Provider at a glance
- Category
- Structured Products
- Entity
- All 2 SOFA.org products
- Official website
- sofa.org
Independent rankingchecked How it works
Details
Scored 82 out of 100 under methodology 2026.10.18, from the evidence read in September 2026.
SOFA.org (Earn and Surge)
Market-maker quoted structured notes
Structured Products
#1 Overall
Ranked #1 of 7 structured products in the published ranking
82
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
Is SOFA.org (Earn and Surge) right for you?
Right for you if these matter most
- Payoff defined in a readable contract9/10, the category best
- Counterparty backing the payoff9/10, the category best
- Fee embedded in the quote10/10, the category best
- Settlement and early exit terms8/10, the category best
Not yet tested for your country. Markets it lists: Global.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best structured product shows where it lands for you.
What will SOFA.org (Earn and Surge) cost you?
Not priced on this basis
- Your stake
- $32k
- Expected gross yield
- 5%
How safe is SOFA.org (Earn and Surge)?
- Evidence: verified4 of 4 criteria rest on quoted, sourced receipts. Read September 2026.
- LicenceMiCA (EU): no register record on file here.
Alternatives to SOFA.org (Earn and Surge)
Compare all 4- 2Idle Yield Tranches (Senior AA and Junior BB)12 points below · weaker on counterparty backing (6 against 9)70
- 3Ithaca Protocol13 points below · weaker on embedded fee disclosure (7 against 10)69
- 4Aevo PERPS+15 points below · weaker on counterparty backing (6 against 9)67
For your setup
Find out if SOFA.org (Earn and Surge) fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where SOFA.org (Earn and Surge) lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
- No account required
- Ranking-blind: no commercial input
- Personalised in under 60 seconds
Find my best structured productNothing is inferred from clicks, popularity or commercial value.
Why it leads
Why SOFA.org (Earn and Surge) ranks #1
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (29.0 here) sit inside the score; availability, friction, trust record and measured data add the rest. Best in this ranking on every criterion.
4 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
309+8.647.09#1/7Loading evidence…
289+8.066.09#1/7Loading evidence…
2410+7.687.010#1/7Loading evidence…
188+4.616.08#1/7Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
Margin+12over Idle Yield Tranches (Senior AA and Junior BB), #2
RobustnessHoldsacross a one-point change to each of its 4 criterion scores, the re-run scores 82 and stays #1
Evidence4 of 4 scored4 quoted, 4 with a source link
What would move the rank
Each line is the ranking run again with one of SOFA.org (Earn and Surge)’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
Payoff defined in a readable contract 9 → 2 on its ladder · Idle Yield Tranches (Senior AA and Junior BB) passes it−779#1 → #2
Counterparty backing the payoff 9 → 2 on its ladder · Idle Yield Tranches (Senior AA and Junior BB) passes it−780#1 → #2
Fee embedded in the quote 10 → 2 on its ladder · Idle Yield Tranches (Senior AA and Junior BB) passes it−880#1 → #2
Strengths
4 from the score dataWhere it leads
Best for readers who weight
- Payoff defined in a readable contract — 9/10, the category best
- Counterparty backing the payoff — 9/10, the category best
- Fee embedded in the quote — 10/10, the category best
- Settlement and early exit terms — 8/10, the category best
Tradeoffs
0 from the score dataWhere it trails
No scored criterion trails the category best by two points or more, so no tradeoff can be stated from the data.
Record watch-outs
- The 15% and 5% rates are not immutable, and the key that can change them is one key on all five chains. The FeeCollector bytecode contains setTradingFeeRate(uint256) (selector 1091f67c) and setSettlementFeeRate(uint256) (selector 589d0966), and owner() returns the same address 0xcC19E60c86c396929E76a6A488848C9596De22bD on Ethereum, Arbitrum, BNB Chain, Polygon and Sei. On 2026-09-28 that address still had no code on Arbitrum, BNB Chain, Polygon or Sei, but on Ethereum it carries an EIP-7702 delegation to 0x63c0c19a282a1b52b07dd5a65b58948a07dae32b (EIP7702StatelessDeleGator 1.3.0) and its nonce has risen from 2375 to 2497. It is still one key, with no multisig and no timelock in the path.
