Provider at a glance
- Category
- Tax Software
- Entity
- Not verified
- Official website
- koinly.io
Independent rankingchecked How it works
Details
Scored 81 out of 100 under methodology 2026.10.18, from the evidence read in September 2026.
Koinly
Crypto tax software for many countries
Tax Software
#1 Overall
Ranked #1 of 11 tax software in the published ranking
81
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
- $99 your cost/yr
Is Koinly right for you?
Right for you if these matter most
- Which country's actual tax form comes out at the end — named, and for the year I am filing?8/10; the category best is 9
- Which lot did it decide I sold, and does that method match what my tax authority actually requires?8/10, the category best
- My history has DeFi, staking, NFTs, a rug and ten transfers between my own wallets — what does it do with each one?8/10; the category best is 9
- Can my accountant take this without redoing it — and if I stop paying, does my per-lot basis still leave with me?8/10, the category best
Not yet tested for your country. Markets it lists: Global.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best crypto tax software shows where it lands for you.
What will Koinly cost you?
$99 your cost/yr
- Transactions per year
- 1k
- Published tiers
- 4
- Cheapest tier that covers you
- Hodler
$35 below the median of 6 priced tax software.
How this is calculatedHow safe is Koinly?
- Evidence: verified4 of 4 criteria rest on quoted, sourced receipts. Read September 2026.
- LicenceMiCA (EU): no authorisation required. The register record
Alternatives to Koinly
Compare all 4- 2Blockpit1 point below · stronger on your tax form (9 against 8)80€99
- 3CoinLedger3 points below · weaker on cost-basis method (7 against 8)78$99
- 4Divly3 points below · stronger on your tax form (9 against 8)78€99
For your setup
Find out if Koinly fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where Koinly lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
- No account required
- Ranking-blind: no commercial input
- Personalised in under 60 seconds
Find my best crypto tax softwareNothing is inferred from clicks, popularity or commercial value.
Why it leads
Why Koinly ranks #1
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (25.6 here) sit inside the score; availability, friction, trust record and measured data add the rest. Best in this ranking on 2 of 4.
4 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
328+8.198.09#4/11Loading evidence…
268+6.667.08#1/11Loading evidence…
228+5.637.09#2/11Loading evidence…
208+5.126.08#1/11Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
Margin+1over Blockpit, #2
RobustnessOne point from changingacross a one-point change to each of its 4 criterion scores, the re-run scores 79–81 and ranks #1–#2
Evidence4 of 4 scored4 quoted, 4 with a source link
What would move the rank
Each line is the ranking run again with one of Koinly’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
Which country's actual tax form comes out at the end — named, and for the year I am filing? 8 → 7 on its ladder · Blockpit passes it−179#1 → #2
Which lot did it decide I sold, and does that method match what my tax authority actually requires? 8 → 7 on its ladder · Blockpit passes it−180#1 → #2
My history has DeFi, staking, NFTs, a rug and ten transfers between my own wallets — what does it do with each one? 8 → 7 on its ladder · Blockpit passes it−180#1 → #2
Strengths
4 from the score dataWhere it leads
Best for readers who weight
- Which country's actual tax form comes out at the end — named, and for the year I am filing? — 8/10, category best 9/10
- Which lot did it decide I sold, and does that method match what my tax authority actually requires? — 8/10, the category best
- My history has DeFi, staking, NFTs, a rug and ten transfers between my own wallets — what does it do with each one? — 8/10, category best 9/10
- Can my accountant take this without redoing it — and if I stop paying, does my per-lot basis still leave with me? — 8/10, the category best
Tradeoffs
0 from the score dataWhere it trails
No scored criterion trails the category best by two points or more, so no tradeoff can be stated from the data.
