Binance scores 28 points above Gemini, led by withdrawal track record. Binance ranks #4 and Gemini #14 of 17 published exchanges. Every term of the gap is on the ledger below; the inputs are on the audit receipt.
Binance75
vs
Gemini47
Scores are out of 100; published scores fall within 41–99 · ranks #4 and #14 of 17
Published gapAfter score rounding and bounds — see the note below7547+28.0
Weight is in points of the 86-point weighted total. Points are score points of the gap between the two.
BinanceScore 75Deepest-liquidity global exchange with a published 0.10%/0.10% base spot tier table (25% BNB discount) — now contracting all users through three FSRA-regulated Abu Dhabi (ADGM) entities with trust-based custody, after pleading to U.S. charges in 2023 and exiting the EEA entirely on 1 July 2026 without a MiCA licence.Strength: Withdrawal incident record — 7/10Watch-out: The surface a new account actually lands in — Convert/instant buy — prices in a spread Binance nowhere quantifies behind a 'no additional fees' framing, and the account's freeze grounds are explicitly non-exhaustive and 'may be based on confidential criteria' Binance is 'under no obligation to disclose'; an EU, US or UK buyer cannot open this account at all.GeminiScore 47NYDFS-chartered trust-company exchange with best-in-pool custody law and the pool's highest published base fees — now retrenched to the US (plus Singapore) after self-disclosed exits from the UK, EEA and Australia in early 2026.Strength: Insolvency and account terms — 8/10Watch-out: The account can be closed out from under you by geography: Gemini gave every UK, EEA and Australian customer roughly a month from announcement (2026-02-02) to forced withdrawal-only (2026-03-05), and Gemini says it 'ceased operations in the UK and Europe' from 6 April 2026 — and for those who stay, the default interface never publishes what a trade costs until the review screen, while the pro book starts at the pool's highest base rate (0.60%/1.20%) until you clear $10K of 30-day volume or hold a $1M asset balance.
Quick facts
At a glance
1 of 3 rows read the same for both.
FactBinanceGemini
Pro taker feeSnapshotBinance spot fee rates, read 29 September 2026 at https://www.binance.com/en/fee/trading (curl receives an empty HTTP 202 challenge; read through a rendering fetch). Maker / taker, and with the "BNB 25% off": "Regular User" "< 1,000,000 USD" or "≥ 0 BNB" "0.100% / 0.100%", "0.07500% / 0.07500%"; "VIP 1" "≥ 1,000,000 USD" and "≥ 5 BNB" "0.090% / 0.100%"; "VIP 3" "≥ 20,000,000 USD" and "≥ 100 BNB" "0.040% / 0.060%"; "VIP 5" "≥ 150,000,000 USD" and "≥ 1,000 BNB" "0.025% / 0.031%"; "VIP 9" "≥ 4,000,000,000 USD" "0.011% / 0.023%". Volume rule on the same page: "Trade volume includes all Spot volumes from Spot, Margin, Convert, Copy Trading and Trading Bots." Convert, the instant surface (https://www.binance.com/en/support/faq/frequently-asked-questions-on-binance-convert-3289b5fb64634df8ab99d5f3d99b87ab, "Updated on 2026-04-20"): "Binance Convert pricing does not include traditional trading fees when converting cryptocurrencies." and "There are no additional fees beyond the quoted price.", while "the quoted prices for simple conversions may vary from time to time and from the price available on other markets" with no number published for that spread. Per-asset withdrawal fees sit behind "Log in and see a full overview of your fee and transaction history".Gemini ActiveTrader Fee Schedule, read 29 September 2026 at https://www.gemini.com/fees/activetrader-fee-schedule (dated "September 1, 2026"; "The following terms apply to all orders placed via the ActiveTrader and exchange API