Competitive position
Where SOFA.org (Earn and Surge) leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#1 / 714.0 of 20 · constant here
Published criteria#1 / 721.7 of 30 · pool best
Friction#1 / 72.7 of 10 · constant here
Trust record#1 / 73.2 of 8 · constant here
Measured data#1 / 78.3 of 18 · constant here
Where SOFA.org (Earn and Surge) leads
- Payoff defined in a readable contract#1 / 7
- Counterparty backing the payoff#1 / 7
- Fee embedded in the quote#1 / 7
- Settlement and early exit terms#1 / 7
Where it trailsNo criterion in the bottom third of its pool.
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
Idle Yield Tranches (Senior AA and Junior BB)#2 of 7 · score 70 · 12.0 points behind
SOFA.org (Earn and Surge) leads on
- Payoff defined in a readable contract9 vs 7
- Counterparty backing the payoff9 vs 6
- Fee embedded in the quote10 vs 8
Idle Yield Tranches (Senior AA and Junior BB) leads onNo scored criterion
Largest single reason SOFA.org (Earn and Surge) is ahead: published criteria (+12.0 display points).Scenario cost: Idle Yield Tranches (Senior AA and Junior BB) has no verified pricing for this scenario.
Ithaca Protocol#3 of 7 · score 69 · 13.0 points behind
SOFA.org (Earn and Surge) leads on
- Payoff defined in a readable contract9 vs 7
- Counterparty backing the payoff9 vs 8
- Fee embedded in the quote10 vs 7
Ithaca Protocol leads onNo scored criterion
Largest single reason SOFA.org (Earn and Surge) is ahead: published criteria (+13.3 display points).Scenario cost: Ithaca Protocol has no verified pricing for this scenario.
Aevo PERPS+#4 of 7 · score 67 · 15.0 points behind
SOFA.org (Earn and Surge) leads on
- Payoff defined in a readable contract9 vs 7
- Counterparty backing the payoff9 vs 6
- Fee embedded in the quote10 vs 7
Aevo PERPS+ leads onNo scored criterion
Largest single reason SOFA.org (Earn and Surge) is ahead: published criteria (+14.6 display points).Scenario cost: Aevo PERPS+ has no verified pricing for this scenario.
Against #2
82 vs 70 · gap 12.0Why SOFA.org (Earn and Surge) ranks above Idle Yield Tranches (Senior AA and Junior BB)
DimensionThisIdle Yield Tranches (Senior AA and Junior BB)Gap share
Availability · 23% weight · constant here14.014.0same
Published criteria · 35% weight21.717.1+12.0, better
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here8.38.3same
Published criterionThisIdle Yield Tranches (Senior AA and Junior BB)Points
Payoff defined in a readable contract · w3097+1.92, better
Counterparty backing the payoff · w2896+2.69, better
Fee embedded in the quote · w24108+1.54, better
Net8270+12.0
Your scenario
SOFA.org (Earn and Surge) is not priced for this scenario
The operator's cut of the rewards your stake earns — not a fee on the stake itself. Gross yield is your assumption, not ours. Change an input and every figure recomputes from the published rate; the published rank does not move.
commission/yr · default scenario — set your own
Your stake · your input$32k
Expected gross yield · your input5%
Rate read from the provider’s published pricing ↗ on 28 September 2026.
commission/yrCost is stated as commission/yr in USD; it is never a yield, never annualised, and it does not enter the score.