Record watch-outs
- Two, and the first costs money before it costs time. US buyers: paying does not by itself produce a filled 8949. "USA-specific reports like Schedule D and form 8949 require the 1099-DA flow to be completed. Without the information if you received the 1099-DA form or not, some of the fields cannot be filled." and "If you didn't complete the 1099-DA flow and download reports, some of them will be empty (1kb PDFs)" (https://support.koinly.io/en/articles/13791356-usa-uploading-1099-da-forms-to-koinly, re-loaded 2026-08-19). Now read that against the contract: "Refunds are not possible once you have downloaded any reports and must be made within 7 days of purchase. The refund reason must be related to a bug/issue within Koinly that we are unable to resolve within reasonable time." (https://koinly.io/legal/terms/, reached from https://koinly.io/terms/, loaded 2026-08-19, "Revised on Jan 2, 2026"). Downloading the empty 1kb PDF is itself the act that extinguishes the refund. Second: German and Austrian buyers get NO statutory form. The pricing FAQ names Germany among countries with "specialised tax reports" (https://koinly.io/pricing/), but the help centre's Localized Tax Reports list has no German entry — Germany appears only as a report LANGUAGE, and the countries article routes German filers to the generic artefact ("Our Comprehensive Tax Report is suitable for anyone looking to declare taxes - no matter which country.", https://support.koinly.io/en/articles/9489962-which-countries-does-koinly-calculate-taxes-for). No Anlage SO, no ELSTER handoff, no Austrian E1/E1kv and no FinanzOnline appears on any page loaded. A German filer pays for a Complete Tax Report written in German and transcribes it. And anyone filing in two countries pays the "Dual nationality" add-on again for each extra country, each tax year. THIRD, added in verification: the help centre's "Each yearly plan is valid for 10 years from the date of purchase" has no counterpart in the contract, which reserves the right to terminate "without any prior notice" on grounds including "Any extended periods of inactivity;", to delete "any and all related information, files, and any such content that may be associated with or inside your account, or any part thereof;", and states "If your account is terminated by Us, you will not be entitled to any refund of any monies spent on Koinly." A buyer who pays for a tax year and comes back in year four is relying on a help article, not on a term.
Competitive position
Where Koinly leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#1 / 1114.0 of 20 · constant here
Published criteria#1 / 1119.2 of 30 · pool best
Friction#1 / 112.7 of 10 · constant here
Trust record#1 / 113.2 of 8 · constant here
Measured data#1 / 118.3 of 18 · constant here
Where Koinly leads
- Which country's actual tax form comes out at the end — named, and for the year I am filing?#4 / 11
- Which lot did it decide I sold, and does that method match what my tax authority actually requires?#1 / 11
- My history has DeFi, staking, NFTs, a rug and ten transfers between my own wallets — what does it do with each one?#2 / 11
- Can my accountant take this without redoing it — and if I stop paying, does my per-lot basis still leave with me?#1 / 11
Where it trailsNo criterion in the bottom third of its pool.
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
Blockpit#2 of 11 · score 80 · 1.0 point behind
Koinly leads on
- Can my accountant take this without redoing it — and if I stop paying, does my per-lot basis still leave with me?8 vs 6
Blockpit leads on
- Which country's actual tax form comes out at the end — named, and for the year I am filing?9 vs 8
Largest single reason Koinly is ahead: published criteria (+0.5 display points).Scenario cost: Koinly has no verified pricing for this scenario.
CoinLedger#3 of 11 · score 78 · 3.0 points behind
Koinly leads on
- Which lot did it decide I sold, and does that method match what my tax authority actually requires?8 vs 7
- Can my accountant take this without redoing it — and if I stop paying, does my per-lot basis still leave with me?8 vs 7
CoinLedger leads onNo scored criterion
Largest single reason Koinly is ahead: published criteria (+2.9 display points).Scenario cost: CoinLedger is the same.
Divly#4 of 11 · score 78 · 3.0 points behind
Koinly leads on
- Which lot did it decide I sold, and does that method match what my tax authority actually requires?8 vs 7
- My history has DeFi, staking, NFTs, a rug and ten transfers between my own wallets — what does it do with each one?8 vs 7
- Can my accountant take this without redoing it — and if I stop paying, does my per-lot basis still leave with me?8 vs 6
Divly leads on
- Which country's actual tax form comes out at the end — named, and for the year I am filing?9 vs 8
Largest single reason Koinly is ahead: published criteria (+3.4 display points).Scenario cost: Koinly has no verified pricing for this scenario.