interfaces."). Spot maker / taker by 30-day volume or asset balance: "≥ $0" "0.600%" / "1.200%"; "$10K" (or "$1M" balance) "0.400%" / "0.800%"; "$25K" (or "$5M") "0.250%" / "0.500%"; "$75K" (or "$15M") "0.125%" / "0.250%"; "$250K" (or "$25M") "0.075%" / "0.150%"; "$500K" "0.060%" / "0.125%"; "$1M" "0.050%" / "0.100%"; down to "$250M" "0.000%" / "0.020%". Tier rule: "Your fee tier is based on either your total trailing 30-day trading volume across all order books (excluding volume traded on stablecoin pairs) or your total asset balance (in USD)." Stablecoins: "RLUSD/USD, USDC/GUSD, and GUSD/USD pairs" "0.00%" / "0.00%"; "All other stablecoin pairs" "0.00%" / "0.01%". Default Gemini interface (https://www.gemini.com/fees/gemini-fee-schedule, dated "February 15, 2026") publishes no number: "You can view the fees in the trade review screen prior to confirming your transaction." and "When you place an Instant order or a Recurring order, Gemini includes a spread in the quoted price." Transfers (https://www.gemini.com/fees/transfer-fee-schedule, dated "January 20, 2026"): ACH deposit and withdrawal "Free"; USD wire withdrawal "$25"; debit card "3.49% of total purchase amount"; PayPal "2.50% of total deposit amount"; crypto withdrawal fees are dynamic and "will be displayed to you prior to the initiation of your withdrawal."
Asset coverageEditorial——
Region fitSnapshotasia, mena, latamus, asia
From the published criteria
Which should you pick?
Binance
75#4 of 17
Leads
Pick it when
Pick Binance if withdrawal track record matters most — it scores 7/10 to Gemini's 6/10 there (weight 28).
Strength
Withdrawal incident record — 7/10
Tradeoff
The surface a new account actually lands in — Convert/instant buy — prices in a spread Binance nowhere quantifies behind a 'no additional fees' framing, and the account's freeze grounds are explicitly non-exhaustive and 'may be based on confidential criteria' Binance is 'under no obligation to disclose'; an EU, US or UK buyer cannot open this account at all.
Gemini
47#14 of 17
Pick it when
Pick Gemini if licence coverage matters most — it scores 7/10 to Binance's 5/10 there (weight 24).
Strength
Insolvency and account terms — 8/10
Tradeoff
The account can be closed out from under you by geography: Gemini gave every UK, EEA and Australian customer roughly a month from announcement (2026-02-02) to forced withdrawal-only (2026-03-05), and Gemini says it 'ceased operations in the UK and Europe' from 6 April 2026 — and for those who stay, the default interface never publishes what a trade costs until the review screen, while the pro book starts at the pool's highest base rate (0.60%/1.20%) until you clear $10K of 30-day volume or hold a $1M asset balance.
Self-identify in 10 seconds
Which one is actually for you?
BinanceLeads
Choose Binance if withdrawal track record matters most
Withdrawal track record: 7/10 against 6/10 for Gemini (weight 28)
BinanceScore 75Deepest-liquidity global exchange with a published 0.10%/0.10% base spot tier table (25% BNB discount) — now contracting all users through three FSRA-regulated Abu Dhabi (ADGM) entities with trust-based custody, after pleading to U.S. charges in 2023 and exiting the EEA entirely on 1 July 2026 without a MiCA licence.Strength: Withdrawal incident record — 7/10Watch-out: The surface a new account actually lands in — Convert/instant buy — prices in a spread Binance nowhere quantifies behind a 'no additional fees' framing, and the account's freeze grounds are explicitly non-exhaustive and 'may be based on confidential criteria' Binance is 'under no obligation to disclose'; an EU, US or UK buyer cannot open this account at all.