Not priced on this basis
Under the default inputs · USDCategory medianNot priced0 of 7 rows priced
Cheapest pricedNone pricedDifference not stated · availability not applied — set your country to filter
7 of 7 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 28 September 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
4 of 4 cells scored
Score evidenceVerified4 of 4 criteria reconstruct from receipts
4 of 4 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…4 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
4/4 criteria scored, with 4 dated sources quoted.RobustnessHoldsrank #1 across every one-point re-run
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 28 September 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
Payoff defined in a readable contractstrength 9 · weight 30Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Counterparty backing the payoffstrength 9 · weight 28Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Fee embedded in the quotestrength 10 · weight 24Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Settlement and early exit termsstrength 8 · weight 18Report an error—28 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Insolvency failure (SOFA.org (Earn and Surge) 9/10): the firm or issuer that owes you cannot pay.Scored by Counterparty backing the payoff · 28%
- Exit failure (SOFA.org (Earn and Surge) 8/10): you cannot get out at par, on time, or with what is yours.Scored by Settlement and early exit terms · 18%
- Information failure (SOFA.org (Earn and Surge) 9/10): the number is wrong or bought, or your data leaks.Scored by Payoff defined in a readable contract · 30%
Not assessed by this ranking: Contract failure, Control failure, Custody failure, Regulatory failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: Fee embedded in the quote (24%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- "SOFA will collect 15% of the user's option premium as a base trading fee. Furthermore, in the event of a 'winning' payout occurring for the user, a further 5% settlement fee will be charged against the total Gross Upside Payout." (Protocol Fees page, docs.sofa.org/en/technical-design/fees.html, fetched 28 September 2026; wording unchanged since 7 August 2026.) The same page writes both fees into the buyer's payoff when the product is not knocked out: "Premium * (1 - 0.15 - 0.05)" plus "MM'sCollateral * (1 - 0.05)". On-chain read, not page text: eth_call on 28 September 2026 returned tradingFeeRate() = 150000000000000000 (15%) and settlementFeeRate() = 50000000000000000 (5%) on the Ethereum, Arbitrum and BNB Chain FeeCollectors and on the Polygon and Sei FeeCollectorSimple.SOFA.org (Earn and Surge) — official pricing page ↗ · 28 September 2026
- Prices published in
- USDSOFA.org (Earn and Surge) — official pricing page ↗ · 28 September 2026
- Licences held
- Not published
- Compliance level
- partial
- Regulatory note
- Not published
- Supported chains
- Ethereum, Arbitrum, BNB Chain, Polygon, Sei
- Markets served
- global
- Primary markets
- Not published
- Restricted markets
- Not published
- Operating limits
- Not published
- Availability note
- Not published
Legal entity on file: SOFA.org, placed in 2 products. Only confirmed entities are shown; nothing is inferred from the brand name.
If something goes wrong with SOFA.org (Earn and Surge): where to complain, and where to report a scam
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How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
9 methodology entries
- 28 September 2026Current verified snapshot · methodology 2026.10.18Score 82, #1 of 7. 4 of 4 criteria scored. History starts here; earlier values are not interpolated.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
- 16 September 2026
2026.09.15Dimension scores carry tenths, and eleven more categories are re-read from primary sources · platform-wide- changed Dimension scores resolve to tenths of a point (O-04b), and weightedTotal is rounded to six decimal places before the order is read. 518 published scores move across 107 categories that were not re-read; none of them moves by more than 4 points, and most move by 1.
- fixed 66 published scores change in the eleven re-read categories, against a verbatim source each. The largest moves are Reflexer RAI (−16), Beefy and Unrekt (−11), Aztec (−10) and Golem (+9) — all of them rows whose sources had moved since their last read.
- changed Published order moves in 38 of 119 categories and three #1s change: smart_contract_audits (Zellic → Certora) and travel_rule_compliance (Sumsub Travel Rule → CodeVASP) on the finer resolution, kyc_compliance (Veriff → Sumsub) on the re-read.
- added availabilitySource (O-04g): for a reader who states a country, a row whose availability in that country rests on a region tag its record gives no source for sorts below every sourced row. It is inert in every order published here, which states no country.
Methodology 2026.10.18, the same published run every visitor sees · receipt structured_products:sofa_org:2026.10.18:38f659af760f
Are you SOFA.org (Earn and Surge)? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.