Koinly scores 19 points above Ledgible, led by your tax form, cost-basis method, and complex transactions. Koinly ranks #1 and Ledgible #11 of 11 published tax software. Every term of the gap is on the ledger below; the inputs are on the audit receipt.
Koinly81
vs
LELedgible62
Scores are out of 100; published scores fall within 41–99 · ranks #1 and #11 of 11
Koinly scores 19 points above Ledgible, led by your tax form, cost-basis method, and complex transactions.
Koinly #1 of 1181
LELedgible #11 of 1162
Scores are out of 100; published scores fall within 41–99; a bar is empty at 41 and full at 99.
Why, term by termKoinly leads on 4 of 4 published criteria; Ledgible on 0. The terms sum to the gap.
TermKoinlyLedgibleWeightPoints
Your tax form8/105/107.7+6.0for Koinly+3.1 of 32
Cost-basis method8/104/106.2+6.5for Koinly+3.3 of 32
Complex transactions8/105/105.3+4.1for Koinly+2.1 of 32
Record portability8/106/104.8+2.5for Koinly+1.3 of 32
Net of the terms+19.1
Criteria roundingThe criteria block is rounded to whole points before it is spread−0.1
Reproduced gap+19.0
Weight is in points of the 86-point weighted total. Points are score points of the gap between the two.
KoinlyScore 81Names ten statutory forms across ten jurisdictions and ships Sweden's K4 in Skatteverket SRU upload format, but has no German form on any served page, supports only one of Rev. Proc. 2024-28's two allocation methods by its own admission, charges a per-country add-on to file in two places, and puts its 10-year report-access promise in the help centre while the contract reserves the right to delete inactive accounts with no refund.Strength: Named form output — 8/10Watch-out: Two, and the first costs money before it costs time. US buyers: paying does not by itself produce a filled 8949. "USA-specific reports like Schedule D and form 8949 require the 1099-DA flow to be completed. Without the information if you received the 1099-DA form or not, some of the fields cannot be filled." and "If you didn't complete the 1099-DA flow and download reports, some of them will be empty (1kb PDFs)" (https://support.koinly.io/en/articles/13791356-usa-uploading-1099-da-forms-to-koinly, re-loaded 2026-08-19). Now read that against the contract: "Refunds are not possible once you have downloaded any reports and must be made within 7 days of purchase. The refund reason must be related to a bug/issue within Koinly that we are unable to resolve within reasonable time." (https://koinly.io/legal/terms/, reached from https://koinly.io/terms/, loaded 2026-08-19, "Revised on Jan 2, 2026"). Downloading the empty 1kb PDF is itself the act that extinguishes the refund. Second: German and Austrian buyers get NO statutory form. The pricing FAQ names Germany among countries with "specialised tax reports" (https://koinly.io/pricing/), but the help centre's Localized Tax Reports list has no German entry — Germany appears only as a report LANGUAGE, and the countries article routes German filers to the generic artefact ("Our Comprehensive Tax Report is suitable for anyone looking to declare taxes - no matter which country.", https://support.koinly.io/en/articles/9489962-which-countries-does-koinly-calculate-taxes-for). No Anlage SO, no ELSTER handoff, no Austrian E1/E1kv and no FinanzOnline appears on any page loaded. A German filer pays for a Complete Tax Report written in German and transcribes it. And anyone filing in two countries pays the "Dual nationality" add-on again for each extra country, each tax year. THIRD, added in verification: the help centre's "Each yearly plan is valid for 10 years from the date of purchase" has no counterpart in the contract, which reserves the right to terminate "without any prior notice" on grounds including "Any extended periods of inactivity;", to delete "any and all related information, files, and any such content that may be associated with or inside your account, or any part thereof;", and states "If your account is terminated by Us, you will not be entitled to any refund of any monies spent on Koinly." A buyer who pays for a tax year and comes back in year four is relying on a help article, not on a term.LedgibleScore 62A US-only IRS Form 8949 generator (Verady, Inc.) whose consumer tier is alive and current for tax year 2025, but whose public site has pivoted to institutional 1099-DA reporting and whose tax help centre has gone dark on the one US rule that changed the answer — Rev. Proc. 2024-28 is not mentioned once in 277 knowledge-base