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Head-to-head · Crypto Cards

Crypto.com Card vs Bleap Card Crypto.com Card leads by 18 points.

Crypto.com Card scores 18 points above Bleap Card, led by card reliability and tax on spending. Crypto.com Card ranks #2 and Bleap Card #5 of 9 published crypto cards. Every term of the gap is on the ledger below; the inputs are on the audit receipt.

Crypto.com Card77
Bleap Card59
Scores are out of 100; published scores fall within 41–99 · ranks #2 and #5 of 9
Methodology v2026.10.18Ranking snapshot Evidence verified through 4 published criteria5 score dimensions Receipt #cc-VS-CRYPTO-COM-CARD-VS-BLEAP-CARD-fe38e1e2
Published verdictRanking snapshot 3 November 2026

Crypto.com Card leads by 18 points

Crypto.com Card scores 18 points above Bleap Card, led by card reliability and tax on spending.

Crypto.com Card #2 of 977
Bleap Card #5 of 959
Scores are out of 100; published scores fall within 41–99; a bar is empty at 41 and full at 99.
Why, term by termCrypto.com Card leads on 2 of 4 published criteria; Bleap Card on 1. The terms sum to the gap.
TermCrypto.com CardBleap CardWeightPoints
Card reliability7/105/106.2+3.2for Crypto.com Card+1.7 of 32
Named issuer7/109/105−2.6for Bleap Card−1.3 of 32
Tax on spending7/105/104.8+2.5for Crypto.com Card+1.3 of 32
AvailabilityScore dimension12620+15.6for Crypto.com Card
Net of the terms+18.7
Reproduced gap+18.7
Published gapAfter score rounding and bounds — see the note below7759+18.0

Weight is in points of the 86-point weighted total. Points are score points of the gap between the two.

Quick facts

At a glance

1 of 3 rows read the same for both.
FactCrypto.com CardBleap Card
PricingSnapshotFEE TABLE (EEA) — https://help.crypto.com/en/articles/5977463-crypto-com-prepaid-visa-card-fees-and-limits-europe-for-users-with-a-residential-address-in-europe (HTTP 200, fetched 28 September 2026, dated 31 July 2026): "Debit / Credit card top-up: 1%" | "ATM Withdrawal: 2% on amounts above the monthly free ATM limit" | "Free ATM limit (Monthly)" "€200" "€400" "€800" "€800" "€1,000" (Midnight / Ruby / Indigo-Jade / Icy-Rose / Obsidian) | "Close Account: €50" | "Physical Card Issuance:" "Midnight: €4.99" | "Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes." and "Effective 1 October 2026 fee will be updated to € 6." | "Foreign Transaction Fee (Till 30 September 2026):" Midnight only, "Within the EU and UK" "0.2%", "Outside the EU and UK" "2.0%", "Other Card Tiers: No fee" | "Foreign Transaction Fee (Effective 1 October 2026):" Midnight "Within the EU & UK : 0.2%" "Outside the EU & UK : 2.0%"; Ruby "Outside the EU & UK : No fee up to EUR 400 per calendar month, 2.0% thereafter"; Jade and Indigo "No fee up to EUR 800 per calendar month, 2.0% thereafter"; "Other Card Tiers: No fee". The October schedule takes effect three days after this read. TIER COST — https://crypto.com/cards (HTTP 200 via 301 to https://crypto.com/en-de/cards/, fetched 28 September 2026), "Subscription fee / Lockup": Midnight "Free"; Ruby "€3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking"; Jade/Indigo "€24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking"; Icy/Rose "€45,000 12-month CRO staking"; Obsidian "€450,000 12-month CRO staking". The same page prices no fee itself: "ATM withdrawal fees, interbank exchange rates, top-up fees, and other charges may apply depending on your jurisdiction and card tier." US CARDHOLDERS — https://help.crypto.com/en/articles/5966563-crypto-com-prepaid-visa-card-fees-and-limits-united-states (HTTP 200, fetched 28 September 2026): "Midnight, Ruby, Jade, Indigo: 3% on all non-USD purchases and ATM withdrawals" / "Rose, Icy, Obsidian: No fee"; "Credit – 2.99%"; "PayPal Top-Up: 2.1%". UNPRICED on every page read: the crypto-to-fiat conversion spread charged at top-up, and the FX base rate the 0.2% / 2.0% / 3% sits on; the cardholder agreement (https://crypto.com/document/eu_card, still "Last update: 30 April 2025") says only "at the prevailing exchange rate".Vendor fee page — https://help.bleap.finance/en/articles/12097920-fee-schedule (HTTP 200, fetched 28 September 2026, dateModified 1 September 2026): "Card Spend" — "No fees are charged by Bleap when paying with card." and "Spreads apply to buy, sell, and bridge transactions" (card spend is not in that list). Binding cardholder terms — https://www.bleap.finance/en-us/legal-agreements/bleap-cardholder-terms-eea-bleap-sia (HTTP 200, fetched 28 September 2026, "Updated: June 28, 2026"), clause 6: "Cards are free. Bleap charges no issuance, monthly, usage or exchange fees for Card activity." / "Mastercard scheme fees, network FX rates, merchant surcharges, ATM operator fees and government taxes may apply and are your responsibility. Where charged via the scheme, these amounts are included in the Direct Debit from your Wallet." / "If you transact in a different currency, the amount is converted at the Mastercard network rate applicable at processing time. Bleap adds no FX markup or fee." ATM cap — https://help.bleap.finance/en/articles/15566380-what-limits-exist-in-bleap (HTTP 200, 19 June 2026): "Monthly withdrawals" "3", "Monthly amount" "€400". There is no subscription, tier or token stake anywhere in the product. NOT PRICED on any page read: the Mastercard scheme fees clause 6.2 debits from the wallet, and any ATM charge beyond Bleap's own zero; Bleap's "Pricing Disclosure" (https://www.bleap.finance/legal-agreements/pricing-disclosure) still covers only buy, sell and bridge.
Asset coverageEditorial——
Region fitSnapshotus, europe, asiaeurope
From the published criteria

