Provider at a glance
- Category
- P2P Exchanges
- Entity
- All 8 Binance products
- Official website
- p2p.binance.com
Independent rankingchecked How it works
Details
Scored 47 out of 100 under methodology 2026.10.18, from the evidence read in September 2026.
Binance P2P
P2P marketplace inside Binance
P2P Exchanges
#6 Overall
Ranked #6 of 8 P2P exchanges in the published ranking
47
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
Is Binance P2P right for you?
Look elsewhere if these come first
- What you actually pay over the market price4/10 here; the category best is 9
- Who can move the coins while the trade is open3/10 here; LocalCoinSwap scores 8
- What the platform promises when the trade goes wrong5/10 here; NoOnes scores 7
- What identity gate stands between you and a trade2/10 here; LocalCoinSwap scores 6
Not yet tested for your country. Markets it lists: Europe, Global.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best P2P exchange shows where it lands for you.
What will Binance P2P cost you?
Not priced on this basis
- How do you buy?
- One-time
- Amount
- $1k
How safe is Binance P2P?
- Evidence: verified4 of 4 criteria rest on quoted, sourced receipts. Read September 2026.
- LicenceMiCA (EU): no authorisation held. The register record
Alternatives to Binance P2P
Compare all 4- 5LocalCoinSwap6 points above · stronger on escrow control (8 against 3)53
- 7NoOnes5 points below · stronger on dispute standard (7 against 5)42
- 8OKX P2P5 points below · weaker on dispute standard (3 against 5)42
For your setup
Find out if Binance P2P fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where Binance P2P lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
- No account required
- Ranking-blind: no commercial input
- Personalised in under 60 seconds
Find my best P2P exchangeNothing is inferred from clicks, popularity or commercial value.
Why this rank
Why Binance P2P ranks #6
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (11.5 here) sit inside the score; availability, friction, trust record and measured data add the rest.
4 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
354+4.484.09#4/8Loading evidence…
303+2.886.09#6/8Loading evidence…
205+3.204.59#4/8Loading evidence…
152+0.967.010#6/8Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
Margin−6behind LocalCoinSwap, #5
RobustnessHoldsacross a one-point change to each of its 4 criterion scores, the re-run scores 45–50 and stays #6
Evidence4 of 4 scored4 quoted, 4 with a source link
What would move the rank
Each line is the ranking run again with one of Binance P2P’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
What you actually pay over the market price 4 → 7 on its ladder · passes LocalCoinSwap+354#6 → #5
Who can move the coins while the trade is open 3 → 7 on its ladder · passes LocalCoinSwap+455#6 → #5
What the platform promises when the trade goes wrong 5 → 10 on its ladder · passes LocalCoinSwap+553#6 → #5
What identity gate stands between you and a trade 2 → 9 on its ladder · passes LocalCoinSwap+754#6 → #5
What you actually pay over the market price 4 → 1 on its ladder · NoOnes passes it−341#6 → #8
Who can move the coins while the trade is open 3 → 0 on its ladder · NoOnes passes it−342#6 → #8
What the platform promises when the trade goes wrong 5 → 1 on its ladder · NoOnes passes it−442#6 → #8
Smallest climb: what you actually pay over the market price 4 → 7 passes LocalCoinSwap, #5.
Strengths
0 from the score dataWhere it leads
No scored criterion is at or within one point of the category best, so no strength can be stated from the data.
Tradeoffs
4 from the score dataWhere it trails
Not for readers who put first
- What you actually pay over the market price — 4/10 against a category best of 9/10
- Who can move the coins while the trade is open — 3/10 against a category best of 9/10
- What the platform promises when the trade goes wrong — 5/10 against a category best of 9/10
- What identity gate stands between you and a trade — 2/10 against a category best of 10/10
Record watch-outs
- "Zero fees" is true and almost irrelevant. The cost is in the spread, and on this venue the spread depends on which asset you pick: BTC/EUR over SEPA priced at +7.93% while USDT/EUR over SEPA priced at +1.49% within minutes of each other on 2026-08-06. A buyer who types "buy BTC with EUR" pays about 6.4 percentage points for the convenience of one fewer click.
Competitive position
Where Binance P2P leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#1 / 814.0 of 20 · constant here
Published criteria#6 / 88.6 of 30 · best 22.0
Friction#1 / 82.7 of 10 · constant here
Trust record#1 / 83.2 of 8 · constant here
Measured data#1 / 88.3 of 18 · constant here
Where Binance P2P leadsNo criterion in the top third of its pool.
