Transak

Transak — Provider states: Market-restriction language, not just OFAC boilerplate: transak.com/global-coverage (loaded 2026-08-17) claims operation in '63+ countries' across North America, Asia, South America, Oceania and Africa but publishes no complete per-country list. Homepage footer names the entity footprint: 'registered entities in the USA (NMLS ID: 2362652), the UK, Canada, Australia, and Hong Kong.' Additional per-region product restriction: 'Lite KYC is available in select regions. If your region isn't covered, you'll be directed to our Standard KYC flow.' (transak.com/kyc, re-loaded 2026-08-18). The standard sanctions representation also exists in the ToS, but the 63+-country footprint is a genuine market restriction, found separately.

Ramp Network

Ramp Network — Provider states: Market footprint: homepage claims '150+' available countries and territories with '40+' fiat currencies (grep-confirmed 2026-08-18); Pix support evidences Brazil/LatAm; the KYC article carves out 'Europe (except for Netherlands, Italy and France)' for its standard EU tier table, implying country-specific KYC regimes in those three. Separately, the ToS carries a SANCTIONS eligibility rule, not a footprint statement: 'Services are not available...in the countries of Iran, North Korea, Sudan, South Sudan, Syria, Cuba, Russia, or any other country against which the United States, the United Kingdom or the European Union imposes financial sanctions.' Both kinds were found: the exclusion list is the standard sanctions representation applying everywhere; the 150+ claim is the positive footprint (undated, not itemised).

Coinbase Onramp

Coinbase Onramp — Provider states: MARKET RESTRICTION (not an OFAC representation): the FAQ states 'Coinbase Onramp is available in all countries which Coinbase operates except Japan.' and the countries doc states 'Today, Coinbase operates in 90+ countries' (https://docs.cdp.coinbase.com/onramp/coinbase-hosted-onramp/countries-&-currencies.md, loaded 2026-08-17). Per-rail geography from the FAQ table: debit cards 'US and 90+ additional countries (including EU, UK,CA)'; credit cards '90 countries (including EU, UK, CA, and excluding US)' — corroborated by payment-methods.md (2026-08-18): 'Coinbase does not support credit cards in the US.'; ACH 'US' only. Guest checkout (no Coinbase account): 'In the US, UK, and Canada, non-Coinbase account holders can also onramp without a Coinbase account'. Headless (Apple Pay/Google Pay embedded) is 'US-only'. US state-level asset restrictions exist ('certain states (e.g., NY) have state specific asset restrictions' — this sentence is on countries-&-currencies.md, not the FAQ; attribution corrected at hostile verify 2026-08-18). No blanket sanctions-representation language was encountered on the docs surfaces read; the restriction found is a genuine footprint restriction.

Mercuryo

Mercuryo — Provider states: A genuine MARKET-RESTRICTION list, not the standard OFAC representation: 'Mercuryo is available in most countries, except those listed below' followed by ~60 named exclusions including China, Russia, Saudi Arabia, Pakistan, Bangladesh, Chile, Colombia, Morocco — and, notably, EEA member Hungary and EFTA Iceland (help article 14495532693021 'Where Is Mercuryo Available', updated 2026-07-14, read via API 2026-08-17). US: 'Mercuryo is available in most of the United States... our services are not available in: New York, Vermont'; 'Customers located in Texas cannot currently perform transactions involving: USDC, USDT'; 'withdrawing fiat currency to a bank card is not available for customers in the United States' (article 14495497209885, updated 2026-08-14). Sanctioned territories (Iran, North Korea, Syria, Crimea) appear INSIDE the same exclusion list — the OFAC-style eligibility rule is merged into the market list rather than stated separately.

Stripe Crypto Onramp

Stripe Crypto Onramp — Provider states: MARKET RESTRICTION (not a sanctions rep): US terms — 'To open an Account and use the Onramp Services, you must be an individual and resident of the United States or one of its territories and at least 18 years old' and 'You may not use the Onramp Services if you are located in the state of Hawaii' (stripe.com/legal/crypto-onramp, 2026-08-18). EU terms — 'you must be an individual, a European Union resident and at least 18 years old' (link.com/en-bg/terms/crypto-onramp, 2026-08-18). The support FAQ enumerates 'United States, excluding Hawaii' plus named European countries — its list includes Norway (EEA, not EU), which the EU terms' 'European Union resident' clause does not obviously cover; minor internal inconsistency. SEPARATELY, the US terms carry standard AML/sanctions eligibility language — an everywhere-eligibility rule, not a footprint statement.

Onramp.money

Onramp.money — Provider states: Market-restriction language, not just the OFAC boilerplate — but self-inconsistent: homepage (2026-08-18) says 'UPI, SEPA, PIX, and local payment methods in 75+ countries' while the About page says 'Live in 60+ countries' and the docs fee table enumerates ~50 fiatTypes of which roughly a third are 'Coming Soon' (THB, MYR, AUD, SGD, JPY, KRW, EGP among them). Live-fee rails: INR, TRY, AED, MXN, VND, NGN, BRL, PEN, COP, CLP, PHP, EUR, IDR, KES, ZAR, XAF, GBP, USD, BWP, MWK, TZS, ZMW, PLN, XOF, CDF, GAB, COG, ARS, CAD. The ToS separately carries the standard sanctions representation ('you are not on any trade or economic sanctions list, such as the UN Security Council Sanctions List, the US Treasury Department's Office of Foreign Assets Control (OFAC) list') — that is an everywhere-eligibility rule, distinct from the footprint. The compliance statement adds: 'The platform may restrict or prohibit access from certain jurisdictions'.

Topper (Uphold)

Topper (Uphold) — Provider states: This is a genuine market-restriction list, not the OFAC boilerplate — Topper publishes a per-country unsupported table: 'While Topper serves customers from various countries and regions worldwide, our services may not be available in certain jurisdictions due to legal or regulatory constraints.' The 87-entry list (verified count of the Wayback 2025-10-17 capture, https://web.archive.org/web/20251017164419/https://support.topperpay.com/hc/en-us/articles/8926552924572-Which-countries-are-not-supported-by-Topper) excludes, among others: Nigeria, Mexico, Ecuador, Tanzania, Uganda, Egypt, Morocco, Bangladesh, Nepal, Pakistan, Sri Lanka, China — i.e. most of the segment's target markets — plus Germany, Netherlands, Gibraltar and 'New York (U.S.)'. Rail footprint is narrower still: 'Pix — Available in Brazil only', 'SEPA bank transfer — Available in Europe only', 'PayPal — Available in the US only'. SEPARATELY, the terms carry the standard sanctions representation (Section 8 OFAC hold-funds language) — an everywhere-eligibility rule, distinct from the market list above. India is NOT on the unsupported list but no UPI rail exists; Kenya and South Africa are not excluded but have no local rail either.