Provider at a glance
- Category
- Yield Aggregators
- Entity
- All 3 Yearn products
- Official website
- yearn.fi
Independent rankingchecked How it works
Details
Scored 56 out of 100 under methodology 2026.10.18, from the evidence read in September 2026.
Yearn Finance
Multi-strategy yield vaults
Yield Aggregators
#6 Overall
Ranked #6 of 7 yield aggregators in the published ranking
56
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
Is Yearn Finance right for you?
Right for you if these matter most
- Strategy change control6/10, the category best
Look elsewhere if these come first
- Inherited dependency surface5/10 here; the category best is 9
- Loss record own and inherited1/10 here; CIAN Yield Layer scores 5
- Total take-rate and whether it is published5/10 here; Origin (OUSD / OETH / ARM) scores 7
Not yet tested for your country. Markets it lists: Global.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best yield aggregator shows where it lands for you.
What will Yearn Finance cost you?
Not priced on this basis
- Your stake
- $32k
- Expected gross yield
- 5%
How safe is Yearn Finance?
- Evidence: verified4 of 4 criteria rest on quoted, sourced receipts. Read September 2026.
- LicenceMiCA (EU): no register record on file here.
Alternatives to Yearn Finance
Compare all 4- 3Origin (OUSD / OETH / ARM)1 point above · stronger on inherited exploit record (3 against 1)57$320
- 4CIAN Yield Layer1 point above · stronger on inherited exploit record (5 against 1)57$128
- 5Stake DAOLevel on score · stronger on inherited exploit record (4 against 1)56
For your setup
Find out if Yearn Finance fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where Yearn Finance lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
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Find my best yield aggregatorNothing is inferred from clicks, popularity or commercial value.
Why this rank
Why Yearn Finance ranks #6
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (12.8 here) sit inside the score; availability, friction, trust record and measured data add the rest. Best in this ranking on 1 of 4.
4 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
305+4.804.09#2/7Loading evidence…
301+0.964.08#7/7Loading evidence…
205+3.206.09#5/7Loading evidence…
206+3.844.06#1/7Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
MarginLevelbehind Stake DAO, #5
RobustnessOne point from changingacross a one-point change to each of its 4 criterion scores, the re-run scores 54–57 and ranks #4–#6
Evidence4 of 4 scored4 quoted, 4 with a source link
What would move the rank
Each line is the ranking run again with one of Yearn Finance’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
Inherited dependency surface 5 → 6 on its ladder · passes Stake DAO+157#6 → #4
Loss record own and inherited 1 → 2 on its ladder · passes Stake DAO+157#6 → #4
Total take-rate and whether it is published 5 → 6 on its ladder · passes Stake DAO+157#6 → #5
Strategy change control 6 → 7 on its ladder · passes Stake DAO+157#6 → #5
Inherited dependency surface 5 → 3 on its ladder · Beefy passes it−252#6 → #7
Total take-rate and whether it is published 5 → 2 on its ladder · Beefy passes it−352#6 → #7
Strategy change control 6 → 3 on its ladder · Beefy passes it−352#6 → #7
Smallest climb: inherited dependency surface 5 → 6 passes Stake DAO, #5.
Strengths
1 from the score dataWhere it leads
Best for readers who weight
- Strategy change control — 6/10, the category best
Tradeoffs
3 from the score dataWhere it trails
Not for readers who put first
- Inherited dependency surface — 5/10 against a category best of 9/10
- Loss record own and inherited — 1/10 against a category best of 8/10
- Total take-rate and whether it is published — 5/10 against a category best of 9/10
Record watch-outs
- Process controls did not prevent the largest own-code loss: the yUSDT wiring error sat live for over 1,000 days. Note also that the v3 factory is permissionless — "Anyone can deploy a strategy or manage a vault" — so a v3 vault carrying Yearn's contracts is not necessarily carrying Yearn's 7-day timelock or its multisig. Check for endorsement.