Where it trails
- Who can move the coins while the trade is open#6 / 8
- What identity gate stands between you and a trade#6 / 8
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
NoOnes#7 of 8 · score 42 · 5.0 points behind
Binance P2P leads on
- What you actually pay over the market price4 vs 2
- Who can move the coins while the trade is open3 vs 2
- What identity gate stands between you and a trade2 vs 1
NoOnes leads on
- What the platform promises when the trade goes wrong7 vs 5
Largest single reason Binance P2P is ahead: published criteria (+4.7 display points).Scenario cost: NoOnes has no verified pricing for this scenario.
OKX P2P#8 of 8 · score 42 · 5.0 points behind
Binance P2P leads on
- What you actually pay over the market price4 vs 3
- What the platform promises when the trade goes wrong5 vs 3
OKX P2P leads onNo scored criterion
Largest single reason Binance P2P is ahead: published criteria (+4.7 display points).Scenario cost: OKX P2P has no verified pricing for this scenario.
LocalCoinSwap#5 of 8 · score 53 · 6.0 points ahead
Binance P2P leads on
- What you actually pay over the market price4 vs 2
- What the platform promises when the trade goes wrong5 vs 3
LocalCoinSwap leads on
- Who can move the coins while the trade is open8 vs 3
- What identity gate stands between you and a trade6 vs 2
Largest single reason LocalCoinSwap is ahead: published criteria (+6.2 display points).Scenario cost: LocalCoinSwap has no verified pricing for this scenario.
Against the leader
82 vs 47 · gap 35.0Why Hodl Hodl ranks above Binance P2P
The compare workspace's arithmetic applied to these two rows. Each dimension's share of the gap is its weight × the difference, on the displayed scale — it reproduces the displayed gap of 35.0 to within rounding.
DimensionThisHodl HodlGap share
Availability · 23% weight · constant here14.014.0same
Published criteria · 35% weight8.622.0−34.8, worse
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here8.38.3same
Published criterionThisHodl HodlPoints
What you actually pay over the market price · w3549−5.60, worse
Who can move the coins while the trade is open · w3039−5.76, worse
What the platform promises when the trade goes wrong · w2059−2.56, worse
What identity gate stands between you and a trade · w15210−3.84, worse
Net4782−35.0
Your scenario
Binance P2P is not priced for this scenario
Taker fee on what you buy: on one purchase, or for a year of purchases or of trading. Fixed purchase fees and deposit fees are not published as fields yet, so they are excluded, as are network gas and any withdrawal fee. Change an input and every figure recomputes from the published rate; the published rank does not move.
cost on your amount · default scenario — set your own
How do you buy?
How do you buy? · your inputOne-time
Amount · your input$1k
Rate read from the provider’s published pricing ↗ on 24 September 2026.
cost on your amountCost is stated as cost on your amount in USD; it is never a yield, never annualised, and it does not enter the score.
