Provider at a glance
- Category
- Flash Loan Venues
- Entity
- All 5 Aave products
- Official website
- aave.com
Independent rankingchecked How it works
Details
Scored 77 out of 100 under methodology 2026.10.18, from the evidence read in September 2026.
Aave V3
Lending market with flash loans
Flash Loan Venues
#4 Overall
Ranked #4 of 8 flash loan venues in the published ranking
77
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
Is Aave V3 right for you?
Right for you if these matter most
- Single-transaction borrowable depth10/10, the category best
- Integration surface9/10; the category best is 10
Look elsewhere if these come first
- Loan cost in basis points5/10 here; Dai Flash Mint (DssFlash) scores 9
- Venue incident record7/10 here; Dai Flash Mint (DssFlash) scores 8
Not yet tested for your country. Markets it lists: Global.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best flash loan venue shows where it lands for you.
What will Aave V3 cost you?
Not priced on this basis
- Your monthly volume
- $1k
How safe is Aave V3?
- Evidence: verified4 of 4 criteria rest on quoted, sourced receipts. Read September 2026.
- LicenceMiCA (EU): no register record on file here.
Alternatives to Aave V3
Compare all 4- 2Dai Flash Mint (DssFlash)4 points above · stronger on loan cost bps (9 against 5)81
- 3Uniswap v4 (flash accounting)Level on score · stronger on loan cost bps (9 against 5)77
- 5SparkLend1 point below · stronger on loan cost bps (8 against 5)76
For your setup
Find out if Aave V3 fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where Aave V3 lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
- No account required
- Ranking-blind: no commercial input
- Personalised in under 60 seconds
Find my best flash loan venueNothing is inferred from clicks, popularity or commercial value.
Why this rank
Why Aave V3 ranks #4
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (24.9 here) sit inside the score; availability, friction, trust record and measured data add the rest. Best in this ranking on 1 of 4.
4 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
3010+9.607.510#1/8Loading evidence…
285+4.488.510#7/8Loading evidence…
229+6.348.010#2/8Loading evidence…
207+4.487.59#5/8Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
MarginLevelbehind Uniswap v4 (flash accounting), #3
RobustnessOne point from changingacross a one-point change to each of its 4 criterion scores, the re-run scores 75–78 and ranks #3–#5
Evidence4 of 4 scored4 quoted, 4 with a source link
What would move the rank
Each line is the ranking run again with one of Aave V3’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
Loan cost in basis points 5 → 6 on its ladder · passes Uniswap v4 (flash accounting)+178#4 → #3
Integration surface 9 → 10 on its ladder · passes Uniswap v4 (flash accounting)+178#4 → #3
Venue incident record 7 → 8 on its ladder · passes Uniswap v4 (flash accounting)+178#4 → #3
Single-transaction borrowable depth 10 → 9 on its ladder · SparkLend passes it−175#4 → #5
Loan cost in basis points 5 → 4 on its ladder · SparkLend passes it−175#4 → #5
Integration surface 9 → 8 on its ladder · SparkLend passes it−175#4 → #5
Smallest climb: loan cost in basis points 5 → 6 passes Uniswap v4 (flash accounting), #3.
Strengths
2 from the score dataWhere it leads
Best for readers who weight
- Single-transaction borrowable depth — 10/10, the category best
- Integration surface — 9/10, category best 10/10
Tradeoffs
2 from the score dataWhere it trails
Not for readers who put first
- Loan cost in basis points — 5/10 against a category best of 10/10
- Venue incident record — 7/10 against a category best of 9/10
Record watch-outs
- The premium no longer reaches the lenders whose liquidity you are borrowing. FLASHLOAN_PREMIUM_TO_PROTOCOL() reads 10000 on all five Pools checked on 2026-08-06 — 100% to the treasury, since the Pool reference states 'The premium to protocol is calculated on the total premium, being a percentage of flashLoanPremiumTotal.' and documents the parameter as 'The part of the premium sent to the protocol treasury, expressed in bps' (aave.com/docs/aave-v3/smart-contracts/pool) — even though the guide still tells readers 'At initialization, FLASHLOAN_PREMIUM_TO_PROTOCOL is set to 0' and shows a 'Fee to LP' line that currently evaluates to zero. The same reference still describes the design as one where 'A part is sent to aToken holders as extra, one time accumulated interest'. The docs' worked split is stale against the chain.
