Trust Wallet vs Electrum Trust Wallet leads by 14 points.
Trust Wallet scores 14 points above Electrum, led by clear signing, key export, and incident record. Trust Wallet ranks #3 and Electrum #9 of 11 published wallets. Every term of the gap is on the ledger below; the inputs are on the audit receipt.
Trust Wallet80
vs
ELElectrum66
Scores are out of 100; published scores fall within 41–99 · ranks #3 and #9 of 11
Trust Wallet scores 14 points above Electrum, led by clear signing, key export, and incident record.
Trust Wallet #3 of 1180
ELElectrum #9 of 1166
Scores are out of 100; published scores fall within 41–99; a bar is empty at 41 and full at 99.
Why, term by termTrust Wallet leads on 4 of 4 published criteria; Electrum on 0. The terms sum to the gap.
TermTrust WalletElectrumWeightPoints
Clear signing8/105/107.2+5.6for Trust Wallet+2.9 of 32
Key export8/106/106.7+3.5for Trust Wallet+1.8 of 32
Incident record8/106/105.8+3.0for Trust Wallet+1.5 of 32
Account recovery7/106/104.3+1.1for Trust Wallet+0.6 of 32
Net of the terms+13.2
Reproduced gap+13.3
Published gapAfter score rounding and bounds — see the note below8066+14.0
Weight is in points of the 86-point weighted total. Points are score points of the gap between the two.
Trust WalletScore 80Mainstream self-custody mobile wallet with a genuinely documented simulate-and-decode signing screen on both platforms — but whose browser extension was supply-chain compromised in December 2025, still cannot export a raw private key, and whose audit register and security page carry no account of its own 2023 key-generation flaw.Strength: Key export — 8/10Watch-out: Read the vendor's own v2.68 post-mortem before you install the browser extension: https://trustwallet.com/blog/company/trust-wallet-browser-extension-v268-incident-community-update. Between 24 and 26 December 2025 an attacker published a backdoored build of the extension straight to the Chrome Web Store using a leaked API key, bypassing Trust Wallet's internal review; the vendor confirms 2,520 wallet addresses drained and approximately $8.5m in assets impacted. Reimbursement is promised but not finished: as of the post's last update on 17 July 2026 it still reads "We are finalizing the reimbursement workflow and ownership verification process", against "over 5,000 claims" for 2,520 verified addresses, and the page's own description calls itself "A work-in-progress update". The extension is also the weaker half of the product on exit: Developer Mode, the only documented private-key export, is "not available on Browser Extension". Separately, no vendor account of the 2022-23 key-generation flaw (CVE-2023-31290, exploited in the wild in December 2022 and March 2023) appears on its security-audit register or its /security page, both re-read on 2026-09-28, despite a published policy that remediated vulnerabilities will be disclosed. If you want Trust Wallet, the mobile app is the surface the evidence supports; treat the extension as the higher-risk, lower-portability half.ElectrumScore 66The reference Bitcoin desktop and Android wallet since 2011: open source, its own published seed standard, private-key export and a self-disclosed 2018 phishing incident, with a plain preview rather than a scanner before signing.Strength: Key export — 6/10Watch-out: Electrum does not create BIP-39 seeds. Its own seed format is published ("Electrum does not generate BIP39 seeds", electrum.readthedocs.io/en/latest/seedphrase.html, read 2026-10-28), but fewer wallets import it than import BIP-39, so check that the wallet you might move to reads Electrum seeds before relying on the phrase alone. Download it only from electrum.org: in December 2018 malicious servers pushed a fake "update" through the client's error popup, the maintainers disclosed it on their own repository (github.com/spesmilo/electrum/issues/4968), and versions from 3.3.3 on no longer render that text. Bitcoin only.
Quick facts
At a glance
3 of 4 rows read the same for both.
