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Head-to-head · Crypto Cards

MetaMask Card vs RedotPay Card MetaMask Card leads by 14 points.

MetaMask Card scores 14 points above RedotPay Card, led by cost abroad, named issuer, and tax on spending. MetaMask Card ranks #4 and RedotPay Card #6 of 9 published crypto cards. Every term of the gap is on the ledger below; the inputs are on the audit receipt.

MetaMask Card69
RedotPay Card55
Scores are out of 100; published scores fall within 41–99 · ranks #4 and #6 of 9
Methodology v2026.10.18Ranking snapshot Evidence verified through 4 published criteria5 score dimensions Receipt #cc-VS-METAMASK-CARD-VS-REDOTPAY-CARD-3b0923b0
Published verdictRanking snapshot 3 November 2026

MetaMask Card leads by 14 points

MetaMask Card scores 14 points above RedotPay Card, led by cost abroad, named issuer, and tax on spending.

MetaMask Card #4 of 969
RedotPay Card #6 of 955
Scores are out of 100; published scores fall within 41–99; a bar is empty at 41 and full at 99.
Why, term by termMetaMask Card leads on 3 of 4 published criteria; RedotPay Card on 1. The terms sum to the gap.
TermMetaMask CardRedotPay CardWeightPoints
Cost abroad6/102/107.9+8.2for MetaMask Card+4.2 of 32
Card reliability4/105/106.2−1.6for RedotPay Card−0.8 of 32
Named issuer5/102/105+3.9for MetaMask Card+2.0 of 32
Tax on spending6/103/104.8+3.7for MetaMask Card+1.9 of 32
Net of the terms+14.3
Criteria roundingThe criteria block is rounded to whole points before it is spread−0.3
Reproduced gap+14.0

Weight is in points of the 86-point weighted total. Points are score points of the gap between the two.

Quick facts

At a glance

1 of 3 rows read the same for both.
FactMetaMask CardRedotPay Card
PricingSnapshotFrom https://support.metamask.io/trade/metamask-card/limits-and-fees/ (HTTP 200, fetched 28 September 2026), "Fee type" / "Free tier" / "Metal tier": "Annual subscription fee" "$0" / "$199"; "Physical card replacement fee" "n/a" / "$99"; token fees "Delegate funds for spending" "No fee (no min. balance)", "Stablecoin of non-US cardholder denominated in local currency" "No fee", "Stablecoin of US cardholder denominated in USD" "No fee", "Stablecoin denominated in currency not of cardholder country or merchant country" "0.5%", "Stablecoin denominated in local currency of merchant country but not of cardholder country" "No fee", "DeFi token or tokenized yield (e.g., aUSDC)" "No fee up to $1,200 / mo, then 0.5%", "Other cryptocurrencies (e.g., wETH)" "0.875%"; "Network gas (e.g., Linea)" "Small, variable gas fee (typically $0.01)"; "ATM withdrawal" "2%" (Free) / "No fee up to $1,200 / mo, then 2%" (Metal); "Cross-border" "1%" (Free) / "No fee" (Metal). Footnotes: "ATM operator may charge you additional fee." "Using card with merchant located outside of cardholder country." "Subject to fair usage." Limits: "Card transaction limit" "$10,000 / tx" "$15,000 / day" (Free), "$20,000 / tx" "$30,000 / day" (Metal); "ATM withdrawal limit" "$1,000 / tx" "$1,000 / day" (Free), "$1,000 / tx" "$5,000 / day" (Metal). The zero-fee Metal tier cannot currently be bought: https://support.metamask.io/trade/metamask-card/metal-card/ (fetched 28 September 2026) says "New Metal card orders are currently unavailable." and the Metal tier "is currently only available to users in the United States", where sign-ups are "temporarily closed" (https://metamask.io/card). Not priced anywhere: the FX margin over the Mastercard rate (https://support.metamask.io/trade/metamask-card/card-faq/ says only "the best foreign exchange rate allowed by MasterCard").From the fee schedule on https://helpcenter.redotpay.com/en/articles/10339271-redotpay-card-limitations-fees (HTTP 200, fetched 28 September 2026, article dated 24 July 2026), published only as an embedded image (https://downloads.intercomcdn.com/i/o/bor1fk18/2525426891/62aae7b9254f55235f535504fbde/20260707-182236.png, 3048x4596, unchanged since August; figures transcribed from the image, so a text checker cannot see them): "Virtual Card Application" "10.00 USD"; "Physical Card Application" "100.00 USD"; "Replacement Of Virtual Card" "5.00 USD for the first update" / "10.00 USD for each subsequent update"; "Default Currency Transaction" "Waived"; "Non-default Currency Transaction" "1.20%"; "ATM Withdrawal Fee" "2.00%" (HKD card) and "Monthly ATM Withdrawal Limits ≤ 10,000 USD：2%" / "Monthly ATM Withdrawal Limits > 10,000 USD：3%" (USD card); "Transaction Fee" "1.00%" "Refers to the cryptocurrency conversion fee"; "Small Auth Transaction Fee" "0.2 USD for each following small transaction" after five waived; "Declined Transaction Fee" "0.5 USD for each following declined transactions" after three waived; "Account Maintenance" "Waived"; "Effective from December 1, 2025". Outside that table: "Some purchases at specific merchants have a 1.5% transaction fee, with a minimum of 0.50 USD per transaction." (https://helpcenter.redotpay.com/en/articles/10339275-which-purchases-have-a-transaction-fee, fetched 28 September 2026); optional membership "Monthly Membership: $12.90 / month" / "Annual Membership: $129.00 / year", "All membership fees are non-refundable after payment is made." (https://helpcenter.redotpay.com/en/articles/14686020-getting-started-with-redotpay-pro, fetched 28 September 2026). Worked arithmetic (not a quote): one non-domestic purchase carries 1.00% conversion plus 1.20% non-default currency, 2.20% in all; one ATM withdrawal carries 1.00% plus 2.00-3.00%. The schedule crosses 12 months old on 1 December 2026.
Asset coverageEditorial——
Region fitSnapshoteurope, latam, caeurope, asia, latam
From the published criteria

