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Head-to-head · Crypto Cards

Nexo Card vs MetaMask Card Same published score.

MetaMask Card and Nexo Card tie on score at 69; the published tie-break orders them. Nexo Card ranks #3 and MetaMask Card #4 of 9 published crypto cards. The ledger below shows where each side is ahead — pick by the criterion that matters to you.

Nexo Card69
MetaMask Card69
Scores are out of 100; published scores fall within 41–99 · ranks #3 and #4 of 9
Methodology v2026.10.18Ranking snapshot Evidence verified through 4 published criteria5 score dimensions Receipt #cc-VS-NEXO-CARD-VS-METAMASK-CARD-ea712e07
Published verdictRanking snapshot 3 November 2026

Same published score — 69 each

MetaMask Card and Nexo Card tie on score at 69; the published tie-break orders them.

Nexo Card #3 of 969
MetaMask Card #4 of 969
Scores are out of 100; published scores fall within 41–99; a bar is empty at 41 and full at 99.
Why, term by termMetaMask Card leads on 0 of 4 published criteria; Nexo Card on 4. The terms sum to the gap.
TermMetaMask CardNexo CardWeightPoints
Cost abroad6/108/107.9−4.1for Nexo Card−2.1 of 32
Card reliability4/109/106.2−8.1for Nexo Card−4.2 of 32
Named issuer5/106/105−1.3for Nexo Card−0.7 of 32
Tax on spending6/108/104.8−2.5for Nexo Card−1.3 of 32
AvailabilityScore dimension12620+15.6for MetaMask Card
Net of the terms−0.4
Criteria roundingThe criteria block is rounded to whole points before it is spread−0.1
Reproduced gap−0.5
Published gapAfter score rounding and bounds — see the note below69690.0

Weight is in points of the 86-point weighted total. Points are score points of the gap between the two.

Quick facts

At a glance

1 of 3 rows read the same for both.
FactNexo CardMetaMask Card
PricingSnapshotFrom https://nexo.com/crypto-card (HTTP 200, fetched 28 September 2026), verbatim: "Are there any foreign transaction fees? Yes, the respective foreign transaction (FX) fees depend on the day of the week of the transaction:" / "FX Fees on Weekdays" — "EEA/UK/CH: 0.2%" "ROW: 2%" / "FX Fees on Weekends" — "EEA/UK/CH: 0.7%" "ROW: 2.5%". ATM: "Depending on your Loyalty Tier, you can enjoy free ATM withdrawals up to a specific amount:" — "Base: Up to €200 / £180", "Silver: Up to €400 / £360", "Gold: Up to €1,000 / £900", "Platinum: Up to €2,000 / £1,800" — and "Once you reach your free withdrawal limit, you’ll be charged a 2% fee (minimum of 1.99 EUR/GBP) per additional withdrawal until your monthly limit resets again." Subscription: "Enjoy daily spending with no monthly, annual, or inactivity card fees." Card issue: "There’s also free shipping for the physical Nexo Card." / "The virtual Nexo Card can be activated once you have at least $50 to your Nexo account." / "To order a physical card, you need an account balance above $5,000 worth of digital assets and at least a Gold Loyalty Tier." Credit Mode: "Grow your buying power with crypto-backed Credit Lines starting from 1.9% interest." NOT PUBLISHED on that page, and cited as silent: the crypto-to-fiat conversion charge applied at authorisation in Debit Mode (the page says only "Tap into your crypto balance while we handle the conversion for you."), the base rate the FX percentage marks up, and the NEXO-token ratio needed to reach each Loyalty Tier (https://nexo.com/loyalty, fetched 28 September 2026, says only "The amount of NEXO Tokens you hold against the rest of your portfolio places you into one of our Loyalty Tiers."). Every figure above is unchanged from the 17 August 2026 read.From https://support.metamask.io/trade/metamask-card/limits-and-fees/ (HTTP 200, fetched 28 September 2026), "Fee type" / "Free tier" / "Metal tier": "Annual subscription fee" "$0" / "$199"; "Physical card replacement fee" "n/a" / "$99"; token fees "Delegate funds for spending" "No fee (no min. balance)", "Stablecoin of non-US cardholder denominated in local currency" "No fee", "Stablecoin of US cardholder denominated in USD" "No fee", "Stablecoin denominated in currency not of cardholder country or merchant country" "0.5%", "Stablecoin denominated in local currency of merchant country but not of cardholder country" "No fee", "DeFi token or tokenized yield (e.g., aUSDC)" "No fee up to $1,200 / mo, then 0.5%", "Other cryptocurrencies (e.g., wETH)" "0.875%"; "Network gas (e.g., Linea)" "Small, variable gas fee (typically $0.01)"; "ATM withdrawal" "2%" (Free) / "No fee up to $1,200 / mo, then 2%" (Metal); "Cross-border" "1%" (Free) / "No fee" (Metal). Footnotes: "ATM operator may charge you additional fee." "Using card with merchant located outside of cardholder country." "Subject to fair usage." Limits: "Card transaction limit" "$10,000 / tx" "$15,000 / day" (Free), "$20,000 / tx" "$30,000 / day" (Metal); "ATM withdrawal limit" "$1,000 / tx" "$1,000 / day" (Free), "$1,000 / tx" "$5,000 / day" (Metal). The zero-fee Metal tier cannot currently be bought: https://support.metamask.io/trade/metamask-card/metal-card/ (fetched 28 September 2026) says "New Metal card orders are currently unavailable." and the Metal tier "is currently only available to users in the United States", where sign-ups are "temporarily closed" (https://metamask.io/card). Not priced anywhere: the FX margin over the Mastercard rate (https://support.metamask.io/trade/metamask-card/card-faq/ says only "the best foreign exchange rate allowed by MasterCard").
Asset coverageEditorial——
Region fitSnapshoteuropeeurope, latam, ca
From the published criteria

