Kubera vs CoinTracker (portfolio) Kubera leads by 7 points.
Kubera scores 7 points above CoinTracker (portfolio), led by data monetization truth and tier truth and continuity. Kubera ranks #2 and CoinTracker (portfolio) #5 of 7 published portfolio tracking. Every term of the gap is on the ledger below; the inputs are on the audit receipt.
KUKubera72
vs
CECoinTracker (portfolio)65
Scores are out of 100; published scores fall within 41–99 · ranks #2 and #5 of 7
Kubera scores 7 points above CoinTracker (portfolio), led by data monetization truth and tier truth and continuity.
KUKubera #2 of 772
CECoinTracker (portfolio) #5 of 765
Scores are out of 100; published scores fall within 41–99; a bar is empty at 41 and full at 99.
Why, term by termKubera leads on 2 of 4 published criteria; CoinTracker (portfolio) on 0. The terms sum to the gap.
TermKuberaCoinTracker (portfolio)WeightPoints
Data monetization truth9/107/106+3.1for Kubera+1.6 of 32
Tier truth and continuity9/106/104.8+3.7for Kubera+1.9 of 32
Net of the terms+6.9
Criteria roundingThe criteria block is rounded to whole points before it is spread−0.1
Reproduced gap+6.8
Published gapAfter score rounding and bounds — see the note below7265+7.0
Weight is in points of the 86-point weighted total. Points are score points of the gap between the two.
KuberaScore 72Paid-only ($250/yr) net-worth balance sheet that tracks CEX accounts via read-only API keys and wallets by public address — the subscription is the entire revenue story.Strength: Data monetization truth — 9/10Watch-out: You pay $250/year and broken connections are still partly your problem: Kubera's own help center says connections 'may occasionally break, or show wrong balances' and 'might not always be resolvable', with manual-entry tracking as the documented fallback — and your exchange API keys sit on Kubera's servers with read-only merely instructed at setup, not enforced at connect time.CoinTracker (portfolio)Score 65US hosted CEX-plus-wallet aggregator (3M+ users, Nino Finance, Inc.) that instructs — but does not document enforcing — read-only API keys, backs a no-sale privacy promise with SOC 2 Type II, and prices every paid tier on its plans page (Base from $59/yr on 2026-09-29) while stating no cap for the free plan.Strength: Data monetization truth — 7/10Watch-out: The read-only promise is an instruction to you, not a gate on them: 'we ask that you provide API keys with view permissions whenever possible' — nothing documents CoinTracker rejecting a trade-scoped key at connect time, so a mis-scoped key sits 'encrypted & securely stored' on their servers on your risk budget; and the plans page, which on 2026-09-29 showed every paid price from $59 to $3499 a year, states no transaction cap for the free plan, although CoinTracker's own error table says 'Upgrading to a paid plan also increases the transaction limit.'
Quick facts
At a glance
2 of 3 rows read the same for both.