Which should you pick?

MetaMask Card

69#4 of 9
Leads
Pick it when
Pick MetaMask Card if cost abroad matters most — it scores 6/10 to RedotPay Card's 2/10 there (weight 33).
Strength
Swipe cost abroad — 6/10
Tradeoff
You will most likely be annoyed by discovering that the tier you paid to reach cannot be bought, and that MetaMask's three fee pages do not agree. The $199 Metal tier is the only way to zero the 1% cross-border fee and to waive the 2% ATM fee on the first $1,200 a month — and https://support.metamask.io/trade/metamask-card/what-is-metamask-card/ (loaded 2026-08-17) says 'Orders for the Metal card are temporarily paused as of June 2nd, 2026.' while https://metamask.io/card (same date) still runs a 'GET METAL' button at '$199/year' and claims 'MetaMask Metal Card is now available in the US. Get yours today.' Meanwhile the help-centre FAQ tells you foreign transactions carry no additional fee while the fee table charges 1%, and the help-centre article on using the card lists only gas and a 0.875% swap fee under 'You will also be charged a minimal fee for each transaction:', omitting the cross-border and ATM lines entirely. On the free tier outside the US you cannot use an ATM at all.

RedotPay Card

55#6 of 9
Pick it when
Pick RedotPay Card if card reliability matters most — it scores 5/10 to MetaMask Card's 4/10 there (weight 26).
Strength
Programme survival — 5/10
Tradeoff
The '3% cashback' that makes this card look cheap is not money and cannot be made into money. It is paid in USDs which 'can only be used for future card transactions', 'cannot be used to purchase cards, withdrawn as cash, or transferred' and 'expire after 30 days'; it is capped at 18 USDs a month; it only accrues on Apple Pay and Google Pay spend; it is clawed back if you refund the purchase; and unlocking it costs a $12.90/month membership that is 'non-refundable after payment is made'. To earn the full $18 you must route exactly $600 a month through a mobile wallet and then spend the credit again within 30 days — and the $1,000/month ATM fee waiver, the only benefit actually worth more than the fee, is reserved for annual members. Meanwhile the fees the credit is supposed to offset are 2.20% on every non-domestic swipe and 3–4% at an ATM, and clause 5.2 of the binding terms lets RedotPay change the ATM fees 'at its sole discretion from time to time without notice'.
Self-identify in 10 seconds

Which one is actually for you?