Not priced on this basis
Under the default inputs · USDCategory medianNot priced0 of 8 rows priced
Cheapest pricedNone pricedDifference not stated · availability not applied — set your country to filter
8 of 8 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 24 September 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
4 of 4 cells scored
Score evidenceVerified4 of 4 criteria reconstruct from receipts
4 of 4 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…4 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
4/4 criteria scored, with 4 dated sources quoted.RobustnessHoldsrank #6 across every one-point re-run
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 24 September 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
What you actually pay over the market pricestrength 4 · weight 35Report an error—24 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Who can move the coins while the trade is openstrength 3 · weight 30Report an error—24 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.What the platform promises when the trade goes wrongstrength 5 · weight 20Report an error—24 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.What identity gate stands between you and a tradestrength 2 · weight 15Report an error—24 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Custody failure (Binance P2P 3/10): whoever holds the assets loses or withholds them.Scored by Who can move the coins while the trade is open · 30%
- Execution failure (Binance P2P 5/10): you get a worse price, later, or nothing.Scored by What the platform promises when the trade goes wrong · 20%
- Information failure (Binance P2P 2/10): the number is wrong or bought, or your data leaks.Scored by What identity gate stands between you and a trade · 15%
Not assessed by this ranking: Control failure, Liveness failure, Insolvency failure, Regulatory failure, Exit failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: What you actually pay over the market price (35%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- Published fee, binance.com blog "How Does Binance P2P's Escrow Service Work" (published 9 November 2020) read 24 September 2026 through WebFetch: "Binance P2P is one of the most popular peer-to-peer (P2P) marketplaces, with best-in-class security measures, access to 700+ payment methods and 100+ fiat currencies, and zero fees." (Plain curl to the same URL received HTTP 202 with an empty body and an x-amzn-waf-action: challenge header — a bot wall, not a change.) ANCHOR MEASUREMENT, same session, from the public ad-search endpoint (POST https://
p2p .binance .com /bapi /c2c /v2 /friendly /c2c /adv /search, body {"asset":"BTC","tradeType":"BUY","fiat":"EUR","transAmount":"500","payTypes":["SEPA","SEPAinstant"]}, HTTP 200): "total":6 ads returned (2026-08-06: 5), cheapest "price":"81642.780" with "minSingleTransAmount":"300","maxSingleTransAmount":"3000" over SEPAinstant/SEPA/ZEN/N26. ARITHMETIC: 81642.780 / 74309.55 = 1.09869, i.e. +9.87% over the Kraken XBTEUR mid fetched in the same session, with a zero fee, so +9.87% all-in (2026-08-06: +7.93%). THE SAME ENDPOINT, THE SAME SESSION, WITH ONE FIELD CHANGED to {"asset":"USDT"} returned "total":64 SEPA ads with a cheapest "price":"0.883" ("minSingleTransAmount":"500"). ARITHMETIC: Binance's own spot EURUSDT read {"symbol":"EURUSDT","price":"1.13790000"} in the same session (https:// api .binance .com /api /v3 /ticker /price ?symbol =EURUSDT), so fair value is 1/1.1379 = EUR 0.878812 per USDT (a worked example, not a page string), making 0.883 a premium of +0.48%. Buying BTC directly costs about 20x the premium of buying USDT on the same venue, the same rail, the same minute.Binance P2P — official pricing page ↗ · 24 September 2026 - Prices published in
- USDBinance P2P — official pricing page ↗ · 24 September 2026
- Licences held
- Not published
- Compliance level
- partial
- Regulatory note
- Not published
- Supported chains
- Multi-chain
- Markets served
- europe, global
- Primary markets
- Not published
- Restricted markets
- Not published
- Operating limits
- Not published
- Availability note
- Not published
Legal entity on file: Binance, placed in 8 products. Only confirmed entities are shown; nothing is inferred from the brand name.
If something goes wrong with Binance P2P: where to complain, and where to report a scam
Loading the routes for your country.
How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
9 methodology entries
- 24 September 2026Current verified snapshot · methodology 2026.10.18Score 47, #6 of 8. 4 of 4 criteria scored. History starts here; earlier values are not interpolated.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.7Forty-one more products are offered only where their own quoted terms serve- fixed 141 country exclusions on 31 rows, each the name of a country the row's own quoted terms exclude: for example Mercuryo Hungary, China, Pakistan, Bangladesh, Chile, Colombia and Morocco; Gemini Custody the United Kingdom, Australia and the EU after its wind-down; Backed xStocks the US, Canada, the UK, Australia, Nigeria, the Philippines and Venezuela.
- changed Thirteen rows list the only countries their terms serve: Coins.ph the Philippines, Spritz bill pay, Brex, Unchained, WisdomTree, Franklin BENJI and AnchorWatch the United States (with its territories for AnchorWatch), PRYPCO Mint the UAE, N26 crypto seven EU countries, Gemini Tokenized Stocks the EU, XNET the US, Canada and the UK, Coldbit Steel and MetaMask Card the countries they list.
- changed Published (no-country) orders do not move. Country results change: in India six categories each lose one row (bill pay, cards, off-ramps, P2P, seed backup, tokenised real estate), and bill pay there has no row confirmed available, so it shows the published order marked as such; country pages list 23 fewer rows (24,357 to 24,334). The grounding test now matches full country names in any case, which shows seven earlier exclusions were quoted all along: the named debt of unquoted exclusions falls from 40 to 33 pairs.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
Methodology 2026.10.18, the same published run every visitor sees · receipt p2p_exchanges:binance_p2p:2026.10.18:ea9865b62260
Are you Binance P2P? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.