 · pool best
Friction#1 / 92.7 of 10 · constant here
Trust record#1 / 93.2 of 8 · constant here
Measured data#1 / 98.3 of 18 · constant here
Where Nexo Card leads
- What does one swipe abroad actually cost me, and can I work that out before I sign up?#1 / 9
- Will this card still work next month, and who has to fail for it to stop?#1 / 9
- Does buying a coffee create a taxable disposal, and will they hand me the record?#1 / 9
Where it trailsNo criterion in the bottom third of its pool.
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
MetaMask Card#4 of 9 · score 69 · same score
Nexo Card leads on
- What does one swipe abroad actually cost me, and can I work that out before I sign up?8 vs 6
- Will this card still work next month, and who has to fail for it to stop?9 vs 4
- Whose licence is actually behind this card, and will they even tell me their name?6 vs 5
MetaMask Card leads onNo scored criterion
Largest single reason Nexo Card is ahead: published criteria (+16.1 display points).Scenario cost: MetaMask Card has no verified pricing for this scenario.
Crypto.com Card#2 of 9 · score 77 · 8.0 points ahead
Nexo Card leads on
- What does one swipe abroad actually cost me, and can I work that out before I sign up?8 vs 6
- Will this card still work next month, and who has to fail for it to stop?9 vs 7
- Does buying a coffee create a taxable disposal, and will they hand me the record?8 vs 7
Crypto.com Card leads on
- Whose licence is actually behind this card, and will they even tell me their name?7 vs 6
Largest single reason Crypto.com Card is ahead: availability (+15.6 display points).Scenario cost: Crypto.com Card has no verified pricing for this scenario.
ether.fi Cash#1 of 9 · score 79 · 10.0 points ahead
Nexo Card leads on
- Will this card still work next month, and who has to fail for it to stop?9 vs 7
- Whose licence is actually behind this card, and will they even tell me their name?6 vs 4
ether.fi Cash leads onNo scored criterion
Largest single reason ether.fi Cash is ahead: availability (+15.6 display points).Scenario cost: ether.fi Cash has no verified pricing for this scenario.
Against the leader
79 vs 69 · gap 10.0Why ether.fi Cash ranks above Nexo Card
The compare workspace's arithmetic applied to these two rows. Each dimension's share of the gap is its weight × the difference, on the displayed scale — it reproduces the displayed gap of 10.0 to within rounding. Nexo Card is ahead on published criteria (+5.7 in its favour).
DimensionThisether.fi CashGap share
Availability · 23% weight6.012.0−15.6, worse
Published criteria · 35% weight18.816.6+5.7, better
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here8.38.3same
Published criterionThisether.fi CashPoints
Will this card still work next month, and who has to fail for it to stop? · w2697+1.66, better
Whose licence is actually behind this card, and will they even tell me their name? · w2164+1.34, better
Net6979−10.0
Your scenario
Nexo Card is not priced for this scenario
Percentage and fixed legs on each payment, for a year. Excludes chargebacks, FX markup and settlement fees priced separately. Change an input and every figure recomputes from the published rate; the published rank does not move.
your cost/yr · default scenario — set your own
Payments per month · your input500
Average payment · your input$100
Rate read from the provider’s published pricing ↗ on 28 September 2026.
your cost/yrCost is stated as your cost/yr in USD; it is never a yield, never annualised, and it does not enter the score.
Not priced on this basis
Under the default inputs · USDCategory medianNot priced0 of 9 rows priced
Cheapest pricedNone pricedDifference not stated · availability not applied — set your country to filter
9 of 9 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 28 September 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
4 of 4 cells scored
Score evidenceVerified4 of 4 criteria reconstruct from receipts
4 of 4 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…4 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
4/4 criteria scored, with 4 dated sources quoted.RobustnessOne point from changingrank #3 to #4 across one-point re-runs
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 28 September 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
What does one swipe abroad actually cost me, and can I work that out before I sign up?strength 8 · weight 33Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Will this card still work next month, and who has to fail for it to stop?strength 9 · weight 26Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Whose licence is actually behind this card, and will they even tell me their name?strength 6 · weight 21Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Does buying a coffee create a taxable disposal, and will they hand me the record?strength 8 · weight 20Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Regulatory failure: no licence where you are, or a forced market exit.Scored by Whose licence is actually behind this card, and will they even tell me their name? · 21% (Nexo Card 6/10)Scored by Does buying a coffee create a taxable disposal, and will they hand me the record? · 20% (Nexo Card 8/10)
- Exit failure (Nexo Card 9/10): you cannot get out at par, on time, or with what is yours.Scored by Will this card still work next month, and who has to fail for it to stop? · 26%
Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Insolvency failure, Execution failure, Information failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: What does one swipe abroad actually cost me, and can I work that out before I sign up? (33%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- From https://