FactTrust WalletElectrum
PricingSnapshotThe wallet is free: "Yes. Trust Wallet is free to download and use on iOS, Android and as a browser extension. Network and service fees apply to transactions such as swaps or buying crypto, and they are shown before you confirm." (FAQ answer in the structured data of trustwallet.com, fetched 28 October 2026). No Trust Wallet swap rate is published on any vendor page loaded on 28 October 2026 — the homepage fee sentence recorded in August, which stated separate stablecoin and other-token swap rates, is gone — and the vendor's own statements now conflict. The swap page says "No, Trust Wallet does not charge any additional service fees for swaps. Any swap fees incurred by users for swapping would be network gas fees and third-party provider fees, which are independent of Trust Wallet." (trustwallet.com/swap, fetched 28 October 2026), and the help centre repeats "Trust Wallet does not charge a service fee - fees shown are from the routing protocol and the underlying networks." (support.trustwallet.com/en/articles/717169-how-to-perform-cross-chain-swaps-in-trust-wallet, fetched 28 October 2026). Yet a campaign post dated 27 August 2026 says "When you swap one eligible stablecoin for another on the same chain, the Trust Wallet swap fee is 0%" and "Each of those swaps normally carries a fee." (trustwallet.com/blog/campaigns/swap-selected-stablecoins-with-0-fees-on-trust-wallet), and a second, dated 16 September 2026, offers "0% Trust Wallet swap fees" on eligible staked and wrapped pairs (trustwallet.com/blog/campaigns/wap-staked-assets-with-0-fees-on-trust-wallet). Read the fee line on the in-app quote; the vendor publishes no percentage."Electrum is distributed under the MIT licence by Electrum Technologies GmbH." (electrum.org, fetched 28 October 2026). The same page is the download page for Linux, Windows, macOS and Android and states no price, subscription or service fee; the only cost of a payment is the network fee the user sets. Electrum has no in-app token swap; its submarine swaps between on-chain bitcoin and Lightning run through swap servers whose fees electrum.org does not state.
Asset coverageEditorial——
Region fitSnapshotglobalglobal
Custody modelEditorialSelf-custody: the vendor cannot move funds without your keySelf-custody: the vendor cannot move funds without your key
From the published criteria
Which should you pick?
Trust Wallet
80#3 of 11
Leads
Pick it when
Pick Trust Wallet if clear signing matters most — it scores 8/10 to Electrum's 5/10 there (weight 30).
Strength
Key export — 8/10
Tradeoff
Read the vendor's own v2.68 post-mortem before you install the browser extension: https://trustwallet.com/blog/company/trust-wallet-browser-extension-v268-incident-community-update. Between 24 and 26 December 2025 an attacker published a backdoored build of the extension straight to the Chrome Web Store using a leaked API key, bypassing Trust Wallet's internal review; the vendor confirms 2,520 wallet addresses drained and approximately $8.5m in assets impacted. Reimbursement is promised but not finished: as of the post's last update on 17 July 2026 it still reads "We are finalizing the reimbursement workflow and ownership verification process", against "over 5,000 claims" for 2,520 verified addresses, and the page's own description calls itself "A work-in-progress update". The extension is also the weaker half of the product on exit: Developer Mode, the only documented private-key export, is "not available on Browser Extension". Separately, no vendor account of the 2022-23 key-generation flaw (CVE-2023-31290, exploited in the wild in December 2022 and March 2023) appears on its security-audit register or its /security page, both re-read on 2026-09-28, despite a published policy that remediated vulnerabilities will be disclosed. If you want Trust Wallet, the mobile app is the surface the evidence supports; treat the extension as the higher-risk, lower-portability half.
EL
Electrum
66#9 of 11
Pick it when
Electrum leads Trust Wallet on no published criterion and no score dimension — pick it only if a fact outside the score (country, funding rail, custody) decides for you.
Strength
Key export — 6/10
Tradeoff
Electrum does not create BIP-39 seeds. Its own seed format is published ("Electrum does not generate BIP39 seeds", electrum.readthedocs.io/en/latest/seedphrase.html, read 2026-10-28), but fewer wallets import it than import BIP-39, so check that the wallet you might move to reads Electrum seeds before relying on the phrase alone. Download it only from electrum.org: in December 2018 malicious servers pushed a fake "update" through the client's error popup, the maintainers disclosed it on their own repository (github.com/spesmilo/electrum/issues/4968), and versions from 3.3.3 on no longer render that text. Bitcoin only.
Self-identify in 10 seconds
Which one is actually for you?
Trust WalletLeads
Choose Trust Wallet if clear signing matters most
Clear signing: 8/10 against 5/10 for Electrum (weight 30)
Key export: 8/10 against 6/10 for Electrum (weight 28)
Incident record: 8/10 against 6/10 for Electrum (weight 24)
Trust WalletScore 80Mainstream self-custody mobile wallet with a genuinely documented simulate-and-decode signing screen on both platforms — but whose browser extension was supply-chain compromised in December 2025, still cannot export a raw private key, and whose audit register and security page carry no account of its own 2023 key-generation flaw.Strength: Key export — 8/10Watch-out: Read the vendor's own v2.68 post-mortem before you install the browser extension: https://trustwallet.com/blog/company/trust-wallet-browser-extension-v268-incident-community-update. Between 24 and 26 December 2025 an attacker published a backdoored build of the extension straight to the Chrome Web Store using a leaked API key, bypassing Trust Wallet's internal review; the vendor confirms 2,520 wallet addresses drained and approximately $8.5m in assets impacted. Reimbursement is promised but not finished: as of the post's last update on 17 July 2026 it still reads "We are finalizing the reimbursement workflow and ownership verification process", against "over 5,000 claims" for 2,520 verified addresses, and the page's own description calls itself "A work-in-progress update". The extension is also the weaker half of the product on exit: Developer Mode, the only documented private-key export, is "not available on Browser Extension". Separately, no vendor account of the 2022-23 key-generation flaw (CVE-2023-31290, exploited in the wild in December 2022 and March 2023) appears on its security-audit register or its /security page, both re-read on 2026-09-28, despite a published policy that remediated vulnerabilities will be disclosed. If you want Trust Wallet, the mobile app is the surface the evidence supports; treat the extension as the higher-risk, lower-portability half.
