Best crypto money-market funds in Vietnam
Fidelity Treasury Digital Fund — OnChain class (FYOXX / FDIT) ranks highest in ChainChoice’s published money-market funds ranking among the providers that list Vietnam — A Rule 2a-7 registered money market fund. Highest crypto adoption rate per capita globally (Chainalysis Index). A five-year pilot crypto-asset market under Resolution 05/2025/NQ-CP (September 2025) admits only service providers the Ministry of Finance licenses.
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Reviewed means every product ranked on this page was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
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Which crypto money-market fund should Vietnam residents use in November 2026?
Fidelity Treasury Digital Fund — OnChain class (FYOXX / FDIT) ranks highest in ChainChoice’s published money-market funds ranking among the providers that list Vietnam — A Rule 2a-7 registered money market fund. The order is the published ranking itself; providers whose terms exclude Vietnam are removed. Check authorisation with MoF Vietnam before depositing.
- Vietnam residents holding capital in VND
- Users who need MoF Vietnam-aligned compliance and audit-grade reporting
- Buy-and-hold profiles benefiting from Vietnam's tax treatment
- Sophisticated retail and family-office treasurers
- Derivatives / perpetuals traders (use a regulated futures venue instead)
- Privacy-focused users avoiding KYC (these are licensed venues)
- Day-traders chasing the lowest spreads regardless of regulator posture
- Anyone needing a service MoF Vietnam does not currently authorise
General guidance for Vietnam: the ranking engine does not compute these notes and they do not change the order below. If none fits you, answer the Find My Best questions for a result for your profile.
4 money-market funds listed for Vietnam
In ChainChoice’s published ranking order, from this category’s 8 providers: those whose terms exclude Vietnam are removed; those silent on it come last. Each chip names the basis: a dated check, a region listing, or the provider's own claim.
#1 for VietnamFidelity Treasury Digital Fund — OnChain class (FYOXX / FDIT)#2 globallyProvider states broad availability A Rule 2a-7 registered money market fund with a dedicated on-chain share class whose blockchain record is explicitly secondary to the transfer agent's book-entry register.
Regulator and registration number — 10/10Portfolio and liquidity rules — 9/10Published fee against fund yield — 8/10#2 for VietnamJanus Henderson Anemoy Treasury Fund (JTRSY)#4 globallyProvider states broad availability A BVI professional fund open only to non-US professional investors, whose token is prima facie evidence of ownership under BVI law.
Token as the share of record — 8/10Published fee against fund yield — 4/10#3 for VietnamBlackRock USD Institutional Digital Liquidity Fund (BUIDL)#6 globallyProvider states broad availability A British Virgin Islands limited company sold under a Section 3(c)(7) private-placement exemption, tokenised across nine networks by Securitize.
Token as the share of record — 6/10Regulator and registration number — 3/10#4 for VietnamCircle USYC (Hashnote International Short Duration Yield Fund Ltd)#7 globallyProvider states broad availability A Cayman Islands mutual fund whose shares sit with a transfer agent and are mirrored on chain as ERC-20 digital twins, issued by a Bermuda-regulated Circle entity.
Token as the share of record — 3/10Published fee against fund yield — 3/10
Commission: None of these providers pays ChainChoice anything for these links. Disclosure
Facts only in your country: local rules on promoting crypto-asset products are under review, so ChainChoice shows no sign-up links and earns no referral fees here.
Crypto products are high risk. Check the provider is authorised where you live before you deposit.
- Insolvency failure: the firm or issuer that owes you cannot pay.Scored by Token as the share of record · 30% (Fidelity Treasury Digital Fund — OnChain class (FYOXX / FDIT) 3/10, Janus Henderson Anemoy Treasury Fund (JTRSY) 8/10, BlackRock USD Institutional Digital Liquidity Fund (BUIDL) 6/10)Scored by Portfolio and liquidity rules · 20% (Fidelity Treasury Digital Fund — OnChain class (FYOXX / FDIT) 9/10, Janus Henderson Anemoy Treasury Fund (JTRSY) 4/10, BlackRock USD Institutional Digital Liquidity Fund (BUIDL) 3/10)
- Regulatory failure: no licence where you are, or a forced market exit.Scored by Regulator and registration number · 28% (Fidelity Treasury Digital Fund — OnChain class (FYOXX / FDIT) 10/10, Janus Henderson Anemoy Treasury Fund (JTRSY) 2/10, BlackRock USD Institutional Digital Liquidity Fund (BUIDL) 3/10)
Each cell is verified against the provider's filings or the MoF Vietnam register; a gap shows "—", never an estimate.
| Provider | Taker fee in Vietnam | KYC tier | VND rails | MoF Vietnam license |
|---|---|---|---|---|
| #1Fidelity Treasury Digital Fund — OnChain class (FYOXX / FDIT) | — | — | — | — |
| #2Janus Henderson Anemoy Treasury Fund (JTRSY) | — | — | — | — |
| #3BlackRock USD Institutional Digital Liquidity Fund (BUIDL) | — | — | — | — |
| #4Circle USYC (Hashnote International Short Duration Yield Fund Ltd) | — | — | — | — |
Source: ChainChoice provider catalog cross-referenced with the MoF Vietnam register; each fee as of its entry's latest verification (accuracy methodology).
Is using a crypto money-market fund legal in Vietnam?
Yes. Crypto money-market funds are regulated in Vietnam by Ministry of Finance (MoF, licenses the pilot crypto-asset market). Always verify a platform's licensing status with MoF Vietnam before transacting.
How is crypto taxed in Vietnam?
Vietnam has no clear crypto tax regime as of 2026. A draft framework is pending. Treat all crypto activity as potentially taxable until clarified. Editorial summary, not tax advice: consult a qualified tax advisor in Vietnam before filing.
What payment methods work for buying crypto in Vietnam?
The most common rails for retail onramps in Vietnam are: Bank transfer, MoMo, ZaloPay, VNPay. Most regulated platforms support at least the first of these. Card payments may incur 2-4% fees vs. ~0.5% for bank transfers.
Are international platforms (Coinbase, Kraken, Binance) available in Vietnam?
Availability varies by platform and product. Vietnam has its own licensing regime under MoF Vietnam, and not every global platform is registered. The shortlist above removes platforms whose terms exclude Vietnam; the chip on each row says whether availability is verified, listed or unstated.