Which should you pick?

Nexo Card

69#3 of 9
Pick it when
Pick Nexo Card if cost abroad matters most — it scores 8/10 to MetaMask Card's 6/10 there (weight 33).
Strength
Programme survival — 9/10
Tradeoff
The fee you can look up is not the fee that will hurt you. Nexo publishes its FX margin to four decimal-sharp cases and its ATM terms to four tiers, but it never says what BASE RATE that margin sits on, and it prices the Debit Mode crypto-to-fiat conversion at authorisation nowhere at all — the page says only "Tap into your crypto balance while we handle the conversion for you." Worse, the one lever that moves the ATM allowance from €200 to €2,000 a month is a Loyalty Tier set by "the ratio of NEXO Tokens held against the rest of your portfolio", and neither https://nexo.com/crypto-card nor https://nexo.com/loyalty publishes what that ratio has to be. So a buyer who wants the Platinum ATM allowance and the 2% cashback cannot work out, before signing up, how much of their portfolio they must convert into a single illiquid exchange token to get it — and if NEXO falls relative to the rest of the portfolio, the tier, the allowance and the cashback rate all fall with it, without a fee ever changing.

MetaMask Card

69#4 of 9
Pick it when
MetaMask Card leads on no published criterion; its edge is availability (12 vs 6 points). Pick it if that term is what you are buying.
Strength
Swipe cost abroad — 6/10
Tradeoff
You will most likely be annoyed by discovering that the tier you paid to reach cannot be bought, and that MetaMask's three fee pages do not agree. The $199 Metal tier is the only way to zero the 1% cross-border fee and to waive the 2% ATM fee on the first $1,200 a month — and https://support.metamask.io/trade/metamask-card/what-is-metamask-card/ (loaded 2026-08-17) says 'Orders for the Metal card are temporarily paused as of June 2nd, 2026.' while https://metamask.io/card (same date) still runs a 'GET METAL' button at '$199/year' and claims 'MetaMask Metal Card is now available in the US. Get yours today.' Meanwhile the help-centre FAQ tells you foreign transactions carry no additional fee while the fee table charges 1%, and the help-centre article on using the card lists only gas and a 0.875% swap fee under 'You will also be charged a minimal fee for each transaction:', omitting the cross-border and ATM lines entirely. On the free tier outside the US you cannot use an ATM at all.
Self-identify in 10 seconds

Which one is actually for you?