- Yearn's own security documentation states the exact opposite, verbatim: 'It is a conscious design decision that this role is not behind a time lock. Priority is given to the ability to rapidly update and iterate on live vaults, strategies, and other components. Both so as not to advertise new investment strategies in advance...' No 7-day timelock exists. The 6 of 9 Gnosis Safe multisig IS confirmed, and the docs warn 'A compromised or malicious Governance can cause catastrophic damage across the entire protocol.' The criterion explicitly weights 'whether a timelock stands between approval and your funds being reachable' — the score-9 rationale rests on a control that the protocol documents as deliberately absent. Score must fall substantially. Read again 15 September 2026: on endorsed v3 vaults a 7-day timelock does exist on-chain — the Yearn V3 Vault Role Manager's governance() is a Timelock with getMinDelay() = 604800 that alone holds the add-strategy role on yvUSDC-1 — while debt reallocation (3-of-8 brain.ychad.eth) and fee changes up to 50% performance stay instant; the Security page sentence still describes the Governance role, which governs v2 and legacy vaults. The score is now 6.
Competitive position
Where Yearn Finance leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#1 / 714.0 of 20 · constant here
Published criteria#6 / 79.6 of 30 · best 19.4
Friction#1 / 72.7 of 10 · constant here
Trust record#1 / 73.2 of 8 · constant here
Measured data#1 / 78.3 of 18 · constant here
Where Yearn Finance leads
- Inherited dependency surface#2 / 7
- Strategy change control#1 / 7
Where it trails
- Loss record own and inherited#7 / 7
- Total take-rate and whether it is published#5 / 7
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
Stake DAO#5 of 7 · score 56 · same score
Yearn Finance leads on
- Total take-rate and whether it is published5 vs 1
Stake DAO leads on
- Loss record own and inherited4 vs 1
Largest single reason Stake DAO is ahead: published criteria (+0.5 display points).Scenario cost: Stake DAO has no verified pricing for this scenario.
CIAN Yield Layer#4 of 7 · score 57 · 1.0 point ahead
Yearn Finance leads on
- Inherited dependency surface5 vs 3
- Strategy change control6 vs 2
CIAN Yield Layer leads on
- Loss record own and inherited5 vs 1
- Total take-rate and whether it is published7 vs 5
Largest single reason CIAN Yield Layer is ahead: published criteria (+1.3 display points).Scenario cost: Yearn Finance has no verified pricing for this scenario.
Origin (OUSD / OETH / ARM)#3 of 7 · score 57 · 1.0 point ahead
Yearn Finance leads on
- Inherited dependency surface5 vs 4
- Strategy change control6 vs 4
Origin (OUSD / OETH / ARM) leads on
- Loss record own and inherited3 vs 1
- Total take-rate and whether it is published7 vs 5
Largest single reason Origin (OUSD / OETH / ARM) is ahead: published criteria (+1.8 display points).Scenario cost: Yearn Finance has no verified pricing for this scenario.
Against the leader
81 vs 56 · gap 25.0Why Convex Finance ranks above Yearn Finance
The compare workspace's arithmetic applied to these two rows. Each dimension's share of the gap is its weight × the difference, on the displayed scale — it reproduces the displayed gap of 25.0 to within rounding.
DimensionThisConvex FinanceGap share
Availability · 23% weight · constant here14.014.0same
Published criteria · 35% weight9.619.4−25.5, worse
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here8.38.3same
Published criterionThisConvex FinancePoints
Inherited dependency surface · w3059−3.84, worse
Loss record own and inherited · w3018−6.72, worse
Total take-rate and whether it is published · w2059−2.56, worse
Net5681−25.0
Your scenario
Yearn Finance is not priced for this scenario
The operator's cut of the rewards your stake earns — not a fee on the stake itself. Gross yield is your assumption, not ours. Change an input and every figure recomputes from the published rate; the published rank does not move.
commission/yr · default scenario — set your own
Your stake · your input$32k
Expected gross yield · your input5%
Rate read from the provider’s published pricing ↗ on 15 September 2026.
commission/yrCost is stated as commission/yr in USD; it is never a yield, never annualised, and it does not enter the score.