nexo .com /crypto-card (HTTP 200, fetched 28 September 2026), verbatim: "Are there any foreign transaction fees? Yes, the respective foreign transaction (FX) fees depend on the day of the week of the transaction:" / "FX Fees on Weekdays" — "EEA/UK/CH: 0.2%" "ROW: 2%" / "FX Fees on Weekends" — "EEA/UK/CH: 0.7%" "ROW: 2.5%". ATM: "Depending on your Loyalty Tier, you can enjoy free ATM withdrawals up to a specific amount:" — "Base: Up to €200 / £180", "Silver: Up to €400 / £360", "Gold: Up to €1,000 / £900", "Platinum: Up to €2,000 / £1,800" — and "Once you reach your free withdrawal limit, you’ll be charged a 2% fee (minimum of 1.99 EUR/GBP) per additional withdrawal until your monthly limit resets again." Subscription: "Enjoy daily spending with no monthly, annual, or inactivity card fees." Card issue: "There’s also free shipping for the physical Nexo Card." / "The virtual Nexo Card can be activated once you have at least $50 to your Nexo account." / "To order a physical card, you need an account balance above $5,000 worth of digital assets and at least a Gold Loyalty Tier." Credit Mode: "Grow your buying power with crypto-backed Credit Lines starting from 1.9% interest." NOT PUBLISHED on that page, and cited as silent: the crypto-to-fiat conversion charge applied at authorisation in Debit Mode (the page says only "Tap into your crypto balance while we handle the conversion for you."), the base rate the FX percentage marks up, and the NEXO-token ratio needed to reach each Loyalty Tier (https:// nexo .com /loyalty, fetched 28 September 2026, says only "The amount of NEXO Tokens you hold against the rest of your portfolio places you into one of our Loyalty Tiers."). Every figure above is unchanged from the 17 August 2026 read.Nexo Card — official pricing page ↗ · 28 September 2026 - Prices published in
- USDNexo Card — official pricing page ↗ · 28 September 2026
- Licences held
- Not published
- Compliance level
- partial
- Regulatory note
- READ ON https://
nexo .com /crypto-card (HTTP 200, loaded 17 August 2026). - Supported chains
- Not published
- Markets served
- europe
- Primary markets
- Not published
- Restricted markets
- United States
- Operating limits
- Not published
- Availability note
- THIS IS A REAL MARKET RESTRICTION, NOT AN OFAC/SANCTIONS REPRESENTATION. Verbatim, https://
nexo .com /crypto-card, loaded 2026-08-17: "Who can order a Nexo Card? The Nexo Card is currently available only to citizens and residents of selected European countries, including the European Economic Area (EEA) and the United Kingdom. To be eligible, you must complete Identity Verification with a supported identity document issued in the EEA, the United Kingdom, or another eligible country in Europe." That is a positive-list eligibility rule tied to citizenship, residence and document issuance, and it excludes the US, LATAM, APAC, MENA and Africa from ORDERING the card. Separately, and distinctly, the same page carries a general jurisdictional carve-out of the kind nearly every crypto ToS carries: "All or part of the Nexo Services, some features thereof, or some Digital Assets, are not available in certain jurisdictions, including where restrictions or limitations may apply, as indicated on the Nexo Platform and in the relevant general terms and conditions." The card page itself carries no OFAC/sanctions-list representation. Note the distinction a buyer must not blur: ORDERING is EEA/UK-only, while SPENDING is worldwide — "Use your wealth worldwide Make payments at over 100 million merchants globally." — which is why the fee table prices a "ROW" leg at 2% / 2.5% even though no ROW resident can obtain the card. supportedRegions is set from the ordering footprint, which is the buyer-relevant one.
Legal entity on file: Nexo, placed in 4 products. Only confirmed entities are shown; nothing is inferred from the brand name.
If something goes wrong with Nexo Card: where to complain, and where to report a scam
Loading the routes for your country.
How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
12 methodology entries
- 28 September 2026Current verified snapshot · methodology 2026.10.18Score 69, #3 of 9. 4 of 4 criteria scored. History starts here; earlier values are not interpolated.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.7Forty-one more products are offered only where their own quoted terms serve- fixed 141 country exclusions on 31 rows, each the name of a country the row's own quoted terms exclude: for example Mercuryo Hungary, China, Pakistan, Bangladesh, Chile, Colombia and Morocco; Gemini Custody the United Kingdom, Australia and the EU after its wind-down; Backed xStocks the US, Canada, the UK, Australia, Nigeria, the Philippines and Venezuela.
- changed Thirteen rows list the only countries their terms serve: Coins.ph the Philippines, Spritz bill pay, Brex, Unchained, WisdomTree, Franklin BENJI and AnchorWatch the United States (with its territories for AnchorWatch), PRYPCO Mint the UAE, N26 crypto seven EU countries, Gemini Tokenized Stocks the EU, XNET the US, Canada and the UK, Coldbit Steel and MetaMask Card the countries they list.
- changed Published (no-country) orders do not move. Country results change: in India six categories each lose one row (bill pay, cards, off-ramps, P2P, seed backup, tokenised real estate), and bill pay there has no row confirmed available, so it shows the published order marked as such; country pages list 23 fewer rows (24,357 to 24,334). The grounding test now matches full country names in any case, which shows seven earlier exclusions were quoted all along: the named debt of unquoted exclusions falls from 40 to 33 pairs.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
Methodology 2026.10.18, the same published run every visitor sees · receipt crypto_card:nexo_card:2026.10.18:63e40e0eb320
Are you Nexo Card? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.
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Editorial review of Nexo Card , on file since April 2026 — the review is separate from the score.