Provider at a glance
- Category
- Crypto Cards
- Entity
- Not verified
- Official website
- helpcenter.redotpay.com
Independent rankingchecked How it works
Details
Scored 55 out of 100 under methodology 2026.10.18, from the evidence read in September 2026.
RedotPay Card
Crypto card from Hong Kong
Crypto Cards
#6 Overall
Ranked #6 of 9 crypto cards in the published ranking
55
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
Is RedotPay Card right for you?
Look elsewhere if these come first
- Cost abroad2/10 here; Bleap Card scores 6
- Card reliability5/10 here; Coinbase Card scores 6
- Named issuer2/10 here; Bleap Card scores 9
- Tax on spending3/10 here; Bleap Card scores 5
Not yet tested for your country. Markets it lists: Europe, Asia, Latin America, Africa, Middle East & North Africa. Restricted: United States, Singapore, Indonesia, Croatia, India, China, Turkey, Morocco….
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best crypto card shows where it lands for you.
What will RedotPay Card cost you?
Not priced on this basis
- Payments per month
- 500
- Average payment
- $100
How safe is RedotPay Card?
- Evidence: verified4 of 4 criteria rest on quoted, sourced receipts. Read September 2026.
- LicenceMiCA (EU): no register record on file here.
Alternatives to RedotPay Card
Compare all 4- 5Bleap Card4 points above · stronger on named issuer (9 against 2)59
- 7Coinbase Card3 points below · stronger on named issuer (7 against 2)52
- 8Zeal6 points below · stronger on cost abroad (5 against 2)49
For your setup
Find out if RedotPay Card fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where RedotPay Card lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
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- Ranking-blind: no commercial input
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Find my best crypto cardNothing is inferred from clicks, popularity or commercial value.
Why this rank
Why RedotPay Card ranks #6
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (9.5 here) sit inside the score; availability, friction, trust record and measured data add the rest.
4 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
332+2.116.08#9/9Loading evidence…
265+4.165.09#5/9Loading evidence…
212+1.346.09#8/9Loading evidence…
203+1.925.08#7/9Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
Margin−4behind Bleap Card, #5
RobustnessOne point from changingacross a one-point change to each of its 4 criterion scores, the re-run scores 52–56 and ranks #6–#7
Evidence4 of 4 scored4 quoted, 4 with a source link
What would move the rank
Each line is the ranking run again with one of RedotPay Card’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
What does one swipe abroad actually cost me, and can I work that out before I sign up? 2 → 5 on its ladder · passes Bleap Card+361#6 → #5
Will this card still work next month, and who has to fail for it to stop? 5 → 8 on its ladder · passes Bleap Card+359#6 → #5
Whose licence is actually behind this card, and will they even tell me their name? 2 → 6 on its ladder · passes Bleap Card+460#6 → #5
Does buying a coffee create a taxable disposal, and will they hand me the record? 3 → 7 on its ladder · passes Bleap Card+460#6 → #5
What does one swipe abroad actually cost me, and can I work that out before I sign up? 2 → 1 on its ladder · Coinbase Card passes it−152#6 → #7
Will this card still work next month, and who has to fail for it to stop? 5 → 3 on its ladder · Coinbase Card passes it−251#6 → #7
Whose licence is actually behind this card, and will they even tell me their name? 2 → 0 on its ladder · Coinbase Card passes it−252#6 → #7
Smallest climb: “What does one swipe abroad actually cost me, and can I work that out before I sign up?” 2 → 5 passes Bleap Card, #5.
Strengths
0 from the score dataWhere it leads
No scored criterion is at or within one point of the category best, so no strength can be stated from the data.
