Provider at a glance
- Category
- Crypto Savings Plans
- Entity
- Not verified
- Official website
- bitstack-app.com
Independent rankingchecked How it works
Details
Scored 69 out of 100 under methodology 2026.10.18, from the evidence read in October 2026.
Bitstack Recurring
Bitcoin savings app with recurring buys
Crypto Savings Plans
#2 Overall
Ranked #2 of 5 crypto savings plans in the published ranking
69
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
- $30 your cost/yr
Is Bitstack Recurring right for you?
Right for you if these matter most
- Minimum and schedule10/10, the category best
Look elsewhere if these come first
- Cost per year at €100 a month4/10 here; Relai Recurring scores 5
- Custody and the route to your own wallet8/10 here; Relai Recurring scores 10
- Licence and asset protection8/10 here; Trade Republic Crypto Savings Plan scores 10
- Execution price transparency8/10 here; the category best is 10
Not yet tested for your country. Markets it lists: Europe.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best crypto savings plan shows where it lands for you.
What will Bitstack Recurring cost you?
$30 your cost/yr
- Your monthly plan
- $100
- All-in rate per execution
- 2.5%
How safe is Bitstack Recurring?
- Evidence: verified5 of 5 criteria rest on quoted, sourced receipts. Read October 2026.
- LicenceMiCA (EU): no register record on file here.
- On the registersMiCA: authorised, BITSTACK DIGITAL ASSETS SAS (FR, since 2025-06-30). Read 3 November 2026. Open the register
Alternatives to Bitstack Recurring
Compare all 4- 3Relai Recurring2 points below · stronger on custody exit (10 against 8)67
- 4Trade Republic Crypto Savings Plan3 points below · stronger on plan cost (5 against 4)66
- 5Bitpanda Savings Plan8 points below · stronger on plan cost (5 against 4)61
For your setup
Find out if Bitstack Recurring fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where Bitstack Recurring lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
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Find my best crypto savings planNothing is inferred from clicks, popularity or commercial value.
Why this rank
Why Bitstack Recurring ranks #2
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (22.1 here) sit inside the score; availability, friction, trust record and measured data add the rest. Best in this ranking on 1 of 5.
5 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
354+4.485.010#5/5Loading evidence…
258+6.408.010#2/5Loading evidence…
158+3.848.010#2/5Loading evidence…
1510+4.808.010#1/5Loading evidence…
108+2.566.010#2/5Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
Margin−9behind Finst Auto Invest, #1
RobustnessOne point from changingacross a one-point change to each of its 5 criterion scores, the re-run scores 66–71 and ranks #2–#3
Evidence5 of 5 scored5 quoted, 5 with a source link
What would move the rank
Each line is the ranking run again with one of Bitstack Recurring’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
Cost per year at €100 a month 4 → 9 on its ladder · passes Finst Auto Invest+579#2 → #1
Cost per year at €100 a month 4 → 3 on its ladder · Relai Recurring passes it−166#2 → #3
Custody and the route to your own wallet 8 → 6 on its ladder · Relai Recurring passes it−266#2 → #4
Licence and asset protection 8 → 6 on its ladder · Relai Recurring passes it−267#2 → #3
Smallest climb: cost per year at €100 a month 4 → 9 passes Finst Auto Invest, #1.
Strengths
1 from the score dataWhere it leads
Best for readers who weight
- Minimum and schedule — 10/10, the category best
Tradeoffs
4 from the score dataWhere it trails
Not for readers who put first
- Cost per year at €100 a month — 4/10 against a category best of 10/10
- Custody and the route to your own wallet — 8/10 against a category best of 10/10
- Licence and asset protection — 8/10 against a category best of 10/10
- Execution price transparency — 8/10 against a category best of 10/10
Record watch-outs
- The highest stated cost in this ranking: up to 2.5% per execution at €100 a month (1.5% fee plus a margin of at most 1%).
- The cost on this row assumes a plan funded from the Bitstack cash account. A plan paid by card carries another 0.70% on every purchase: up to 3.2% per execution, about €38 a year at €100 a month.
- Bitcoin only. The Bitstack card is available in France only.