FactKuberaCoinTracker (portfolio)
PricingSnapshotHomepage pricing cards (https://www.kubera.com/, fetched 29 September 2026): Essentials — "Everything except what's listed under Black" — "$250 /year"; Black — "For complex multi-entity wealth." (adds "Ownership tags", "Nested Portfolios", "Guided Onboarding", "VIP Support") — "$2500 /year"; "Try for 14 days" — "Try it fully loaded. Choose the subscription plan after the trial."; "Book a 30-minute demo for $250, credited when you join Black". Headline on the same page: "$250 a year, not 1% of your wealth." No free plan exists. Kubera White Label is no longer priced on the homepage; its own page (https://www.kubera.com/white-label, fetched 29 September 2026) states "$300 a month". https://www.kubera.com/pricing still returns HTTP 404 — pricing is served on the homepage.Plans page (https://www.cointracker.com/plans, fetched 29 September 2026 through a headless-browser render — plain requests get a Cloudflare 403 and the prices are drawn client-side): Free "$0" — "Portfolio value", "Tax summary", "No tax filing"; Base "Starting at $59 /year" — "Up to 100 transactions per year"; Prime "Starting at $199 /year" — "Up to 1,000 transactions per year"; Ultra "Starting at $599 /year" — "Up to 10,000 transactions per year"; Full Service "Starting at $3499 /year" — "Up to 300,000 transactions per year". Comparison table on the same page: "$0 per year"; "Starting at $59 / $99 per year" (Base/Base+); "Starting at $199 / $299 per year" (Prime/Prime+); "Starting at $599 / $1999 per year" (Ultra/Ultra+); yearly transaction limit for tax forms "100 | 250", "1,000 | 2,500", "10,000 | 50,000"; "Lifetime transactions limit for tax forms 200,000". The page states no transaction or wallet cap for the free plan. Plan count and refund (support article https://support.cointracker.com/hc/en-us/articles/4413049695249-CoinTracker-Personal-plan-pricing, 29 September 2026): "We offer one free plan and six paid plans, with prices based on the number of cryptocurrency transactions completed in the last calendar year and access to specific features." and "CoinTracker offers a 100% money-back guarantee within 30 days of purchase, provided that no tax forms have been downloaded."
Asset coverageEditorial——
Region fitSnapshotglobalglobal
From the published criteria
Which should you pick?
KU
Kubera
72#2 of 7
Leads
Pick it when
Pick Kubera if data monetization truth matters most — it scores 9/10 to CoinTracker (portfolio)'s 7/10 there (weight 25).
Strength
Data monetization truth — 9/10
Tradeoff
You pay $250/year and broken connections are still partly your problem: Kubera's own help center says connections 'may occasionally break, or show wrong balances' and 'might not always be resolvable', with manual-entry tracking as the documented fallback — and your exchange API keys sit on Kubera's servers with read-only merely instructed at setup, not enforced at connect time.
CE
CoinTracker (portfolio)
65#5 of 7
Pick it when
CoinTracker (portfolio) leads Kubera on no published criterion and no score dimension — pick it only if a fact outside the score (country, funding rail, custody) decides for you.
Strength
Data monetization truth — 7/10
Tradeoff
The read-only promise is an instruction to you, not a gate on them: 'we ask that you provide API keys with view permissions whenever possible' — nothing documents CoinTracker rejecting a trade-scoped key at connect time, so a mis-scoped key sits 'encrypted & securely stored' on their servers on your risk budget; and the plans page, which on 2026-09-29 showed every paid price from $59 to $3499 a year, states no transaction cap for the free plan, although CoinTracker's own error table says 'Upgrading to a paid plan also increases the transaction limit.'
Self-identify in 10 seconds
Which one is actually for you?
KUKuberaLeads
Choose Kubera if data monetization truth matters most
Data monetization truth: 9/10 against 7/10 for CoinTracker (portfolio) (weight 25)
Tier truth and continuity: 9/10 against 6/10 for CoinTracker (portfolio) (weight 20)
KuberaScore 72Paid-only ($250/yr) net-worth balance sheet that tracks CEX accounts via read-only API keys and wallets by public address — the subscription is the entire revenue story.Strength: Data monetization truth — 9/10Watch-out: You pay $250/year and broken connections are still partly your problem: Kubera's own help center says connections 'may occasionally break, or show wrong balances' and 'might not always be resolvable', with manual-entry tracking as the documented fallback — and your exchange API keys sit on Kubera's servers with read-only merely instructed at setup, not enforced at connect time.
CECoinTracker (portfolio)
CoinTracker (portfolio) leads Kubera on no published criterion
Choose it only if something outside the published criteria decides for you — your country, a funding rail, or custody.
