- Pricing
- PRICING IS STILL UNPUBLISHED (re-read 28 September 2026). Column operates no pricing page: /pricing does not appear in https://column.com/sitemap-0.xml (now 51 URLs, up from 40 on 17 August 2026 after the 16 September 2026 launch of stablecoins, global banking, multicurrency and card issuing), and https://column.com/pricing/ still returns HTTP 200 with a 50-byte body - the not-found shell, not a priced page. The account product page https://column.com/bank-accounts/ prices nothing; its only figure is coverage, "Always comes with FDIC insurance up to $250,000.", and it ends in 'Documentation' / 'Get started'. No fee schedule appears in the only contract Column publishes, https://column.com/legal/api-terms-of-service/. Column's own developer docs now say where the numbers live, READ ON https://docs.column.com/international-wires/transfer-fees/ (fetched 28 September 2026): "Column may charge a fixed fee per outgoing transfer, as listed in your term sheets with us." - private term sheets, not a public rate card. THE SINGLE NUMERIC FEE FIGURE on a Column marketing surface is still a diagram annotation on https://column.com/correspondent-banking/: "<$0.5 Originator Fees" beside an unquantified "Fx Margin". No number is invented here - no list price is published, so cost cannot be compared before a sales conversation.Column N.A. — official pricing page ↗ · 28 September 2026
- Licences held
- Not published
- Compliance level
- partial
- Regulatory note
- STRONGEST INSTRUMENT IN THE POOL, CAPPED BY THE RUBRIC'S OWN BAND RULE. Column is the contracting entity AND the insured depository — there is no fintech in front of it, so the pass-through failure mode that killed Juno does not exist here. It publishes the statutory scheme and the per-depositor limit on its own surface.
- Supported chains
- Not published
- Markets served
- us
- Primary markets
- Not published
- Restricted markets
- Not published
- Operating limits
- Not published
- Availability note
- Both are present, and they are different things; the distinction is unusually clean on this vendor. (1) A REAL MARKET RESTRICTION, not a sanctions rule. The binding contract prohibits using the platform outside the United States absent written consent. VERBATIM, READ ON https://column.com/legal/api-terms-of-service/, Section 3 Restrictions clause (i): 'access, or allow access to, the APIs beyond the United States (except with Bank's prior written approval).' followed by 'Breach of this Section 3 may result in the throttling, suspension, or termination of your account as described in Section 10.' That is a contractual geographic perimeter with a termination consequence attached, and it is why supportedRegions is ['us'] and not 'global'. It is reinforced in the deposit contract, READ ON https://mercury.com/legal/column/commercial-deposit-account-savings-account-agreement: accounts are available only 'in jurisdictions approved by us and where use of the Account is not prohibited by Applicable Law' with the approved-jurisdiction list itself unpublished, plus a legal-form exclusion — 'No entities considered sole proprietorships or the equivalent in their home jurisdictions are eligible.' (2) THE STANDARD SANCTIONS REPRESENTATION, which is an eligibility rule applying everywhere and is NOT a regional footprint. Same API Terms: 'You certify that you are not on any of the relevant U.S. government lists of prohibited persons, including the Treasury Department's List of Specially Designated Nationals and the Commerce Department's List of Denied Persons or Entity List.' and 'you will not export, re-export, ship, transfer or otherwise use the APIs or any other subject matter made available hereunder in any country subject to an embargo or other sanction by the United States, including Iran, Syria, Cuba, Sudan and North Korea'. It is not counted toward the footprint. ONE COUNTERVAILING FACT, recorded so the region tag is not read as absolute: Column markets correspondent banking to non-US institutions at https://column.com/correspondent-banking/ ('Around-the-clock global USD clearing', 'Use your nostro to disrupt the remittance market', 'Give your customers individual US account numbers for near-instant USD payments, as if they had a US bank account'). That is a foreign bank holding a USD nostro at a US bank — the account is still a US deposit at a US institution, so the footprint tag stays 'us', but a non-US buyer is not categorically out of scope. UPDATE 28 September 2026 - A NEW ROUTE FOR NON-US BUYERS, NOT A CHANGE TO THE DIRECT COUNTERPARTY. On 16 September 2026 Column launched Global Banking. READ ON https://column.com/global-banking/ (fetched 28 September 2026): "Issue US accounts and cards to people and businesses anywhere in the world - regardless of citizenship or location." The launch post, https://column.com/blog/global-banking/, frames it as a platform capability: "Open U.S. dollar accounts for verified non-U.S. individuals and businesses". The API Terms clause (i) barring access "beyond the United States (except with Bank's prior written approval)" is unchanged on https://column.com/legal/api-terms-of-service/, so the entity that contracts with Column directly is still US-scoped and supportedRegions stays ['us']; but a non-US crypto business can now hold a Column USD account through a platform built on Column.
No confirmed legal entity is on file for this record. Nothing is inferred from the brand name.