Matcha scores 18 points above Aave, led by operating style. Matcha ranks #3 and Aave #8 of 10 published Web3 apps. Every term of the gap is on the ledger below; the inputs are on the audit receipt.
Matcha69
vs
AAAave51
Scores are out of 100; published scores fall within 41–99 · ranks #3 and #8 of 10
Matcha scores 18 points above Aave, led by operating style.
Matcha #3 of 1069
AAAave #8 of 1051
Scores are out of 100; published scores fall within 41–99; a bar is empty at 41 and full at 99.
Why, term by termMatcha leads on 1 of 4 published criteria; Aave on 3. The terms sum to the gap.
TermMatchaAaveWeightPoints
Job fit8/109/107.2−1.9for Aave−1.0 of 32
Confidence4/107/105.8−4.5for Aave−2.3 of 32
Ecosystem6/108/105.8−3.0for Aave−1.5 of 32
Operating style9/103/105.3+8.2for Matcha+4.2 of 32
AvailabilityScore dimension201420+15.6for Matcha
FrictionScore dimension4.72.710+5.2for Matcha
Trust recordScore dimension5.66.48−2.1for Aave
Net of the terms+17.6
Criteria roundingThe criteria block is rounded to whole points before it is spread+0.1
Reproduced gap+17.7
Published gapAfter score rounding and bounds — see the note below6951+18.0
Weight is in points of the 86-point weighted total. Points are score points of the gap between the two.
Matcha's lead rests on lighter criteria: Aave is ahead on job fit, which carries more weight (30) than any criterion Matcha leads on (22).
A row-above bound on one row means the criterion arithmetic does not reproduce the displayed gap exactly.
MatchaScore 69Cleaner route-aware swap app for users who want smart execution without extra noiseStrength: Operating style — 9/10Watch-out: Less useful if your actual app life is Solana-nativeAaveScore 51Onchain lending and borrowing — supply assets, borrow against themStrength: Job fit — 9/10Watch-out: Borrowing carries liquidation risk if collateral value falls; rates are variable
Quick facts
At a glance
1 of 3 rows read the same for both.
FactMatchaAave
PricingSnapshotMatcha's help article "Are there any fees to make a trade?" (help.matcha.xyz, last updated about a month before the 30 September 2026 fetch) lists: "Matcha Auto 0.25% swap fee for most pairs · No fee for stablecoin-to-stablecoin pairs", with gas built into the quote; Matcha Standard "A flat 25 bps (0.25%) swap fee applies to most pairs, and network gas fees also apply", with no fee between two stablecoins; limit orders "0.02%" for stablecoin pairs and "0.25%" for others; cross-chain swaps "0.04%" stablecoin to stablecoin and "0.40%" for all other pairs, plus gas. The rates apply on every supported chain, Solana included. Matcha may also keep part of any trade surplus and earn order-flow-auction rebates, but "you will never receive less than your quoted amount".Aave's FAQ (aave.com/faq, fetched 30 September 2026): suppliers earn and borrowers pay variable, per-asset rates shown in the Markets tab of the V3 Interface or Aave Pro (V4). "Each borrowable reserve in an Aave market has a parameter called reserve factor, which is the percentage of borrow interest accumulated to the treasury and is determined on a per-asset basis by Aave Governance." Transactions "may incur gas fees", which are "typically highest on Ethereum, and significantly cheaper on all other networks". A liquidated borrower pays a penalty that "depends on the asset used as collateral". The FAQ lists no separate platform or access fee.
Asset coverageEditorialRoute-aware token swapping across supported EVM and Solana assetsSupplied and borrowed assets across supported money markets
Region fitSnapshotus, europe, globalus, europe, global
From the published criteria
Which should you pick?
Matcha
69#3 of 10
Leads
Pick it when
Pick Matcha if operating style matters most — it scores 9/10 to Aave's 3/10 there (weight 22).
