Provider at a glance
- Category
- Crypto Remittances
- Entity
- Not verified
- Official website
- bitnob.com
Independent rankingchecked How it works
Details
Scored 47 out of 100 under methodology 2026.10.18, from the evidence read in October 2026.
Bitnob
Bitcoin and stablecoin transfers for Africa
Crypto Remittances
#6 Overall
Ranked #6 of 7 crypto remittances in the published ranking
47
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
Is Bitnob right for you?
Look elsewhere if these come first
- Delivered Value at USD 2004/10 here; Western Union (USDPT on Solana) scores 5
- Corridor Proof and Payout Method7/10 here; the category best is 10
- Recipient Burden8/10 here; the category best is 10
- Payout Partner and Two-Leg Regulatory Exposure3/10 here; Western Union (USDPT on Solana) scores 8
Not yet tested for your country. Markets it lists: Africa.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best remittance corridor shows where it lands for you.
What will Bitnob cost you?
Not priced on this basis
- Your monthly volume
- $1k
How safe is Bitnob?
- Evidence: verified4 of 4 criteria rest on quoted, sourced receipts. Read October 2026.
- LicenceMiCA (EU): no register record on file here.
Alternatives to Bitnob
Compare all 4- 4Strike Send Globally22 points above · stronger on payout partner regulatory (7 against 3)69
- 5Western Union (USDPT on Solana)15 points above · stronger on payout partner regulatory (8 against 3)62
- 7MoneyGram (Ramps / MGUSD on Stellar)6 points below · stronger on payout partner regulatory (7 against 3)41
For your setup
Find out if Bitnob fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where Bitnob lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
- No account required
- Ranking-blind: no commercial input
- Personalised in under 60 seconds
Find my best remittance corridorNothing is inferred from clicks, popularity or commercial value.
Why this rank
Why Bitnob ranks #6
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (17.4 here) sit inside the score; availability, friction, trust record and measured data add the rest.
4 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
354+4.485.09#5/7Loading evidence…
257+5.607.010#3/7Loading evidence…
228+5.638.010#2/7Loading evidence…
183+1.737.09#7/7Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
Margin−15behind Western Union (USDPT on Solana), #5
RobustnessHoldsacross a one-point change to each of its 4 criterion scores, the re-run scores 45–49 and stays #6
Evidence4 of 4 scored4 quoted, 4 with a source link
What would move the rank
Each line is the ranking run again with one of Bitnob’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
Delivered Value at USD 200 4 → 0 on its ladder · MoneyGram (Ramps / MGUSD on Stellar) passes it−441#6 → #7
Corridor Proof and Payout Method 7 → 1 on its ladder · MoneyGram (Ramps / MGUSD on Stellar) passes it−641#6 → #7
Recipient Burden 8 → 1 on its ladder · MoneyGram (Ramps / MGUSD on Stellar) passes it−741#6 → #7
Strengths
0 from the score dataWhere it leads
No scored criterion is at or within one point of the category best, so no strength can be stated from the data.
Tradeoffs
4 from the score dataWhere it trails
Not for readers who put first
- Delivered Value at USD 200 — 4/10 against a category best of 9/10
- Corridor Proof and Payout Method — 7/10 against a category best of 10/10
- Recipient Burden — 8/10 against a category best of 10/10
- Payout Partner and Two-Leg Regulatory Exposure — 3/10 against a category best of 9/10
Record watch-outs
- SCOPE: the in-scope product is the Bitnob MOBILE APP's consumer "Transfer" feature (sender pays, a different named person receives local currency), NOT bitnob.com, which as of 2026-08-12 is entirely a B2B payout-API and enterprise site — hero "A smarter way to move, grow, and manage business money, from the United States to anywhere.", "One API. Global Payouts. Guaranteed Delivery.", customer segments "Remittance services offering crypto-funded transfers" and "Freelance platforms paying contractors in local currency". The site's complete navigation has no consumer page anywhere. CORRIDOR CAVEAT that materially qualifies every score: US->Mexico is unsupported, and the US->Nigeria fallback is only half-real. Bitnob documents local-currency funding from Nigeria, Kenya and Ghana ONLY; there is no USD/US-bank deposit method for a US sender, who can fund solely with crypto or Binance Pay (1%, a fee Bitnob attributes to Binance). The iOS app is absent from the US, UK, Canadian, German and South African App Stores (iTunes lookup, 2026-08-12). Bitnob's own documented path for a US sender is a PARTNER'S app — "the sender needs to have an account with our partner, Strike" (article dated February 5, 2024, not refreshed since) — making Bitnob the payout rail rather than the sender-facing product in the flagship diaspora corridor. Read as a product for senders already inside Africa (or holding stablecoins) sending onward to 14 African markets, not as a US-diaspora remittance app. THE SINGLE MOST CONSEQUENTIAL FACT FOR A BUYER: Bitnob publishes a 0.2% spread on Bitcoin buy/sell, but makes NO mid-market commitment and publishes NO rate for the fiat payout leg, while charging a $0 stated transfer fee. The sender's real price on a Transfer therefore sits almost entirely in a payout FX spread they cannot see before, and cannot reconstruct after, the send. The "no fees charged" marketing claim they may rely on is a blog post dated Nov 18, 2024.