MetaMask CardLeads

Choose MetaMask Card if cost abroad matters most

  • Cost abroad: 6/10 against 2/10 for RedotPay Card (weight 33)
  • Named issuer: 5/10 against 2/10 for RedotPay Card (weight 21)
  • Tax on spending: 6/10 against 3/10 for RedotPay Card (weight 20)
RedotPay Card

Choose RedotPay Card if card reliability matters most

  • Card reliability: 5/10 against 4/10 for MetaMask Card (weight 26)
Criterion by criterion

Scorecard

Published criteria · weight in points of 868 of 8 cells scored. Strength is read from the evidence file; the weight is the published one. Methodology

Cost abroad

by 4 of 10weight 7.9 of 86MetaMask Card leads
MetaMask Card6 out of 10
RedotPay Card2 out of 10

Card reliability

by 1 of 10weight 6.2 of 86RedotPay Card leads
MetaMask Card4 out of 10
RedotPay Card5 out of 10

Named issuer

by 3 of 10weight 5 of 86MetaMask Card leads
MetaMask Card5 out of 10
RedotPay Card2 out of 10

Tax on spending

by 3 of 10weight 4.8 of 86MetaMask Card leads
MetaMask Card6 out of 10
RedotPay Card3 out of 10

Score dimensions

weights sum to 86

The published score is five dimensions, each weighted for the category. "Published criteria" is the criteria block above; the other four are the engine's own terms — availability, friction, trust record, measured data. Each bar is one side's points out of that dimension's maximum; the weight beside the name is its points of the 86-point weighted total. The published criteria above can fill 24 of the block’s 30. A weight marked “constant here” belongs to a dimension every ranked product in the category holds at the same value: it still counts in the total, and it orders nothing here.

Availabilityweight 20 of 86
MetaMask Card12/20RedotPay Card12/20
Tie
Published criteriaweight 30 of 86
MetaMask Card12.6/30RedotPay Card7.2/30
MetaMask Card leads
Frictionweight 10 of 86 · constant here
MetaMask Card2.7/10RedotPay Card2.7/10
Tie
Trust recordweight 8 of 86 · constant here
MetaMask Card3.2/8RedotPay Card3.2/8
Tie
Measured dataweight 18 of 86 · constant here
MetaMask Card8.3/18RedotPay Card8.3/18
Tie
Decision rulePublished order

Choose MetaMask Card unless the term RedotPay Card leads on is the one you are buying.

Pick RedotPay Card if card reliability matters most — it scores 5/10 to MetaMask Card's 4/10 there (weight 26).

The published order weighs every criterion the same way for everyone. To weigh them your way, run .

From the published order

Next best action

If this isn't your case

Other matchups worth comparing

How you can lose money here, and what the ranking scores
  • Regulatory failure: no licence where you are, or a forced market exit.
    Scored by Whose licence is actually behind this card, and will they even tell me their name? · 21% (MetaMask Card 5/10, RedotPay Card 2/10)
    Scored by Does buying a coffee create a taxable disposal, and will they hand me the record? · 20% (MetaMask Card 6/10, RedotPay Card 3/10)
  • Exit failure: you cannot get out at par, on time, or with what is yours.
    Scored by Will this card still work next month, and who has to fail for it to stop? · 26% (MetaMask Card 4/10, RedotPay Card 5/10)
Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Insolvency failure, Execution failure, Information failure. A high place says nothing about these; the Methodology tab says what each means.
Also scored, as cost, quality or a summary of several families: What does one swipe abroad actually cost me, and can I work that out before I sign up? (33%).
Questions

Frequently asked questions

MetaMask Card scores 14 points above RedotPay Card, led by cost abroad, named issuer, and tax on spending. Published scores, out of 100: MetaMask Card 69 (rank 4 of 9 crypto cards), RedotPay Card 55 (rank 6 of 9).

Related pages

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Written and reviewed by Founder
Reviewed Next review by Methodology v2026.10.18
How this page is reviewed

Reviewed means both products compared here was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.

Accountable for this review: Mathias Siemonsmeier, Founder.

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