Best crypto simple buy in Germany
Strike ranks highest in ChainChoice’s published simple buy ranking among the providers that list Germany — Bitcoin-only app. One of the most crypto-friendly tax regimes in Europe — a 12-month hold renders private gains tax-free.
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The published cadence is 45 days; this page's next read was due on 29 October 2026.How this page is reviewed
Reviewed means every product ranked on this page was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
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Which crypto simple buy app should Germany residents use in November 2026?
Strike ranks highest in ChainChoice’s published simple buy ranking among the providers that list Germany — Bitcoin-only app. The order is the published ranking itself; providers whose terms exclude Germany are removed. Check authorisation with BaFin before depositing.
- Germany residents holding capital in EUR
- Users who need BaFin-aligned compliance and audit-grade reporting
- Buy-and-hold profiles benefiting from Germany's tax treatment
- Sophisticated retail and family-office treasurers
- Derivatives / perpetuals traders (use a regulated futures venue instead)
- Privacy-focused users avoiding KYC (these are licensed venues)
- Day-traders chasing the lowest spreads regardless of regulator posture
- Anyone needing a service BaFin does not currently authorise
General guidance for Germany: the ranking engine does not compute these notes and they do not change the order below. If none fits you, answer the Find My Best questions for a result for your profile.
8 simple buy listed for Germany
In ChainChoice’s published ranking order, from this category’s 14 providers: those whose terms exclude Germany are removed; those silent on it come last. Each chip names the basis: a dated check, a region listing, or the provider's own claim.
#1 for GermanyStrike#1 globallyProvider states broad availability Bitcoin-only app that quantifies its spread — a 0.22% target on top of a 0.89% entry fee.
Bitcoin-only app that quantifies its spread — a 0.22% target on a 0.89% entry fee#2 for GermanyCoinbase (Simple Buy)#2 globallyProvider states broad availability The default first buy in the US — and the only flow in this pool whose price cannot be looked up before you…
The default first buy in the US — and the only flow in this pool whose price…#3 for GermanyBISON#3 globallyNames Germany among the countries it serves Börse Stuttgart Group's app for Germany, Austria and Switzerland: no trading fee, a spread it now publishes as an average (1.25% on bitcoin and ether, 1.75% on everything else), free crypto withdrawal to your own wallet, and custody held in trust by a BaFin-authorised MiCA CASP.
Withdrawal to self-custody — 9/10All-in cost of the purchase — 7/10#4 for GermanyRelai#4 globallyLists Europe; Germany not individually verified Swiss/EU bitcoin app that never custodies — coins land in your own wallet — but the no-KYC era ended in…
Swiss/EU bitcoin app that never custodies — coins land in your own wallet — but…#5 for GermanyFinst#5 globallyNames Germany among the countries it serves Amsterdam broker app authorised as a MiCA CASP by the Dutch AFM (number 41000015): a flat 0.15% trading fee its own fee schedule says carries no added spread, free SEPA in and out, and a crypto withdrawal priced at the network fee plus a fixed €2.50.
All-in cost of the purchase — 9/10Custody & regulatory posture — 7/10#6 for GermanyTrade Republic#6 globallyNames Germany among the countries it serves EU broker app with a €1 fee per crypto trade and free transfers to your own wallet, but the price you buy at is not published.
EU buyers who want a €1 fee per trade and free transfers to their own wallet, and accept an unpublished spread#7 for GermanyBitpanda#7 globallyLists Europe; Germany not individually verified EU broker-style simple buy at a 0.99% fee on bitcoin with free SEPA.
EU broker-style simple buy at a 0.99% fee on bitcoin with free SEPA —…#8 for GermanyRevolut Crypto#13 globallyLists Europe; Germany not individually verified Crypto buy button inside a neobank — with a one-sided spread Revolut itself bounds at 0–3% stacked on a 1.49%…
Crypto buy button inside a neobank — with a one-sided spread Revolut itself…
Commission: None of these providers pays ChainChoice anything for these links. Disclosure
Provider links appear once we know which country you are browsing from: ChainChoice links to providers only where it serves in full.
Crypto products are high risk. Check the provider is authorised where you live before you deposit.
- Custody failure: whoever holds the assets loses or withholds them.Scored by Custody & regulatory posture · 20% (Strike 6/10, Coinbase (Simple Buy) 4/10, BISON 7/10)
- Exit failure: you cannot get out at par, on time, or with what is yours.Scored by Withdrawal to self-custody · 26% (Strike 8/10, Coinbase (Simple Buy) 4/10, BISON 9/10)
Each cell is verified against the provider's filings or the BaFin register; a gap shows "—", never an estimate.
| Provider | Taker fee in Germany | KYC tier | EUR rails | BaFin license |
|---|---|---|---|---|
| #1Strike | — | — | — | — |
| #2Coinbase (Simple Buy) | — | — | — | — |
| #3BISON | — | — | — | — |
| #4Relai | — | — | — | — |
| #5Finst | — | — | — | — |
Source: ChainChoice provider catalog cross-referenced with the BaFin register; each fee as of its entry's latest verification (accuracy methodology).
Is using a crypto simple buy app legal in Germany?
Yes. Germany regulates crypto-asset service providers under MiCA (EU Regulation 2023/1114), enforced from 30 December 2024. BaFin oversees simple buy operating in Germany; only providers authorised under MiCA may serve retail clients. Verify any provider against the official register at BaFin Crypto Custody Register.
How is crypto taxed in Germany?
Crypto held over 12 months is tax-free for private investors. Below 12 months, gains are taxed at the personal income rate (up to 45%) only if total annual gains from private sales reach €1,000. Terms you will meet: Spekulationsfrist, the one-year holding period (§ 23(1) no. 2 EStG); Freigrenze, the €1,000 threshold: at €1,000 or more a year, all gains are taxed, not only the part above it (§ 23(3) EStG). Read from § 23 EStG, gesetze-im-internet.de on 27 October 2026. Editorial summary, not tax advice: consult a qualified tax advisor in Germany before filing.
What payment methods work for buying crypto in Germany?
The most common rails for retail onramps in Germany are: SEPA, SEPA Instant, Giropay. Most regulated platforms support at least the first of these. Card payments may incur 2-4% fees vs. ~0.5% for bank transfers.
Are international platforms (Coinbase, Kraken, Binance) available in Germany?
Most major platforms have completed MiCA licensing for the EU and serve Germany via passporting. Availability of specific products (staking, derivatives) may vary by member state — the shortlist above filters by what each platform actually offers to Germany residents.