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Head-to-head · Crypto Cards

Bleap Card vs MetaMask Card MetaMask Card leads by 10 points.

MetaMask Card scores 10 points above Bleap Card, led by tax on spending. Bleap Card ranks #5 and MetaMask Card #4 of 9 published crypto cards. Every term of the gap is on the ledger below; the inputs are on the audit receipt.

Bleap Card59
MetaMask Card69
Scores are out of 100; published scores fall within 41–99 · ranks #5 and #4 of 9
Methodology v2026.10.18Ranking snapshot Evidence verified through 4 published criteria5 score dimensions Receipt #cc-VS-BLEAP-CARD-VS-METAMASK-CARD-a66ff633
Published verdictRanking snapshot 3 November 2026

MetaMask Card leads by 10 points

MetaMask Card scores 10 points above Bleap Card, led by tax on spending.

Bleap Card #5 of 959
MetaMask Card #4 of 969
Scores are out of 100; published scores fall within 41–99; a bar is empty at 41 and full at 99.
Why, term by termMetaMask Card leads on 1 of 4 published criteria; Bleap Card on 2. The terms sum to the gap.
TermMetaMask CardBleap CardWeightPoints
Card reliability4/105/106.2−1.6for Bleap Card−0.8 of 32
Named issuer5/109/105−5.2for Bleap Card−2.7 of 32
Tax on spending6/105/104.8+1.2for MetaMask Card+0.6 of 32
AvailabilityScore dimension12620+15.6for MetaMask Card
Net of the terms+10.0
Criteria roundingThe criteria block is rounded to whole points before it is spread−0.1
Reproduced gap+9.9
Published gapAfter score rounding and bounds — see the note below6959+10.0

Weight is in points of the 86-point weighted total. Points are score points of the gap between the two.

  • MetaMask Card's lead rests on lighter criteria: Bleap Card is ahead on card reliability, which carries more weight (26) than any criterion MetaMask Card leads on (20).
Quick facts

At a glance

1 of 3 rows read the same for both.
FactBleap CardMetaMask Card
PricingSnapshotVendor fee page — https://help.bleap.finance/en/articles/12097920-fee-schedule (HTTP 200, fetched 28 September 2026, dateModified 1 September 2026): "Card Spend" — "No fees are charged by Bleap when paying with card." and "Spreads apply to buy, sell, and bridge transactions" (card spend is not in that list). Binding cardholder terms — https://www.bleap.finance/en-us/legal-agreements/bleap-cardholder-terms-eea-bleap-sia (HTTP 200, fetched 28 September 2026, "Updated: June 28, 2026"), clause 6: "Cards are free. Bleap charges no issuance, monthly, usage or exchange fees for Card activity." / "Mastercard scheme fees, network FX rates, merchant surcharges, ATM operator fees and government taxes may apply and are your responsibility. Where charged via the scheme, these amounts are included in the Direct Debit from your Wallet." / "If you transact in a different currency, the amount is converted at the Mastercard network rate applicable at processing time. Bleap adds no FX markup or fee." ATM cap — https://help.bleap.finance/en/articles/15566380-what-limits-exist-in-bleap (HTTP 200, 19 June 2026): "Monthly withdrawals" "3", "Monthly amount" "€400". There is no subscription, tier or token stake anywhere in the product. NOT PRICED on any page read: the Mastercard scheme fees clause 6.2 debits from the wallet, and any ATM charge beyond Bleap's own zero; Bleap's "Pricing Disclosure" (https://www.bleap.finance/legal-agreements/pricing-disclosure) still covers only buy, sell and bridge.From https://support.metamask.io/trade/metamask-card/limits-and-fees/ (HTTP 200, fetched 28 September 2026), "Fee type" / "Free tier" / "Metal tier": "Annual subscription fee" "$0" / "$199"; "Physical card replacement fee" "n/a" / "$99"; token fees "Delegate funds for spending" "No fee (no min. balance)", "Stablecoin of non-US cardholder denominated in local currency" "No fee", "Stablecoin of US cardholder denominated in USD" "No fee", "Stablecoin denominated in currency not of cardholder country or merchant country" "0.5%", "Stablecoin denominated in local currency of merchant country but not of cardholder country" "No fee", "DeFi token or tokenized yield (e.g., aUSDC)" "No fee up to $1,200 / mo, then 0.5%", "Other cryptocurrencies (e.g., wETH)" "0.875%"; "Network gas (e.g., Linea)" "Small, variable gas fee (typically $0.01)"; "ATM withdrawal" "2%" (Free) / "No fee up to $1,200 / mo, then 2%" (Metal); "Cross-border" "1%" (Free) / "No fee" (Metal). Footnotes: "ATM operator may charge you additional fee." "Using card with merchant located outside of cardholder country." "Subject to fair usage." Limits: "Card transaction limit" "$10,000 / tx" "$15,000 / day" (Free), "$20,000 / tx" "$30,000 / day" (Metal); "ATM withdrawal limit" "$1,000 / tx" "$1,000 / day" (Free), "$1,000 / tx" "$5,000 / day" (Metal). The zero-fee Metal tier cannot currently be bought: https://support.metamask.io/trade/metamask-card/metal-card/ (fetched 28 September 2026) says "New Metal card orders are currently unavailable." and the Metal tier "is currently only available to users in the United States", where sign-ups are "temporarily closed" (https://metamask.io/card). Not priced anywhere: the FX margin over the Mastercard rate (https://support.metamask.io/trade/metamask-card/card-faq/ says only "the best foreign exchange rate allowed by MasterCard").
Asset coverageEditorial——
Region fitSnapshoteuropeeurope, latam, ca
From the published criteria

