Provider at a glance
- Category
- P2P Exchanges
- Entity
- Not verified
- Official website
- peachbitcoin.com
Independent rankingchecked How it works
Details
Scored 63 out of 100 under methodology 2026.10.18, from the evidence read in September 2026.
Peach Bitcoin
Mobile Bitcoin P2P app
P2P Exchanges
#3 Overall
Ranked #3 of 8 P2P exchanges in the published ranking
63
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
Is Peach Bitcoin right for you?
Look elsewhere if these come first
- What you actually pay over the market price4/10 here; Bisq scores 9
- Who can move the coins while the trade is open7/10 here; LocalCoinSwap scores 8
- What the platform promises when the trade goes wrong7/10 here; the category best is 9
- What identity gate stands between you and a trade8/10 here; Bisq scores 10
Not yet tested for your country. Markets it lists: Global. Restricted: United States, Vietnam, Indonesia, China, Bangladesh, Morocco, Egypt, Pakistan….
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best P2P exchange shows where it lands for you.
What will Peach Bitcoin cost you?
Not priced on this basis
- How do you buy?
- One-time
- Amount
- $1k
How safe is Peach Bitcoin?
- Evidence: verified4 of 4 criteria rest on quoted, sourced receipts. Read September 2026.
- LicenceMiCA (EU): no register record on file here.
Alternatives to Peach Bitcoin
Compare all 4- 2Bisq7 points above · stronger on all in cost over spot (9 against 4)70
- 4RoboSats1 point below · stronger on all in cost over spot (6 against 4)62
- 5LocalCoinSwap10 points below · stronger on escrow control (8 against 7)53
For your setup
Find out if Peach Bitcoin fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where Peach Bitcoin lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
- No account required
- Ranking-blind: no commercial input
- Personalised in under 60 seconds
Find my best P2P exchangeNothing is inferred from clicks, popularity or commercial value.
Why this rank
Why Peach Bitcoin ranks #3
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (19.5 here) sit inside the score; availability, friction, trust record and measured data add the rest.
4 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
354+4.484.09#4/8Loading evidence…
307+6.726.09#3/8Loading evidence…
207+4.484.59#2/8Loading evidence…
158+3.847.010#4/8Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
Margin−7behind Bisq, #2
RobustnessOne point from changingacross a one-point change to each of its 4 criterion scores, the re-run scores 61–65 and ranks #3–#4
Evidence4 of 4 scored4 quoted, 4 with a source link
What would move the rank
Each line is the ranking run again with one of Peach Bitcoin’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
What you actually pay over the market price 4 → 8 on its ladder · passes Bisq+472#3 → #2
What you actually pay over the market price 4 → 3 on its ladder · RoboSats passes it−161#3 → #4
Who can move the coins while the trade is open 7 → 6 on its ladder · RoboSats passes it−161#3 → #4
What the platform promises when the trade goes wrong 7 → 6 on its ladder · RoboSats passes it−162#3 → #4
Smallest climb: what you actually pay over the market price 4 → 8 passes Bisq, #2.
Strengths
0 from the score dataWhere it leads
No scored criterion is at or within one point of the category best, so no strength can be stated from the data.
Tradeoffs
4 from the score dataWhere it trails
Not for readers who put first
- What you actually pay over the market price — 4/10 against a category best of 9/10
- Who can move the coins while the trade is open — 7/10 against a category best of 9/10
- What the platform promises when the trade goes wrong — 7/10 against a category best of 9/10
- What identity gate stands between you and a trade — 8/10 against a category best of 10/10
Record watch-outs
- The CHF 1,000 threshold is per MONTH, not per day, for exactly the peer-to-peer payment methods most no-KYC buyers want to use — the daily figure applies only to other rails. This trips up even specialist sources: kycnot.me's own Peach page states "No KYC is required for trading up to 1,000 CHF per day (and 100,000 CHF per year)" and omits the per-month carve-out entirely. And the 2% comes out of the coins leaving escrow, so it stacks on top of the seller's premium rather than replacing it: the cheapest advertised offer at 3.5% costs about 5.6% by the time the bitcoin lands.
Competitive position
Where Peach Bitcoin leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#1 / 814.0 of 20 · constant here
Published criteria#3 / 814.6 of 30 · best 22.0
Friction#1 / 82.7 of 10 · constant here
Trust record#1 / 83.2 of 8 · constant here
Measured data#1 / 88.3 of 18 · constant here
Where Peach Bitcoin leads
- Who can move the coins while the trade is open#3 / 8
- What the platform promises when the trade goes wrong#2 / 8
Where it trailsNo criterion in the bottom third of its pool.
