Provider at a glance
- Category
- Crypto Remittances
- Entity
- Not verified
- Official website
- morsemoney.com
Independent rankingchecked How it works
Details
Scored 81 out of 100 under methodology 2026.10.18, from the evidence read in October 2026.
Morse (formerly Sling Money)
Stablecoin money app on Solana
Crypto Remittances
#1 Overall
Ranked #1 of 7 crypto remittances in the published ranking
81
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
Is Morse (formerly Sling Money) right for you?
Right for you if these matter most
- Delivered Value at USD 2009/10, the category best
- Corridor Proof and Payout Method9/10; the category best is 10
Look elsewhere if these come first
- Recipient Burden8/10 here; Félix Pago scores 10
- Payout Partner and Two-Leg Regulatory Exposure7/10 here; Félix Pago scores 9
Not yet tested for your country. Markets it lists: United States, Europe, Latin America.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best remittance corridor shows where it lands for you.
What will Morse (formerly Sling Money) cost you?
Not priced on this basis
- Your monthly volume
- $1k
How safe is Morse (formerly Sling Money)?
- Evidence: verified4 of 4 criteria rest on quoted, sourced receipts. Read October 2026.
- LicenceMiCA (EU): no register record on file here.
Alternatives to Morse (formerly Sling Money)
Compare all 4- 2Félix Pago3 points below · stronger on recipient burden (10 against 8)78
- 3Remitly (stablecoin rails)8 points below · weaker on recipient burden (3 against 8)73
- 4Strike Send Globally12 points below · weaker on delivered value (3 against 9)69
For your setup
Find out if Morse (formerly Sling Money) fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where Morse (formerly Sling Money) lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
- No account required
- Ranking-blind: no commercial input
- Personalised in under 60 seconds
Find my best remittance corridorNothing is inferred from clicks, popularity or commercial value.
Why it leads
Why Morse (formerly Sling Money) ranks #1
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (26.9 here) sit inside the score; availability, friction, trust record and measured data add the rest. Best in this ranking on 1 of 4.
4 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
359+10.085.09#1/7Loading evidence…
259+7.207.010#2/7Loading evidence…
228+5.638.010#2/7Loading evidence…
187+4.037.09#3/7Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
Margin+3over Félix Pago, #2
RobustnessHoldsacross a one-point change to each of its 4 criterion scores, the re-run scores 80–81 and stays #1
Evidence4 of 4 scored4 quoted, 4 with a source link
What would move the rank
Each line is the ranking run again with one of Morse (formerly Sling Money)’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
Delivered Value at USD 200 9 → 7 on its ladder · Félix Pago passes it−278#1 → #2
Corridor Proof and Payout Method 9 → 7 on its ladder · Félix Pago passes it−279#1 → #2
Recipient Burden 8 → 6 on its ladder · Félix Pago passes it−280#1 → #2
Strengths
2 from the score dataWhere it leads
Best for readers who weight
- Delivered Value at USD 200 — 9/10, the category best
- Corridor Proof and Payout Method — 9/10, category best 10/10
Tradeoffs
2 from the score dataWhere it trails
Not for readers who put first
- Recipient Burden — 8/10 against a category best of 10/10
- Payout Partner and Two-Leg Regulatory Exposure — 7/10 against a category best of 9/10
Record watch-outs
- DEDUPLICATION REQUIRED — still the single most important finding, and re-confirmed. If a "morse" entry also exists in Remittances, it and sling_money must be merged. That asserted absence is false — a 148-article per-country collection publishes deposit and withdrawal methods and names the operators, and on 2026-09-28 the beta share is 16/156 = 10.3%, none of them a remittance destination. Fourth, scope: Morse is primarily a multi-currency consumer account (US stocks, Visa card issued by Lead Bank, Account Details for payroll) whose default flow is wallet-to-wallet between two Morse users, which is not a remittance. Note the sender may not be resident in Europe for any of those rails, and per-transaction caps run USD 2,500-2,999.
Competitive position
Where Morse (formerly Sling Money) leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#4 / 712.0 of 20 · best 14.0
Published criteria#1 / 720.2 of 30 · pool best
Friction#1 / 72.7 of 10 · constant here
Trust record#1 / 73.2 of 8 · constant here
Measured data#1 / 78.3 of 18 · constant here
Where Morse (formerly Sling Money) leads
- Delivered Value at USD 200#1 / 7
- Corridor Proof and Payout Method#2 / 7
- Recipient Burden#2 / 7
- Payout Partner and Two-Leg Regulatory Exposure#3 / 7
Where it trailsNo criterion in the bottom third of its pool.