articles, even though Ledgible's own institutional whitepaper explains it.Strength: Portable record and prior year access — 6/10Watch-out: The $49 is a lifetime-transaction toll, not a this-year toll, and the caps that decide your bill are published only inside a PNG. Ledgible's own words: "Pricing is based on the total number of transactions you've made from the beginning of your transaction history to the end of the current tax year date (rather than annual transactions)" (support.ledgible.io/hc/en-us/articles/4405478844045, updated 2026-08-09). A filer with eight years of history and four trades this year is priced on all eight years. The base tier is also far narrower than the pricing page admits — "The basic package starts at $49 and includes up to 2 wallets and 1 exchange in their data sources with up to 200 transactions." (article 360058705432); that 2-wallet and 1-exchange limit appears NOWHERE on ledgible.io/pricing/, whose own base-tier image says only 'Tax-year reporting and up to 200 transactions'. (The pricing page does print '2 wallets', but inside an Enterprise Accounting usage example, not as the $49 cap — do not read it as the consumer limit.) Second, the buyer arriving from the marketing site will find the automation isn't there: the FAQ says "Yes, the Ledgible Platform offers full support for DeFi and NFT trading." while the documentation says "NFT tracking isn’t done automatically on Ledgible, so tracking the activity will be best done manually.", DeFi auto-categorisation covers only Ethereum and Algorand, and "However, income cannot be automatically detected and therefore transactions that are to be taxed as such must be designated by the user." — so every staking reward, airdrop and fork is hand-labelled. Third, and most expensive to discover late: this is a US-only filing artefact whose US rulebook is stale. Rev. Proc. 2024-28 wallet-level basis allocation is not mentioned once in 277 knowledge-base articles — while Ledgible's institutional whitepaper explains the rule in detail, so the silence is in the consumer product, not in the company. The FIFO/LIFO/HIFO guidance still cites the superseded IRS Virtual Currency FAQ Q39-41, and the preparer instructions still assert crypto is 'not currently reported on 1099s' in the first Form 1099-DA season.
Quick facts
At a glance
2 of 3 rows read the same for both.
FactKoinlyLedgible
Entry planSnapshothttps://koinly.io/pricing/ — fetched 29 September 2026; plain curl returns HTTP 403 (Cloudflare interstitial), the page was rendered in headless Chrome (HTTP 200). Header "Simple pricing". Four columns as rendered: FREE "Essential features" "$ 0" "free forever"; NEWBIE "Just getting started" "$ 49" "per tax year"; HODLER "Taking it easy" "$ 99" "per tax year"; TRADER "Hustling like a pro" "$ 199" "per tax year". USAGE row "Transactions": Free "10,000", Newbie "100", Hodler "1000", Trader "3000", with a "10,000+" selector; "Wallets & exchange accounts" "Unlimited" on all four. Under TAX REPORTS the rows "Form 8949, Schedule D", "International tax reports", "Comprehensive audit report" and "Export to TurboTax, TaxACT" are marked "-" on Free. FAQ: "You only need to purchase a plan to download your tax reports." | "You can generate and download unlimited number of reports for the tax year that your plan is valid for." | "If you exceed the limits of our top plan you can purchase additional transactions in the app. Koinly supports up to 100,000 transactions on regular accounts." No fifth price renders. The help article https://support.koinly.io/en/articles/9856841-tax-plans (rendered 29 September 2026, "June 23, 2026") names a fourth paid tier the pricing page does not price — "Pro" "Up to 10.000 transactions" — and the unpriced add-ons "Extra transactions", "Dual Nationality", "Daily Sync" and "Expert Review". Contract (https://koinly.io/legal/terms/, "Revised on Jan 2, 2026", rendered 29 September 2026): "Refunds are not possible once you have downloaded any reports and must be made within 7 days of purchase." Prices unchanged since 19 August 2026.https://ledgible.io/pricing/ — fetched 29 September 2026, HTTP 200, plain curl; text unchanged from 19 August 2026. The page publishes one price as text: tabs "Professional Tax" "(Starting at $49)" and "Enterprise Accounting" "(Custom Pricing)"; lead "Our tax platform has straightforward base pricing with clearly defined transaction tiers."; "Ledgible Crypto Tax Pro is free for Tax Professionals to use. Clients