Provider at a glance
- Category
- Options Vaults
- Entity
- All 2 SOFA.org products
- Official website
- sofa.org
Independent rankingchecked How it works
Details
Scored 79 out of 100 under methodology 2026.10.18, from the evidence read in September 2026.
SOFA.org (Earn and Surge)
RFQ-priced structured products
Options Vaults
#1 Overall
Ranked #1 of 8 options vaults in the published ranking
79
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
Is SOFA.org (Earn and Surge) right for you?
Right for you if these matter most
- Published cost to the depositor9/10, the category best
- Documented loss profile in a drawdown8/10; the category best is 9
- Audit and incident record8/10, the category best
Look elsewhere if these come first
- Verifiable per-vault track record3/10 here; Derive Vaults (Harvest and Safe Harvest, formerly Lyra) scores 9
Not yet tested for your country. Markets it lists: Global.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best options vault shows where it lands for you.
What will SOFA.org (Earn and Surge) cost you?
Not priced on this basis
- Your monthly volume
- $1k
How safe is SOFA.org (Earn and Surge)?
- Evidence: verified4 of 4 criteria rest on quoted, sourced receipts. Read September 2026.
- LicenceMiCA (EU): no register record on file here.
Alternatives to SOFA.org (Earn and Surge)
Compare all 4- 2Typus Finance DeFi Options VaultsLevel on score · stronger on verifiable track record (5 against 3)79
- 3Derive Vaults (Harvest and Safe Harvest, formerly Lyra)1 point below · stronger on verifiable track record (9 against 3)78
- 4Rysk (Rysk V12 and Rysk Premium)7 points below · stronger on documented drawdown risk (9 against 8)72
For your setup
Find out if SOFA.org (Earn and Surge) fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where SOFA.org (Earn and Surge) lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
- No account required
- Ranking-blind: no commercial input
- Personalised in under 60 seconds
Find my best options vaultNothing is inferred from clicks, popularity or commercial value.
Why it leads
Why SOFA.org (Earn and Surge) ranks #1
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (21.2 here) sit inside the score; availability, friction, trust record and measured data add the rest. Best in this ranking on 2 of 4.
4 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
323+3.073.09#4/8Loading evidence…
249+6.913.09#1/8Loading evidence…
228+5.636.09#2/8Loading evidence…
228+5.635.08#1/8Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
MarginLevelover Typus Finance DeFi Options Vaults, #2
RobustnessOne point from changingacross a one-point change to each of its 4 criterion scores, the re-run scores 77–80 and ranks #1–#3
Evidence4 of 4 scored4 quoted, 4 with a source link
What would move the rank
Each line is the ranking run again with one of SOFA.org (Earn and Surge)’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
Verifiable per-vault track record 3 → 2 on its ladder · Typus Finance DeFi Options Vaults passes it−177#1 → #3
Published cost to the depositor 9 → 8 on its ladder · Typus Finance DeFi Options Vaults passes it−178#1 → #3
Documented loss profile in a drawdown 8 → 7 on its ladder · Typus Finance DeFi Options Vaults passes it−178#1 → #3
Strengths
3 from the score dataWhere it leads
Best for readers who weight
- Published cost to the depositor — 9/10, the category best
- Documented loss profile in a drawdown — 8/10, category best 9/10
- Audit and incident record — 8/10, the category best
Tradeoffs
1 from the score dataWhere it trails
Not for readers who put first
- Verifiable per-vault track record — 3/10 against a category best of 9/10
Record watch-outs
- The 5% settlement fee is charged on the gross upside payout, so the winning scenario is the expensive one - the fee stack reaches 20% precisely when the structure pays. And the FAQ's "strong capital protection" language should not be read literally: SOFA is the settlement layer, the market maker sets the price, and the user carries the short-option outcome.
Competitive position
Where SOFA.org (Earn and Surge) leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#1 / 814.0 of 20 · constant here
Published criteria#1 / 815.9 of 30 · pool best
Friction#1 / 82.7 of 10 · constant here
Trust record#1 / 83.2 of 8 · constant here
Measured data#1 / 88.3 of 18 · constant here
Where SOFA.org (Earn and Surge) leads
- Published cost to the depositor#1 / 8
- Documented loss profile in a drawdown#2 / 8
- Audit and incident record#1 / 8
Where it trailsNo criterion in the bottom third of its pool.