ELElectrum
Electrum leads Trust Wallet on no published criterion
Choose it only if something outside the published criteria decides for you — your country, a funding rail, or custody.
ElectrumScore 66The reference Bitcoin desktop and Android wallet since 2011: open source, its own published seed standard, private-key export and a self-disclosed 2018 phishing incident, with a plain preview rather than a scanner before signing.Strength: Key export — 6/10Watch-out: Electrum does not create BIP-39 seeds. Its own seed format is published ("Electrum does not generate BIP39 seeds", electrum.readthedocs.io/en/latest/seedphrase.html, read 2026-10-28), but fewer wallets import it than import BIP-39, so check that the wallet you might move to reads Electrum seeds before relying on the phrase alone. Download it only from electrum.org: in December 2018 malicious servers pushed a fake "update" through the client's error popup, the maintainers disclosed it on their own repository (github.com/spesmilo/electrum/issues/4968), and versions from 3.3.3 on no longer render that text. Bitcoin only.
Criterion by criterion
Scorecard
Published criteria · weight in points of 868 of 8 cells scored. Strength is read from the evidence file; the weight is the published one. Methodology
Key export
by 2 of 10weight 6.7 of 86Trust Wallet leads
Trust Wallet8/10 out of 10
Electrum6/10 out of 10
Clear signing
by 3 of 10weight 7.2 of 86Trust Wallet leads
Trust Wallet8/10 out of 10
Electrum5/10 out of 10
Incident record
by 2 of 10weight 5.8 of 86Trust Wallet leads
Trust Wallet8/10 out of 10
Electrum6/10 out of 10
Account recovery
by 1 of 10weight 4.3 of 86Trust Wallet leads
Trust Wallet7/10 out of 10
Electrum6/10 out of 10
Score dimensions
weights sum to 86
The published score is five dimensions, each weighted for the category. "Published criteria" is the criteria block above; the other four are the engine's own terms — availability, friction, trust record, measured data. Each bar is one side's points out of that dimension's maximum; the weight beside the name is its points of the 86-point weighted total. The published criteria above can fill 24 of the block’s 30. A weight marked “constant here” belongs to a dimension every ranked product in the category holds at the same value: it still counts in the total, and it orders nothing here.
Availabilityweight 20 of 86 · constant here
Trust Wallet14/20Electrum14/20
Tie
Published criteriaweight 30 of 86
Trust Wallet18.8/30Electrum13.7/30
Trust Wallet leads
Frictionweight 10 of 86 · constant here
Trust Wallet2.7/10Electrum2.7/10
Tie
Trust recordweight 8 of 86 · constant here
Trust Wallet3.2/8Electrum3.2/8
Tie
Measured dataweight 18 of 86 · constant here
Trust Wallet8.3/18Electrum8.3/18
Tie
Decision rulePublished order
Choose Trust Wallet unless the term Electrum leads on is the one you are buying.
Electrum leads Trust Wallet on no published criterion and no score dimension — pick it only if a fact outside the score (country, funding rail, custody) decides for you.
The published order weighs every criterion the same way for everyone. To weigh them your way, run .
From the published order
Next best action
If this isn't your case
Other matchups worth comparing
How you can lose money here, and what the ranking scores
Key failure: your own keys are made, shown or recovered unsafely.
Scored by Can I export my own keys and use them elsewhere? · 28% (Trust Wallet 8/10, Electrum 6/10)
Scored by Can I see exactly what I am signing? · 30% (Trust Wallet 8/10, Electrum 5/10)
Scored by What has gone wrong, and did they publish it? · 24% (Trust Wallet 8/10, Electrum 6/10)
Scored by If I lose my device, how do I get back in? · 18% (Trust Wallet 7/10, Electrum 6/10)
Trust Wallet scores 14 points above Electrum, led by clear signing, key export, and incident record. Published scores, out of 100: Trust Wallet 80 (rank 3 of 11 wallets), Electrum 66 (rank 9 of 11).
ReviewedRe-read in progressOverdue; re-read by 10 November 2026.Methodology v2026.10.18
How this page is reviewed
Reviewed means both products compared here was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
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