Provider at a glance
- Category
- Crypto Cards
- Official website
- crypto.com
Independent rankingchecked How it works
Details
Scored 77 out of 100 under methodology 2026.10.18, from the evidence read in September 2026.
Crypto.com Card
Prepaid crypto Visa card
Crypto Cards
#2 Overall
Ranked #2 of 9 crypto cards in the published ranking
77
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
Is Crypto.com Card right for you?
Right for you if these matter most
- Tax on spending7/10; the category best is 8
Look elsewhere if these come first
- Cost abroad6/10 here; ether.fi Cash scores 8
- Card reliability7/10 here; Nexo Card scores 9
- Named issuer7/10 here; the category best is 9
Not yet tested for your country. Markets it lists: United States, Europe, Asia, Latin America, Middle East & North Africa, Canada, Australia.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best crypto card shows where it lands for you.
What will Crypto.com Card cost you?
Not priced on this basis
- Payments per month
- 500
- Average payment
- $100
How safe is Crypto.com Card?
- Evidence: verified4 of 4 criteria rest on quoted, sourced receipts. Read September 2026.
- LicenceMiCA (EU): no register record on file here.
Alternatives to Crypto.com Card
Compare all 4- 1ether.fi Cash2 points above · stronger on cost abroad (8 against 6)79
- 3Nexo Card8 points below · stronger on cost abroad (8 against 6)69
- 4MetaMask Card8 points below · weaker on card reliability (4 against 7)69
For your setup
Find out if Crypto.com Card fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where Crypto.com Card lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
- No account required
- Ranking-blind: no commercial input
- Personalised in under 60 seconds
Find my best crypto cardNothing is inferred from clicks, popularity or commercial value.
Why this rank
Why Crypto.com Card ranks #2
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (21.3 here) sit inside the score; availability, friction, trust record and measured data add the rest.
4 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
336+6.346.08#3/9Loading evidence…
267+5.825.09#2/9Loading evidence…
217+4.706.09#2/9Loading evidence…
207+4.485.08#3/9Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
Margin−2behind ether.fi Cash, #1
RobustnessOne point from changingacross a one-point change to each of its 4 criterion scores, the re-run scores 75–79 and ranks #1–#2
Evidence4 of 4 scored4 quoted, 4 with a source link
What would move the rank
Each line is the ranking run again with one of Crypto.com Card’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
What does one swipe abroad actually cost me, and can I work that out before I sign up? 6 → 7 on its ladder · passes ether.fi Cash+179#2 → #1
Will this card still work next month, and who has to fail for it to stop? 7 → 8 on its ladder · passes ether.fi Cash+179#2 → #1
Whose licence is actually behind this card, and will they even tell me their name? 7 → 9 on its ladder · passes ether.fi Cash+279#2 → #1
Does buying a coffee create a taxable disposal, and will they hand me the record? 7 → 9 on its ladder · passes ether.fi Cash+279#2 → #1
What does one swipe abroad actually cost me, and can I work that out before I sign up? 6 → 1 on its ladder · Nexo Card passes it−567#2 → #4
Will this card still work next month, and who has to fail for it to stop? 7 → 1 on its ladder · Nexo Card passes it−668#2 → #4
Whose licence is actually behind this card, and will they even tell me their name? 7 → 0 on its ladder · Nexo Card passes it−768#2 → #4
Smallest climb: “What does one swipe abroad actually cost me, and can I work that out before I sign up?” 6 → 7 passes ether.fi Cash, #1.
Strengths
1 from the score dataWhere it leads
Best for readers who weight
- Does buying a coffee create a taxable disposal, and will they hand me the record? — 7/10, category best 8/10
Tradeoffs
3 from the score dataWhere it trails
Not for readers who put first
- What does one swipe abroad actually cost me, and can I work that out before I sign up? — 6/10 against a category best of 8/10
- Will this card still work next month, and who has to fail for it to stop? — 7/10 against a category best of 9/10
- Whose licence is actually behind this card, and will they even tell me their name? — 7/10 against a category best of 9/10
Record watch-outs
- Until 30 September 2026 you pay the foreign transaction fee precisely because you did not pay for the card; from 1 October 2026 Ruby, Jade and Indigo subscribers pay it too. On 2026-09-28 the EEA schedule read 'Foreign Transaction Fee (Till 30 September 2026): Midnight: All non-EUR purchases and ATM transactions will be charged as follows Other Card Tiers: No fee' (0.2% inside the EU/UK, 2.0% outside): until that date the free Midnight card is the ONLY EEA tier charged an FX fee. From 1 October 2026 the same article extends that 0.2% inside the EU/UK to Ruby, Jade and Indigo — a documented fee INCREASE for subscribers who are already paying €3.99 or €24.99 a month, or who have €450 to €4,500 of CRO locked up for twelve months precisely to avoid this. None of it appears anywhere on crypto.com/cards, which answers 'What are the fees?' with 'ATM withdrawal fees, interbank exchange rates, top-up fees, and other charges may apply depending on your jurisdiction and card tier.' A buyer who reads only the page that sells the card cannot discover the number they will be charged, cannot discover that it differs from 0.2% to 3% depending on which country they live in, and cannot discover that it rises for Ruby, Jade and Indigo on 1 October 2026.