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
Typus Finance DeFi Options Vaults#2 of 8 · score 79 · same score
SOFA.org (Earn and Surge) leads on
- Audit and incident record8 vs 5
Typus Finance DeFi Options Vaults leads on
- Verifiable per-vault track record5 vs 3
Scenario cost: Typus Finance DeFi Options Vaults has no verified pricing for this scenario.
Derive Vaults (Harvest and Safe Harvest, formerly Lyra)#3 of 8 · score 78 · 1.0 point behind
SOFA.org (Earn and Surge) leads on
- Published cost to the depositor9 vs 2
- Audit and incident record8 vs 6
Derive Vaults (Harvest and Safe Harvest, formerly Lyra) leads on
- Verifiable per-vault track record9 vs 3
Largest single reason SOFA.org (Earn and Surge) is ahead: published criteria (+1.0 display points).Scenario cost: Derive Vaults (Harvest and Safe Harvest, formerly Lyra) has no verified pricing for this scenario.
Rysk (Rysk V12 and Rysk Premium)#4 of 8 · score 72 · 7.0 points behind
SOFA.org (Earn and Surge) leads on
- Published cost to the depositor9 vs 5
- Audit and incident record8 vs 6
Rysk (Rysk V12 and Rysk Premium) leads on
- Documented loss profile in a drawdown9 vs 8
Largest single reason SOFA.org (Earn and Surge) is ahead: published criteria (+7.3 display points).Scenario cost: Rysk (Rysk V12 and Rysk Premium) has no verified pricing for this scenario.
Against #2
79 vs 79 · gap 0.0Why SOFA.org (Earn and Surge) ranks above Typus Finance DeFi Options Vaults
DimensionThisTypus Finance DeFi Options VaultsGap share
Availability · 23% weight · constant here14.014.0same
Published criteria · 35% weight15.915.9same
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here8.38.3same
Published criterionThisTypus Finance DeFi Options VaultsPoints
Verifiable per-vault track record · w3235−2.05, worse
Audit and incident record · w2285+2.11, better
Net79790
Your scenario
SOFA.org (Earn and Surge) is not priced for this scenario
Trading fee on your volume for a year. Excludes network gas and any withdrawal fee. Change an input and every figure recomputes from the published rate; the published rank does not move.
your cost/yr · default scenario — set your own
Your monthly volume · your input$1k
Rate read from the provider’s published pricing ↗ on 27 September 2026.
your cost/yrCost is stated as your cost/yr in USD; it is never a yield, never annualised, and it does not enter the score.
Not priced on this basis
Under the default inputs · USDCategory medianNot priced0 of 8 rows priced
Cheapest pricedNone pricedDifference not stated · availability not applied — set your country to filter
8 of 8 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 27 September 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
4 of 4 cells scored
Score evidenceVerified4 of 4 criteria reconstruct from receipts
4 of 4 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…4 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
4/4 criteria scored, with 4 dated sources quoted.RobustnessOne point from changingrank #1 to #3 across one-point re-runs
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 27 September 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
Verifiable per-vault track recordstrength 3 · weight 32Report an error—27 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Published cost to the depositorstrength 9 · weight 24Report an error—27 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Documented loss profile in a drawdownstrength 8 · weight 22Report an error—27 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.Audit and incident recordstrength 8 · weight 22Report an error—27 September 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Contract failure (SOFA.org (Earn and Surge) 8/10): the code holding the funds is exploited.Scored by Audit and incident record · 22%
- Information failure: the number is wrong or bought, or your data leaks.Scored by Verifiable per-vault track record · 32% (SOFA.org (Earn and Surge) 3/10)Scored by Documented loss profile in a drawdown · 22% (SOFA.org (Earn and Surge) 8/10)