Against #2
81 vs 80 · gap 1.0Why Koinly ranks above Blockpit
DimensionThisBlockpitGap share
Availability · 23% weight · constant here14.014.0same
Published criteria · 35% weight19.219.0+0.5, better
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here8.38.3same
Published criterionThisBlockpitPoints
Which country's actual tax form comes out at the end — named, and for the year I am filing? · w3289−1.02, worse
Can my accountant take this without redoing it — and if I stop paying, does my per-lot basis still leave with me? · w2086+1.28, better
Net8180+1.0
Your scenario
What Koinly costs on your scenario
The cheapest published tier that covers your usage. List price before any discount; add-ons priced separately are excluded. Change an input and every figure recomputes from the published rate; the published rank does not move.
your cost/yr · default scenario — set your own
Transactions per year · your input1k
Published tiers · published rate4
Cheapest tier that covers you · published rateHodler
Rate read from the provider’s published pricing ↗ on 29 September 2026.
your cost/yrCost is stated as your cost/yr in USD; it is never a yield, never annualised, and it does not enter the score.
$99
Under the default inputs · USDCategory median$1346 of 11 rows priced · Koinly −$35 vs median
Cheapest priced$99 · KoinlyKoinly is the cheapest priced row for this scenario · availability not applied — set your country to filter
2 of 11 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
3 of 11 quote a zero fee that leaves costs out, so they are absent from the median and the cheapest row, not counted as free.
Evidence
Evidence read 29 September 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
4 of 4 cells scored
Score evidenceVerified4 of 4 criteria reconstruct from receipts
4 of 4 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…4 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
4/4 criteria scored, with 4 dated sources quoted.RobustnessOne point from changingrank #1 to #2 across one-point re-runs
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 29 September 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
Which country's actual tax form comes out at the end — named, and for the year I am filing?strength 8 · weight 32Report an error—29 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Which lot did it decide I sold, and does that method match what my tax authority actually requires?strength 8 · weight 26Report an error—29 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.My history has DeFi, staking, NFTs, a rug and ten transfers between my own wallets — what does it do with each one?strength 8 · weight 22Report an error—29 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Can my accountant take this without redoing it — and if I stop paying, does my per-lot basis still leave with me?strength 8 · weight 20Report an error—29 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Regulatory failure (Koinly 8/10): no licence where you are, or a forced market exit.Scored by Which country's actual tax form comes out at the end — named, and for the year I am filing? · 32%
- Exit failure (Koinly 8/10): you cannot get out at par, on time, or with what is yours.Scored by Can my accountant take this without redoing it — and if I stop paying, does my per-lot basis still leave with me? · 20%
- Information failure: the number is wrong or bought, or your data leaks.Scored by Which lot did it decide I sold, and does that method match what my tax authority actually requires? · 26% (Koinly 8/10)Scored by My history has DeFi, staking, NFTs, a rug and ten transfers between my own wallets — what does it do with each one? · 22% (Koinly 8/10)
Every failure family that applies to this category is scored.