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
Félix Pago#2 of 7 · score 78 · 3.0 points behind
Morse (formerly Sling Money) leads on
- Delivered Value at USD 2009 vs 6
Félix Pago leads on
- Corridor Proof and Payout Method10 vs 9
- Recipient Burden10 vs 8
- Payout Partner and Two-Leg Regulatory Exposure9 vs 7
Largest single reason Morse (formerly Sling Money) is ahead: availability (+2.6 display points).Scenario cost: Félix Pago has no verified pricing for this scenario.
Remitly (stablecoin rails)#3 of 7 · score 73 · 8.0 points behind
Morse (formerly Sling Money) leads on
- Delivered Value at USD 2009 vs 8
- Corridor Proof and Payout Method9 vs 7
- Recipient Burden8 vs 3
Remitly (stablecoin rails) leads onNo scored criterion
Largest single reason Morse (formerly Sling Money) is ahead: published criteria (+13.3 display points).Scenario cost: Remitly (stablecoin rails) has no verified pricing for this scenario.
Strike Send Globally#4 of 7 · score 69 · 12.0 points behind
Morse (formerly Sling Money) leads on
- Delivered Value at USD 2009 vs 3
- Corridor Proof and Payout Method9 vs 6
Strike Send Globally leads onNo scored criterion
Largest single reason Morse (formerly Sling Money) is ahead: published criteria (+17.7 display points).Scenario cost: Strike Send Globally has no verified pricing for this scenario.
Against #2
81 vs 78 · gap 3.0Why Morse (formerly Sling Money) ranks above Félix Pago
DimensionThisFélix PagoGap share
Availability · 23% weight12.011.0+2.6, better
Published criteria · 35% weight20.220.2same
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here8.38.3same
Published criterionThisFélix PagoPoints
Delivered Value at USD 200 · w3596+3.36, better
Corridor Proof and Payout Method · w25910−0.80, worse
Recipient Burden · w22810−1.41, worse
Payout Partner and Two-Leg Regulatory Exposure · w1879−1.15, worse
Net8178+3.0
Your scenario
Morse (formerly Sling Money) is not priced for this scenario
Transfer spread on your volume for a year. Excludes network gas and any withdrawal fee. Change an input and every figure recomputes from the published rate; the published rank does not move.
your cost/yr · default scenario — set your own
Your monthly volume · your input$1k
Rate read from the provider’s published pricing ↗ on 28 October 2026.
your cost/yrCost is stated as your cost/yr in USD; it is never a yield, never annualised, and it does not enter the score.
Not priced on this basis
Under the default inputs · USDCategory medianNot priced0 of 7 rows priced
Cheapest pricedNone pricedDifference not stated · availability not applied — set your country to filter
7 of 7 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 28 October 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
4 of 4 cells scored
Score evidenceVerified4 of 4 criteria reconstruct from receipts
4 of 4 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…4 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
4/4 criteria scored, with 4 dated sources quoted.RobustnessHoldsrank #1 across every one-point re-run
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 28 October 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
Delivered Value at USD 200strength 9 · weight 35Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Corridor Proof and Payout Methodstrength 9 · weight 25Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Recipient Burdenstrength 8 · weight 22Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Payout Partner and Two-Leg Regulatory Exposurestrength 7 · weight 18Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Regulatory failure (Morse (formerly Sling Money) 7/10): no licence where you are, or a forced market exit.Scored by Payout Partner and Two-Leg Regulatory Exposure · 18%
- Execution failure (Morse (formerly Sling Money) 9/10): you get a worse price, later, or nothing.Scored by Corridor Proof and Payout Method · 25%
Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Insolvency failure, Exit failure, Information failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: Delivered Value at USD 200 (35%), Recipient Burden (22%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- https://
morsemoney .com /fees (fetched 28 October 2026, HTTP 200) no longer prints the fee table quoted on 28 September 2026; it now says "most transactions are free. Some include a small fee, which you'll always see before you send." and "Every conversion on Morse uses the real exchange rate, with no markup added." The remittance fee is stated in the help centre: "There's a small fee for international Morse users: US$0.50 or 0.25% of the amount being sent, whichever is more." and "The minimum you can send is 20 MXN, and the maximum is 50,000 MXN." (CLABE article, https:// support .morsemoney .com /en /articles /15060599 -send-money-directly-to-clabes, dated 19 May 2026, read 28 October 2026). The no-login converter https:// morsemoney .com /currency-converter /usd-to-mxn read "1 USD ≈ 18.6921 MXN · Real exchange rate" on 28 October 2026, at or above the day's references (ECB 18.6311; open.er-api.com 18.673405). Our arithmetic, US->Mexico, USD 200: fee = the greater of 0.50 and 0.25% of 200 = 0.50, i.e. 0.25% all-in.Morse (formerly Sling Money) — official pricing page ↗ · 28 October 2026 - Prices published in
- USDMorse (formerly Sling Money) — official pricing page ↗ · 28 October 2026
- Licences held
- United Kingdom: Registration / authorisation, European Union: Registration / authorisation, United States: Registration / authorisation
- Compliance level
- partial
- Regulatory note
- SENDER LEG, identifiers published and look-ups actually attempted. /legal/regulatory-compliance ("Last updated April 7, 2025") states character-exact: "Avian Labs Netherlands B.V. with company registration number 91273323, is authorised by the AFM with Registration Number 41000005."