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
RoboSats#4 of 8 · score 62 · 1.0 point behind
Peach Bitcoin leads on
- Who can move the coins while the trade is open7 vs 6
- What the platform promises when the trade goes wrong7 vs 3
RoboSats leads on
- What you actually pay over the market price6 vs 4
- What identity gate stands between you and a trade10 vs 8
Largest single reason Peach Bitcoin is ahead: published criteria (+0.5 display points).Scenario cost: RoboSats has no verified pricing for this scenario.
Bisq#2 of 8 · score 70 · 7.0 points ahead
Peach Bitcoin leads on
- Who can move the coins while the trade is open7 vs 6
- What the platform promises when the trade goes wrong7 vs 4
Bisq leads on
- What you actually pay over the market price9 vs 4
- What identity gate stands between you and a trade10 vs 8
Largest single reason Bisq is ahead: published criteria (+7.3 display points).Scenario cost: Bisq has no verified pricing for this scenario.
LocalCoinSwap#5 of 8 · score 53 · 10.0 points behind
Peach Bitcoin leads on
- What you actually pay over the market price4 vs 2
- What the platform promises when the trade goes wrong7 vs 3
- What identity gate stands between you and a trade8 vs 6
LocalCoinSwap leads on
- Who can move the coins while the trade is open8 vs 7
Largest single reason Peach Bitcoin is ahead: published criteria (+9.4 display points).Scenario cost: LocalCoinSwap has no verified pricing for this scenario.
Against the leader
82 vs 63 · gap 19.0Why Hodl Hodl ranks above Peach Bitcoin
The compare workspace's arithmetic applied to these two rows. Each dimension's share of the gap is its weight × the difference, on the displayed scale — it reproduces the displayed gap of 19.0 to within rounding.
DimensionThisHodl HodlGap share
Availability · 23% weight · constant here14.014.0same
Published criteria · 35% weight14.622.0−19.2, worse
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here8.38.3same
Published criterionThisHodl HodlPoints
What you actually pay over the market price · w3549−5.60, worse
Who can move the coins while the trade is open · w3079−1.92, worse
What the platform promises when the trade goes wrong · w2079−1.28, worse
What identity gate stands between you and a trade · w15810−0.96, worse
Net6382−19.0
Your scenario
Peach Bitcoin is not priced for this scenario
Taker fee on what you buy: on one purchase, or for a year of purchases or of trading. Fixed purchase fees and deposit fees are not published as fields yet, so they are excluded, as are network gas and any withdrawal fee. Change an input and every figure recomputes from the published rate; the published rank does not move.
cost on your amount · default scenario — set your own
How do you buy?
How do you buy? · your inputOne-time
Amount · your input$1k
Rate read from the provider’s published pricing ↗ on 24 September 2026.
cost on your amountCost is stated as cost on your amount in USD; it is never a yield, never annualised, and it does not enter the score.
Not priced on this basis
Under the default inputs · USDCategory medianNot priced0 of 8 rows priced
Cheapest pricedNone pricedDifference not stated · availability not applied — set your country to filter
8 of 8 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 24 September 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
4 of 4 cells scored
Score evidenceVerified4 of 4 criteria reconstruct from receipts
4 of 4 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…4 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
4/4 criteria scored, with 4 dated sources quoted.RobustnessOne point from changingrank #3 to #4 across one-point re-runs
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 24 September 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
What you actually pay over the market pricestrength 4 · weight 35Report an error—24 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Who can move the coins while the trade is openstrength 7 · weight 30Report an error—24 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.What the platform promises when the trade goes wrongstrength 7 · weight 20Report an error—24 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.What identity gate stands between you and a tradestrength 8 · weight 15Report an error—24 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Custody failure (Peach Bitcoin 7/10): whoever holds the assets loses or withholds them.Scored by Who can move the coins while the trade is open · 30%
- Execution failure (Peach Bitcoin 7/10): you get a worse price, later, or nothing.Scored by What the platform promises when the trade goes wrong · 20%
- Information failure (Peach Bitcoin 8/10): the number is wrong or bought, or your data leaks.Scored by What identity gate stands between you and a trade · 15%