are charged directly on a per client basis." The tier ladder is served only inside two images (alt text "crypto tax tracking software"; ledgible.io/wp-content/uploads/2022/12/Group-5301.png and Group-5302.png, both re-downloaded 29 September 2026 and read visually, so not byte-verifiable): IMAGE-READ "Base Price" $49 "Tax-year reporting and up to 200 transactions"; IMAGE-READ "Usage-Based Incremental Pricing" $50 "200–1000 transactions" and $100 "Each set of 2500 transactions over 1000". Enterprise: no price, only cost drivers ("Account Users", "Exchange Connections", "Wallets", "Transaction Volume", "General Ledger Integrations") and two unpriced examples. The binding caps for the $49 buyer are in the help centre, https://support.ledgible.io/hc/en-us/articles/360058705432-Purchasing-Reports (read 29 September 2026 via the Zendesk API, updated 22 August 2024): "The basic package starts at $49 and includes up to 2 wallets and 1 exchange in their data sources with up to 200 transactions." Counting basis, https://support.ledgible.io/hc/en-us/articles/4405478844045-Intro-to-Ledgible-Products (updated_at 9 August 2026, unchanged): "Pricing for Ledgible Crypto Tax begins at $49 a tax year and increases based on the number of total transactions added to your Ledgible account" | "Pricing is based on the total number of transactions you've made from the beginning of your transaction history to the end of the current tax year date (rather than annual transactions)". Refunds, https://ledgible.io/terms-of-service.pdf/ ("Last Updated: December 20, 2019", fetched 29 September 2026): "MEMBERSHIP FEES WILL NOT BE REFUNDED, IN WHOLE OR IN PART, SUBJECT TO APPLICABLE LAW." Prices unchanged since 19 August 2026.
Asset coverageEditorial——
Region fitSnapshotglobalglobal
From the published criteria
Which should you pick?
Koinly
81#1 of 11
Leads
Pick it when
Pick Koinly if your tax form matters most — it scores 8/10 to Ledgible's 5/10 there (weight 32).
Strength
Named form output — 8/10
Tradeoff
Two, and the first costs money before it costs time. US buyers: paying does not by itself produce a filled 8949. "USA-specific reports like Schedule D and form 8949 require the 1099-DA flow to be completed. Without the information if you received the 1099-DA form or not, some of the fields cannot be filled." and "If you didn't complete the 1099-DA flow and download reports, some of them will be empty (1kb PDFs)" (https://support.koinly.io/en/articles/13791356-usa-uploading-1099-da-forms-to-koinly, re-loaded 2026-08-19). Now read that against the contract: "Refunds are not possible once you have downloaded any reports and must be made within 7 days of purchase. The refund reason must be related to a bug/issue within Koinly that we are unable to resolve within reasonable time." (https://koinly.io/legal/terms/, reached from https://koinly.io/terms/, loaded 2026-08-19, "Revised on Jan 2, 2026"). Downloading the empty 1kb PDF is itself the act that extinguishes the refund. Second: German and Austrian buyers get NO statutory form. The pricing FAQ names Germany among countries with "specialised tax reports" (https://koinly.io/pricing/), but the help centre's Localized Tax Reports list has no German entry — Germany appears only as a report LANGUAGE, and the countries article routes German filers to the generic artefact ("Our Comprehensive Tax Report is suitable for anyone looking to declare taxes - no matter which country.", https://support.koinly.io/en/articles/9489962-which-countries-does-koinly-calculate-taxes-for). No Anlage SO, no ELSTER handoff, no Austrian E1/E1kv and no FinanzOnline appears on any page loaded. A German filer pays for a Complete Tax Report written in German and transcribes it. And anyone filing in two countries pays the "Dual nationality" add-on again for each extra country, each tax year. THIRD, added in verification: the help centre's "Each yearly plan is valid for 10 years from the date of purchase" has no counterpart in the contract, which reserves the right to terminate "without any prior notice" on grounds including "Any extended periods of inactivity;", to delete "any and all related information, files, and any such content that may be associated with or inside your account, or any part thereof;", and states "If your account is terminated by Us, you will not be entitled to any refund of any monies spent on Koinly." A buyer who pays for a tax year and comes back in year four is relying on a help article, not on a term.