Tradeoffs
4 from the score dataWhere it trails
Not for readers who put first
- What does one swipe abroad actually cost me, and can I work that out before I sign up? — 2/10 against a category best of 8/10
- Will this card still work next month, and who has to fail for it to stop? — 5/10 against a category best of 9/10
- Whose licence is actually behind this card, and will they even tell me their name? — 2/10 against a category best of 9/10
- Does buying a coffee create a taxable disposal, and will they hand me the record? — 3/10 against a category best of 8/10
Record watch-outs
- The '3% cashback' that makes this card look cheap is not money and cannot be made into money. It is paid in USDs which 'can only be used for future card transactions', 'cannot be used to purchase cards, withdrawn as cash, or transferred' and 'expire after 30 days'; it is capped at 18 USDs a month; it only accrues on Apple Pay and Google Pay spend; it is clawed back if you refund the purchase; and unlocking it costs a $12.90/month membership that is 'non-refundable after payment is made'. To earn the full $18 you must route exactly $600 a month through a mobile wallet and then spend the credit again within 30 days — and the $1,000/month ATM fee waiver, the only benefit actually worth more than the fee, is reserved for annual members. Meanwhile the fees the credit is supposed to offset are 2.20% on every non-domestic swipe and 3–4% at an ATM, and clause 5.2 of the binding terms lets RedotPay change the ATM fees 'at its sole discretion from time to time without notice'.
Competitive position
Where RedotPay Card leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#1 / 912.0 of 20 · pool best
Published criteria#8 / 97.2 of 30 · best 18.8
Friction#1 / 92.7 of 10 · constant here
Trust record#1 / 93.2 of 8 · constant here
Measured data#1 / 98.3 of 18 · constant here
Where RedotPay Card leadsNo criterion in the top third of its pool.
Where it trails
- What does one swipe abroad actually cost me, and can I work that out before I sign up?#9 / 9
- Whose licence is actually behind this card, and will they even tell me their name?#8 / 9
- Does buying a coffee create a taxable disposal, and will they hand me the record?#7 / 9
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
Coinbase Card#7 of 9 · score 52 · 3.0 points behind
RedotPay Card leads onNo scored criterion
Coinbase Card leads on
- What does one swipe abroad actually cost me, and can I work that out before I sign up?4 vs 2
- Will this card still work next month, and who has to fail for it to stop?6 vs 5
- Whose licence is actually behind this card, and will they even tell me their name?7 vs 2
Largest single reason RedotPay Card is ahead: availability (+15.6 display points).Scenario cost: Coinbase Card has no verified pricing for this scenario.
Bleap Card#5 of 9 · score 59 · 4.0 points ahead
RedotPay Card leads onNo scored criterion
Bleap Card leads on
- What does one swipe abroad actually cost me, and can I work that out before I sign up?6 vs 2
- Whose licence is actually behind this card, and will they even tell me their name?9 vs 2
- Does buying a coffee create a taxable disposal, and will they hand me the record?5 vs 3
Largest single reason Bleap Card is ahead: published criteria (+19.8 display points).Scenario cost: Bleap Card has no verified pricing for this scenario.
Zeal#8 of 9 · score 49 · 6.0 points behind
RedotPay Card leads on
- Does buying a coffee create a taxable disposal, and will they hand me the record?3 vs 2
Zeal leads on
- What does one swipe abroad actually cost me, and can I work that out before I sign up?5 vs 2
- Whose licence is actually behind this card, and will they even tell me their name?6 vs 2
Largest single reason RedotPay Card is ahead: availability (+15.6 display points).Scenario cost: Zeal has no verified pricing for this scenario.
Against the leader
79 vs 55 · gap 24.0Why ether.fi Cash ranks above RedotPay Card
The compare workspace's arithmetic applied to these two rows. Each dimension's share of the gap is its weight × the difference, on the displayed scale — it reproduces the displayed gap of 24.0 to within rounding.
DimensionThisether.fi CashGap share
Availability · 23% weight12.012.0same
Published criteria · 35% weight7.216.6−24.4, worse
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here8.38.3same
Published criterionThisether.fi CashPoints
What does one swipe abroad actually cost me, and can I work that out before I sign up? · w3328−6.34, worse
Will this card still work next month, and who has to fail for it to stop? · w2657−1.66, worse
Whose licence is actually behind this card, and will they even tell me their name? · w2124−1.34, worse
Does buying a coffee create a taxable disposal, and will they hand me the record? · w2038−3.20, worse
Net5579−24.0
Your scenario
RedotPay Card is not priced for this scenario
Percentage and fixed legs on each payment, for a year. Excludes chargebacks, FX markup and settlement fees priced separately. Change an input and every figure recomputes from the published rate; the published rank does not move.
your cost/yr · default scenario — set your own
Payments per month · your input500
Average payment · your input$100
Rate read from the provider’s published pricing ↗ on 28 September 2026.
your cost/yrCost is stated as your cost/yr in USD; it is never a yield, never annualised, and it does not enter the score.