Not assessed by this ranking: Control failure, Liveness failure, Insolvency failure, Regulatory failure, Exit failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: What you actually pay over the market price (35%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- Published fee, peachbitcoin.com/terms-and-conditions/ fetched 24 September 2026 (HTTP 200, "These Service Terms were the last updated on July 1st, 2026"): "2% of the total amount sent out of the escrow will be sent to a bitcoin address controlled by Peach." Corroborated by Peach's own unauthenticated API at https://
api .peachbitcoin .com /v1 /info (HTTP 200), fetched in the same session, which returns "fees":{"escrow":0.02}. ANCHOR MEASUREMENT, same session, from Peach's public offer search (POST https:// api .peachbitcoin .com /v1 /offer /search with body {"type":"ask","meansOfPayment":{"EUR":["sepa"]}}, HTTP 200): 8 SEPA ask offers returned ("total":8; 2026-08-06: 21); the cheapest carried "premium":6 with "amount":732062 (satoshis) and "prices":{"EUR":576.79}; the rest sat at 6.5, 7, 7, 7.4, 8, 8 and 8. ARITHMETIC: EUR 576.79 for 0.00732062 BTC implies an effective rate of EUR 78,789.4 per BTC (a worked example, not a page string), which is +6.03% over the Kraken XBTEUR mid of 74,309.55 fetched in the same session. Peach's own index at https:// api .peachbitcoin .com /v1 /market /prices read "EUR":74337.51, 0.04% above the Kraken mid. Adding the 2% escrow fee gives roughly +8.03% all-in (2026-08-06: +3.58% / +5.58%).Peach Bitcoin — official pricing page ↗ · 24 September 2026 - Prices published in
- USDPeach Bitcoin — official pricing page ↗ · 24 September 2026
- Licences held
- Not published
- Compliance level
- partial
- Regulatory note
- Not published
- Supported chains
- Multi-chain
- Markets served
- global
- Primary markets
- Not published
- Restricted markets
- United States, Vietnam, Indonesia, China, Bangladesh, Morocco, Egypt, Pakistan, Nigeria
- Operating limits
- Not published
- Availability note
- Terms & Conditions (peachbitcoin.com/terms-and-conditions/, "last updated on July 1st, 2026", read 24 September 2026): "The app is not available in the United States, China, or OFAC/EU-sanctioned regions and is not actively offered or marketed in the EU/EEA." Blocked list: "Iran, North Korea, Myanmar, China, Algeria, Bangladesh, Nepal, Afghanistan, Morocco, Egypt, Bolivia, Qatar, Tunisia, Pakistan, Vietnam, Indonesia, Nigeria." EU/EEA: "Peach is a Swiss company and does not actively offer, market or solicit its services in the EU/EEA. Where a person located in the EU/EEA accesses Peach entirely on their own exclusive initiative (reverse solicitation), without any prior solicitation by Peach, this restriction does not apply." and "Peach reserves the right to restrict or limit access from EU/EEA jurisdictions at any time." Homepage (peachbitcoin.com/): "Availability and use may be restricted or non-compliant in certain jurisdictions including the EU/EEA after July 1, 2026. Use at your own risk and ensure compliance with local laws."
No confirmed legal entity is on file for this record. Nothing is inferred from the brand name.
If something goes wrong with Peach Bitcoin: where to complain, and where to report a scam
Loading the routes for your country.
How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
9 methodology entries
- 24 September 2026Current verified snapshot · methodology 2026.10.18Score 63, #3 of 8. 4 of 4 criteria scored. History starts here; earlier values are not interpolated.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.7Forty-one more products are offered only where their own quoted terms serve- fixed 141 country exclusions on 31 rows, each the name of a country the row's own quoted terms exclude: for example Mercuryo Hungary, China, Pakistan, Bangladesh, Chile, Colombia and Morocco; Gemini Custody the United Kingdom, Australia and the EU after its wind-down; Backed xStocks the US, Canada, the UK, Australia, Nigeria, the Philippines and Venezuela.
- changed Thirteen rows list the only countries their terms serve: Coins.ph the Philippines, Spritz bill pay, Brex, Unchained, WisdomTree, Franklin BENJI and AnchorWatch the United States (with its territories for AnchorWatch), PRYPCO Mint the UAE, N26 crypto seven EU countries, Gemini Tokenized Stocks the EU, XNET the US, Canada and the UK, Coldbit Steel and MetaMask Card the countries they list.
- changed Published (no-country) orders do not move. Country results change: in India six categories each lose one row (bill pay, cards, off-ramps, P2P, seed backup, tokenised real estate), and bill pay there has no row confirmed available, so it shows the published order marked as such; country pages list 23 fewer rows (24,357 to 24,334). The grounding test now matches full country names in any case, which shows seven earlier exclusions were quoted all along: the named debt of unquoted exclusions falls from 40 to 33 pairs.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
Methodology 2026.10.18, the same published run every visitor sees · receipt p2p_exchanges:peach_bitcoin:2026.10.18:ea9865b62260
Are you Peach Bitcoin? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.