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Head-to-head · Tax Software

CoinLedger vs CoinTracker CoinLedger leads by 2 points.

CoinLedger scores 2 points above CoinTracker, led by record portability. CoinLedger ranks #3 and CoinTracker #6 of 11 published tax software. Every term of the gap is on the ledger below; the inputs are on the audit receipt.

CoinLedger78
CoinTracker76
Scores are out of 100; published scores fall within 41–99 · ranks #3 and #6 of 11
Methodology v2026.10.18Ranking snapshot Evidence verified through 4 published criteria5 score dimensions Receipt #cc-VS-COINLEDGER-VS-COINTRACKER-23cd04b2
Published verdictRanking snapshot 3 November 2026

CoinLedger leads by 2 points

CoinLedger scores 2 points above CoinTracker, led by record portability.

CoinLedger #3 of 1178
CoinTracker #6 of 1176
Scores are out of 100; published scores fall within 41–99; a bar is empty at 41 and full at 99.
Why, term by termCoinLedger leads on 1 of 4 published criteria; CoinTracker on 1. The terms sum to the gap.
TermCoinLedgerCoinTrackerWeightPoints
Cost-basis method7/108/106.2−1.6for CoinTracker−0.8 of 32
Record portability7/104/104.8+3.7for CoinLedger+1.9 of 32
Net of the terms+2.1
Reproduced gap+2.1
Published gapAfter score rounding and bounds — see the note below7876+2.0

Weight is in points of the 86-point weighted total. Points are score points of the gap between the two.

  • CoinLedger's lead rests on lighter criteria: CoinTracker is ahead on cost-basis method, which carries more weight (26) than any criterion CoinLedger leads on (20).
Quick facts

At a glance

2 of 3 rows read the same for both.
FactCoinLedgerCoinTracker
PricingSnapshothttps://coinledger.io/pricing — fetched 29 September 2026, HTTP 200, plain curl. Header lines: "Each tax report is a one-time purchase." / "Reports available for any year — 2010-2025." / "14 Day Money Back Guarantee". Tier cards as served: "Portfolio Tracking" "$0"; "Hobbyist" "Download a tax report — up to 100 transactions!" "$49"; "Investor" "Download a tax report — up to 1,000 transactions!" "$99"; Pro "Download a tax report — up to 3,000+ transactions!" "$199+", with "If you exceed 3,000 txs, you can purchase additional transactions within the app." The feature block below the cards is still headed "Hobbyist, Advanced, Unlimited plans includes:" — a different set of tier names from the cards, both served on the same page. FAQ: "Our pricing tiers fluctuate based on the number of transactions made during a given tax season." | "CoinLedger supports an unlimited number of transactions. If you exceed the transaction count of our top plan, you can purchase additional transactions within the app." The contract contradicts the one-time framing: https://coinledger.io/terms-conditions (fetched 29 September 2026) says "Unless otherwise set forth on an applicable ordering document incorporating these Terms, the Services are billed in advance on a monthly basis and are non-refundable." Prices unchanged since 19 August 2026.https://www.cointracker.com/plans — fetched 29 September 2026; plain curl returns HTTP 403 (bot challenge), rendered in headless Chrome (HTTP 200). Cards: "Free" "$0" ("No tax filing"); "Base" "Starting at" "$59" "/year" ("2025 tax forms and all past years", "Up to 100 transactions per year"); "Prime" "Best value" "Starting at" "$199" "/year" ("Up to 1,000 transactions per year"); "Ultra" "Starting at" "$599" "/year" ("Change cost basis method by year", "Up to 10,000 transactions per year"); "Full Service" "Starting at" "$3499" "/year" ("Up to 300,000 transactions per year", "Up to 15 hours of hands-on support to manage CSVs, fix errors, and reconcile accounts for the current tax year"). Comparison table, columns Free | Base/Base+ | Prime/Prime+ | Ultra/Ultra+: "Yearly transaction limit for tax forms" "100 | 250", "1,000 | 2,500", "10,000 | 50,000"; "Lifetime transactions limit for tax forms" "200,000" on each paid tier; pricing row "$0 per year", "$59 / $99 per year", "$199 / $299 per year", "$599 / $1999 per year". Counting rules: "We only count transactions from your current tax year — not your entire history." | "File for any prior year at no extra cost — one plan covers all your past tax years." Purchase shape, from https://support.cointracker.com/hc/en-us/articles/4413049695249-CoinTracker-Personal-plan-pricing (rendered 29 September 2026): "CoinTracker subscriptions auto-renew annually on the original purchase date." and "CoinTracker offers a 100% money-back guarantee within 30 days of purchase, provided that no tax forms have been downloaded." https://www.cointracker.com/pricing is not the pricing page; /plans is. Prices unchanged since 19 August 2026.
Asset coverageEditorial——
Region fitSnapshotglobalglobal
From the published criteria

Which should you pick?