LE
Ledgible
62#11 of 11
Pick it when
Ledgible leads Koinly on no published criterion and no score dimension — pick it only if a fact outside the score (country, funding rail, custody) decides for you.
Strength
Portable record and prior year access — 6/10
Tradeoff
The $49 is a lifetime-transaction toll, not a this-year toll, and the caps that decide your bill are published only inside a PNG. Ledgible's own words: "Pricing is based on the total number of transactions you've made from the beginning of your transaction history to the end of the current tax year date (rather than annual transactions)" (support.ledgible.io/hc/en-us/articles/4405478844045, updated 2026-08-09). A filer with eight years of history and four trades this year is priced on all eight years. The base tier is also far narrower than the pricing page admits — "The basic package starts at $49 and includes up to 2 wallets and 1 exchange in their data sources with up to 200 transactions." (article 360058705432); that 2-wallet and 1-exchange limit appears NOWHERE on ledgible.io/pricing/, whose own base-tier image says only 'Tax-year reporting and up to 200 transactions'. (The pricing page does print '2 wallets', but inside an Enterprise Accounting usage example, not as the $49 cap — do not read it as the consumer limit.) Second, the buyer arriving from the marketing site will find the automation isn't there: the FAQ says "Yes, the Ledgible Platform offers full support for DeFi and NFT trading." while the documentation says "NFT tracking isn’t done automatically on Ledgible, so tracking the activity will be best done manually.", DeFi auto-categorisation covers only Ethereum and Algorand, and "However, income cannot be automatically detected and therefore transactions that are to be taxed as such must be designated by the user." — so every staking reward, airdrop and fork is hand-labelled. Third, and most expensive to discover late: this is a US-only filing artefact whose US rulebook is stale. Rev. Proc. 2024-28 wallet-level basis allocation is not mentioned once in 277 knowledge-base articles — while Ledgible's institutional whitepaper explains the rule in detail, so the silence is in the consumer product, not in the company. The FIFO/LIFO/HIFO guidance still cites the superseded IRS Virtual Currency FAQ Q39-41, and the preparer instructions still assert crypto is 'not currently reported on 1099s' in the first Form 1099-DA season.
Self-identify in 10 seconds
Which one is actually for you?