Competitive position
Where Aave V3 leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#1 / 814.0 of 20 · constant here
Published criteria#4 / 818.7 of 30 · best 20.7
Friction#1 / 82.7 of 10 · constant here
Trust record#1 / 83.2 of 8 · constant here
Measured data#1 / 88.3 of 18 · constant here
Where Aave V3 leads
- Single-transaction borrowable depth#1 / 8
- Integration surface#2 / 8
Where it trails
- Loan cost in basis points#7 / 8
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
Uniswap v4 (flash accounting)#3 of 8 · score 77 · same score
Aave V3 leads on
- Single-transaction borrowable depth10 vs 8
- Integration surface9 vs 6
Uniswap v4 (flash accounting) leads on
- Loan cost in basis points9 vs 5
- Venue incident record8 vs 7
Largest single reason Uniswap v4 (flash accounting) is ahead: published criteria (+0.3 display points).Scenario cost: Uniswap v4 (flash accounting) has no verified pricing for this scenario.
SparkLend#5 of 8 · score 76 · 1.0 point behind
Aave V3 leads on
- Single-transaction borrowable depth10 vs 8
- Integration surface9 vs 8
- Venue incident record7 vs 6
SparkLend leads on
- Loan cost in basis points8 vs 5
Largest single reason Aave V3 is ahead: published criteria (+1.3 display points).Scenario cost: SparkLend has no verified pricing for this scenario.
Dai Flash Mint (DssFlash)#2 of 8 · score 81 · 4.0 points ahead
Aave V3 leads on
- Single-transaction borrowable depth10 vs 7
Dai Flash Mint (DssFlash) leads on
- Loan cost in basis points9 vs 5
- Integration surface10 vs 9
- Venue incident record8 vs 7
Largest single reason Dai Flash Mint (DssFlash) is ahead: published criteria (+3.9 display points).Scenario cost: Dai Flash Mint (DssFlash) has no verified pricing for this scenario.
Against the leader
82 vs 77 · gap 5.0Why Morpho (Morpho Blue) ranks above Aave V3
The compare workspace's arithmetic applied to these two rows. Each dimension's share of the gap is its weight × the difference, on the displayed scale — it reproduces the displayed gap of 5.0 to within rounding.
DimensionThisMorpho (Morpho Blue)Gap share
Availability · 23% weight · constant here14.014.0same
Published criteria · 35% weight18.720.7−5.2, worse
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here8.38.3same
Published criterionThisMorpho (Morpho Blue)Points
Single-transaction borrowable depth · w30109+0.96, better
Loan cost in basis points · w28510−4.48, worse
Integration surface · w2297+1.41, better
Venue incident record · w2078−0.64, worse
Net7782−5.0
Your scenario
Aave V3 is not priced for this scenario
Trading fee on your volume for a year. Excludes network gas and any withdrawal fee. Change an input and every figure recomputes from the published rate; the published rank does not move.
your cost/yr · default scenario — set your own
Your monthly volume · your input$1k
Rate read from the provider’s published pricing ↗ on 27 September 2026.
your cost/yrCost is stated as your cost/yr in USD; it is never a yield, never annualised, and it does not enter the score.
