Provider at a glance
- Category
- Crypto Savings Plans
- Entity
- Not verified
- Official website
- relai.app
Independent rankingchecked How it works
Details
Scored 67 out of 100 under methodology 2026.10.18, from the evidence read in October 2026.
Relai Recurring
Recurring bitcoin buys into your own wallet
Crypto Savings Plans
#3 Overall
Ranked #3 of 5 crypto savings plans in the published ranking
67
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
Is Relai Recurring right for you?
Right for you if these matter most
- Custody and the route to your own wallet10/10, the category best
Look elsewhere if these come first
- Cost per year at €100 a month5/10 here; the category best is 10
- Licence and asset protection8/10 here; Trade Republic Crypto Savings Plan scores 10
- Minimum and schedule4/10 here; Bitstack Recurring scores 10
- Execution price transparency6/10 here; Bitstack Recurring scores 8
Not yet tested for your country. Markets it lists: Europe.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best crypto savings plan shows where it lands for you.
What will Relai Recurring cost you?
Spread unpublished
- Your monthly plan
- $100
How safe is Relai Recurring?
- Evidence: verified5 of 5 criteria rest on quoted, sourced receipts. Read October 2026.
- LicenceMiCA (EU): no register record on file here.
- On the registersMiCA: authorised, RELAI EU (FR, since 2025-10-23). Read 3 November 2026. Open the register
Alternatives to Relai Recurring
Compare all 4- 2Bitstack Recurring2 points above · stronger on plan access (10 against 4)69$30
- 4Trade Republic Crypto Savings Plan1 point below · stronger on licence (10 against 8)66
- 5Bitpanda Savings Plan6 points below · stronger on plan access (8 against 4)61
For your setup
Find out if Relai Recurring fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where Relai Recurring lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
- No account required
- Ranking-blind: no commercial input
- Personalised in under 60 seconds
Find my best crypto savings planNothing is inferred from clicks, popularity or commercial value.
Why this rank
Why Relai Recurring ranks #3
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (21.3 here) sit inside the score; availability, friction, trust record and measured data add the rest. Best in this ranking on 1 of 5.
5 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
355+5.605.010#2/5Loading evidence…
2510+8.008.010#1/5Loading evidence…
158+3.848.010#2/5Loading evidence…
154+1.928.010#5/5Loading evidence…
106+1.926.010#3/5Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
Margin−2behind Bitstack Recurring, #2
RobustnessOne point from changingacross a one-point change to each of its 5 criterion scores, the re-run scores 65–69 and ranks #2–#4
Evidence5 of 5 scored5 quoted, 5 with a source link
What would move the rank
Each line is the ranking run again with one of Relai Recurring’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
Cost per year at €100 a month 5 → 6 on its ladder · passes Bitstack Recurring+169#3 → #2
Licence and asset protection 8 → 10 on its ladder · passes Bitstack Recurring+269#3 → #2
Minimum and schedule 4 → 6 on its ladder · passes Bitstack Recurring+269#3 → #2
Execution price transparency 6 → 9 on its ladder · passes Bitstack Recurring+369#3 → #2
Cost per year at €100 a month 5 → 4 on its ladder · Trade Republic Crypto Savings Plan passes it−165#3 → #4
Custody and the route to your own wallet 10 → 9 on its ladder · Trade Republic Crypto Savings Plan passes it−166#3 → #4
Licence and asset protection 8 → 7 on its ladder · Trade Republic Crypto Savings Plan passes it−166#3 → #4
Smallest climb: cost per year at €100 a month 5 → 6 passes Bitstack Recurring, #2.
Strengths
1 from the score dataWhere it leads
Best for readers who weight
- Custody and the route to your own wallet — 10/10, the category best
Tradeoffs
4 from the score dataWhere it trails
Not for readers who put first
- Cost per year at €100 a month — 5/10 against a category best of 10/10
- Licence and asset protection — 8/10 against a category best of 10/10
- Minimum and schedule — 4/10 against a category best of 10/10
- Execution price transparency — 6/10 against a category best of 10/10
Record watch-outs
- Relai sets its own price and its margin is not published, so the true cost of a plan cannot be stated, only its fee floor.
- Minimum €50 per order, the highest in this ranking; bitcoin only.
- Card-funded plans carry an extra 3.0% per transaction; plans funded by instant SEPA do not.
