Organisation

Strike

5 placements on ChainChoice under Strike, each scored against its own category's pool and criteria — #1 in one of them. The placements are not averaged and not ranked against each other: a #1 exchange and a #6 crypto card are two different products in two different markets.

Rank#1 OverallScore86

Leads the published order

Crypto Bill Pay

Strike Bill Pay

Rank#2 OverallScore76

#1 in this category: Bitcoin Well

Crypto Remittances

Strike Send Globally

Rank#4 OverallScore69

#1 in this category: Morse (formerly Sling Money)

Lightning Payment Infrastructure

Rank#7 OverallScore69

#1 in this category: Olympus by ZEUS

Payment Gateways

Rank#8 OverallScore71

#1 in this category: NOWPayments

Simple Buy

How you can lose money here, and what the ranking scores

Custody failure (Strike 6/10): whoever holds the assets loses or withholds them.
Scored by Custody & regulatory posture · 20%
Exit failure (Strike 8/10): you cannot get out at par, on time, or with what is yours.
Scored by Withdrawal to self-custody · 26%

Not assessed by this ranking: Control failure, Liveness failure, Insolvency failure, Regulatory failure, Execution failure, Information failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: All-in cost of the purchase (32%), Availability & onboarding friction (22%).

Crypto Bill Pay

How you can lose money here, and what the ranking scores

Execution failure: you get a worse price, later, or nothing.
Scored by Business days until the biller shows it PAID — and the buffer the vendor admits you need · 32% (Strike Bill Pay 8/10)
Scored by Who eats the price move between your order and the biller's credit · 22% (Strike Bill Pay 3/10)
Scored by What you can hand the biller, and what the terms say the vendor actually did · 20% (Strike Bill Pay 5/10)

Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Insolvency failure, Regulatory failure, Exit failure, Information failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: Can it reach the one institution you owe — and can that be taken away (26%).

Crypto Remittances

How you can lose money here, and what the ranking scores

Regulatory failure (Strike Send Globally 7/10): no licence where you are, or a forced market exit.
Scored by Payout Partner and Two-Leg Regulatory Exposure · 18%
Execution failure (Strike Send Globally 6/10): you get a worse price, later, or nothing.
Scored by Corridor Proof and Payout Method · 25%

Not assessed by this ranking: Control failure, Liveness failure, Custody failure, Insolvency failure, Exit failure, Information failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: Delivered Value at USD 200 (35%), Recipient Burden (22%).

Lightning Payment Infrastructure

How you can lose money here, and what the ranking scores

Liveness failure (Strike 6/10): the operator stops, censors you or loses data.
Scored by Published availability and in-flight behaviour · 28%
Custody failure (Strike 4/10): whoever holds the assets loses or withholds them.
Scored by Custody of funds in flight · 26%
Exit failure (Strike 6/10): you cannot get out at par, on time, or with what is yours.
Scored by Exit: keys, channels and migration off the host · 22%

Every failure family that applies to this category is scored. Also scored, as cost, quality or a summary of several families: Liquidity supply and published cost per payment (24%).

Payment Gateways

How you can lose money here, and what the ranking scores

Custody failure: whoever holds the assets loses or withholds them.
Scored by Operating model · 18%
Execution failure: you get a worse price, later, or nothing.
Scored by Settlement posture · 24%

Not assessed by this ranking: Control failure, Liveness failure, Insolvency failure, Regulatory failure, Exit failure, Information failure. A high place says nothing about these; the Methodology tab says what each means.

Also scored, as cost, quality or a summary of several families: Region fit (22%), Integration path (20%), Coverage breadth (16%).