Competitive position
Where Crypto.com Card leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#1 / 912.0 of 20 · pool best
Published criteria#3 / 916.0 of 30 · best 18.8
Friction#1 / 92.7 of 10 · constant here
Trust record#1 / 93.2 of 8 · constant here
Measured data#1 / 98.3 of 18 · constant here
Where Crypto.com Card leads
- What does one swipe abroad actually cost me, and can I work that out before I sign up?#3 / 9
- Will this card still work next month, and who has to fail for it to stop?#2 / 9
- Whose licence is actually behind this card, and will they even tell me their name?#2 / 9
- Does buying a coffee create a taxable disposal, and will they hand me the record?#3 / 9
Where it trailsNo criterion in the bottom third of its pool.
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
ether.fi Cash#1 of 9 · score 79 · 2.0 points ahead
Crypto.com Card leads on
- Whose licence is actually behind this card, and will they even tell me their name?7 vs 4
ether.fi Cash leads on
- What does one swipe abroad actually cost me, and can I work that out before I sign up?8 vs 6
- Does buying a coffee create a taxable disposal, and will they hand me the record?8 vs 7
Largest single reason ether.fi Cash is ahead: published criteria (+1.6 display points).Scenario cost: ether.fi Cash has no verified pricing for this scenario.
Nexo Card#3 of 9 · score 69 · 8.0 points behind
Crypto.com Card leads on
- Whose licence is actually behind this card, and will they even tell me their name?7 vs 6
Nexo Card leads on
- What does one swipe abroad actually cost me, and can I work that out before I sign up?8 vs 6
- Will this card still work next month, and who has to fail for it to stop?9 vs 7
- Does buying a coffee create a taxable disposal, and will they hand me the record?8 vs 7
Largest single reason Crypto.com Card is ahead: availability (+15.6 display points).Scenario cost: Nexo Card has no verified pricing for this scenario.
MetaMask Card#4 of 9 · score 69 · 8.0 points behind
Crypto.com Card leads on
- Will this card still work next month, and who has to fail for it to stop?7 vs 4
- Whose licence is actually behind this card, and will they even tell me their name?7 vs 5
- Does buying a coffee create a taxable disposal, and will they hand me the record?7 vs 6
MetaMask Card leads onNo scored criterion
Largest single reason Crypto.com Card is ahead: published criteria (+8.8 display points).Scenario cost: MetaMask Card has no verified pricing for this scenario.
Against the leader
79 vs 77 · gap 2.0Why ether.fi Cash ranks above Crypto.com Card
The compare workspace's arithmetic applied to these two rows. Each dimension's share of the gap is its weight × the difference, on the displayed scale — it reproduces the displayed gap of 2.0 to within rounding.
DimensionThisether.fi CashGap share
Availability · 23% weight12.012.0same
Published criteria · 35% weight16.016.6−1.6, worse
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here8.38.3same
Published criterionThisether.fi CashPoints
What does one swipe abroad actually cost me, and can I work that out before I sign up? · w3368−2.11, worse
Whose licence is actually behind this card, and will they even tell me their name? · w2174+2.02, better
Does buying a coffee create a taxable disposal, and will they hand me the record? · w2078−0.64, worse
Net7779−2.0
Your scenario
Crypto.com Card is not priced for this scenario
Percentage and fixed legs on each payment, for a year. Excludes chargebacks, FX markup and settlement fees priced separately. Change an input and every figure recomputes from the published rate; the published rank does not move.
your cost/yr · default scenario — set your own
Payments per month · your input500
Average payment · your input$100
Rate read from the provider’s published pricing ↗ on 28 September 2026.
your cost/yrCost is stated as your cost/yr in USD; it is never a yield, never annualised, and it does not enter the score.