Competitive position
Where Relai Recurring leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#1 / 56.0 of 20 · constant here
Published criteria#3 / 516.0 of 30 · best 20.2
Friction#1 / 52.7 of 10 · constant here
Trust record#1 / 53.2 of 8 · constant here
Measured data#1 / 59.7 of 18 · constant here
Where Relai Recurring leads
- Cost per year at €100 a month#2 / 5
- Custody and the route to your own wallet#1 / 5
- Licence and asset protection#2 / 5
Where it trails
- Minimum and schedule#5 / 5
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
Trade Republic Crypto Savings Plan#4 of 5 · score 66 · 1.0 point behind
Relai Recurring leads on
- Custody and the route to your own wallet10 vs 8
- Execution price transparency6 vs 4
Trade Republic Crypto Savings Plan leads on
- Licence and asset protection10 vs 8
- Minimum and schedule6 vs 4
Largest single reason Relai Recurring is ahead: published criteria (+0.8 display points).Scenario cost: Trade Republic Crypto Savings Plan has no verified pricing for this scenario.
Bitstack Recurring#2 of 5 · score 69 · 2.0 points ahead
Relai Recurring leads on
- Cost per year at €100 a month5 vs 4
- Custody and the route to your own wallet10 vs 8
Bitstack Recurring leads on
- Minimum and schedule10 vs 4
- Execution price transparency8 vs 6
Largest single reason Bitstack Recurring is ahead: published criteria (+1.6 display points).Scenario cost: Relai Recurring has no verified pricing for this scenario.
Bitpanda Savings Plan#5 of 5 · score 61 · 6.0 points behind
Relai Recurring leads on
- Custody and the route to your own wallet10 vs 6
- Licence and asset protection8 vs 6
- Execution price transparency6 vs 4
Bitpanda Savings Plan leads on
- Minimum and schedule8 vs 4
Largest single reason Relai Recurring is ahead: published criteria (+5.7 display points).Scenario cost: Bitpanda Savings Plan has no verified pricing for this scenario.
Against the leader
78 vs 67 · gap 11.0Why Finst Auto Invest ranks above Relai Recurring
The compare workspace's arithmetic applied to these two rows. Each dimension's share of the gap is its weight × the difference, on the displayed scale — it reproduces the displayed gap of 11.0 to within rounding.
DimensionThisFinst Auto InvestGap share
Availability · 23% weight · constant here6.06.0same
Published criteria · 35% weight16.020.2−10.9, worse
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here9.79.7same
Published criterionThisFinst Auto InvestPoints
Cost per year at €100 a month · w35510−5.60, worse
Custody and the route to your own wallet · w25106+3.20, better
Minimum and schedule · w1548−1.92, worse
Execution price transparency · w10610−1.28, worse
Net6778−11.0
Your scenario
Relai Recurring is not priced for this scenario
A year of plan executions at your monthly amount: the fee per execution plus the published or bounded spread. Excludes withdrawal to your own wallet and card surcharges. A plan whose provider publishes no spread or bound shows "Spread unpublished" rather than its fee alone. Change an input and every figure recomputes from the published rate; the published rank does not move.
your cost/yr · default scenario — set your own
Your monthly plan · your input$100
Rate read from the provider’s published pricing ↗ on 28 October 2026.
your cost/yrCost is stated as your cost/yr in USD; it is never a yield, never annualised, and it does not enter the score.
Spread unpublished
Under the default inputs · USDCategory median and cheapestNot statedOnly 2 of 5 rows publish a comparable price; a median and a cheapest row need at least 3.
3 of 5 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 28 October 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
5 of 5 cells scored
Score evidenceVerified5 of 5 criteria reconstruct from receipts
5 of 5 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…5 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
5/5 criteria scored, with 5 dated sources quoted.RobustnessOne point from changingrank #2 to #4 across one-point re-runs
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 28 October 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
Cost per year at €100 a monthstrength 5 · weight 35Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Custody and the route to your own walletstrength 10 · weight 25Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Licence and asset protectionstrength 8 · weight 15Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Minimum and schedulestrength 4 · weight 15Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Execution price transparencystrength 6 · weight 10Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Insolvency failure (Relai Recurring 8/10): the firm or issuer that owes you cannot pay.Scored by Licence and asset protection · 15%
- Execution failure (Relai Recurring 6/10): you get a worse price, later, or nothing.Scored by Execution price transparency · 10%
- Exit failure (Relai Recurring 10/10): you cannot get out at par, on time, or with what is yours.Scored by Custody and the route to your own wallet · 25%
Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Regulatory failure, Information failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: Cost per year at €100 a month (35%), Minimum and schedule (15%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- Relai Pricing Policy EU, 'Last updated 11 June 2026', read 28 October 2026. Recurring Order means a standing instruction to buy bitcoin 'on a pre-defined schedule (daily, weekly, or monthly)'. Service fee 'EUR 50.00 – 99,999.99 (per transaction): 1.00% service fee'; 'Clients get a service fee-free 100 EUR purchase per calendar month … when using a monthly savings plan'; 'Credit card transactions include an additional charge to the Client of 3.0% per transaction'; 'Relai covers network fees when clients buy Bitcoin.' The price is Relai's own: 'Relai applies its own margin and service fee' and 'Relai determines, at its sole discretion, the purchase and sale prices'. The margin is not quantified, so no all-in rate is stated. Published fee floor on a monthly plan: €0 a year at €50 or €100 a month, €18 a year at €250 a month.Relai Pricing Policy EU ↗ · 28 October 2026
- Prices published in
- USDRelai Pricing Policy EU ↗ · 28 October 2026
- Licences held
- France (AMF): MiCA CASP authorisation
- Compliance level
- full
- Regulatory note
- ESMA interim MiCA register, CASPS.csv read 2026-10-28: RELAI EU SASU, AMF, 23/10/2025, service c (exchange of crypto-assets for funds), passported to 26 EEA states including DE. The plan is non-custodial, so no custody service is needed: Relai's terms state it enables users 'to buy and sell bitcoin directly through the Apps in a self-custodial manner'.