Facts
facts, not scoresWhat the record publishes
- Pricing
- https://
koinly .io /pricing / — fetched 29 September 2026; plain curl returns HTTP 403 (Cloudflare interstitial), the page was rendered in headless Chrome (HTTP 200). Header "Simple pricing". Four columns as rendered: FREE "Essential features" "$ 0" "free forever"; NEWBIE "Just getting started" "$ 49" "per tax year"; HODLER "Taking it easy" "$ 99" "per tax year"; TRADER "Hustling like a pro" "$ 199" "per tax year". USAGE row "Transactions": Free "10,000", Newbie "100", Hodler "1000", Trader "3000", with a "10,000+" selector; "Wallets & exchange accounts" "Unlimited" on all four. Under TAX REPORTS the rows "Form 8949, Schedule D", "International tax reports", "Comprehensive audit report" and "Export to TurboTax, TaxACT" are marked "-" on Free. FAQ: "You only need to purchase a plan to download your tax reports." | "You can generate and download unlimited number of reports for the tax year that your plan is valid for." | "If you exceed the limits of our top plan you can purchase additional transactions in the app. Koinly supports up to 100,000 transactions on regular accounts." No fifth price renders. The help article https:// support .koinly .io /en /articles /9856841 -tax-plans (rendered 29 September 2026, "June 23, 2026") names a fourth paid tier the pricing page does not price — "Pro" "Up to 10.000 transactions" — and the unpriced add-ons "Extra transactions", "Dual Nationality", "Daily Sync" and "Expert Review". Contract (https:// koinly .io /legal /terms /, "Revised on Jan 2, 2026", rendered 29 September 2026): "Refunds are not possible once you have downloaded any reports and must be made within 7 days of purchase." Prices unchanged since 19 August 2026.Koinly — official pricing page ↗ · 29 September 2026 - Prices published in
- USDKoinly — official pricing page ↗ · 29 September 2026
- Licences held
- Not published
- Compliance level
- partial
- Regulatory note
- Re-loaded 19 August 2026; byline "Written by Carl" / "June 4, 2026". The binding US rule is stated and implemented: "Starting January 1, 2025, the IRS requires wallet-based cost tracking for crypto assets, which means that the universal tracking method will no longer be allowed."
- Supported chains
- Not published
- Markets served
- global
- Primary markets
- Not published
- Restricted markets
- Not published
- Operating limits
- Not published
- Availability note
- Not published
No confirmed legal entity is on file for this record. Nothing is inferred from the brand name.
If something goes wrong with Koinly: where to complain, and where to report a scam
Loading the routes for your country.
How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
11 methodology entries
- 29 September 2026Current verified snapshot · methodology 2026.10.18Score 81, #1 of 11. 4 of 4 criteria scored. History starts here; earlier values are not interpolated.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
- 1 October 2026
2026.10.0Layer-2 chains are ranked on whether you can leave with your funds- added Four l2_chains criteria with published band ladders: proof system (18), withdrawals if the operator stops (18), rollup stage (14) and exit window before an upgrade (6). EVM equivalence moves 40 to 17, Ethereum data availability 25 to 15 and maturity 35 to 12. Every chain's emergency exit window reads None, so the exit-window ladder also reads L2BEAT's regular, non-emergency upgrade path (Arbitrum One 10 days, Starknet and Arbitrum Nova 7, zkSync Era 4 days 3 hours); data availability separates full transaction data (10) from state diffs only (9, L2BEAT: Onchain (SD)). A stage L2BEAT marks Under review keeps its last score for at most one 45-day cycle and is never interpolated.
- changed l2_chains ranks through scoreCriterionObjective on fitStrength, like the other criterion-ranked categories; the hand-written structural scorer is deleted. All 105 criterion scores across 15 rows carry a quote and source in research-pending/rereads/2026-10-01-l2_chains.json; 131 of 135 quotes re-fetched verbatim on the read date, and the four behind a bot wall or a JavaScript shell were read by the adversarial model run.
- fixed Four facts corrected on the read: Scroll, Mantle and Blast are EVM-compatible, not equivalent (their own documentation, and for Blast live RPC probes); Starknet's public mainnet opened to users in 2022, not 2021. Arbitrum Nova's data has gone to Ethereum as blobs since 31 August 2026, and the row now leads with the Arbitrum DAO's decision to minimise it.
- fixed The old scorer credited Ethereum data availability whenever the data-availability text contained the word "ethereum", so Arbitrum Nova's committee ("…Ethereum L1 rollup fallback") and Polygon zkEVM's off-chain data ("…Ethereum L1 before the sunset") both scored full marks. Data availability is now a quoted L2BEAT reading.
Methodology 2026.10.18, the same published run every visitor sees · receipt tax_software:koinly:2026.10.18:1bf07a0203ab
Are you Koinly? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.
Show this rank on your site
Editorial review of Koinly , on file since April 2026 — the review is separate from the score.