Not priced on this basis
Under the default inputs · USDCategory medianNot priced0 of 9 rows priced
Cheapest pricedNone pricedDifference not stated · availability not applied — set your country to filter
9 of 9 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 28 September 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
4 of 4 cells scored
Score evidenceVerified4 of 4 criteria reconstruct from receipts
4 of 4 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…4 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
4/4 criteria scored, with 4 dated sources quoted.RobustnessOne point from changingrank #1 to #2 across one-point re-runs
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 28 September 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
What does one swipe abroad actually cost me, and can I work that out before I sign up?strength 6 · weight 33Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Will this card still work next month, and who has to fail for it to stop?strength 7 · weight 26Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Whose licence is actually behind this card, and will they even tell me their name?strength 7 · weight 21Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Does buying a coffee create a taxable disposal, and will they hand me the record?strength 7 · weight 20Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Regulatory failure: no licence where you are, or a forced market exit.Scored by Whose licence is actually behind this card, and will they even tell me their name? · 21% (Crypto.com Card 7/10)Scored by Does buying a coffee create a taxable disposal, and will they hand me the record? · 20% (Crypto.com Card 7/10)
- Exit failure (Crypto.com Card 7/10): you cannot get out at par, on time, or with what is yours.Scored by Will this card still work next month, and who has to fail for it to stop? · 26%
Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Insolvency failure, Execution failure, Information failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: What does one swipe abroad actually cost me, and can I work that out before I sign up? (33%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- FEE TABLE (EEA) — https://
help .crypto .com /en /articles /5977463 -crypto-com-prepaid-visa-card-fees-and-limits-europe-for-users-with-a-residential-address-in-europe (HTTP 200, fetched 28 September 2026, dated 31 July 2026): "Debit / Credit card top-up: 1%" | "ATM Withdrawal: 2% on amounts above the monthly free ATM limit" | "Free ATM limit (Monthly)" "€200" "€400" "€800" "€800" "€1,000" (Midnight / Ruby / Indigo-Jade / Icy-Rose / Obsidian) | "Close Account: €50" | "Physical Card Issuance:" "Midnight: €4.99" | "Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes." and "Effective 1 October 2026 fee will be updated to € 6." | "Foreign Transaction Fee (Till 30 September 2026):" Midnight only, "Within the EU and UK" "0.2%", "Outside the EU and UK" "2.0%", "Other Card Tiers: No fee" | "Foreign Transaction Fee (Effective 1 October 2026):" Midnight "Within the EU & UK : 0.2%" "Outside the EU & UK : 2.0%"; Ruby "Outside the EU & UK : No fee up to EUR 400 per calendar month, 2.0% thereafter"; Jade and Indigo "No fee up to EUR 800 per calendar month, 2.0% thereafter"; "Other Card Tiers: No fee". The October schedule takes effect three days after this read. TIER COST — https:// crypto .com /cards (HTTP 200 via 301 to https:// crypto .com /en-de /cards /, fetched 28 September 2026), "Subscription fee / Lockup": Midnight "Free"; Ruby "€3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking"; Jade/Indigo "€24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking"; Icy/Rose "€45,000 12-month CRO staking"; Obsidian "€450,000 12-month CRO staking". The same page prices no fee itself: "ATM withdrawal fees, interbank exchange rates, top-up fees, and other charges may apply depending on your jurisdiction and card tier." US CARDHOLDERS — https:// help .crypto .com /en /articles /5966563 -crypto-com-prepaid-visa-card-fees-and-limits-united-states (HTTP 200, fetched 28 September 2026): "Midnight, Ruby, Jade, Indigo: 3% on all non-USD purchases and ATM withdrawals" / "Rose, Icy, Obsidian: No fee"; "Credit – 2.99%"; "PayPal Top-Up: 2.1%". UNPRICED on every page read: the crypto-to-fiat conversion spread charged at top-up, and the FX base rate the 0.2% / 2.0% / 3% sits on; the cardholder agreement (https:// crypto .com /document /eu _card, still "Last update: 30 April 2025") says only "at the prevailing exchange rate".Crypto.com Card — official pricing page ↗ · 28 September 2026 - Prices published in
- USDCrypto.com Card — official pricing page ↗ · 28 September 2026
- Licences held
- Not published
- Compliance level
- partial
- Regulatory note
- POSITIVE LIVENESS, DATED. https://
