Provider at a glance
- Category
- Crypto Savings Plans
- Entity
- Not verified
- Official website
- finst.com
Independent rankingchecked How it works
Details
Scored 78 out of 100 under methodology 2026.10.18, from the evidence read in October 2026.
Finst Auto Invest
Recurring crypto buys on a Dutch exchange
Crypto Savings Plans
#1 Overall
Ranked #1 of 5 crypto savings plans in the published ranking
78
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
- $1.80 your cost/yr
Is Finst Auto Invest right for you?
Right for you if these matter most
- Cost per year at €100 a month10/10, the category best
- Execution price transparency10/10, the category best
Look elsewhere if these come first
- Custody and the route to your own wallet6/10 here; Relai Recurring scores 10
- Licence and asset protection8/10 here; Trade Republic Crypto Savings Plan scores 10
- Minimum and schedule8/10 here; Bitstack Recurring scores 10
Not yet tested for your country. Markets it lists: Europe.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best crypto savings plan shows where it lands for you.
What will Finst Auto Invest cost you?
$1.80 your cost/yr
- Your monthly plan
- $100
- All-in rate per execution
- 0.15%
How safe is Finst Auto Invest?
- Evidence: verified5 of 5 criteria rest on quoted, sourced receipts. Read October 2026.
- LicenceMiCA (EU): no register record on file here.
- On the registersMiCA: authorised, Finst B.V. (NL, since 2025-07-24). Read 3 November 2026. Open the register
Alternatives to Finst Auto Invest
Compare all 4- 2Bitstack Recurring9 points below · stronger on custody exit (8 against 6)69$30
- 3Relai Recurring11 points below · stronger on custody exit (10 against 6)67
- 4Trade Republic Crypto Savings Plan12 points below · stronger on custody exit (8 against 6)66
For your setup
Find out if Finst Auto Invest fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where Finst Auto Invest lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
- No account required
- Ranking-blind: no commercial input
- Personalised in under 60 seconds
Find my best crypto savings planNothing is inferred from clicks, popularity or commercial value.
Why it leads
Why Finst Auto Invest ranks #1
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (26.9 here) sit inside the score; availability, friction, trust record and measured data add the rest. Best in this ranking on 2 of 5.
5 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
3510+11.205.010#1/5Loading evidence…
256+4.808.010#4/5Loading evidence…
158+3.848.010#2/5Loading evidence…
158+3.848.010#2/5Loading evidence…
1010+3.206.010#1/5Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
Margin+9over Bitstack Recurring, #2
RobustnessHoldsacross a one-point change to each of its 5 criterion scores, the re-run scores 78–79 and stays #1
Evidence5 of 5 scored5 quoted, 5 with a source link
What would move the rank
Each line is the ranking run again with one of Finst Auto Invest’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
Cost per year at €100 a month 10 → 5 on its ladder · Bitstack Recurring passes it−575#1 → #2
Strengths
2 from the score dataWhere it leads
Best for readers who weight
- Cost per year at €100 a month — 10/10, the category best
- Execution price transparency — 10/10, the category best
Tradeoffs
3 from the score dataWhere it trails
Not for readers who put first
- Custody and the route to your own wallet — 6/10 against a category best of 10/10
- Licence and asset protection — 8/10 against a category best of 10/10
- Minimum and schedule — 8/10 against a category best of 10/10
Record watch-outs
- Each withdrawal to your own wallet costs the network fee plus €2.50 of third-party costs, so withdraw in batches rather than after every execution.
- Custodial: the coins sit with Stichting Finst Custody until you withdraw them.
- Plans run from €10 per execution; a plan without enough euros on the account at execution time is skipped, not retried.