KoinlyLeads
Choose Koinly if your tax form matters most
Your tax form: 8/10 against 5/10 for Ledgible (weight 32)
Cost-basis method: 8/10 against 4/10 for Ledgible (weight 26)
Complex transactions: 8/10 against 5/10 for Ledgible (weight 22)
KoinlyScore 81Names ten statutory forms across ten jurisdictions and ships Sweden's K4 in Skatteverket SRU upload format, but has no German form on any served page, supports only one of Rev. Proc. 2024-28's two allocation methods by its own admission, charges a per-country add-on to file in two places, and puts its 10-year report-access promise in the help centre while the contract reserves the right to delete inactive accounts with no refund.Strength: Named form output — 8/10Watch-out: Two, and the first costs money before it costs time. US buyers: paying does not by itself produce a filled 8949. "USA-specific reports like Schedule D and form 8949 require the 1099-DA flow to be completed. Without the information if you received the 1099-DA form or not, some of the fields cannot be filled." and "If you didn't complete the 1099-DA flow and download reports, some of them will be empty (1kb PDFs)" (https://support.koinly.io/en/articles/13791356-usa-uploading-1099-da-forms-to-koinly, re-loaded 2026-08-19). Now read that against the contract: "Refunds are not possible once you have downloaded any reports and must be made within 7 days of purchase. The refund reason must be related to a bug/issue within Koinly that we are unable to resolve within reasonable time." (https://koinly.io/legal/terms/, reached from https://koinly.io/terms/, loaded 2026-08-19, "Revised on Jan 2, 2026"). Downloading the empty 1kb PDF is itself the act that extinguishes the refund. Second: German and Austrian buyers get NO statutory form. The pricing FAQ names Germany among countries with "specialised tax reports" (https://koinly.io/pricing/), but the help centre's Localized Tax Reports list has no German entry — Germany appears only as a report LANGUAGE, and the countries article routes German filers to the generic artefact ("Our Comprehensive Tax Report is suitable for anyone looking to declare taxes - no matter which country.", https://support.koinly.io/en/articles/9489962-which-countries-does-koinly-calculate-taxes-for). No Anlage SO, no ELSTER handoff, no Austrian E1/E1kv and no FinanzOnline appears on any page loaded. A German filer pays for a Complete Tax Report written in German and transcribes it. And anyone filing in two countries pays the "Dual nationality" add-on again for each extra country, each tax year. THIRD, added in verification: the help centre's "Each yearly plan is valid for 10 years from the date of purchase" has no counterpart in the contract, which reserves the right to terminate "without any prior notice" on grounds including "Any extended periods of inactivity;", to delete "any and all related information, files, and any such content that may be associated with or inside your account, or any part thereof;", and states "If your account is terminated by Us, you will not be entitled to any refund of any monies spent on Koinly." A buyer who pays for a tax year and comes back in year four is relying on a help article, not on a term.
LELedgible
Ledgible leads Koinly on no published criterion
Choose it only if something outside the published criteria decides for you — your country, a funding rail, or custody.
LedgibleScore 62A US-only IRS Form 8949 generator (Verady, Inc.) whose consumer tier is alive and current for tax year 2025, but whose public site has pivoted to institutional 1099-DA reporting and whose tax help centre has gone dark on the one US rule that changed the answer — Rev. Proc. 2024-28 is not mentioned once in 277 knowledge-base articles, even though Ledgible's own institutional whitepaper explains it.Strength: Portable record and prior year access — 6/10Watch-out: The $49 is a lifetime-transaction toll, not a this-year toll, and the caps that decide your bill are published only inside a PNG. Ledgible's own words: "Pricing is based on the total number of transactions you've made from the beginning of your transaction history to the end of the current tax year date (rather than annual transactions)" (support.ledgible.io/hc/en-us/articles/4405478844045, updated 2026-08-09). A filer with eight years of history and four trades this year is priced on all eight years. The base tier is also far narrower than the pricing page admits — "The basic package starts at $49 and includes up to 2 wallets and 1 exchange in their data sources with up to 200 transactions." (article 360058705432); that 2-wallet and 1-exchange limit appears NOWHERE on ledgible.io/pricing/, whose own base-tier image says only 'Tax-year reporting and up to 200 transactions'. (The pricing page does print '2 wallets', but inside an Enterprise Accounting usage example, not as the $49 cap — do not read it as the consumer limit.) Second, the buyer arriving from the marketing site will find the automation isn't there: the FAQ says "Yes, the Ledgible Platform offers full support for DeFi and NFT trading." while the documentation says "NFT tracking isn’t done automatically on Ledgible, so tracking the activity will be best done manually.", DeFi auto-categorisation covers only Ethereum and Algorand, and "However, income cannot be automatically detected and therefore transactions that are to be taxed as such must be designated by the user." — so every staking reward, airdrop and fork is hand-labelled. Third, and most expensive to discover late: this is a US-only filing artefact whose US rulebook is stale. Rev. Proc. 2024-28 wallet-level basis allocation is not mentioned once in 277 knowledge-base articles — while Ledgible's institutional whitepaper explains the rule in detail, so the silence is in the consumer product, not in the company. The FIFO/LIFO/HIFO guidance still cites the superseded IRS Virtual Currency FAQ Q39-41, and the preparer instructions still assert crypto is 'not currently reported on 1099s' in the first Form 1099-DA season.