Gemini
Choose Gemini if licence coverage matters most
Licence coverage: 7/10 against 5/10 for Binance (weight 24)
Asset protection: 8/10 against 7/10 for Binance (weight 18)
GeminiScore 47NYDFS-chartered trust-company exchange with best-in-pool custody law and the pool's highest published base fees — now retrenched to the US (plus Singapore) after self-disclosed exits from the UK, EEA and Australia in early 2026.Strength: Insolvency and account terms — 8/10Watch-out: The account can be closed out from under you by geography: Gemini gave every UK, EEA and Australian customer roughly a month from announcement (2026-02-02) to forced withdrawal-only (2026-03-05), and Gemini says it 'ceased operations in the UK and Europe' from 6 April 2026 — and for those who stay, the default interface never publishes what a trade costs until the review screen, while the pro book starts at the pool's highest base rate (0.60%/1.20%) until you clear $10K of 30-day volume or hold a $1M asset balance.
Criterion by criterion
Scorecard
Published criteria · weight in points of 868 of 8 cells scored. Strength is read from the evidence file; the weight is the published one. Methodology
Trading cost
weight 7.2 of 86Tie
Binance5/10 out of 10
Gemini5/10 out of 10
Withdrawal track record
by 1 of 10weight 6.7 of 86Binance leads
Binance7/10 out of 10
Gemini6/10 out of 10
Licence coverage
by 2 of 10weight 5.8 of 86Gemini leads
Binance5/10 out of 10
Gemini7/10 out of 10
Asset protection
by 1 of 10weight 4.3 of 86Gemini leads
Binance7/10 out of 10
Gemini8/10 out of 10
Score dimensions
weights sum to 86
The published score is five dimensions, each weighted for the category. "Published criteria" is the criteria block above; the other four are the engine's own terms — availability, friction, trust record, measured data. Each bar is one side's points out of that dimension's maximum; the weight beside the name is its points of the 86-point weighted total. The published criteria above can fill 24 of the block’s 30. A weight marked “constant here” belongs to a dimension every ranked product in the category holds at the same value: it still counts in the total, and it orders nothing here.
Availabilityweight 20 of 86
Binance12/20Gemini11/20
Binance leads
Published criteriaweight 30 of 86
Binance14.2/30Gemini15.1/30
Gemini leads
Frictionweight 10 of 86 · constant here
Binance2.7/10Gemini2.7/10
Tie
Trust recordweight 8 of 86 · constant here
Binance3.2/8Gemini3.2/8
Tie
Measured dataweight 18 of 86
Binance13.2/18Gemini2.8/18
Binance leads
Decision rulePublished order
Choose Binance unless the term Gemini leads on is the one you are buying.
Pick Gemini if licence coverage matters most — it scores 7/10 to Binance's 5/10 there (weight 24).
The published order weighs every criterion the same way for everyone. To weigh them your way, run .
From the published order
Next best action
If this isn't your case
Other matchups worth comparing
How you can lose money here, and what the ranking scores
Custody failure: whoever holds the assets loses or withholds them.
Scored by When this venue broke, did people get their money out — and how would I know? · 28% (Binance 7/10, Gemini 6/10)
Insolvency failure: the firm or issuer that owes you cannot pay.
Scored by If this exchange fails — or freezes me — are the coins legally mine, and on whose terms? · 18% (Binance 7/10, Gemini 8/10)
Regulatory failure: no licence where you are, or a forced market exit.
Scored by Whose licence actually covers me in my country — and can I find it on the register? · 24% (Binance 5/10, Gemini 7/10)
Not assessed by this ranking: Control failure, Liveness failure, Execution failure, Exit failure. A high place says nothing about these; the Methodology tab says what each means.
Also scored, as cost, quality or a summary of several families: What will I actually pay here at my volume — including the spread they don't print? (30%).
Questions
Frequently asked questions
Binance scores 28 points above Gemini, led by withdrawal track record. Published scores, out of 100: Binance 75 (rank 4 of 17 exchanges), Gemini 47 (rank 14 of 17).
ReviewedRe-read in progressOverdue; re-read by 10 November 2026.Methodology v2026.10.18
How this page is reviewed
Reviewed means both products compared here was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Answer a few quick questions and get one clear recommendation based on how you actually plan to use crypto — with rationale, tradeoffs, and a path to monitor the decision.
No signup·Free first pass · Private·No spam · No account
Not financial advice · Independent · Always do your own research
Not financial advice · For informational purposes only · Always do your own research