Which should you pick?

Crypto.com Card

77#2 of 9
Leads
Pick it when
Pick Crypto.com Card if card reliability matters most — it scores 7/10 to Bleap Card's 5/10 there (weight 26).
Strength
Programme survival — 7/10
Tradeoff
Until 30 September 2026 you pay the foreign transaction fee precisely because you did not pay for the card; from 1 October 2026 Ruby, Jade and Indigo subscribers pay it too. On 2026-09-28 the EEA schedule read 'Foreign Transaction Fee (Till 30 September 2026): Midnight: All non-EUR purchases and ATM transactions will be charged as follows Other Card Tiers: No fee' (0.2% inside the EU/UK, 2.0% outside): until that date the free Midnight card is the ONLY EEA tier charged an FX fee. From 1 October 2026 the same article extends that 0.2% inside the EU/UK to Ruby, Jade and Indigo — a documented fee INCREASE for subscribers who are already paying €3.99 or €24.99 a month, or who have €450 to €4,500 of CRO locked up for twelve months precisely to avoid this. None of it appears anywhere on crypto.com/cards, which answers 'What are the fees?' with 'ATM withdrawal fees, interbank exchange rates, top-up fees, and other charges may apply depending on your jurisdiction and card tier.' A buyer who reads only the page that sells the card cannot discover the number they will be charged, cannot discover that it differs from 0.2% to 3% depending on which country they live in, and cannot discover that it rises for Ruby, Jade and Indigo on 1 October 2026.

Bleap Card

59#5 of 9
Pick it when
Pick Bleap Card if named issuer matters most — it scores 9/10 to Crypto.com Card's 7/10 there (weight 21).
Strength
Whose licence issues it — 9/10
Tradeoff
'Free withdrawals worldwide' on the card page means three withdrawals and €400 a month. The cap is real, current (dateModified 2026-06-19) and lives only in a help-centre article — https://help.bleap.finance/en/articles/15566380-what-limits-exist-in-bleap: 'ATM Withdrawals — Monthly withdrawals 3 — Monthly amount €400'. The card page (read 2026-08-17) says only 'Free withdrawals worldwide. Use ATMs at home or abroad without Bleap fees.' A buyer who picks this card for travel discovers the ceiling at the third cash machine of the trip, and the terms then hand them the operator's surcharge on top: 'Operator surcharges may apply and are your responsibility.' (clause 5.1).
Self-identify in 10 seconds

Which one is actually for you?