Competitive position
Where Bitstack Recurring leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#1 / 56.0 of 20 · constant here
Published criteria#2 / 516.6 of 30 · best 20.2
Friction#1 / 52.7 of 10 · constant here
Trust record#1 / 53.2 of 8 · constant here
Measured data#1 / 59.7 of 18 · constant here
Where Bitstack Recurring leads
- Custody and the route to your own wallet#2 / 5
- Licence and asset protection#2 / 5
- Minimum and schedule#1 / 5
- Execution price transparency#2 / 5
Where it trails
- Cost per year at €100 a month#5 / 5
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
Relai Recurring#3 of 5 · score 67 · 2.0 points behind
Bitstack Recurring leads on
- Minimum and schedule10 vs 4
- Execution price transparency8 vs 6
Relai Recurring leads on
- Cost per year at €100 a month5 vs 4
- Custody and the route to your own wallet10 vs 8
Largest single reason Bitstack Recurring is ahead: published criteria (+1.6 display points).Scenario cost: Relai Recurring has no verified pricing for this scenario.
Trade Republic Crypto Savings Plan#4 of 5 · score 66 · 3.0 points behind
Bitstack Recurring leads on
- Minimum and schedule10 vs 6
- Execution price transparency8 vs 4
Trade Republic Crypto Savings Plan leads on
- Cost per year at €100 a month5 vs 4
- Licence and asset protection10 vs 8
Largest single reason Bitstack Recurring is ahead: published criteria (+2.3 display points).Scenario cost: Trade Republic Crypto Savings Plan has no verified pricing for this scenario.
Bitpanda Savings Plan#5 of 5 · score 61 · 8.0 points behind
Bitstack Recurring leads on
- Custody and the route to your own wallet8 vs 6
- Licence and asset protection8 vs 6
- Minimum and schedule10 vs 8
Bitpanda Savings Plan leads on
- Cost per year at €100 a month5 vs 4
Largest single reason Bitstack Recurring is ahead: published criteria (+7.3 display points).Scenario cost: Bitpanda Savings Plan has no verified pricing for this scenario.
Against the leader
78 vs 69 · gap 9.0Why Finst Auto Invest ranks above Bitstack Recurring
The compare workspace's arithmetic applied to these two rows. Each dimension's share of the gap is its weight × the difference, on the displayed scale — it reproduces the displayed gap of 9.0 to within rounding.
DimensionThisFinst Auto InvestGap share
Availability · 23% weight · constant here6.06.0same
Published criteria · 35% weight16.620.2−9.4, worse
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here9.79.7same
Published criterionThisFinst Auto InvestPoints
Cost per year at €100 a month · w35410−6.72, worse
Custody and the route to your own wallet · w2586+1.60, better
Minimum and schedule · w15108+0.96, better
Execution price transparency · w10810−0.64, worse
Net6978−9.0
Your scenario
What Bitstack Recurring costs on your scenario
A year of plan executions at your monthly amount: the fee per execution plus the published or bounded spread. Excludes withdrawal to your own wallet and card surcharges. A plan whose provider publishes no spread or bound shows "Spread unpublished" rather than its fee alone. Change an input and every figure recomputes from the published rate; the published rank does not move.
your cost/yr · default scenario — set your own
Your monthly plan · your input$100
All-in rate per execution2.5%
Rate read from the provider’s published pricing ↗ on 28 October 2026.
your cost/yrCost is stated as your cost/yr in USD; it is never a yield, never annualised, and it does not enter the score.
$30
Under the default inputs · USDCategory median and cheapestNot statedOnly 2 of 5 rows publish a comparable price; a median and a cheapest row need at least 3.
