OKX scores 20 points above Gemini, led by trading cost and withdrawal track record. OKX ranks #7 and Gemini #14 of 17 published exchanges. Every term of the gap is on the ledger below; the inputs are on the audit receipt.
OKX67
vs
Gemini47
Scores are out of 100; published scores fall within 41–99 · ranks #7 and #14 of 17
OKX scores 20 points above Gemini, led by trading cost and withdrawal track record.
OKX #7 of 1767
Gemini #14 of 1747
Scores are out of 100; published scores fall within 41–99; a bar is empty at 41 and full at 99.
Why, term by termOKX leads on 2 of 4 published criteria; Gemini on 1. The terms sum to the gap.
TermOKXGeminiWeightPoints
Trading cost7/105/107.2+3.7for OKX+1.9 of 32
Withdrawal track record7/106/106.7+1.7for OKX+0.9 of 32
Asset protection6/108/104.3−2.2for Gemini−1.2 of 32
Measured dataScore dimension8.32.818+14.3for OKX
AvailabilityScore dimension121120+2.6for OKX
Net of the terms+20.1
Criteria roundingThe criteria block is rounded to whole points before it is spread+0.1
Reproduced gap+20.3
Published gapAfter score rounding and bounds — see the note below6747+20.0
Weight is in points of the 86-point weighted total. Points are score points of the gap between the two.
OKXScore 67Global exchange with a monthly self-verified zk-STARK proof-of-reserves, a register-verified MiCA entity in Malta, a published 1.00% max-spread disclosure on its instant-buy surface — and a record that includes a five-week 2020 withdrawal suspension and a $505M 2025 DOJ settlement, both self-disclosed.Strength: Personal all in cost — 7/10Watch-out: Which OKX you get depends entirely on where you live: an EEA buyer contracts with a MiCA-segregated Malta entity at 0.10%/0.20% fees on a spot-only account (0.08%/0.10% only with a derivatives account), a US buyer pays 0.20%/0.35% and cannot sign up in New York or four US territories, and a UK buyer contracts with Aux Cayes FinTech in the Seychelles — the very entity that admitted the US licensing failure — under pooled-asset, unsecured-creditor terms. On every version, the default buy/convert surface can carry up to a 1.00% spread the fee table never shows.GeminiScore 47NYDFS-chartered trust-company exchange with best-in-pool custody law and the pool's highest published base fees — now retrenched to the US (plus Singapore) after self-disclosed exits from the UK, EEA and Australia in early 2026.Strength: Insolvency and account terms — 8/10Watch-out: The account can be closed out from under you by geography: Gemini gave every UK, EEA and Australian customer roughly a month from announcement (2026-02-02) to forced withdrawal-only (2026-03-05), and Gemini says it 'ceased operations in the UK and Europe' from 6 April 2026 — and for those who stay, the default interface never publishes what a trade costs until the review screen, while the pro book starts at the pool's highest base rate (0.60%/1.20%) until you clear $10K of 30-day volume or hold a $1M asset balance.
Quick facts
At a glance
1 of 3 rows read the same for both.