- Supported chains
- US -> Mexico: direct to CLABE, MXN, recipient needs no Morse account; max 50,000 MXN, US -> Brazil: direct to Pix key, BRL, recipient needs no Morse account; max USD 2,999/txn, US -> Colombia: direct to Bre-B key, COP, recipient needs no Morse account; max USD 2,500/txn and US$10,000/month; senders must be Morse users in Brazil, Colombia, Mexico or the United States (article 15558157, updated 25 September 2026), US -> Europe: direct to IBAN, EUR, recipient needs no Morse account; ~47 European/SEPA markets on the country list; max USD 2,999/txn, US -> US: direct to US bank account (routing + account number); max USD 2,999/txn, Sender may NOT be resident in Europe for any direct-send rail (asterisk footnote on all five articles), Kenya: deposit via stablecoin transfer only (article updated 15 September 2026 dropped Safaricom, debit card and EUR Account Details); withdraw via mobile money wallet (Safaricom) or stablecoin transfer - recipient must be a Morse user, Uganda: mobile money wallet (Airtel, MTN) both legs - recipient must be a Morse user, Zambia: deposit mobile money wallet (MTN); withdraw mobile money wallet (Airtel, MTN) - recipient must be a Morse user; 4% fee to add ZMW, Senegal: mobile money wallet (Orange) both legs - recipient must be a Morse user, Rwanda: withdrawal by stablecoin transfer ONLY - no local-currency payout documented (re-verified 12 August 2026), 156 countries listed on /countries on 28 September 2026, 16 flagged closed-beta/invite-only (10.3%), none of them a remittance-receive market, NOT SERVED: Nigeria, India, Ghana, Pakistan, China - absent from the country list entirely, Philippines listed on /countries but has no help-centre country article - payout methods undocumented
- Markets served
- us, europe, latam
- Primary markets
- Not published
- Restricted markets
- Not published
- Operating limits
- Not published
- Availability note
- Not published
No confirmed legal entity is on file for this record. Nothing is inferred from the brand name.
If something goes wrong with Morse (formerly Sling Money): where to complain, and where to report a scam
Loading the routes for your country.
How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
9 methodology entries
- 28 October 2026Current verified snapshot · methodology 2026.10.18Score 81, #1 of 7. 4 of 4 criteria scored. History starts here; earlier values are not interpolated.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
- 16 September 2026
2026.09.15Dimension scores carry tenths, and eleven more categories are re-read from primary sources · platform-wide- changed Dimension scores resolve to tenths of a point (O-04b), and weightedTotal is rounded to six decimal places before the order is read. 518 published scores move across 107 categories that were not re-read; none of them moves by more than 4 points, and most move by 1.
- fixed 66 published scores change in the eleven re-read categories, against a verbatim source each. The largest moves are Reflexer RAI (−16), Beefy and Unrekt (−11), Aztec (−10) and Golem (+9) — all of them rows whose sources had moved since their last read.
- changed Published order moves in 38 of 119 categories and three #1s change: smart_contract_audits (Zellic → Certora) and travel_rule_compliance (Sumsub Travel Rule → CodeVASP) on the finer resolution, kyc_compliance (Veriff → Sumsub) on the re-read.
- added availabilitySource (O-04g): for a reader who states a country, a row whose availability in that country rests on a region tag its record gives no source for sorts below every sourced row. It is inert in every order published here, which states no country.
Methodology 2026.10.18, the same published run every visitor sees · receipt remittances:morse_money:2026.10.18:1308ddf65bf7
Are you Morse (formerly Sling Money)? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.