Criterion by criterion
Scorecard
Published criteria · weight in points of 868 of 8 cells scored. Strength is read from the evidence file; the weight is the published one. Methodology
Your tax form
by 3 of 10weight 7.7 of 86Koinly leads
Koinly8/10 out of 10
Ledgible5/10 out of 10
Cost-basis method
by 4 of 10weight 6.2 of 86Koinly leads
Koinly8/10 out of 10
Ledgible4/10 out of 10
Complex transactions
by 3 of 10weight 5.3 of 86Koinly leads
Koinly8/10 out of 10
Ledgible5/10 out of 10
Record portability
by 2 of 10weight 4.8 of 86Koinly leads
Koinly8/10 out of 10
Ledgible6/10 out of 10
Score dimensions
weights sum to 86
The published score is five dimensions, each weighted for the category. "Published criteria" is the criteria block above; the other four are the engine's own terms — availability, friction, trust record, measured data. Each bar is one side's points out of that dimension's maximum; the weight beside the name is its points of the 86-point weighted total. The published criteria above can fill 24 of the block’s 30. A weight marked “constant here” belongs to a dimension every ranked product in the category holds at the same value: it still counts in the total, and it orders nothing here.
Availabilityweight 20 of 86 · constant here
Koinly14/20Ledgible14/20
Tie
Published criteriaweight 30 of 86
Koinly19.2/30Ledgible11.9/30
Koinly leads
Frictionweight 10 of 86 · constant here
Koinly2.7/10Ledgible2.7/10
Tie
Trust recordweight 8 of 86 · constant here
Koinly3.2/8Ledgible3.2/8
Tie
Measured dataweight 18 of 86 · constant here
Koinly8.3/18Ledgible8.3/18
Tie
Decision rulePublished order
Choose Koinly unless the term Ledgible leads on is the one you are buying.
Ledgible leads Koinly on no published criterion and no score dimension — pick it only if a fact outside the score (country, funding rail, custody) decides for you.
The published order weighs every criterion the same way for everyone. To weigh them your way, run .
From the published order
Next best action
If this isn't your case
Other matchups worth comparing
How you can lose money here, and what the ranking scores
Regulatory failure: no licence where you are, or a forced market exit.
Scored by Which country's actual tax form comes out at the end — named, and for the year I am filing? · 32% (Koinly 8/10, Ledgible 5/10)
Exit failure: you cannot get out at par, on time, or with what is yours.
Scored by Can my accountant take this without redoing it — and if I stop paying, does my per-lot basis still leave with me? · 20% (Koinly 8/10, Ledgible 6/10)
Information failure: the number is wrong or bought, or your data leaks.
Scored by Which lot did it decide I sold, and does that method match what my tax authority actually requires? · 26% (Koinly 8/10, Ledgible 4/10)
Scored by My history has DeFi, staking, NFTs, a rug and ten transfers between my own wallets — what does it do with each one? · 22% (Koinly 8/10, Ledgible 5/10)
Every failure family that applies to this category is scored.
Questions
Frequently asked questions
Koinly scores 19 points above Ledgible, led by your tax form, cost-basis method, and complex transactions. Published scores, out of 100: Koinly 81 (rank 1 of 11 tax software), Ledgible 62 (rank 11 of 11).
Reviewed means both products compared here was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
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Koinly #1 of 1181