Competitive position
Where Finst Auto Invest leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#1 / 56.0 of 20 · constant here
Published criteria#1 / 520.2 of 30 · pool best
Friction#1 / 52.7 of 10 · constant here
Trust record#1 / 53.2 of 8 · constant here
Measured data#1 / 59.7 of 18 · constant here
Where Finst Auto Invest leads
- Cost per year at €100 a month#1 / 5
- Licence and asset protection#2 / 5
- Minimum and schedule#2 / 5
- Execution price transparency#1 / 5
Where it trails
- Custody and the route to your own wallet#4 / 5
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
Bitstack Recurring#2 of 5 · score 69 · 9.0 points behind
Finst Auto Invest leads on
- Cost per year at €100 a month10 vs 4
- Execution price transparency10 vs 8
Bitstack Recurring leads on
- Custody and the route to your own wallet8 vs 6
- Minimum and schedule10 vs 8
Largest single reason Finst Auto Invest is ahead: published criteria (+9.4 display points).Scenario cost: Bitstack Recurring is +$28 against Finst Auto Invest.
Relai Recurring#3 of 5 · score 67 · 11.0 points behind
Finst Auto Invest leads on
- Cost per year at €100 a month10 vs 5
- Minimum and schedule8 vs 4
- Execution price transparency10 vs 6
Relai Recurring leads on
- Custody and the route to your own wallet10 vs 6
Largest single reason Finst Auto Invest is ahead: published criteria (+10.9 display points).Scenario cost: Relai Recurring has no verified pricing for this scenario.
Trade Republic Crypto Savings Plan#4 of 5 · score 66 · 12.0 points behind
Finst Auto Invest leads on
- Cost per year at €100 a month10 vs 5
- Minimum and schedule8 vs 6
- Execution price transparency10 vs 4
Trade Republic Crypto Savings Plan leads on
- Custody and the route to your own wallet8 vs 6
- Licence and asset protection10 vs 8
Largest single reason Finst Auto Invest is ahead: published criteria (+11.7 display points).Scenario cost: Trade Republic Crypto Savings Plan has no verified pricing for this scenario.
Against #2
78 vs 69 · gap 9.0Why Finst Auto Invest ranks above Bitstack Recurring
DimensionThisBitstack RecurringGap share
Availability · 23% weight · constant here6.06.0same
Published criteria · 35% weight20.216.6+9.4, better
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here9.79.7same
Published criterionThisBitstack RecurringPoints
Cost per year at €100 a month · w35104+6.72, better
Custody and the route to your own wallet · w2568−1.60, worse
Minimum and schedule · w15810−0.96, worse
Execution price transparency · w10108+0.64, better
Net7869+9.0
Your scenario
What Finst Auto Invest costs on your scenario
A year of plan executions at your monthly amount: the fee per execution plus the published or bounded spread. Excludes withdrawal to your own wallet and card surcharges. A plan whose provider publishes no spread or bound shows "Spread unpublished" rather than its fee alone. Change an input and every figure recomputes from the published rate; the published rank does not move.
your cost/yr · default scenario — set your own
Your monthly plan · your input$100
All-in rate per execution0.15%
Rate read from the provider’s published pricing ↗ on 28 October 2026.
your cost/yrCost is stated as your cost/yr in USD; it is never a yield, never annualised, and it does not enter the score.
$1.80
Under the default inputs · USDCategory median and cheapestNot statedOnly 2 of 5 rows publish a comparable price; a median and a cheapest row need at least 3.
3 of 5 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 28 October 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
5 of 5 cells scored
Score evidenceVerified5 of 5 criteria reconstruct from receipts
5 of 5 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…5 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
5/5 criteria scored, with 5 dated sources quoted.RobustnessHoldsrank #1 across every one-point re-run
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 28 October 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
Cost per year at €100 a monthstrength 10 · weight 35Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Custody and the route to your own walletstrength 6 · weight 25Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Licence and asset protectionstrength 8 · weight 15Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Minimum and schedulestrength 8 · weight 15Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Execution price transparencystrength 10 · weight 10Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Insolvency failure (Finst Auto Invest 8/10): the firm or issuer that owes you cannot pay.Scored by Licence and asset protection · 15%
- Execution failure (Finst Auto Invest 10/10): you get a worse price, later, or nothing.Scored by Execution price transparency · 10%
- Exit failure (Finst Auto Invest 6/10): you cannot get out at par, on time, or with what is yours.Scored by Custody and the route to your own wallet · 25%
Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Regulatory failure, Information failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: Cost per year at €100 a month (35%), Minimum and schedule (15%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- Finst fee schedule, 'Valid as of 23/07/2026', read 28 October 2026 at finst.com/en/fees: 'The trading fee applies to all buy, sell, swap, and auto-invest on all fiat-to-crypto and crypto-to-crypto pairs. Trading fee 0,15% of trade amount. No added spread.' Auto Invest page: 'With Finst, there are no extra fees for using Auto Invest. You just pay our regular ultra-low trading fee of 0,15% for each execution.' All-in per execution: 0.15%. EUR deposits and withdrawals 'Free'. 'Cryptocurrency withdrawal Network fee + 2,50€ of third-party costs per withdrawal'.Finst fee schedule ↗ · 28 October 2026
- Prices published in
- USDFinst fee schedule ↗ · 28 October 2026
- Licences held
- Netherlands (AFM): MiCA CASP authorisation 41000015
- Compliance level
- full
- Regulatory note
- ESMA interim MiCA register, CASPS.csv read 2026-10-28: Finst B.V., AFM, 24/07/2025, Article 63 CASP authorisation, services a (custody), e (execution), g (reception and transmission) and j (transfer), passported to NL and every other EEA state including DE. Finst's footer: 'Authorized as a crypto-asset service provider by the Dutch Authority for the Financial Markets (AFM) under number 41000015.'