FactOKXGemini
PricingSnapshotOKX publishes one schedule per entity, and the reader pays the one that serves their country. EEA (https://www.okx.com/en-eu/fees, re-read 28 October 2026, "Spot-only account" tab): "Regular user" … "0.1000%" / "0.2000%" (maker / taker), the rate of an account with no derivatives account; the "Spot & derivatives account" tab reads "0.0800%" / "0.1000%", which a new reader does not have. US, OKX Inc. (https://www.okx.com/en-us/fees, re-read 28 October 2026): "Regular user" "0.2000%" / "0.3500%". Everyone else, the UK included, contracts with OKX's global entity at https://www.okx.com/fees, which redirects a German address to the EU page: that rate is not read, so this record carries no base rate and a reader outside the EEA and the US sees "regional rate not read".Gemini ActiveTrader Fee Schedule, read 29 September 2026 at https://www.gemini.com/fees/activetrader-fee-schedule (dated "September 1, 2026"; "The following terms apply to all orders placed via the ActiveTrader and exchange API interfaces."). Spot maker / taker by 30-day volume or asset balance: "≥ $0" "0.600%" / "1.200%"; "$10K" (or "$1M" balance) "0.400%" / "0.800%"; "$25K" (or "$5M") "0.250%" / "0.500%"; "$75K" (or "$15M") "0.125%" / "0.250%"; "$250K" (or "$25M") "0.075%" / "0.150%"; "$500K" "0.060%" / "0.125%"; "$1M" "0.050%" / "0.100%"; down to "$250M" "0.000%" / "0.020%". Tier rule: "Your fee tier is based on either your total trailing 30-day trading volume across all order books (excluding volume traded on stablecoin pairs) or your total asset balance (in USD)." Stablecoins: "RLUSD/USD, USDC/GUSD, and GUSD/USD pairs" "0.00%" / "0.00%"; "All other stablecoin pairs" "0.00%" / "0.01%". Default Gemini interface (https://www.gemini.com/fees/gemini-fee-schedule, dated "February 15, 2026") publishes no number: "You can view the fees in the trade review screen prior to confirming your transaction." and "When you place an Instant order or a Recurring order, Gemini includes a spread in the quoted price." Transfers (https://www.gemini.com/fees/transfer-fee-schedule, dated "January 20, 2026"): ACH deposit and withdrawal "Free"; USD wire withdrawal "$25"; debit card "3.49% of total purchase amount"; PayPal "2.50% of total deposit amount"; crypto withdrawal fees are dynamic and "will be displayed to you prior to the initiation of your withdrawal."
Asset coverageEditorial——
Region fitSnapshotus, europe, asiaus, asia
From the published criteria
Which should you pick?
OKX
67#7 of 17
Leads
Pick it when
Pick OKX if trading cost matters most — it scores 7/10 to Gemini's 5/10 there (weight 30).
Strength
Personal all in cost — 7/10
Tradeoff
Which OKX you get depends entirely on where you live: an EEA buyer contracts with a MiCA-segregated Malta entity at 0.10%/0.20% fees on a spot-only account (0.08%/0.10% only with a derivatives account), a US buyer pays 0.20%/0.35% and cannot sign up in New York or four US territories, and a UK buyer contracts with Aux Cayes FinTech in the Seychelles — the very entity that admitted the US licensing failure — under pooled-asset, unsecured-creditor terms. On every version, the default buy/convert surface can carry up to a 1.00% spread the fee table never shows.
Gemini
47#14 of 17
Pick it when
Pick Gemini if asset protection matters most — it scores 8/10 to OKX's 6/10 there (weight 18).
Strength
Insolvency and account terms — 8/10
Tradeoff
The account can be closed out from under you by geography: Gemini gave every UK, EEA and Australian customer roughly a month from announcement (2026-02-02) to forced withdrawal-only (2026-03-05), and Gemini says it 'ceased operations in the UK and Europe' from 6 April 2026 — and for those who stay, the default interface never publishes what a trade costs until the review screen, while the pro book starts at the pool's highest base rate (0.60%/1.20%) until you clear $10K of 30-day volume or hold a $1M asset balance.
Self-identify in 10 seconds
Which one is actually for you?
OKXLeads
Choose OKX if trading cost matters most
Trading cost: 7/10 against 5/10 for Gemini (weight 30)
Withdrawal track record: 7/10 against 6/10 for Gemini (weight 28)
OKXScore 67Global exchange with a monthly self-verified zk-STARK proof-of-reserves, a register-verified MiCA entity in Malta, a published 1.00% max-spread disclosure on its instant-buy surface — and a record that includes a five-week 2020 withdrawal suspension and a $505M 2025 DOJ settlement, both self-disclosed.Strength: Personal all in cost — 7/10Watch-out: Which OKX you get depends entirely on where you live: an EEA buyer contracts with a MiCA-segregated Malta entity at 0.10%/0.20% fees on a spot-only account (0.08%/0.10% only with a derivatives account), a US buyer pays 0.20%/0.35% and cannot sign up in New York or four US territories, and a UK buyer contracts with Aux Cayes FinTech in the Seychelles — the very entity that admitted the US licensing failure — under pooled-asset, unsecured-creditor terms. On every version, the default buy/convert surface can carry up to a 1.00% spread the fee table never shows.