Which should you pick?

Bleap Card

59#5 of 9
Pick it when
Pick Bleap Card if card reliability matters most — it scores 5/10 to MetaMask Card's 4/10 there (weight 26).
Strength
Whose licence issues it — 9/10
Tradeoff
'Free withdrawals worldwide' on the card page means three withdrawals and €400 a month. The cap is real, current (dateModified 2026-06-19) and lives only in a help-centre article — https://help.bleap.finance/en/articles/15566380-what-limits-exist-in-bleap: 'ATM Withdrawals — Monthly withdrawals 3 — Monthly amount €400'. The card page (read 2026-08-17) says only 'Free withdrawals worldwide. Use ATMs at home or abroad without Bleap fees.' A buyer who picks this card for travel discovers the ceiling at the third cash machine of the trip, and the terms then hand them the operator's surcharge on top: 'Operator surcharges may apply and are your responsibility.' (clause 5.1).

MetaMask Card

69#4 of 9
Leads
Pick it when
Pick MetaMask Card if tax on spending matters most — it scores 6/10 to Bleap Card's 5/10 there (weight 20).
Strength
Swipe cost abroad — 6/10
Tradeoff
You will most likely be annoyed by discovering that the tier you paid to reach cannot be bought, and that MetaMask's three fee pages do not agree. The $199 Metal tier is the only way to zero the 1% cross-border fee and to waive the 2% ATM fee on the first $1,200 a month — and https://support.metamask.io/trade/metamask-card/what-is-metamask-card/ (loaded 2026-08-17) says 'Orders for the Metal card are temporarily paused as of June 2nd, 2026.' while https://metamask.io/card (same date) still runs a 'GET METAL' button at '$199/year' and claims 'MetaMask Metal Card is now available in the US. Get yours today.' Meanwhile the help-centre FAQ tells you foreign transactions carry no additional fee while the fee table charges 1%, and the help-centre article on using the card lists only gas and a 0.875% swap fee under 'You will also be charged a minimal fee for each transaction:', omitting the cross-border and ATM lines entirely. On the free tier outside the US you cannot use an ATM at all.
Self-identify in 10 seconds

Which one is actually for you?