Not priced on this basis
Under the default inputs · USDCategory medianNot priced0 of 8 rows priced
Cheapest pricedNone pricedDifference not stated · availability not applied — set your country to filter
8 of 8 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 27 September 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
4 of 4 cells scored
Score evidenceVerified4 of 4 criteria reconstruct from receipts
4 of 4 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…4 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
4/4 criteria scored, with 4 dated sources quoted.RobustnessOne point from changingrank #3 to #5 across one-point re-runs
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 27 September 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
Single-transaction borrowable depthstrength 10 · weight 30Report an error—27 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Loan cost in basis pointsstrength 5 · weight 28Report an error—27 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Integration surfacestrength 9 · weight 22Report an error—27 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Venue incident recordstrength 7 · weight 20Report an error—27 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Contract failure (Aave V3 7/10): the code holding the funds is exploited.Scored by Venue incident record · 20%
Not assessed by this ranking: Control failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: Single-transaction borrowable depth (30%), Loan cost in basis points (28%), Integration surface (22%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- The flash-loan guide (aave.com/docs/aave-v3/guides/flash-loans, fetched 27 September 2026) states "The flash loan fee is initialized at deployment to 0.05% and can be updated via Governance Vote." and sets out the split as "Fee to LP: FLASHLOAN_PREMIUM_TOTAL - FLASHLOAN_PREMIUM_TO_PROTOCOL" and "Fee to Protocol: FLASHLOAN_PREMIUM_TO_PROTOCOL", noting "At initialization, FLASHLOAN_PREMIUM_TO_PROTOCOL is set to 0." Read from the contracts on 27 September 2026, FLASHLOAN_PREMIUM_TOTAL() returns 5 - five basis points, the 0.05% the guide names - on all five Pools checked: Ethereum 0x87870Bca3F3fD6335C3F4ce8392D69350B4fA4E2 at block 26070891; Arbitrum, Optimism and Polygon 0x794a61358D6845594F94dc1DB02A252b5b4814aD at blocks 509482866, 157469382 and 94554965; Base 0xA238Dd80C259a72e81d7e4664a9801593F98d1c5 at block 51874097. FLASHLOAN_PREMIUM_TO_PROTOCOL() returns 10000 on all five. The Pool reference (aave.com/docs/aave-v3/smart-contracts/pool) documents that parameter as "The part of the premium sent to the protocol treasury, expressed in bps" and states "The premium to protocol is calculated on the total premium, being a percentage of flashLoanPremiumTotal.", so 10000 is the whole premium: the guide's initialization value of 0 no longer holds and its "Fee to LP" line evaluates to nil. Two waivers are documented on the guide, neither for an ordinary integrator: the multi-asset flashLoan fee "is waived for approved flashBorrowers (managed by ACLManager)", while for flashLoanSimple the "flash loan fee is not waived nor can borrower open any debt position at the end of the transaction." All values unchanged from the August reads.Aave V3 — official pricing page ↗ · 27 September 2026
- Prices published in
- USDAave V3 — official pricing page ↗ · 27 September 2026
- Licences held
- Not published
- Compliance level
- partial
- Regulatory note
- Not published
- Supported chains
- Multi-chain
- Markets served
- global
- Primary markets
- Not published
- Restricted markets
- Not published
- Operating limits
- Not published
- Availability note
- Not published
Legal entity on file: Aave, placed in 5 products. Only confirmed entities are shown; nothing is inferred from the brand name.
If something goes wrong with Aave V3: where to complain, and where to report a scam
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How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
11 methodology entries
- 27 September 2026Current verified snapshot · methodology 2026.10.18Score 77, #4 of 8. 4 of 4 criteria scored. History starts here; earlier values are not interpolated.
- 15 October 2026
2026.10.10The live-data rule names the researched market measurements a criterion reads- changed The live-data rule names a second kind of figure a score reads: a researched, dated market measurement a criterion's ladder is built on, read again on the 45-day review. /methodology/live-data lists the 14 criteria that read one; no score, rank or order changes.
- changed A saved decision is checked again on the answers the reader saved. The drift check had merged a priority suggested by the market (price swings, gas) into those answers, so a market reading could move a saved decision's #1; the published ranking never read it.
- added On every build a test reads every criterion's published ladder: one that names a market quantity or a market-data source must be declared, and every scored row of a declared criterion must carry the source and the date its figure was read.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
Methodology 2026.10.18, the same published run every visitor sees · receipt flash_loans:aave_v3:2026.10.18:e400b7d36cdc
Are you Aave V3? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.