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Best crypto decentralised storage in Germany

#1 for GermanyFilecoin80 out of 100 ChainChoice Score
Audit receipt#cc-DE-STO-2026.10-18fd35e0 Methodology §3affiliate economics did not influence this ranking

Filecoin ranks highest in ChainChoice’s published decentralised storage ranking among the providers that list Germany — Proof-based storage marketplace. One of the most crypto-friendly tax regimes in Europe — a 12-month hold renders private gains tax-free.

RegulatorBaFinBundesanstalt für Finanzdienstleistungsaufsicht (BaFin) · Federal Financial Supervisory Authority
Currency€ EUREuro
Payment railsSEPASEPA Instant · Giropay
MiCA statusAppliesCASP licensing required
Reviewed Next review by Published Methodology v2026.11.1
How this page is reviewed

Reviewed means every product ranked on this page was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.

Accountable for this review: Mathias Siemonsmeier, Founder.

How we review · Review calendar · Corrections log · How we make money

Direct answer

Which crypto storage network should Germany residents use in November 2026?

Filecoin ranks highest in ChainChoice’s published decentralised storage ranking among the providers that list Germany — Proof-based storage marketplace. The order is the published ranking itself; providers whose terms exclude Germany are removed. Check authorisation with BaFin before depositing.

Right fit for this list
  • Germany residents holding capital in EUR
  • Users who need BaFin-aligned compliance and audit-grade reporting
  • Buy-and-hold profiles benefiting from Germany's tax treatment
  • Sophisticated retail and family-office treasurers
Wrong fit — look elsewhere
  • Derivatives / perpetuals traders (use a regulated futures venue instead)
  • Privacy-focused users avoiding KYC (these are licensed venues)
  • Day-traders chasing the lowest spreads regardless of regulator posture
  • Anyone needing a service BaFin does not currently authorise

General guidance for Germany: the ranking engine does not compute these notes and they do not change the order below. If none fits you, answer the Find My Best questions for a result for your profile.

7 decentralised storage listed for Germany

In ChainChoice’s published ranking order, from this category’s 7 providers: those whose terms exclude Germany are removed; naming Germany or a region that covers it counts the same, and those whose terms do not state it come last. Each chip names the basis: a dated check, a region listing, or the provider's own claim.

  1. #1 for GermanyFilecoin#1 globallyProvider states broad availability

    Proof-based storage marketplace; Onchain Cloud adds pay-per-epoch warm storage

    Verified cost per TB-year (normalised) — 9/10Durability: contractual or aspirational — 8/10
    Broad availabilityprovider-stated, not checked by us

    Filecoin · filecoin.io.

  2. #2 for GermanySia#2 globallyProvider states broad availability

    Blockchain-enforced storage contracts between renters and hosts, self-operated

    Verified cost per TB-year (normalised) — 10/10Durability: contractual or aspirational — 7/10
    Broad availabilityprovider-stated, not checked by us

    Sia · sia.tech.

  3. #3 for GermanyStorj#3 globallyProvider states broad availability

    S3-compatible object storage erasure-coded across independent node operators

    Retrieval cost and read path — 8/10Verified cost per TB-year (normalised) — 7/10
    Broad availabilityprovider-stated, not checked by us

    Storj · storj.io.

  4. #4 for GermanyArweave#4 globallyProvider states broad availability

    One-time-fee blockchain storing data via a token endowment

    What happens when you stop paying (or they do) — 8/10Retrieval cost and read path — 5/10
    Broad availabilityprovider-stated, not checked by us

    Arweave · arweave.org.

  5. #5 for GermanyWalrus#5 globallyProvider states broad availability

    Erasure-coded blob storage on Sui, USD-pegged, paid in WAL

    Durability: contractual or aspirational — 6/10Retrieval cost and read path — 6/10
    Broad availabilityprovider-stated, not checked by us

    Walrus · walrus.xyz.

  6. #6 for GermanyPinata#6 globallyProvider states broad availability

    IPFS pinning and gateway service with metered storage and bandwidth

    Verified cost per TB-year (normalised) — 5/10Retrieval cost and read path — 3/10
    Broad availabilityprovider-stated, not checked by us

    Pinata · pinata.cloud.

  7. #7 for Germany4EVERLAND#7 globallyProvider states broad availability

    Web3 hosting bundling IPFS pinning, Arweave uploads, gateways and RPC

    Verified cost per TB-year (normalised) — 3/10Retrieval cost and read path — 3/10
    Broad availabilityprovider-stated, not checked by us

    4EVERLAND · 4everland.org.

Commission: None of these providers pays ChainChoice anything for these links. Disclosure

Provider links appear once we know which country you are browsing from: ChainChoice links to providers only where it serves in full.

Crypto products are high risk. Check the provider is authorised where you live before you deposit.

How you can lose money here, and what the ranking scores
  • Liveness failure: the operator stops, censors you or loses data.
    Scored by Durability: contractual or aspirational · 30% (Filecoin 8/10, Sia 7/10, Storj 5/10)
  • Exit failure: you cannot get out at par, on time, or with what is yours.
    Scored by What happens when you stop paying (or they do) · 20% (Filecoin 6/10, Sia 4/10, Storj 1/10)
Every failure family that applies to this category is scored.
Also scored, as cost, quality or a summary of several families: Verified cost per TB-year (normalised) (30%), Retrieval cost and read path (20%).

Each cell is verified against the provider's filings or the BaFin register; a gap shows "—", never an estimate.

Fee, KYC, rails and licence by provider in Germany
ProviderTaker fee in GermanyKYC tierEUR railsBaFin license
#1Filecoin————
#2Sia————
#3Storj————
#4Arweave————
#5Walrus————

Source: ChainChoice provider catalog cross-referenced with the BaFin register; each fee as of its entry's latest verification (accuracy methodology).

Is using a crypto storage network legal in Germany?

Yes. Germany regulates crypto-asset service providers under MiCA (EU Regulation 2023/1114), enforced from 30 December 2024. BaFin oversees decentralised storage operating in Germany; only providers authorised under MiCA may serve retail clients. Verify any provider against ESMA’s interim MiCA register.

How is crypto taxed in Germany?

Crypto held over 12 months is tax-free for private investors. Below 12 months, gains are taxed at the personal income rate (up to 45%) only if total annual gains from private sales reach €1,000. Terms you will meet: Spekulationsfrist, the one-year holding period (§ 23(1) no. 2 EStG); Freigrenze, the €1,000 threshold: at €1,000 or more a year, all gains are taxed, not only the part above it (§ 23(3) EStG). Read from § 23 EStG, gesetze-im-internet.de on 27 October 2026. Editorial summary, not tax advice: consult a qualified tax advisor in Germany before filing.

What payment methods work for buying crypto in Germany?

The most common rails for retail onramps in Germany are: SEPA, SEPA Instant, Giropay.

Are international platforms (Coinbase, Kraken, Binance) available in Germany?

Coinbase and Kraken hold MiCA authorisation valid in Germany. Binance does not: no Binance entity is on ESMA's register (read 10 November 2026); every transitional period ended by 1 July 2026, so none covers it there.

Who supervises crypto services in Germany

  • BaFin · Bundesanstalt für Finanzdienstleistungsaufsichtlicenses or registers crypto services; conduct and client protection; prudential (capital, safeguarding); anti-money-launderingRead on bafin.de

Authorities read . Each source is re-read within 180 days, or the build fails.

Country data verifiednot publishedSourceBaFin ↗Register ↗Methodology v2026.11.1
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