Not priced on this basis
Under the default inputs · USDCategory medianNot priced0 of 9 rows priced
Cheapest pricedNone pricedDifference not stated · availability not applied — set your country to filter
9 of 9 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 28 September 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
4 of 4 cells scored
Score evidenceVerified4 of 4 criteria reconstruct from receipts
4 of 4 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…4 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
4/4 criteria scored, with 4 dated sources quoted.RobustnessOne point from changingrank #6 to #7 across one-point re-runs
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 28 September 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
What does one swipe abroad actually cost me, and can I work that out before I sign up?strength 2 · weight 33Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Will this card still work next month, and who has to fail for it to stop?strength 5 · weight 26Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Whose licence is actually behind this card, and will they even tell me their name?strength 2 · weight 21Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Does buying a coffee create a taxable disposal, and will they hand me the record?strength 3 · weight 20Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Regulatory failure: no licence where you are, or a forced market exit.Scored by Whose licence is actually behind this card, and will they even tell me their name? · 21% (RedotPay Card 2/10)Scored by Does buying a coffee create a taxable disposal, and will they hand me the record? · 20% (RedotPay Card 3/10)
- Exit failure (RedotPay Card 5/10): you cannot get out at par, on time, or with what is yours.Scored by Will this card still work next month, and who has to fail for it to stop? · 26%
Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Insolvency failure, Execution failure, Information failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: What does one swipe abroad actually cost me, and can I work that out before I sign up? (33%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- From the fee schedule on https://
helpcenter .redotpay .com /en /articles /10339271 -redotpay-card-limitations-fees (HTTP 200, fetched 28 September 2026, article dated 24 July 2026), published only as an embedded image (https:// downloads .intercomcdn .com /i /o /bor1fk18 /2525426891 /62aae 7b9254 f55235 f535504 fbde /20260707 -182236 .png, 3048x4596, unchanged since August; figures transcribed from the image, so a text checker cannot see them): "Virtual Card Application" "10.00 USD"; "Physical Card Application" "100.00 USD"; "Replacement Of Virtual Card" "5.00 USD for the first update" / "10.00 USD for each subsequent update"; "Default Currency Transaction" "Waived"; "Non-default Currency Transaction" "1.20%"; "ATM Withdrawal Fee" "2.00%" (HKD card) and "Monthly ATM Withdrawal Limits ≤ 10,000 USD：2%" / "Monthly ATM Withdrawal Limits > 10,000 USD：3%" (USD card); "Transaction Fee" "1.00%" "Refers to the cryptocurrency conversion fee"; "Small Auth Transaction Fee" "0.2 USD for each following small transaction" after five waived; "Declined Transaction Fee" "0.5 USD for each following declined transactions" after three waived; "Account Maintenance" "Waived"; "Effective from December 1, 2025". Outside that table: "Some purchases at specific merchants have a 1.5% transaction fee, with a minimum of 0.50 USD per transaction." (https:// helpcenter .redotpay .com /en /articles /10339275 -which-purchases-have-a-transaction-fee, fetched 28 September 2026); optional membership "Monthly Membership: $12.90 / month" / "Annual Membership: $129.00 / year", "All membership fees are non-refundable after payment is made." (https:// helpcenter .redotpay .com /en /articles /14686020 -getting-started-with-redotpay-pro, fetched 28 September 2026). Worked arithmetic (not a quote): one non-domestic purchase carries 1.00% conversion plus 1.20% non-default currency, 2.20% in all; one ATM withdrawal carries 1.00% plus 2.00-3.00%. The schedule crosses 12 months old on 1 December 2026.RedotPay Card — official pricing page ↗ · 28 September 2026 - Prices published in
- USDRedotPay Card — official pricing page ↗ · 28 September 2026
- Licences held
- Not published
- Compliance level
- partial