CoinLedger

78#3 of 11
Leads
Pick it when
Pick CoinLedger if record portability matters most — it scores 7/10 to CoinTracker's 4/10 there (weight 20).
Strength
Named form output — 8/10
Tradeoff
Three things, and the second is the one that costs money. (1) You buy on "Each tax report is a one-time purchase." (https://coinledger.io/pricing) and you contract on "Unless otherwise set forth on an applicable ordering document incorporating these Terms, the Services are billed in advance on a monthly basis and are non-refundable." plus "You shall retain access to such Paid Services from the time you cancel until the start of the next billing period, but you will not receive a refund or credit for any days remaining in your current billing period." and "Upon termination, CoinLedger reserves the right to delete all of your Content, data, and other information stored on CoinLedger’s servers." (https://coinledger.io/terms-conditions). Nothing in the Terms says a tax year you already paid for stays downloadable; section 3.3 goes further — "CoinLedger may also remove or delete your Content from the Services at any time in its sole discretion.". Export the Audit Trail and EOY Positions CSVs the day you file, because the audit trail "The Audit Trail is meant as a supplemental document for you or your tax professional's records. Once exported, it can't be uploaded or re-imported back into CoinLedger." (2) If you are a US user with a CoinLedger account opened before November 2025, your basis may not have migrated when you were told it had. https://help.coinledger.io/en/articles/10339065-how-can-i-download-a-snapshot-of-my-2025-cost-basis-reallocation-rev-proc-2024-28 (December 31, 2024) says "This reallocation process will happen automatically on Jan 1, 2025, and no further action is required by you to facilitate this process." while https://help.coinledger.io/en/articles/10309974-how-will-coinledger-support-new-per-wallet-cost-basis-tracking-rules-irs-rev-proc-2024-28 (December 18, 2025) says "If you are an existing user that used CoinLedger before 2026, you will need to opt-in to per wallet cost basis tracking to ensure that you are in compliance with the new IRS rules." Both are live on 2026-08-19. A user who read the first and did nothing spent all of tax year 2025 on universal basis, which by CoinLedger's own words "is no longer allowed to be used in the United States after Jan 1, 2025". (3) Non-US buyers should check the method before the form. Canada's own help page tells you to set the method by hand — "Be sure to also select Adjusted Cost Base (ACB) as your Report Calculation Method." — even though the methods page says the country selection governs; Germany is absent from the country-specific list entirely, so a German filer lands on the FIFO default, and https://coinledger.io/de sells "Built For Germany Tax Rules" while producing no German statutory form and using Australian phrasing ("We know that lodging your taxes can be stressful."). Anlage SO appears only in a blog guide as something you file yourself via Elster.

CoinTracker

76#6 of 11
Pick it when
Pick CoinTracker if cost-basis method matters most — it scores 8/10 to CoinLedger's 7/10 there (weight 26).
Strength
Named form output — 8/10
Tradeoff
UPHELD IN FULL, and better sourced than submitted. You cannot get your money back once you look at your data, and you cannot get your data back once you stop paying — both halves are in writing on served pages. The refund dies at the first download, including a plain transaction file: the Terms (https://cointracker.io/terms → https://www.cointracker.com/terms, 'Last updated: March 10, 2026') state 'Refunds are not possible once you have downloaded any of the tax forms or CSV files (including Transaction History CSV).', and the help centre states the operational consequence on https://support.cointracker.com/hc/en-us/articles/38104390028945-Available-reports-on-CoinTracker (updated 2026-08-14): 'Please note: Downloading a report counts as downloading a tax form for refund-eligibility purposes. Once you've downloaded any report, your CoinTracker plan is treated as used for the tax year.' So the 30-day 'money-back guarantee' survives only for a buyer who never opens the thing they bought. The other half: this is an auto-renewing ANNUAL SUBSCRIPTION, and on lapse (https://support.cointracker.com/hc/en-us/articles/46693057775761-How-to-cancel-auto-renewal-on-your-CoinTracker-plan, updated 2026-08-14) 'Once canceled, your plan remains active until the end of your current billing period. After that date, your account moves to the free subscription. Your CoinTracker account and data will not be deleted.' — while the plans page shows the Free tier labelled 'No tax filing' with an empty cell in the 'Download tax forms (8949, Schedule D and others)' row. CoinTracker states the consequence for an ALREADY-FILED year on https://support.cointracker.com/hc/en-us/articles/31572739238417-Switching-to-Per-Wallet-tracking-after-missing-IRS-Safe-Harbor (updated 2026-08-14): 'You may need to renew your subscription plan to access your tax reports for 2024.' NEW EVIDENCE this pass, which the submitted record did not have and which hardens the caveat: the vendor's own regional-deadline table (https://support.cointracker.com/hc/en-us/articles/38071402566417-Regional-tax-extension-deadlines-observed-by-CoinTracker) spells the renewal toll out per region — the UK row reads 'Renewal is required before downloading 2025 tax forms.' and the Australia row 'Renewal is required before downloading your 2025 tax forms.'. The reports carrying the IRS safe-harbour position under Rev. Proc. 2024-28 are explicitly not retained for you: 'CoinTracker cannot save these reports for you, it is your responsibility to make sure that you keep all reports provided to you indefinitely.' And the migration is irreversible in place: 'Important: After you select Migrate now, CoinTracker locks all your data prior to 2025. You won't be able to edit pre-2025 transactions or tax reports afterward.' — preceded by the warning 'Ensure there are no Review suggested transactions remaining. Once you've made the allocation, you cannot go back to fix any issues.' Secondary, worth knowing before filing: the default lot-matching method is HIFO, not FIFO — 'Note: CoinTracker defaults all wallets to HIFO, as it tends to lower the tax bill.' — a Specific-ID subset the same page says the product cannot perform at unit level, on a page that also states Specific ID may no longer be applied retroactively for 2025-onward US returns. Changing it per year is an Ultra-tier ($599) feature: 'Changing your cost basis method will apply to all years unless you have an Ultra plan, which will allow you to set a different method for each tax year.'
Self-identify in 10 seconds