CoinTracker (portfolio)Score 65US hosted CEX-plus-wallet aggregator (3M+ users, Nino Finance, Inc.) that instructs — but does not document enforcing — read-only API keys, backs a no-sale privacy promise with SOC 2 Type II, and prices every paid tier on its plans page (Base from $59/yr on 2026-09-29) while stating no cap for the free plan.Strength: Data monetization truth — 7/10Watch-out: The read-only promise is an instruction to you, not a gate on them: 'we ask that you provide API keys with view permissions whenever possible' — nothing documents CoinTracker rejecting a trade-scoped key at connect time, so a mis-scoped key sits 'encrypted & securely stored' on their servers on your risk budget; and the plans page, which on 2026-09-29 showed every paid price from $59 to $3499 a year, states no transaction cap for the free plan, although CoinTracker's own error table says 'Upgrading to a paid plan also increases the transaction limit.'
Criterion by criterion
Scorecard
Published criteria · weight in points of 868 of 8 cells scored. Strength is read from the evidence file; the weight is the published one. Methodology
API key blast radius
weight 7.2 of 86Tie
Kubera6/10 out of 10
CoinTracker (portfolio)6/10 out of 10
Data monetization truth
by 2 of 10weight 6 of 86Kubera leads
Kubera9/10 out of 10
CoinTracker (portfolio)7/10 out of 10
Sync fidelity and gap honesty
weight 6 of 86Tie
Kubera7/10 out of 10
CoinTracker (portfolio)7/10 out of 10
Tier truth and continuity
by 3 of 10weight 4.8 of 86Kubera leads
Kubera9/10 out of 10
CoinTracker (portfolio)6/10 out of 10
Score dimensions
weights sum to 86
The published score is five dimensions, each weighted for the category. "Published criteria" is the criteria block above; the other four are the engine's own terms — availability, friction, trust record, measured data. Each bar is one side's points out of that dimension's maximum; the weight beside the name is its points of the 86-point weighted total. The published criteria above can fill 24 of the block’s 30. A weight marked “constant here” belongs to a dimension every ranked product in the category holds at the same value: it still counts in the total, and it orders nothing here.
Availabilityweight 20 of 86 · constant here
Kubera14/20CoinTracker (portfolio)14/20
Tie
Published criteriaweight 30 of 86
Kubera18.2/30CoinTracker (portfolio)15.6/30
Kubera leads
Frictionweight 10 of 86 · constant here
Kubera2.7/10CoinTracker (portfolio)2.7/10
Tie
Trust recordweight 8 of 86 · constant here
Kubera3.2/8CoinTracker (portfolio)3.2/8
Tie
Measured dataweight 18 of 86 · constant here
Kubera8.3/18CoinTracker (portfolio)8.3/18
Tie
Decision rulePublished order
Choose Kubera unless the term CoinTracker (portfolio) leads on is the one you are buying.
CoinTracker (portfolio) leads Kubera on no published criterion and no score dimension — pick it only if a fact outside the score (country, funding rail, custody) decides for you.
The published order weighs every criterion the same way for everyone. To weigh them your way, run .
From the published order
Next best action
If this isn't your case
Other matchups worth comparing
How you can lose money here, and what the ranking scores
Custody failure: whoever holds the assets loses or withholds them.
Scored by If my API keys leak, can someone trade or withdraw with them — and has that already happened here? · 30% (Kubera 6/10, CoinTracker (portfolio) 6/10)
Exit failure: you cannot get out at par, on time, or with what is yours.
Scored by What does the free tier quietly stop tracking, and will this app outlive my history? · 20% (Kubera 9/10, CoinTracker (portfolio) 6/10)
Information failure: the number is wrong or bought, or your data leaks.
Scored by The dashboard is free — so who is paying, and what of mine are they buying? · 25% (Kubera 9/10, CoinTracker (portfolio) 7/10)
Scored by When the app and my exchange disagree on a balance, will I ever find out which one is wrong? · 25% (Kubera 7/10, CoinTracker (portfolio) 7/10)
Every failure family that applies to this category is scored.
Questions
Frequently asked questions
Kubera scores 7 points above CoinTracker (portfolio), led by data monetization truth and tier truth and continuity. Published scores, out of 100: Kubera 72 (rank 2 of 7 portfolio tracking), CoinTracker (portfolio) 65 (rank 5 of 7).
Reviewed means both products compared here was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
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