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Head-to-head · Crypto Cards

Nexo Card vs Bleap Card Nexo Card leads by 10 points.

Nexo Card scores 10 points above Bleap Card, led by cost abroad, card reliability, and tax on spending. Nexo Card ranks #3 and Bleap Card #5 of 9 published crypto cards. Every term of the gap is on the ledger below; the inputs are on the audit receipt.

Nexo Card69
Bleap Card59
Scores are out of 100; published scores fall within 41–99 · ranks #3 and #5 of 9
Methodology v2026.10.18Ranking snapshot Evidence verified through 4 published criteria5 score dimensions Receipt #cc-VS-NEXO-CARD-VS-BLEAP-CARD-29d2eb4d
Published verdictRanking snapshot 3 November 2026

Nexo Card leads by 10 points

Nexo Card scores 10 points above Bleap Card, led by cost abroad, card reliability, and tax on spending.

Nexo Card #3 of 969
Bleap Card #5 of 959
Scores are out of 100; published scores fall within 41–99; a bar is empty at 41 and full at 99.
Why, term by termNexo Card leads on 3 of 4 published criteria; Bleap Card on 1. The terms sum to the gap.
TermNexo CardBleap CardWeightPoints
Cost abroad8/106/107.9+4.1for Nexo Card+2.1 of 32
Card reliability9/105/106.2+6.5for Nexo Card+3.3 of 32
Named issuer6/109/105−3.9for Bleap Card−2.0 of 32
Tax on spending8/105/104.8+3.7for Nexo Card+1.9 of 32
Net of the terms+10.4
Reproduced gap+10.4
Published gapAfter score rounding and bounds — see the note below6959+10.0

Weight is in points of the 86-point weighted total. Points are score points of the gap between the two.

Quick facts

At a glance

2 of 3 rows read the same for both.
FactNexo CardBleap Card
PricingSnapshotFrom https://nexo.com/crypto-card (HTTP 200, fetched 28 September 2026), verbatim: "Are there any foreign transaction fees? Yes, the respective foreign transaction (FX) fees depend on the day of the week of the transaction:" / "FX Fees on Weekdays" — "EEA/UK/CH: 0.2%" "ROW: 2%" / "FX Fees on Weekends" — "EEA/UK/CH: 0.7%" "ROW: 2.5%". ATM: "Depending on your Loyalty Tier, you can enjoy free ATM withdrawals up to a specific amount:" — "Base: Up to €200 / £180", "Silver: Up to €400 / £360", "Gold: Up to €1,000 / £900", "Platinum: Up to €2,000 / £1,800" — and "Once you reach your free withdrawal limit, you’ll be charged a 2% fee (minimum of 1.99 EUR/GBP) per additional withdrawal until your monthly limit resets again." Subscription: "Enjoy daily spending with no monthly, annual, or inactivity card fees." Card issue: "There’s also free shipping for the physical Nexo Card." / "The virtual Nexo Card can be activated once you have at least $50 to your Nexo account." / "To order a physical card, you need an account balance above $5,000 worth of digital assets and at least a Gold Loyalty Tier." Credit Mode: "Grow your buying power with crypto-backed Credit Lines starting from 1.9% interest." NOT PUBLISHED on that page, and cited as silent: the crypto-to-fiat conversion charge applied at authorisation in Debit Mode (the page says only "Tap into your crypto balance while we handle the conversion for you."), the base rate the FX percentage marks up, and the NEXO-token ratio needed to reach each Loyalty Tier (https://nexo.com/loyalty, fetched 28 September 2026, says only "The amount of NEXO Tokens you hold against the rest of your portfolio places you into one of our Loyalty Tiers."). Every figure above is unchanged from the 17 August 2026 read.Vendor fee page — https://help.bleap.finance/en/articles/12097920-fee-schedule (HTTP 200, fetched 28 September 2026, dateModified 1 September 2026): "Card Spend" — "No fees are charged by Bleap when paying with card." and "Spreads apply to buy, sell, and bridge transactions" (card spend is not in that list). Binding cardholder terms — https://www.bleap.finance/en-us/legal-agreements/bleap-cardholder-terms-eea-bleap-sia (HTTP 200, fetched 28 September 2026, "Updated: June 28, 2026"), clause 6: "Cards are free. Bleap charges no issuance, monthly, usage or exchange fees for Card activity." / "Mastercard scheme fees, network FX rates, merchant surcharges, ATM operator fees and government taxes may apply and are your responsibility. Where charged via the scheme, these amounts are included in the Direct Debit from your Wallet." / "If you transact in a different currency, the amount is converted at the Mastercard network rate applicable at processing time. Bleap adds no FX markup or fee." ATM cap — https://help.bleap.finance/en/articles/15566380-what-limits-exist-in-bleap (HTTP 200, 19 June 2026): "Monthly withdrawals" "3", "Monthly amount" "€400". There is no subscription, tier or token stake anywhere in the product. NOT PRICED on any page read: the Mastercard scheme fees clause 6.2 debits from the wallet, and any ATM charge beyond Bleap's own zero; Bleap's "Pricing Disclosure" (https://www.bleap.finance/legal-agreements/pricing-disclosure) still covers only buy, sell and bridge.
Asset coverageEditorial——
Region fitSnapshoteuropeeurope
From the published criteria

Which should you pick?