Not priced on this basis
Under the default inputs · USDCategory median$1523 of 7 rows priced
Cheapest priced$128 · CIAN Yield LayerDifference not stated · availability not applied — set your country to filterCompare with CIAN Yield Layer
4 of 7 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 15 September 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
4 of 4 cells scored
Score evidenceVerified4 of 4 criteria reconstruct from receipts
4 of 4 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…4 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
4/4 criteria scored, with 4 dated sources quoted.RobustnessOne point from changingrank #4 to #6 across one-point re-runs
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 15 September 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
Inherited dependency surfacestrength 5 · weight 30Report an error—15 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Loss record own and inheritedstrength 1 · weight 30Report an error—15 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Total take-rate and whether it is publishedstrength 5 · weight 20Report an error—15 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Strategy change controlstrength 6 · weight 20Report an error—15 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Contract failure: the code holding the funds is exploited.Scored by Inherited dependency surface · 30% (Yearn Finance 5/10)Scored by Loss record own and inherited · 30% (Yearn Finance 1/10)
- Control failure (Yearn Finance 6/10): a key or vote changes the rules, freezes or mints.Scored by Strategy change control · 20%
Not assessed by this ranking: Regulatory failure, Execution failure, Exit failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: Total take-rate and whether it is published (20%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- "Performance Fee: Deducted from yield earned every time a vault harvests a strategy." "Management Fee: Flat rate taken from vault deposits over a year. The fee is extracted by minting new shares of the vault, thereby diluting vault participants." Before YIP-69 vaults charged 20% performance / 2% management; the structure is now dynamic, single-asset vaults generally carry no management fee, and vault-factory deployments charge 10% performance. Live example read 2026-09-15: the flagship USDC-1 yVault (v3.0.2, 0xBe53A109B494E5c9f97b9Cd39Fe969BE68BF6204) shows "0% Management Fee | 10% Performance Fee" on yearn.fi without a wallet, matching its Accountant's on-chain config (managementFee 0, performanceFee 1000 bps); its five strategies (four funded) charge 0% strategy-level performance fee. Yearn does not publish a fee ceiling: the Accountant allows any vault up to 2% management and 50% performance, and its fee-manager role is held by the 3-of-8 brain.ychad.eth multisig, not by the 7-day timelock.Yearn Finance — official pricing page ↗ · 15 September 2026
- Prices published in
- USDYearn Finance — official pricing page ↗ · 15 September 2026
- Licences held
- Not published
- Compliance level
- partial
- Regulatory note
- Not published
- Supported chains
- Multi-chain
- Markets served
- global
- Primary markets
- Not published
- Restricted markets
- Not published
- Operating limits
- Not published
- Availability note
- Permissionless contracts; Yearn publishes no terms of service or geographic restriction — the rendered yearn.fi front end links no terms page, yearn.fi/terms falls through to the homepage, and the docs sitemap lists no legal page (checked 15 September 2026). V3 vaults are permissionless to deploy, so only endorsed vaults carry Yearn's controls. Bucket: global.
Legal entity on file: Yearn, placed in 3 products. Only confirmed entities are shown; nothing is inferred from the brand name.
If something goes wrong with Yearn Finance: where to complain, and where to report a scam
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How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
9 methodology entries
- 15 September 2026Current verified snapshot · methodology 2026.10.18Score 56, #6 of 7. 4 of 4 criteria scored. History starts here; earlier values are not interpolated.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
- 16 September 2026
2026.09.15Dimension scores carry tenths, and eleven more categories are re-read from primary sources · platform-wide- changed Dimension scores resolve to tenths of a point (O-04b), and weightedTotal is rounded to six decimal places before the order is read. 518 published scores move across 107 categories that were not re-read; none of them moves by more than 4 points, and most move by 1.
- fixed 66 published scores change in the eleven re-read categories, against a verbatim source each. The largest moves are Reflexer RAI (−16), Beefy and Unrekt (−11), Aztec (−10) and Golem (+9) — all of them rows whose sources had moved since their last read.
- changed Published order moves in 38 of 119 categories and three #1s change: smart_contract_audits (Zellic → Certora) and travel_rule_compliance (Sumsub Travel Rule → CodeVASP) on the finer resolution, kyc_compliance (Veriff → Sumsub) on the re-read.
- added availabilitySource (O-04g): for a reader who states a country, a row whose availability in that country rests on a region tag its record gives no source for sorts below every sourced row. It is inert in every order published here, which states no country.
Methodology 2026.10.18, the same published run every visitor sees · receipt yield_aggregators:yearn_yieldagg:2026.10.18:fecb1dd34c9f
Are you Yearn Finance? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.