Not assessed by this ranking: Control failure, Oracle failure, Regulatory failure, Execution failure, Exit failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: Published cost to the depositor (24%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- "SOFA will collect 15% of the user's option premium as a base trading fee. Furthermore, in the event of a 'winning' payout occurring for the user, a further 5% settlement fee will be charged against the total Gross Upside Payout." (Protocol Fees page, docs.sofa.org/technical-design/fees.html, fetched 27 September 2026; wording unchanged since 6 August 2026, preceded in the source by a money-bag emoji). The same page carries both fees in the payoff formulas. If knocked out: "Payoff_{inUSDT} = Notional_{Deposit} + AAVEInterest_{Actual} - Premium * (1 + 0.15)". If not knocked out: "Payoff_{inUSDT} = Notional_{Deposit} + AAVEInterest_{Actual} + Premium * (1 - 0.15 - 0.05) + MM'sCollateral * (1 - 0.05)". The 5% is charged on the gross upside, so the fee stack reaches 20% of premium plus 5% of the market maker's collateral in exactly the scenario where the structure pays.SOFA.org (Earn and Surge) — official pricing page ↗ · 27 September 2026
- Prices published in
- USDSOFA.org (Earn and Surge) — official pricing page ↗ · 27 September 2026
- Licences held
- Not published
- Compliance level
- partial
- Regulatory note
- Not published
- Supported chains
- Multi-chain
- Markets served
- global
- Primary markets
- Not published
- Restricted markets
- Not published
- Operating limits
- Not published
- Availability note
- Not published
Legal entity on file: SOFA.org, placed in 2 products. Only confirmed entities are shown; nothing is inferred from the brand name.
If something goes wrong with SOFA.org (Earn and Surge): where to complain, and where to report a scam
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How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
12 methodology entries
- 27 September 2026Current verified snapshot · methodology 2026.10.18Score 79, #1 of 8. 4 of 4 criteria scored. History starts here; earlier values are not interpolated.
- 15 October 2026
2026.10.10The live-data rule names the researched market measurements a criterion reads- changed The live-data rule names a second kind of figure a score reads: a researched, dated market measurement a criterion's ladder is built on, read again on the 45-day review. /methodology/live-data lists the 14 criteria that read one; no score, rank or order changes.
- changed A saved decision is checked again on the answers the reader saved. The drift check had merged a priority suggested by the market (price swings, gas) into those answers, so a market reading could move a saved decision's #1; the published ranking never read it.
- added On every build a test reads every criterion's published ladder: one that names a market quantity or a market-data source must be declared, and every scored row of a declared criterion must carry the source and the date its figure was read.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.7Forty-one more products are offered only where their own quoted terms serve- fixed 141 country exclusions on 31 rows, each the name of a country the row's own quoted terms exclude: for example Mercuryo Hungary, China, Pakistan, Bangladesh, Chile, Colombia and Morocco; Gemini Custody the United Kingdom, Australia and the EU after its wind-down; Backed xStocks the US, Canada, the UK, Australia, Nigeria, the Philippines and Venezuela.
- changed Thirteen rows list the only countries their terms serve: Coins.ph the Philippines, Spritz bill pay, Brex, Unchained, WisdomTree, Franklin BENJI and AnchorWatch the United States (with its territories for AnchorWatch), PRYPCO Mint the UAE, N26 crypto seven EU countries, Gemini Tokenized Stocks the EU, XNET the US, Canada and the UK, Coldbit Steel and MetaMask Card the countries they list.
- changed Published (no-country) orders do not move. Country results change: in India six categories each lose one row (bill pay, cards, off-ramps, P2P, seed backup, tokenised real estate), and bill pay there has no row confirmed available, so it shows the published order marked as such; country pages list 23 fewer rows (24,357 to 24,334). The grounding test now matches full country names in any case, which shows seven earlier exclusions were quoted all along: the named debt of unquoted exclusions falls from 40 to 33 pairs.
Methodology 2026.10.18, the same published run every visitor sees · receipt options_vaults:sofa:2026.10.18:38e3b91da2ad
Are you SOFA.org (Earn and Surge)? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.