crypto .com /cards loaded 17 August 2026, HTTP 200 (301 to https:// crypto .com /en-de /cards /), 442,600 bytes. The page renders a five-tier comparison table and repeated 'Apply Now' controls; every one resolves to <a href="https:// web .crypto .com /signup">Apply Now</a>. Orderable today. - Supported chains
- Not published
- Markets served
- us, europe, asia, latam, mena, ca, au
- Primary markets
- Not published
- Restricted markets
- Not published
- Operating limits
- Not published
- Availability note
- THIS IS A GENUINE MARKET-BY-MARKET FOOTPRINT, NOT AN OFAC/SANCTIONS BOILERPLATE — and the distinction matters here because the FEES themselves differ by market, not just eligibility. Evidence: https://
help .crypto .com /en /collections /3374054 -crypto-com-card-fees-limits (HTTP 200, loaded 17 August 2026) publishes '9 articles', each a separate binding schedule, verbatim: 'Crypto.com Prepaid Visa Card Fees and Limits (United States)', '(Singapore – applicable to Singapore residential address users only)', '(Singapore – applicable to non-Singapore residential address users only)', '(Europe – for users with a residential address in Europe)', '(Europe – applicable to non-Europe residential address users in Brazil and select LATAM markets)', '(United Kingdom)', '(Canada)', '(Australia, including New Zealand residents holding Australia-Issued Cards)', and 'Crypto.com Prepaid Mastercard Fees and Limits (Bahrain & select GCC markets)'. Note the last is a DIFFERENT SCHEME for a different region. The EEA cardholder agreement narrows one protection geographically — https:// crypto .com /document /eu _card clause 5.1, verbatim: 'This Clause 5 only applies if the Merchant's bank is located within the European Economic Area (EEA), Switzerland, and the United Kingdom and the transactions being carried out are transacted in Euro, Pounds Sterling, or another currency of an EEA member state.' — i.e. chargeback rights do not travel with the card outside those markets. The same PDF splits the app operator by region: '"App" means the mobile application software owned and released by Foris DAX MT for users in the EEA and Foris DAX ME for non-EEA users'. SEPARATELY: No OFAC/sanctions representation was located in the EEA cardholder agreement text searched, so none is reported; the geographic language above is footprint, not sanctions boilerplate. The legacy catalog record's availabilityTier 'global' overstates a product that publishes nine distinct regional schedules with materially different fees.
Legal entity on file: Crypto.com, placed in 2 products. Only confirmed entities are shown; nothing is inferred from the brand name.
If something goes wrong with Crypto.com Card: where to complain, and where to report a scam
Loading the routes for your country.
How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
12 methodology entries
- 28 September 2026Current verified snapshot · methodology 2026.10.18Score 77, #2 of 9. 4 of 4 criteria scored. History starts here; earlier values are not interpolated.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.7Forty-one more products are offered only where their own quoted terms serve- fixed 141 country exclusions on 31 rows, each the name of a country the row's own quoted terms exclude: for example Mercuryo Hungary, China, Pakistan, Bangladesh, Chile, Colombia and Morocco; Gemini Custody the United Kingdom, Australia and the EU after its wind-down; Backed xStocks the US, Canada, the UK, Australia, Nigeria, the Philippines and Venezuela.
- changed Thirteen rows list the only countries their terms serve: Coins.ph the Philippines, Spritz bill pay, Brex, Unchained, WisdomTree, Franklin BENJI and AnchorWatch the United States (with its territories for AnchorWatch), PRYPCO Mint the UAE, N26 crypto seven EU countries, Gemini Tokenized Stocks the EU, XNET the US, Canada and the UK, Coldbit Steel and MetaMask Card the countries they list.
- changed Published (no-country) orders do not move. Country results change: in India six categories each lose one row (bill pay, cards, off-ramps, P2P, seed backup, tokenised real estate), and bill pay there has no row confirmed available, so it shows the published order marked as such; country pages list 23 fewer rows (24,357 to 24,334). The grounding test now matches full country names in any case, which shows seven earlier exclusions were quoted all along: the named debt of unquoted exclusions falls from 40 to 33 pairs.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
Methodology 2026.10.18, the same published run every visitor sees · receipt crypto_card:crypto_com_card:2026.10.18:63e40e0eb320
Are you Crypto.com Card? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.
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Editorial review of Crypto.com Card , on file since April 2026 — the review is separate from the score.