- Supported chains
- Not published
- Markets served
- europe
- Primary markets
- Europe
- Restricted markets
- Not published
- Operating limits
- Minimum EUR 50 per order. Recurring orders daily, weekly or monthly. Monthly-plan purchases of up to EUR 100 per calendar month carry no service fee.
- Availability note
- The plan scored here is RELAI EU SASU's, under its EU terms and EU pricing policy. Its MiCA passport per the ESMA register (read 28 October 2026): Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Germany, Denmark, Estonia, Greece, Spain, Finland, Croatia, Hungary, Ireland, Italy, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Poland, Portugal, Romania, Sweden, Slovenia and Slovakia (AT, BE, BG, CY, CZ, DE, DK, EE, EL, ES, FI, HR, HU, IE, IT, LT, LU, LV, MT, NL, PL, PT, RO, SE, SI, SK), with France as home state. Not Norway or the United Kingdom, which the passport does not cover. Swiss clients contract with Relai AG in Zürich under a separate Swiss pricing policy, which this row does not score.
No confirmed legal entity is on file for this record. Nothing is inferred from the brand name.
If something goes wrong with Relai Recurring: where to complain, and where to report a scam
Loading the routes for your country.
How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
9 methodology entries
- 28 October 2026Current verified snapshot · methodology 2026.10.18Score 67, #3 of 5. 5 of 5 criteria scored. History starts here; earlier values are not interpolated.
- 28 October 2026
2026.10.17Crypto savings plans are ranked on what a year of your plan costs, and an unpublished spread stays unknown- added Crypto Savings Plans is a new category. Finst Auto Invest enters at #1 with 78, Bitstack Recurring at #2 with 69, Relai Recurring at #3 with 67, Trade Republic Crypto Savings Plan at #4 with 66 and Bitpanda Savings Plan at #5 with 61. Scalable Capital, Sparkasse and Coinbase are named refusals with their reasons.
- changed Corrected 2026-10-28, before the category was deployed: a refuter pass found that Trade Republic's coins can leave (price list v11.2025, release of 14 November 2025), so its custody score went from 2 to 8. Trade Republic Crypto Savings Plan moved from 60 to 69 and from #5 to #2; Bitstack Recurring from #2 to #3 at 69; Relai Recurring from #3 to #4 at 67; Bitpanda Savings Plan from #4 to #5 at 61.
- changed Corrected again 2026-10-28, before the category was deployed: Trade Republic's price list v11.2025 states 'Anlagevolumen pro Ausführung: 10 € bis 10.000 €' for the crypto savings plan, so the minimum is €10, not the €1 of an undated help article, and its minimum-and-schedule score went from 9 to 6 (from €10 on fixed execution days is not daily, weekly and monthly at a time the buyer picks). Trade Republic Crypto Savings Plan moved from 69 to 66 and from #2 to #4; Bitstack Recurring from #3 to #2 at 69; Relai Recurring from #4 to #3 at 67; Bitpanda Savings Plan stays #5 at 61.
- added Crypto Savings Plans country pages: Finst Auto Invest leads in Austria, Belgium, Finland, France, Germany, Ireland, Italy, the Netherlands, Poland, Portugal, Spain, Sweden and Switzerland, the countries on its own list. Bitpanda Savings Plan leads in Norway, inside the MiCA passport of the Bitpanda entity whose terms were scored. Each plan is listed only in the countries its provider's own list or its MiCA passport names: Trade Republic in the seventeen on its help centre's list, Relai in the 26 states of its passport plus France.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
Methodology 2026.10.18, the same published run every visitor sees · receipt savings_plans:relai-recurring:2026.10.18:8882ec194169
Are you Relai Recurring? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.