Gemini
Choose Gemini if asset protection matters most
Asset protection: 8/10 against 6/10 for OKX (weight 18)
GeminiScore 47NYDFS-chartered trust-company exchange with best-in-pool custody law and the pool's highest published base fees — now retrenched to the US (plus Singapore) after self-disclosed exits from the UK, EEA and Australia in early 2026.Strength: Insolvency and account terms — 8/10Watch-out: The account can be closed out from under you by geography: Gemini gave every UK, EEA and Australian customer roughly a month from announcement (2026-02-02) to forced withdrawal-only (2026-03-05), and Gemini says it 'ceased operations in the UK and Europe' from 6 April 2026 — and for those who stay, the default interface never publishes what a trade costs until the review screen, while the pro book starts at the pool's highest base rate (0.60%/1.20%) until you clear $10K of 30-day volume or hold a $1M asset balance.
Criterion by criterion
Scorecard
Published criteria · weight in points of 868 of 8 cells scored. Strength is read from the evidence file; the weight is the published one. Methodology
Trading cost
by 2 of 10weight 7.2 of 86OKX leads
OKX7/10 out of 10
Gemini5/10 out of 10
Withdrawal track record
by 1 of 10weight 6.7 of 86OKX leads
OKX7/10 out of 10
Gemini6/10 out of 10
Licence coverage
weight 5.8 of 86Tie
OKX7/10 out of 10
Gemini7/10 out of 10
Asset protection
by 2 of 10weight 4.3 of 86Gemini leads
OKX6/10 out of 10
Gemini8/10 out of 10
Score dimensions
weights sum to 86
The published score is five dimensions, each weighted for the category. "Published criteria" is the criteria block above; the other four are the engine's own terms — availability, friction, trust record, measured data. Each bar is one side's points out of that dimension's maximum; the weight beside the name is its points of the 86-point weighted total. The published criteria above can fill 24 of the block’s 30. A weight marked “constant here” belongs to a dimension every ranked product in the category holds at the same value: it still counts in the total, and it orders nothing here.
Availabilityweight 20 of 86
OKX12/20Gemini11/20
OKX leads
Published criteriaweight 30 of 86
OKX16.4/30Gemini15.1/30
OKX leads
Frictionweight 10 of 86 · constant here
OKX2.7/10Gemini2.7/10
Tie
Trust recordweight 8 of 86 · constant here
OKX3.2/8Gemini3.2/8
Tie
Measured dataweight 18 of 86
OKX8.3/18Gemini2.8/18
OKX leads
Decision rulePublished order
Choose OKX unless the term Gemini leads on is the one you are buying.
Pick Gemini if asset protection matters most — it scores 8/10 to OKX's 6/10 there (weight 18).
The published order weighs every criterion the same way for everyone. To weigh them your way, run .
From the published order
Next best action
If this isn't your case
Other matchups worth comparing
How you can lose money here, and what the ranking scores
Custody failure: whoever holds the assets loses or withholds them.
Scored by When this venue broke, did people get their money out — and how would I know? · 28% (OKX 7/10, Gemini 6/10)
Insolvency failure: the firm or issuer that owes you cannot pay.
Scored by If this exchange fails — or freezes me — are the coins legally mine, and on whose terms? · 18% (OKX 6/10, Gemini 8/10)
Regulatory failure: no licence where you are, or a forced market exit.
Scored by Whose licence actually covers me in my country — and can I find it on the register? · 24% (OKX 7/10, Gemini 7/10)
Not assessed by this ranking: Control failure, Liveness failure, Execution failure, Exit failure. A high place says nothing about these; the Methodology tab says what each means.
Also scored, as cost, quality or a summary of several families: What will I actually pay here at my volume — including the spread they don't print? (30%).
Questions
Frequently asked questions
OKX scores 20 points above Gemini, led by trading cost and withdrawal track record. Published scores, out of 100: OKX 67 (rank 7 of 17 exchanges), Gemini 47 (rank 14 of 17).
ReviewedRe-read in progressOverdue; re-read by 10 November 2026.Methodology v2026.10.18
How this page is reviewed
Reviewed means both products compared here was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
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