Competitive position
Where Bitnob leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#6 / 76.0 of 20 · best 14.0
Published criteria#5 / 713.1 of 30 · best 20.2
Friction#1 / 72.7 of 10 · constant here
Trust record#1 / 73.2 of 8 · constant here
Measured data#1 / 78.3 of 18 · constant here
Where Bitnob leads
- Corridor Proof and Payout Method#3 / 7
- Recipient Burden#2 / 7
Where it trails
- Delivered Value at USD 200#5 / 7
- Payout Partner and Two-Leg Regulatory Exposure#7 / 7
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
MoneyGram (Ramps / MGUSD on Stellar)#7 of 7 · score 41 · 6.0 points behind
Bitnob leads on
- Delivered Value at USD 2004 vs 2
- Corridor Proof and Payout Method7 vs 5
- Recipient Burden8 vs 4
MoneyGram (Ramps / MGUSD on Stellar) leads on
- Payout Partner and Two-Leg Regulatory Exposure7 vs 3
Largest single reason Bitnob is ahead: published criteria (+8.6 display points).Scenario cost: MoneyGram (Ramps / MGUSD on Stellar) has no verified pricing for this scenario.
Western Union (USDPT on Solana)#5 of 7 · score 62 · 15.0 points ahead
Bitnob leads on
- Corridor Proof and Payout Method7 vs 3
- Recipient Burden8 vs 3
Western Union (USDPT on Solana) leads on
- Delivered Value at USD 2005 vs 4
- Payout Partner and Two-Leg Regulatory Exposure8 vs 3
Largest single reason Western Union (USDPT on Solana) is ahead: availability (+20.8 display points).Scenario cost: Western Union (USDPT on Solana) has no verified pricing for this scenario.
Strike Send Globally#4 of 7 · score 69 · 22.0 points ahead
Bitnob leads on
- Delivered Value at USD 2004 vs 3
- Corridor Proof and Payout Method7 vs 6
Strike Send Globally leads on
- Payout Partner and Two-Leg Regulatory Exposure7 vs 3
Largest single reason Strike Send Globally is ahead: availability (+20.8 display points).Scenario cost: Strike Send Globally has no verified pricing for this scenario.
Against the leader
81 vs 47 · gap 34.0Why Morse (formerly Sling Money) ranks above Bitnob
The compare workspace's arithmetic applied to these two rows. Each dimension's share of the gap is its weight × the difference, on the displayed scale — it reproduces the displayed gap of 34.0 to within rounding.
DimensionThisMorse (formerly Sling Money)Gap share
Availability · 23% weight6.012.0−15.6, worse
Published criteria · 35% weight13.120.2−18.5, worse
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here8.38.3same
Published criterionThisMorse (formerly Sling Money)Points
Delivered Value at USD 200 · w3549−5.60, worse
Corridor Proof and Payout Method · w2579−1.60, worse
Payout Partner and Two-Leg Regulatory Exposure · w1837−2.30, worse
Net4781−34.0
Your scenario
Bitnob is not priced for this scenario
Transfer spread on your volume for a year. Excludes network gas and any withdrawal fee. Change an input and every figure recomputes from the published rate; the published rank does not move.
your cost/yr · default scenario — set your own
Your monthly volume · your input$1k
Rate read from the provider’s published pricing ↗ on 28 October 2026.
your cost/yrCost is stated as your cost/yr in USD; it is never a yield, never annualised, and it does not enter the score.