Crypto.com CardLeads

Choose Crypto.com Card if card reliability matters most

  • Card reliability: 7/10 against 5/10 for Bleap Card (weight 26)
  • Tax on spending: 7/10 against 5/10 for Bleap Card (weight 20)
Bleap Card

Choose Bleap Card if named issuer matters most

  • Named issuer: 9/10 against 7/10 for Crypto.com Card (weight 21)
Criterion by criterion

Scorecard

Published criteria · weight in points of 868 of 8 cells scored. Strength is read from the evidence file; the weight is the published one. Methodology

Cost abroad

weight 7.9 of 86Tie
Crypto.com Card6 out of 10
Bleap Card6 out of 10

Card reliability

by 2 of 10weight 6.2 of 86Crypto.com Card leads
Crypto.com Card7 out of 10
Bleap Card5 out of 10

Named issuer

by 2 of 10weight 5 of 86Bleap Card leads
Crypto.com Card7 out of 10
Bleap Card9 out of 10

Tax on spending

by 2 of 10weight 4.8 of 86Crypto.com Card leads
Crypto.com Card7 out of 10
Bleap Card5 out of 10

Score dimensions

weights sum to 86

The published score is five dimensions, each weighted for the category. "Published criteria" is the criteria block above; the other four are the engine's own terms — availability, friction, trust record, measured data. Each bar is one side's points out of that dimension's maximum; the weight beside the name is its points of the 86-point weighted total. The published criteria above can fill 24 of the block’s 30. A weight marked “constant here” belongs to a dimension every ranked product in the category holds at the same value: it still counts in the total, and it orders nothing here.

Availabilityweight 20 of 86
Crypto.com Card12/20Bleap Card6/20
Crypto.com Card leads
Published criteriaweight 30 of 86
Crypto.com Card16/30Bleap Card14.8/30
Crypto.com Card leads
Frictionweight 10 of 86 · constant here
Crypto.com Card2.7/10Bleap Card2.7/10
Tie
Trust recordweight 8 of 86 · constant here
Crypto.com Card3.2/8Bleap Card3.2/8
Tie
Measured dataweight 18 of 86 · constant here
Crypto.com Card8.3/18Bleap Card8.3/18
Tie
Decision rulePublished order

Choose Crypto.com Card unless the term Bleap Card leads on is the one you are buying.

Pick Bleap Card if named issuer matters most — it scores 9/10 to Crypto.com Card's 7/10 there (weight 21).

The published order weighs every criterion the same way for everyone. To weigh them your way, run .

From the published order

Next best action

If this isn't your case

Other matchups worth comparing

How you can lose money here, and what the ranking scores
  • Regulatory failure: no licence where you are, or a forced market exit.
    Scored by Whose licence is actually behind this card, and will they even tell me their name? · 21% (Crypto.com Card 7/10, Bleap Card 9/10)
    Scored by Does buying a coffee create a taxable disposal, and will they hand me the record? · 20% (Crypto.com Card 7/10, Bleap Card 5/10)
  • Exit failure: you cannot get out at par, on time, or with what is yours.
    Scored by Will this card still work next month, and who has to fail for it to stop? · 26% (Crypto.com Card 7/10, Bleap Card 5/10)
Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Insolvency failure, Execution failure, Information failure. A high place says nothing about these; the Methodology tab says what each means.
Also scored, as cost, quality or a summary of several families: What does one swipe abroad actually cost me, and can I work that out before I sign up? (33%).
Questions

Frequently asked questions

Crypto.com Card scores 18 points above Bleap Card, led by card reliability and tax on spending. Published scores, out of 100: Crypto.com Card 77 (rank 2 of 9 crypto cards), Bleap Card 59 (rank 5 of 9).

Related pages

Go deeper

Trust & process
Individual reviews
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Written and reviewed by Founder
Reviewed Next review by Methodology v2026.10.18
How this page is reviewed

Reviewed means both products compared here was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.

Accountable for this review: Mathias Siemonsmeier, Founder.

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