- Supported chains
- Not published
- Markets served
- europe
- Primary markets
- Europe
- Restricted markets
- Not published
- Operating limits
- Minimum €10 per plan execution. Daily, weekly, bi-weekly or monthly. Optional automatic withdrawal to an external wallet after each execution.
- Availability note
- Served countries per finst.com/en/countries (read 28 October 2026): Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and Switzerland.
No confirmed legal entity is on file for this record. Nothing is inferred from the brand name.
If something goes wrong with Finst Auto Invest: where to complain, and where to report a scam
Loading the routes for your country.
How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
9 methodology entries
- 28 October 2026Current verified snapshot · methodology 2026.10.18Score 78, #1 of 5. 5 of 5 criteria scored. History starts here; earlier values are not interpolated.
- 28 October 2026
2026.10.17Crypto savings plans are ranked on what a year of your plan costs, and an unpublished spread stays unknown- added Crypto Savings Plans is a new category. Finst Auto Invest enters at #1 with 78, Bitstack Recurring at #2 with 69, Relai Recurring at #3 with 67, Trade Republic Crypto Savings Plan at #4 with 66 and Bitpanda Savings Plan at #5 with 61. Scalable Capital, Sparkasse and Coinbase are named refusals with their reasons.
- changed Corrected 2026-10-28, before the category was deployed: a refuter pass found that Trade Republic's coins can leave (price list v11.2025, release of 14 November 2025), so its custody score went from 2 to 8. Trade Republic Crypto Savings Plan moved from 60 to 69 and from #5 to #2; Bitstack Recurring from #2 to #3 at 69; Relai Recurring from #3 to #4 at 67; Bitpanda Savings Plan from #4 to #5 at 61.
- changed Corrected again 2026-10-28, before the category was deployed: Trade Republic's price list v11.2025 states 'Anlagevolumen pro Ausführung: 10 € bis 10.000 €' for the crypto savings plan, so the minimum is €10, not the €1 of an undated help article, and its minimum-and-schedule score went from 9 to 6 (from €10 on fixed execution days is not daily, weekly and monthly at a time the buyer picks). Trade Republic Crypto Savings Plan moved from 69 to 66 and from #2 to #4; Bitstack Recurring from #3 to #2 at 69; Relai Recurring from #4 to #3 at 67; Bitpanda Savings Plan stays #5 at 61.
- added Crypto Savings Plans country pages: Finst Auto Invest leads in Austria, Belgium, Finland, France, Germany, Ireland, Italy, the Netherlands, Poland, Portugal, Spain, Sweden and Switzerland, the countries on its own list. Bitpanda Savings Plan leads in Norway, inside the MiCA passport of the Bitpanda entity whose terms were scored. Each plan is listed only in the countries its provider's own list or its MiCA passport names: Trade Republic in the seventeen on its help centre's list, Relai in the 26 states of its passport plus France.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
Methodology 2026.10.18, the same published run every visitor sees · receipt savings_plans:finst-auto-invest:2026.10.18:8882ec194169
Are you Finst Auto Invest? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.