3 of 5 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 28 October 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
5 of 5 cells scored
Score evidenceVerified5 of 5 criteria reconstruct from receipts
5 of 5 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…5 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
5/5 criteria scored, with 5 dated sources quoted.RobustnessOne point from changingrank #2 to #3 across one-point re-runs
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 28 October 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
Cost per year at €100 a monthstrength 4 · weight 35Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Custody and the route to your own walletstrength 8 · weight 25Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Licence and asset protectionstrength 8 · weight 15Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Minimum and schedulestrength 10 · weight 15Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Execution price transparencystrength 8 · weight 10Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Insolvency failure (Bitstack Recurring 8/10): the firm or issuer that owes you cannot pay.Scored by Licence and asset protection · 15%
- Execution failure (Bitstack Recurring 8/10): you get a worse price, later, or nothing.Scored by Execution price transparency · 10%
- Exit failure (Bitstack Recurring 8/10): you cannot get out at par, on time, or with what is yours.Scored by Custody and the route to your own wallet · 25%
Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Regulatory failure, Information failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: Cost per year at €100 a month (35%), Minimum and schedule (15%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- Bitstack pricing page, read 2026-10-28: Standard plan 'Bitcoin purchase fee 1.5% under €250 1.25% from €250 to €1,000 1% above €1,000'; Plus '€2.99 / month · €29.99 / year' with '0.75% flat'; 'Bitcoin withdrawal fee Free'; 'Bitcoin purchases not funded by your cash account 0.70%'. Margin, from the Commercial Policy (version 2.0, 6 June 2025): 'a variable margin, between 0.01% and 1%, calculated algorithmically. Bitstack ensures that the margin never exceeds 1%'. All-in per execution on the free plan below €250, for a plan funded from the Bitstack cash account: at most 2.5% (1.5% fee plus a margin of at most 1%). The terms let a recurring purchase be paid by bank card, and a card-funded plan adds the 0.70% above: at most 3.2% per execution, about €38.40 a year at €100 a month.Bitstack pricing page and Commercial Policy ↗ · 28 October 2026
- Prices published in
- USDBitstack pricing page and Commercial Policy ↗ · 28 October 2026
- Licences held
- France (AMF): MiCA CASP authorisation A2025-003
- Compliance level
- full
- Regulatory note
- ESMA interim MiCA register, CASPS.csv read 2026-10-28: BITSTACK DIGITAL ASSETS SAS, AMF, 30/06/2025, services a, c, d, e and j, passported to DE among 26 states. Bitstack's terms (31 August 2026): 'in the event of Bitstack's insolvency, the Client's Crypto-Assets are separate from Bitstack's estate'.
- Supported chains
- Not published
- Markets served
- europe
- Primary markets
- Europe
- Restricted markets
- Not published
- Operating limits
- Bitcoin from €1. Recurring purchase frequency hourly, daily, weekly or monthly, at a date and time the client chooses.
- Availability note
- Bitstack help centre (read 28 October 2026): available in Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Portugal, Spain and Switzerland; not available in the United Kingdom.
No confirmed legal entity is on file for this record. Nothing is inferred from the brand name.
If something goes wrong with Bitstack Recurring: where to complain, and where to report a scam
Loading the routes for your country.
How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
9 methodology entries
- 28 October 2026Current verified snapshot · methodology 2026.10.18Score 69, #2 of 5. 5 of 5 criteria scored. History starts here; earlier values are not interpolated.
- 28 October 2026
2026.10.17Crypto savings plans are ranked on what a year of your plan costs, and an unpublished spread stays unknown- added Crypto Savings Plans is a new category. Finst Auto Invest enters at #1 with 78, Bitstack Recurring at #2 with 69, Relai Recurring at #3 with 67, Trade Republic Crypto Savings Plan at #4 with 66 and Bitpanda Savings Plan at #5 with 61. Scalable Capital, Sparkasse and Coinbase are named refusals with their reasons.
- changed Corrected 2026-10-28, before the category was deployed: a refuter pass found that Trade Republic's coins can leave (price list v11.2025, release of 14 November 2025), so its custody score went from 2 to 8. Trade Republic Crypto Savings Plan moved from 60 to 69 and from #5 to #2; Bitstack Recurring from #2 to #3 at 69; Relai Recurring from #3 to #4 at 67; Bitpanda Savings Plan from #4 to #5 at 61.
- changed Corrected again 2026-10-28, before the category was deployed: Trade Republic's price list v11.2025 states 'Anlagevolumen pro Ausführung: 10 € bis 10.000 €' for the crypto savings plan, so the minimum is €10, not the €1 of an undated help article, and its minimum-and-schedule score went from 9 to 6 (from €10 on fixed execution days is not daily, weekly and monthly at a time the buyer picks). Trade Republic Crypto Savings Plan moved from 69 to 66 and from #2 to #4; Bitstack Recurring from #3 to #2 at 69; Relai Recurring from #4 to #3 at 67; Bitpanda Savings Plan stays #5 at 61.
- added Crypto Savings Plans country pages: Finst Auto Invest leads in Austria, Belgium, Finland, France, Germany, Ireland, Italy, the Netherlands, Poland, Portugal, Spain, Sweden and Switzerland, the countries on its own list. Bitpanda Savings Plan leads in Norway, inside the MiCA passport of the Bitpanda entity whose terms were scored. Each plan is listed only in the countries its provider's own list or its MiCA passport names: Trade Republic in the seventeen on its help centre's list, Relai in the 26 states of its passport plus France.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
Methodology 2026.10.18, the same published run every visitor sees · receipt savings_plans:bitstack-recurring:2026.10.18:8882ec194169
Are you Bitstack Recurring? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.