Nexo Card

Choose Nexo Card if cost abroad matters most

  • Cost abroad: 8/10 against 6/10 for MetaMask Card (weight 33)
  • Card reliability: 9/10 against 4/10 for MetaMask Card (weight 26)
  • Named issuer: 6/10 against 5/10 for MetaMask Card (weight 21)
MetaMask Card

MetaMask Card leads Nexo Card on no published criterion

  • Choose it only if something outside the published criteria decides for you — your country, a funding rail, or custody.
Criterion by criterion

Scorecard

Published criteria · weight in points of 868 of 8 cells scored. Strength is read from the evidence file; the weight is the published one. Methodology

Cost abroad

by 2 of 10weight 7.9 of 86Nexo Card leads
Nexo Card8 out of 10
MetaMask Card6 out of 10

Card reliability

by 5 of 10weight 6.2 of 86Nexo Card leads
Nexo Card9 out of 10
MetaMask Card4 out of 10

Named issuer

by 1 of 10weight 5 of 86Nexo Card leads
Nexo Card6 out of 10
MetaMask Card5 out of 10

Tax on spending

by 2 of 10weight 4.8 of 86Nexo Card leads
Nexo Card8 out of 10
MetaMask Card6 out of 10

Score dimensions

weights sum to 86

The published score is five dimensions, each weighted for the category. "Published criteria" is the criteria block above; the other four are the engine's own terms — availability, friction, trust record, measured data. Each bar is one side's points out of that dimension's maximum; the weight beside the name is its points of the 86-point weighted total. The published criteria above can fill 24 of the block’s 30. A weight marked “constant here” belongs to a dimension every ranked product in the category holds at the same value: it still counts in the total, and it orders nothing here.

Availabilityweight 20 of 86
Nexo Card6/20MetaMask Card12/20
MetaMask Card leads
Published criteriaweight 30 of 86
Nexo Card18.8/30MetaMask Card12.6/30
Nexo Card leads
Frictionweight 10 of 86 · constant here
Nexo Card2.7/10MetaMask Card2.7/10
Tie
Trust recordweight 8 of 86 · constant here
Nexo Card3.2/8MetaMask Card3.2/8
Tie
Measured dataweight 18 of 86 · constant here
Nexo Card8.3/18MetaMask Card8.3/18
Tie
Decision rulePublished order

Same published score — pick by the criterion that matters to you.

Pick Nexo Card if cost abroad matters most — it scores 8/10 to MetaMask Card's 6/10 there (weight 33).

MetaMask Card leads on no published criterion; its edge is availability (12 vs 6 points). Pick it if that term is what you are buying.

The published order weighs every criterion the same way for everyone. To weigh them your way, run .

From the published order

Next best action

If this isn't your case

Other matchups worth comparing

How you can lose money here, and what the ranking scores
  • Regulatory failure: no licence where you are, or a forced market exit.
    Scored by Whose licence is actually behind this card, and will they even tell me their name? · 21% (Nexo Card 6/10, MetaMask Card 5/10)
    Scored by Does buying a coffee create a taxable disposal, and will they hand me the record? · 20% (Nexo Card 8/10, MetaMask Card 6/10)
  • Exit failure: you cannot get out at par, on time, or with what is yours.
    Scored by Will this card still work next month, and who has to fail for it to stop? · 26% (Nexo Card 9/10, MetaMask Card 4/10)
Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Insolvency failure, Execution failure, Information failure. A high place says nothing about these; the Methodology tab says what each means.
Also scored, as cost, quality or a summary of several families: What does one swipe abroad actually cost me, and can I work that out before I sign up? (33%).
Questions

Frequently asked questions

MetaMask Card and Nexo Card tie on score at 69; the published tie-break orders them. Published scores, out of 100: Nexo Card 69 (rank 3 of 9 crypto cards), MetaMask Card 69 (rank 4 of 9).

Related pages

Go deeper

Trust & process
Individual reviews
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Written and reviewed by Founder
Reviewed Next review by Methodology v2026.10.18
How this page is reviewed

Reviewed means both products compared here was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.

Accountable for this review: Mathias Siemonsmeier, Founder.

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