Nexo Card

69#3 of 9
Leads
Pick it when
Pick Nexo Card if cost abroad matters most — it scores 8/10 to Bleap Card's 6/10 there (weight 33).
Strength
Programme survival — 9/10
Tradeoff
The fee you can look up is not the fee that will hurt you. Nexo publishes its FX margin to four decimal-sharp cases and its ATM terms to four tiers, but it never says what BASE RATE that margin sits on, and it prices the Debit Mode crypto-to-fiat conversion at authorisation nowhere at all — the page says only "Tap into your crypto balance while we handle the conversion for you." Worse, the one lever that moves the ATM allowance from €200 to €2,000 a month is a Loyalty Tier set by "the ratio of NEXO Tokens held against the rest of your portfolio", and neither https://nexo.com/crypto-card nor https://nexo.com/loyalty publishes what that ratio has to be. So a buyer who wants the Platinum ATM allowance and the 2% cashback cannot work out, before signing up, how much of their portfolio they must convert into a single illiquid exchange token to get it — and if NEXO falls relative to the rest of the portfolio, the tier, the allowance and the cashback rate all fall with it, without a fee ever changing.

Bleap Card

59#5 of 9
Pick it when
Pick Bleap Card if named issuer matters most — it scores 9/10 to Nexo Card's 6/10 there (weight 21).
Strength
Whose licence issues it — 9/10
Tradeoff
'Free withdrawals worldwide' on the card page means three withdrawals and €400 a month. The cap is real, current (dateModified 2026-06-19) and lives only in a help-centre article — https://help.bleap.finance/en/articles/15566380-what-limits-exist-in-bleap: 'ATM Withdrawals — Monthly withdrawals 3 — Monthly amount €400'. The card page (read 2026-08-17) says only 'Free withdrawals worldwide. Use ATMs at home or abroad without Bleap fees.' A buyer who picks this card for travel discovers the ceiling at the third cash machine of the trip, and the terms then hand them the operator's surcharge on top: 'Operator surcharges may apply and are your responsibility.' (clause 5.1).
Self-identify in 10 seconds

Which one is actually for you?

Nexo CardLeads

Choose Nexo Card if cost abroad matters most

  • Cost abroad: 8/10 against 6/10 for Bleap Card (weight 33)
  • Card reliability: 9/10 against 5/10 for Bleap Card (weight 26)
  • Tax on spending: 8/10 against 5/10 for Bleap Card (weight 20)
Bleap Card

Choose Bleap Card if named issuer matters most

  • Named issuer: 9/10 against 6/10 for Nexo Card (weight 21)
Criterion by criterion

Scorecard

Published criteria · weight in points of 868 of 8 cells scored. Strength is read from the evidence file; the weight is the published one. Methodology

Cost abroad

by 2 of 10weight 7.9 of 86Nexo Card leads
Nexo Card8 out of 10
Bleap Card6 out of 10

Card reliability

by 4 of 10weight 6.2 of 86Nexo Card leads
Nexo Card9 out of 10
Bleap Card5 out of 10

Named issuer

by 3 of 10weight 5 of 86Bleap Card leads
Nexo Card6 out of 10
Bleap Card9 out of 10

Tax on spending

by 3 of 10weight 4.8 of 86Nexo Card leads
Nexo Card8 out of 10
Bleap Card5 out of 10

Score dimensions

weights sum to 86

The published score is five dimensions, each weighted for the category. "Published criteria" is the criteria block above; the other four are the engine's own terms — availability, friction, trust record, measured data. Each bar is one side's points out of that dimension's maximum; the weight beside the name is its points of the 86-point weighted total. The published criteria above can fill 24 of the block’s 30. A weight marked “constant here” belongs to a dimension every ranked product in the category holds at the same value: it still counts in the total, and it orders nothing here.

Availabilityweight 20 of 86
Nexo Card6/20Bleap Card6/20
Tie
Published criteriaweight 30 of 86
Nexo Card18.8/30Bleap Card14.8/30
Nexo Card leads
Frictionweight 10 of 86 · constant here
Nexo Card2.7/10Bleap Card2.7/10
Tie
Trust recordweight 8 of 86 · constant here
Nexo Card3.2/8Bleap Card3.2/8
Tie
Measured dataweight 18 of 86 · constant here
Nexo Card8.3/18Bleap Card8.3/18
Tie
Decision rulePublished order

Choose Nexo Card unless the term Bleap Card leads on is the one you are buying.

Pick Bleap Card if named issuer matters most — it scores 9/10 to Nexo Card's 6/10 there (weight 21).

The published order weighs every criterion the same way for everyone. To weigh them your way, run .

From the published order

Next best action

If this isn't your case

Other matchups worth comparing

How you can lose money here, and what the ranking scores
  • Regulatory failure: no licence where you are, or a forced market exit.
    Scored by Whose licence is actually behind this card, and will they even tell me their name? · 21% (Nexo Card 6/10, Bleap Card 9/10)
    Scored by Does buying a coffee create a taxable disposal, and will they hand me the record? · 20% (Nexo Card 8/10, Bleap Card 5/10)
  • Exit failure: you cannot get out at par, on time, or with what is yours.
    Scored by Will this card still work next month, and who has to fail for it to stop? · 26% (Nexo Card 9/10, Bleap Card 5/10)
Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Insolvency failure, Execution failure, Information failure. A high place says nothing about these; the Methodology tab says what each means.
Also scored, as cost, quality or a summary of several families: What does one swipe abroad actually cost me, and can I work that out before I sign up? (33%).
Questions

Frequently asked questions

Nexo Card scores 10 points above Bleap Card, led by cost abroad, card reliability, and tax on spending. Published scores, out of 100: Nexo Card 69 (rank 3 of 9 crypto cards), Bleap Card 59 (rank 5 of 9).

Related pages

Go deeper

Trust & process
Individual reviews
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Written and reviewed by Founder
Reviewed Next review by Methodology v2026.10.18
How this page is reviewed

Reviewed means both products compared here was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.

Accountable for this review: Mathias Siemonsmeier, Founder.

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