Which one is actually for you?

CoinLedgerLeads

Choose CoinLedger if record portability matters most

  • Record portability: 7/10 against 4/10 for CoinTracker (weight 20)
CoinTracker

Choose CoinTracker if cost-basis method matters most

  • Cost-basis method: 8/10 against 7/10 for CoinLedger (weight 26)
Criterion by criterion

Scorecard

Published criteria · weight in points of 868 of 8 cells scored. Strength is read from the evidence file; the weight is the published one. Methodology

Your tax form

weight 7.7 of 86Tie
CoinLedger8 out of 10
CoinTracker8 out of 10

Cost-basis method

by 1 of 10weight 6.2 of 86CoinTracker leads
CoinLedger7 out of 10
CoinTracker8 out of 10

Complex transactions

weight 5.3 of 86Tie
CoinLedger8 out of 10
CoinTracker8 out of 10

Record portability

by 3 of 10weight 4.8 of 86CoinLedger leads
CoinLedger7 out of 10
CoinTracker4 out of 10

Score dimensions

weights sum to 86

The published score is five dimensions, each weighted for the category. "Published criteria" is the criteria block above; the other four are the engine's own terms — availability, friction, trust record, measured data. Each bar is one side's points out of that dimension's maximum; the weight beside the name is its points of the 86-point weighted total. The published criteria above can fill 24 of the block’s 30. A weight marked “constant here” belongs to a dimension every ranked product in the category holds at the same value: it still counts in the total, and it orders nothing here.

Availabilityweight 20 of 86 · constant here
CoinLedger14/20CoinTracker14/20
Tie
Published criteriaweight 30 of 86
CoinLedger18.1/30CoinTracker17.3/30
CoinLedger leads
Frictionweight 10 of 86 · constant here
CoinLedger2.7/10CoinTracker2.7/10
Tie
Trust recordweight 8 of 86 · constant here
CoinLedger3.2/8CoinTracker3.2/8
Tie
Measured dataweight 18 of 86 · constant here
CoinLedger8.3/18CoinTracker8.3/18
Tie
Decision rulePublished order

Choose CoinLedger unless the term CoinTracker leads on is the one you are buying.

Pick CoinTracker if cost-basis method matters most — it scores 8/10 to CoinLedger's 7/10 there (weight 26).

The published order weighs every criterion the same way for everyone. To weigh them your way, run .

From the published order

Next best action

If this isn't your case

Other matchups worth comparing

How you can lose money here, and what the ranking scores
  • Regulatory failure: no licence where you are, or a forced market exit.
    Scored by Which country's actual tax form comes out at the end — named, and for the year I am filing? · 32% (CoinLedger 8/10, CoinTracker 8/10)
  • Exit failure: you cannot get out at par, on time, or with what is yours.
    Scored by Can my accountant take this without redoing it — and if I stop paying, does my per-lot basis still leave with me? · 20% (CoinLedger 7/10, CoinTracker 4/10)
  • Information failure: the number is wrong or bought, or your data leaks.
    Scored by Which lot did it decide I sold, and does that method match what my tax authority actually requires? · 26% (CoinLedger 7/10, CoinTracker 8/10)
    Scored by My history has DeFi, staking, NFTs, a rug and ten transfers between my own wallets — what does it do with each one? · 22% (CoinLedger 8/10, CoinTracker 8/10)
Every failure family that applies to this category is scored.
Questions

Frequently asked questions

CoinLedger scores 2 points above CoinTracker, led by record portability. Published scores, out of 100: CoinLedger 78 (rank 3 of 11 tax software), CoinTracker 76 (rank 6 of 11).

Related pages

Go deeper

Reviewed Next review by Methodology v2026.10.18
How this page is reviewed

Reviewed means both products compared here was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.

Accountable for this review: Mathias Siemonsmeier, Founder.

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