Strength
Operating style — 9/10
Tradeoff
Less useful if your actual app life is Solana-native
AA
Aave
51#8 of 10
Pick it when
Pick Aave if job fit matters most — it scores 9/10 to Matcha's 8/10 there (weight 30).
Strength
Job fit — 9/10
Tradeoff
Borrowing carries liquidation risk if collateral value falls; rates are variable
Self-identify in 10 seconds
Which one is actually for you?
MatchaLeads
Choose Matcha if operating style matters most
Operating style: 9/10 against 3/10 for Aave (weight 22)
MatchaScore 69Cleaner route-aware swap app for users who want smart execution without extra noiseStrength: Operating style — 9/10Watch-out: Less useful if your actual app life is Solana-native
AAAave
Choose Aave if job fit matters most
Job fit: 9/10 against 8/10 for Matcha (weight 30)
Ecosystem: 8/10 against 6/10 for Matcha (weight 24)
Confidence: 7/10 against 4/10 for Matcha (weight 24)
AaveScore 51Onchain lending and borrowing — supply assets, borrow against themStrength: Job fit — 9/10Watch-out: Borrowing carries liquidation risk if collateral value falls; rates are variable
Criterion by criterion
Scorecard
Published criteria · weight in points of 868 of 8 cells scored. Strength is read from the evidence file; the weight is the published one. Methodology
Job fit
by 1 of 10weight 7.2 of 86Aave leads
Matcha8/10 out of 10
Aave9/10 out of 10
Ecosystem
by 2 of 10weight 5.8 of 86Aave leads
Matcha6/10 out of 10
Aave8/10 out of 10
Operating style
by 6 of 10weight 5.3 of 86Matcha leads
Matcha9/10 out of 10
Aave3/10 out of 10
Confidence
by 3 of 10weight 5.8 of 86Aave leads
Matcha4/10 out of 10
Aave7/10 out of 10
Score dimensions
weights sum to 86
The published score is five dimensions, each weighted for the category. "Published criteria" is the criteria block above; the other four are the engine's own terms — availability, friction, trust record, measured data. Each bar is one side's points out of that dimension's maximum; the weight beside the name is its points of the 86-point weighted total. The published criteria above can fill 24 of the block’s 30. A weight marked “constant here” belongs to a dimension every ranked product in the category holds at the same value: it still counts in the total, and it orders nothing here.
Availabilityweight 20 of 86
Matcha20/20Aave14/20
Matcha leads
Published criteriaweight 30 of 86
Matcha16.3/30Aave16.7/30
Aave leads
Frictionweight 10 of 86
Matcha4.7/10Aave2.7/10
Matcha leads
Trust recordweight 8 of 86
Matcha5.6/8Aave6.4/8
Aave leads
Measured dataweight 18 of 86 · constant here
Matcha6.9/18Aave6.9/18
Tie
Decision rulePublished order
Choose Matcha unless the term Aave leads on is the one you are buying.
Pick Aave if job fit matters most — it scores 9/10 to Matcha's 8/10 there (weight 30).
The published order weighs every criterion the same way for everyone. To weigh them your way, run .
From the published order
Next best action
If this isn't your case
Other matchups worth comparing
How you can lose money here, and what the ranking scores
None of this ranking's criteria scores a way of losing money; the families that apply are listed below as not assessed.
Not assessed by this ranking: Contract failure, Control failure, Regulatory failure, Execution failure, Exit failure. A high place says nothing about these; the Methodology tab says what each means.
Also scored, as cost, quality or a summary of several families: Use-case fit (30%), Ecosystem fit (24%), Operating style (22%), Confidence signal (24%).
Questions
Frequently asked questions
Matcha scores 18 points above Aave, led by operating style. Published scores, out of 100: Matcha 69 (rank 3 of 10 web3 apps), Aave 51 (rank 8 of 10).
Reviewed means both products compared here was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
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