Bleap Card

Choose Bleap Card if card reliability matters most

  • Card reliability: 5/10 against 4/10 for MetaMask Card (weight 26)
  • Named issuer: 9/10 against 5/10 for MetaMask Card (weight 21)
MetaMask CardLeads

Choose MetaMask Card if tax on spending matters most

  • Tax on spending: 6/10 against 5/10 for Bleap Card (weight 20)
Criterion by criterion

Scorecard

Published criteria · weight in points of 868 of 8 cells scored. Strength is read from the evidence file; the weight is the published one. Methodology

Cost abroad

weight 7.9 of 86Tie
Bleap Card6 out of 10
MetaMask Card6 out of 10

Card reliability

by 1 of 10weight 6.2 of 86Bleap Card leads
Bleap Card5 out of 10
MetaMask Card4 out of 10

Named issuer

by 4 of 10weight 5 of 86Bleap Card leads
Bleap Card9 out of 10
MetaMask Card5 out of 10

Tax on spending

by 1 of 10weight 4.8 of 86MetaMask Card leads
Bleap Card5 out of 10
MetaMask Card6 out of 10

Score dimensions

weights sum to 86

The published score is five dimensions, each weighted for the category. "Published criteria" is the criteria block above; the other four are the engine's own terms — availability, friction, trust record, measured data. Each bar is one side's points out of that dimension's maximum; the weight beside the name is its points of the 86-point weighted total. The published criteria above can fill 24 of the block’s 30. A weight marked “constant here” belongs to a dimension every ranked product in the category holds at the same value: it still counts in the total, and it orders nothing here.

Availabilityweight 20 of 86
Bleap Card6/20MetaMask Card12/20
MetaMask Card leads
Published criteriaweight 30 of 86
Bleap Card14.8/30MetaMask Card12.6/30
Bleap Card leads
Frictionweight 10 of 86 · constant here
Bleap Card2.7/10MetaMask Card2.7/10
Tie
Trust recordweight 8 of 86 · constant here
Bleap Card3.2/8MetaMask Card3.2/8
Tie
Measured dataweight 18 of 86 · constant here
Bleap Card8.3/18MetaMask Card8.3/18
Tie
Decision rulePublished order

Choose MetaMask Card unless the term Bleap Card leads on is the one you are buying.

Pick Bleap Card if card reliability matters most — it scores 5/10 to MetaMask Card's 4/10 there (weight 26).

The published order weighs every criterion the same way for everyone. To weigh them your way, run .

From the published order

Next best action

If this isn't your case

Other matchups worth comparing

How you can lose money here, and what the ranking scores
  • Regulatory failure: no licence where you are, or a forced market exit.
    Scored by Whose licence is actually behind this card, and will they even tell me their name? · 21% (Bleap Card 9/10, MetaMask Card 5/10)
    Scored by Does buying a coffee create a taxable disposal, and will they hand me the record? · 20% (Bleap Card 5/10, MetaMask Card 6/10)
  • Exit failure: you cannot get out at par, on time, or with what is yours.
    Scored by Will this card still work next month, and who has to fail for it to stop? · 26% (Bleap Card 5/10, MetaMask Card 4/10)
Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Insolvency failure, Execution failure, Information failure. A high place says nothing about these; the Methodology tab says what each means.
Also scored, as cost, quality or a summary of several families: What does one swipe abroad actually cost me, and can I work that out before I sign up? (33%).
Questions

Frequently asked questions

MetaMask Card scores 10 points above Bleap Card, led by tax on spending. Published scores, out of 100: Bleap Card 59 (rank 5 of 9 crypto cards), MetaMask Card 69 (rank 4 of 9).

Related pages

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Trust & process
Individual reviews
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Written and reviewed by Founder
Reviewed Next review by Methodology v2026.10.18
How this page is reviewed

Reviewed means both products compared here was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.

Accountable for this review: Mathias Siemonsmeier, Founder.

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