Keycard scores 25 points above Tangem, led by secure element, rebuildable firmware, and maker independence. Tangem ranks #23 and Keycard #10 of 23 published hardware wallets. Every term of the gap is on the ledger below; the inputs are on the audit receipt.
Tangem42
vs
Keycard67
Scores are out of 100; published scores fall within 41–99 · ranks #23 and #10 of 23
Keycard scores 25 points above Tangem, led by secure element, rebuildable firmware, and maker independence.
Tangem #23 of 2342
Keycard #10 of 2367
Scores are out of 100; published scores fall within 41–99; a bar is empty at 41 and full at 99.
Why, term by termKeycard leads on 4 of 6 published criteria; Tangem on 0. The terms sum to the gap.
TermKeycardTangemWeightPoints
Secure element10/103/106.5+11.8for Keycard+6.0 of 32
Rebuildable firmware5/100/106.5+8.4for Keycard+4.3 of 32
Maker independence8/104/102.6+2.7for Keycard+1.4 of 32
Fund-loss record10/107/102.6+2.1for Keycard+1.1 of 32
Net of the terms+25.0
Criteria roundingThe criteria block is rounded to whole points before it is spread−0.1
Reproduced gap+25.0
Weight is in points of the 86-point weighted total. Points are score points of the gap between the two.
KeycardScore 67An EAL6+ certified card with an open applet, €29 — no screen, signed from a phone over NFCStrength: Secure element you can look up — 10/10Watch-out: No screen: you approve what the phone or computer shows, so a compromised host can mislead youTangemScore 42Tap-to-phone NFC cards — closed firmware, and a 2026 laser attack it cannot patchStrength: Proof the device is genuine and unmodified — 7/10Watch-out: In July 2026 Ledger Donjon reset the card password with a laser fault and signed transactions; it affects every card in circulation and cannot be patched
Quick facts
At a glance
3 of 5 rows read the same for both.
FactTangemKeycard
One-time priceSnapshotTangem Wallet 2 Cards set at $59.90 on https://tangem.com/en/pricing/, read 1 October 2026.Keycard at €29.00 including VAT on https://keycard.tech/products/keycard, read 1 October 2026; the store prices in euros only and publishes no US dollar list price.
Asset coverageEditorial——
Region fitSnapshotus, europe, globalus, europe, global
Custody modelEditorialSelf-custody: the keys stay on the deviceSelf-custody: the keys stay on the device
Security postureSnapshotSecure element, EAL6+ certified; closed source; no air-gapped signing.Secure element, EAL6+ certified; partly open source; no air-gapped signing.
From the published criteria
Which should you pick?
Tangem
42#23 of 23
Pick it when
Tangem leads Keycard on no published criterion and no score dimension — pick it only if a fact outside the score (country, funding rail, custody) decides for you.
Strength
Proof the device is genuine and unmodified — 7/10
Tradeoff
In July 2026 Ledger Donjon reset the card password with a laser fault and signed transactions; it affects every card in circulation and cannot be patched
Keycard
67#10 of 23
Leads
Pick it when
Pick Keycard if secure element matters most — it scores 10/10 to Tangem's 3/10 there (weight 27).
Strength
Secure element you can look up — 10/10
Tradeoff
No screen: you approve what the phone or computer shows, so a compromised host can mislead you
Self-identify in 10 seconds
Which one is actually for you?
Tangem
Tangem leads Keycard on no published criterion
Choose it only if something outside the published criteria decides for you — your country, a funding rail, or custody.
TangemScore 42Tap-to-phone NFC cards — closed firmware, and a 2026 laser attack it cannot patchStrength: Proof the device is genuine and unmodified — 7/10Watch-out: In July 2026 Ledger Donjon reset the card password with a laser fault and signed transactions; it affects every card in circulation and cannot be patched
KeycardLeads
Choose Keycard if secure element matters most
Secure element: 10/10 against 3/10 for Tangem (weight 27)
Rebuildable firmware: 5/10 against 0/10 for Tangem (weight 27)
Maker independence: 8/10 against 4/10 for Tangem (weight 11)
KeycardScore 67An EAL6+ certified card with an open applet, €29 — no screen, signed from a phone over NFCStrength: Secure element you can look up — 10/10Watch-out: No screen: you approve what the phone or computer shows, so a compromised host can mislead you
Criterion by criterion
Scorecard
Published criteria · weight in points of 8612 of 12 cells scored. Strength is read from the evidence file; the weight is the published one. Methodology
Secure element
by 7 of 10weight 6.5 of 86Keycard leads
Tangem3/10 out of 10
Keycard10/10 out of 10
Rebuildable firmware
by 5 of 10weight 6.5 of 86Keycard leads
Tangem0/10 out of 10
Keycard5/10 out of 10
Genuine check
weight 2.9 of 86Tie
Tangem7/10 out of 10
Keycard7/10 out of 10
Checkable keys
weight 2.9 of 86Tie
Tangem0/10 out of 10
Keycard0/10 out of 10
Maker independence
by 4 of 10weight 2.6 of 86Keycard leads
Tangem4/10 out of 10
Keycard8/10 out of 10
Fund-loss record
by 3 of 10weight 2.6 of 86Keycard leads
Tangem7/10 out of 10
Keycard10/10 out of 10
Score dimensions
weights sum to 86
The published score is five dimensions, each weighted for the category. "Published criteria" is the criteria block above; the other four are the engine's own terms — availability, friction, trust record, measured data. Each bar is one side's points out of that dimension's maximum; the weight beside the name is its points of the 86-point weighted total. The published criteria above can fill 24 of the block’s 30. A weight marked “constant here” belongs to a dimension every ranked product in the category holds at the same value: it still counts in the total, and it orders nothing here.
Availabilityweight 20 of 86 · constant here
Tangem14/20Keycard14/20
Tie
Published criteriaweight 30 of 86
Tangem6.9/30Keycard16.5/30
Keycard leads
Frictionweight 10 of 86 · constant here
Tangem2.7/10Keycard2.7/10
Tie
Trust recordweight 8 of 86 · constant here
Tangem3.2/8Keycard3.2/8
Tie
Measured dataweight 18 of 86 · constant here
Tangem5.5/18Keycard5.5/18
Tie
Decision rulePublished order
Choose Keycard unless the term Tangem leads on is the one you are buying.
Tangem leads Keycard on no published criterion and no score dimension — pick it only if a fact outside the score (country, funding rail, custody) decides for you.
The published order weighs every criterion the same way for everyone. To weigh them your way, run .
From the published order
Next best action
If this isn't your case
Other matchups worth comparing
How you can lose money here, and what the ranking scores
Key failure: your own keys are made, shown or recovered unsafely.
Scored by Secure element you can look up · 27% (Tangem 3/10, Keycard 10/10)
Scored by Firmware anyone can rebuild and match · 27% (Tangem 0/10, Keycard 5/10)
Scored by Proof the device is genuine and unmodified · 12% (Tangem 7/10, Keycard 7/10)
Scored by Key creation and signing you can check · 12% (Tangem 0/10, Keycard 0/10)
Scored by Sign and recover without the maker · 11% (Tangem 4/10, Keycard 8/10)
Scored by Years in buyers' hands without a device-level fund loss · 11% (Tangem 7/10, Keycard 10/10)
Every failure family that applies to this category is scored, except Information failure, which the provider pages show as a fact.
Questions
Frequently asked questions
Keycard scores 25 points above Tangem, led by secure element, rebuildable firmware, and maker independence. Published scores, out of 100: Tangem 42 (rank 23 of 23 hardware wallets), Keycard 67 (rank 10 of 23).
Reviewed means both products compared here was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
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