- Regulatory note
- THE ISSUER IS DEFINED AND NEVER NAMED. Read on https://
www .redotpay .com /terms /general (HTTP 200 with full browser headers, 17 August 2026): '"BIN Sponsor" means any service provider which (i) offers card as service solutions to the Group and (ii) is an actual issuer of the RedotPay Card;'. - Supported chains
- Not published
- Markets served
- europe, asia, latam, africa, mena
- Primary markets
- Not published
- Restricted markets
- United States, Singapore, Indonesia, Croatia, India, China, Turkey, Morocco, Ukraine, Venezuela
- Operating limits
- Not published
- Availability note
- A MARKET RESTRICTION, and a large one. https://
helpcenter .redotpay .com /en /articles /14254838 -card-issuance-restrictions (fetched 28 September 2026, dated 28 August 2026): "Due to global sanctions and card network restrictions, RedotPay services are currently unavailable in the regions listed below. Residents of these areas are ineligible for both virtual and physical cards, and these locations cannot be registered as billing addresses." The list on that date: Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Bouvet Island, Burkina Faso, Burundi, Central African Republic, Congo (Democratic Republic of the), Croatia, Cuba, Eritrea, Ethiopia, Guinea-Bissau, Haiti, India, Indonesia, Iran, Iraq, Kosovo, Lebanon, Liberia, Libya, Mainland China, Mali, Montenegro, Morocco, Myanmar, Nepal, Netherlands Antilles, Nicaragua, North Korea, North Macedonia, Russia, Serbia, Singapore, Slovenia, Somalia, South Sudan, Sudan, Syria, Turkey, Ukraine, United States, Venezuela, Yemen, Zimbabwe. South Korea, excluded on the 17 August 2026 read, is no longer on the list. Headed as sanctions-driven, the list also excludes the United States, Singapore, Indonesia, India, Turkey, Mainland China and two EU states (Croatia, Slovenia), which are commercial or regulatory footprint decisions. Separately, the general terms carry a reverse-solicitation clause for everyone outside Hong Kong (read 17 August 2026; www.redotpay.com returned HTTP 403 to curl on 28 September 2026).
No confirmed legal entity is on file for this record. Nothing is inferred from the brand name.
If something goes wrong with RedotPay Card: where to complain, and where to report a scam
Loading the routes for your country.
How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
12 methodology entries
- 28 September 2026Current verified snapshot · methodology 2026.10.18Score 55, #6 of 9. 4 of 4 criteria scored. History starts here; earlier values are not interpolated.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.7Forty-one more products are offered only where their own quoted terms serve- fixed 141 country exclusions on 31 rows, each the name of a country the row's own quoted terms exclude: for example Mercuryo Hungary, China, Pakistan, Bangladesh, Chile, Colombia and Morocco; Gemini Custody the United Kingdom, Australia and the EU after its wind-down; Backed xStocks the US, Canada, the UK, Australia, Nigeria, the Philippines and Venezuela.
- changed Thirteen rows list the only countries their terms serve: Coins.ph the Philippines, Spritz bill pay, Brex, Unchained, WisdomTree, Franklin BENJI and AnchorWatch the United States (with its territories for AnchorWatch), PRYPCO Mint the UAE, N26 crypto seven EU countries, Gemini Tokenized Stocks the EU, XNET the US, Canada and the UK, Coldbit Steel and MetaMask Card the countries they list.
- changed Published (no-country) orders do not move. Country results change: in India six categories each lose one row (bill pay, cards, off-ramps, P2P, seed backup, tokenised real estate), and bill pay there has no row confirmed available, so it shows the published order marked as such; country pages list 23 fewer rows (24,357 to 24,334). The grounding test now matches full country names in any case, which shows seven earlier exclusions were quoted all along: the named debt of unquoted exclusions falls from 40 to 33 pairs.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
Methodology 2026.10.18, the same published run every visitor sees · receipt crypto_card:redotpay_card:2026.10.18:63e40e0eb320
Are you RedotPay Card? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.
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Editorial review of RedotPay Card , on file since April 2026 — the review is separate from the score.