Not priced on this basis
Under the default inputs · USDCategory medianNot priced0 of 7 rows priced
Cheapest pricedNone pricedDifference not stated · availability not applied — set your country to filter
7 of 7 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 28 October 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
4 of 4 cells scored
Score evidenceVerified4 of 4 criteria reconstruct from receipts
4 of 4 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…4 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
4/4 criteria scored, with 4 dated sources quoted.RobustnessHoldsrank #6 across every one-point re-run
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 28 October 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
Delivered Value at USD 200strength 4 · weight 35Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Corridor Proof and Payout Methodstrength 7 · weight 25Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Recipient Burdenstrength 8 · weight 22Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Payout Partner and Two-Leg Regulatory Exposurestrength 3 · weight 18Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Regulatory failure (Bitnob 3/10): no licence where you are, or a forced market exit.Scored by Payout Partner and Two-Leg Regulatory Exposure · 18%
- Execution failure (Bitnob 7/10): you get a worse price, later, or nothing.Scored by Corridor Proof and Payout Method · 25%
Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Insolvency failure, Exit failure, Information failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: Delivered Value at USD 200 (35%), Recipient Burden (22%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- From "Bitnob's Transaction fees" (byline "Written by Happiness", "January 20, 2026"), fetched 28 September 2026 (HTTP 200) from https://
intercom .help /Bitnob-help-center /en /articles /6055972 -bitnob-s-transaction-fees. Withdrawals: "$0 is charged on withdrawal to bank account" and "$0 is charged on withdrawal to Mobile Money account". Bitcoin: "The transaction fee for sending Bitcoin via on-chain is a flat fee of 1,500 satoshis"; "$0 is charged on Bitcoin purchases" and "$0 is charged on Bitcoin sale", both footnoted "Bitnob does not charge for Bitcoin purchases or sales; however, a spread of 0.2% based on prevailing market conditions is applied to cater to variables like rapid changes in Bitcoin prices at the time of purchase or sale." USDT: "A flat fee of $2 per transfer". Euros and Pounds: "A flat fee of $1.3 per transfer". Binance Pay deposits: "A 1% fee is charged on every deposit made." (set by Binance, per the page). Funding: "For Nigerian Naira" at Safe Haven and Providus Bank there is "no added fee"; "For Kenyan Shilling : There is a 2% charge on all funding transactions, which is the network fee." Savings: "1.10% is charged for plan top-up or funding"; the early-break penalty is "3%". On FX the only statement is "The exchange rate is dependent on the current market price, which you can see displayed on the app's homepage". No fee line and no rate is published for the consumer Transfer payout to an African bank or mobile-money account. The 0.2% spread governs Bitcoin buy/sell only, and https:// api .bitnob .com /api /v1 /rates returned HTTP 401 on 28 September 2026. The all-in cost of a USD 200 send to Nigeria cannot be computed from published sources.Bitnob — official pricing page ↗ · 28 October 2026 - Prices published in
- USDBitnob — official pricing page ↗ · 28 October 2026
- Licences held
- United States: Registration / authorisation
- Compliance level
- partial
- Regulatory note
- Corridor: US->Mexico is unsupported (Mexico appears on no Bitnob list), so I fell back to US->Nigeria (NGN).
- Supported chains
- Receive: Nigeria (NGN) - bank, Receive: Kenya (KES) - bank/mobile money, Receive: Ghana (GHS) - bank/mobile money, Receive: Rwanda (RWF), Receive: Uganda (UGX), Receive: Morocco (MAD), Receive: Benin (XOF), Receive: Senegal (XOF), Receive: Cote d'Ivoire (XOF), Receive: Togo (XOF), Receive: Burkina Faso (XOF), Receive: Mali (XOF), Receive: Gabon (XAF), Receive: Cameroon (XAF), Receive: United Kingdom (GBP) - bank, Receive: Europe (EUR) - bank [help centre mislabels this "EUR — Euro (United Kingdom)", sic, confirmed 12 August 2026], Send-side local-currency funding ONLY from: Nigeria, Kenya, Ghana (elsewhere: crypto or Binance Pay funding only), NOT supported: Mexico, Philippines, India, any Latin American or Asian corridor, Rail: Bitcoin / Lightning / USDT / USDC in, local fiat out, Cap: $5,000 maximum daily sending limit across all withdrawals, transfers, BTC and USDT (help centre, 7 July 2025)
- Markets served
- africa
- Primary markets
- Not published
- Restricted markets
- Not published
- Operating limits
- Not published
- Availability note
- Not published
No confirmed legal entity is on file for this record. Nothing is inferred from the brand name.
If something goes wrong with Bitnob: where to complain, and where to report a scam
Loading the routes for your country.
How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
9 methodology entries
- 28 October 2026Current verified snapshot · methodology 2026.10.18Score 47, #6 of 7. 4 of 4 criteria scored. History starts here; earlier values are not interpolated.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
- 16 September 2026
2026.09.15Dimension scores carry tenths, and eleven more categories are re-read from primary sources · platform-wide- changed Dimension scores resolve to tenths of a point (O-04b), and weightedTotal is rounded to six decimal places before the order is read. 518 published scores move across 107 categories that were not re-read; none of them moves by more than 4 points, and most move by 1.
- fixed 66 published scores change in the eleven re-read categories, against a verbatim source each. The largest moves are Reflexer RAI (−16), Beefy and Unrekt (−11), Aztec (−10) and Golem (+9) — all of them rows whose sources had moved since their last read.
- changed Published order moves in 38 of 119 categories and three #1s change: smart_contract_audits (Zellic → Certora) and travel_rule_compliance (Sumsub Travel Rule → CodeVASP) on the finer resolution, kyc_compliance (Veriff → Sumsub) on the re-read.
- added availabilitySource (O-04g): for a reader who states a country, a row whose availability in that country rests on a region tag its record gives no source for sorts below every sourced row. It is inert in every order published here, which states no country.
Methodology 2026.10.18, the same published run every visitor sees · receipt remittances:bitnob_remit:2026.10.18:1308ddf65bf7
Are you Bitnob? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.