Provider at a glance
- Category
- Key Recovery & Inheritance
- Entity
- Not verified
- Official website
- nunchuk.io
Independent rankingchecked How it works
Details
Scored 72 out of 100 under methodology 2026.10.18, from the evidence read in October 2026.
Nunchuk
Bitcoin collaborative-custody multisig app
Key Recovery & Inheritance
#2 Overall
Ranked #2 of 9 key recovery & inheritance in the published ranking
72
ChainChoice Score
The ChainChoice Score, shown against 100: published scores run from 41 to 99.- High evidence confidence
Is Nunchuk right for you?
Right for you if these matter most
- If this company is gone in twenty years, can the person I chose still move the coins?9/10; the category best is 10
Look elsewhere if these come first
- What actually makes the handover happen — code, a contract, or somebody's goodwill? And who can start it without me?7/10 here; Liana (Wizardsardine) scores 9
- If this fails, who is actually on the hook — and can I find their number in a register?4/10 here; Liana (Wizardsardine) scores 5
- What does this cost me every year until I die, and what happens to my heir if I stop paying?8/10 here; Liana (Wizardsardine) scores 10
Not yet tested for your country. Markets it lists: Global.
to test where you can use it.
The rank above is the published one, the same for every reader. Find my best key recovery & inheritance service shows where it lands for you.
What will Nunchuk cost you?
Not priced on this basis
- Transactions per year
- 1k
How safe is Nunchuk?
- Evidence: verified4 of 4 criteria rest on quoted, sourced receipts. Read October 2026.
- LicenceMiCA (EU): no register record on file here.
Alternatives to Nunchuk
Compare all 4- 1Liana (Wizardsardine)9 points above · stronger on trigger enforcement and wrongful release (9 against 7)81
- 3Casa9 points below · stronger on who is on the hook (5 against 4)63
- 4Vault12 Guard12 points below · stronger on who is on the hook (5 against 4)60
For your setup
Find out if Nunchuk fits you
The rank above is the published one — the same for every visitor. Answer the category's questions and this section shows where Nunchuk lands for you, which criteria your answers weight up, and which stated needs the record does or does not meet. The published rank stays beside it.
- A few questions
- No account required
- Ranking-blind: no commercial input
- Personalised in under 60 seconds
Find my best key recovery & inheritance serviceNothing is inferred from clicks, popularity or commercial value.
Why this rank
Why Nunchuk ranks #2
Each strength is read from evidence on a 0–10 ladder and weighted as the published methodology states. The 32 objective points these produce (22.7 here) sit inside the score; availability, friction, trust record and measured data add the rest.
4 published criteria · Σ weight 100
CriterionWeightStrength · 0–10ScoreContrib.MedianBestRankEvidence
329+9.226.010#2/9Loading evidence…
287+6.275.09#2/9Loading evidence…
244+3.075.08#9/9Loading evidence…
168+4.107.010#2/9Loading evidence…
Hairline = best in this ranking · tick = its median · a missing bar is "not scored", never zero
Margin−9behind Liana (Wizardsardine), #1
RobustnessHoldsacross a one-point change to each of its 4 criterion scores, the re-run scores 70–74 and stays #2
Evidence4 of 4 scored4 quoted, 4 with a source link
What would move the rank
Each line is the ranking run again with one of Nunchuk’s criterion scores changed and every other value held: the smallest whole-point change on that criterion that moves its rank, and where the re-run puts it. Up to 4 climbs and 3 falls are listed, smallest change first. Nothing here is a forecast.
If this company is gone in twenty years, can the person I chose still move the coins? 9 → 4 on its ladder · Casa passes it−562#2 → #3
What actually makes the handover happen — code, a contract, or somebody's goodwill? And who can start it without me? 7 → 1 on its ladder · Casa passes it−662#2 → #3
Strengths
1 from the score dataWhere it leads
Best for readers who weight
- If this company is gone in twenty years, can the person I chose still move the coins? — 9/10, category best 10/10
Tradeoffs
3 from the score dataWhere it trails
Not for readers who put first
- What actually makes the handover happen — code, a contract, or somebody's goodwill? And who can start it without me? — 7/10 against a category best of 9/10
- If this fails, who is actually on the hook — and can I find their number in a register? — 4/10 against a category best of 8/10
- What does this cost me every year until I die, and what happens to my heir if I stop paying? — 8/10 against a category best of 10/10
Record watch-outs
- You pay $480/year once and then make a one-way choice the price page mentions only in a footnote: pick the Off-chain (Flexible) protocol and you have bought the opposite product - 'The timelock is enforced by our platform', your heir's inheritance key sits encrypted on Nunchuk's servers, and Nunchuk's Platform Key must co-sign the claim. Switching later is not a settings toggle: '** You will choose one inheritance protocol during setup. To change it later, funds must be migrated to a new wallet and network fees will apply.' The second sting is the release rule itself, which is honest but unforgiving: 'any person who presented the Magic Phrase, the Backup Password and passed the authentication process will be deemed the Qualified Person and we will grant access to your wallet' - there is no identity check, no notification-and-cancel window and no contest procedure, so once the Activation Date passes, whoever holds the two secrets is your heir whether you meant them to be or not.
Competitive position
Where Nunchuk leads and where it trails
Rank on every objective dimension among the rows scored on it. A criterion in the top third of its pool is listed as a lead, the bottom third as a trail; the middle is neither. Popularity, size and commercial terms are not dimensions.
Availability#1 / 914.0 of 20 · pool best
Published criteria#2 / 917.0 of 30 · best 20.4
Friction#1 / 92.7 of 10 · constant here
Trust record#1 / 93.2 of 8 · constant here
Measured data#1 / 98.3 of 18 · constant here
Where Nunchuk leads
- If this company is gone in twenty years, can the person I chose still move the coins?#2 / 9
- What actually makes the handover happen — code, a contract, or somebody's goodwill? And who can start it without me?#2 / 9
- What does this cost me every year until I die, and what happens to my heir if I stop paying?#2 / 9
Where it trails
- If this fails, who is actually on the hook — and can I find their number in a register?#9 / 9
Closest alternatives
The 3 nearest rows by score
Nearest by published score in either direction. Each card states the criteria on which the two rows differ and the cost difference under the same scenario inputs; the compare arithmetic below shows why the higher one ranks higher.
Liana (Wizardsardine)#1 of 9 · score 81 · 9.0 points ahead
Nunchuk leads onNo scored criterion
Liana (Wizardsardine) leads on
- If this company is gone in twenty years, can the person I chose still move the coins?10 vs 9
- What actually makes the handover happen — code, a contract, or somebody's goodwill? And who can start it without me?9 vs 7
- If this fails, who is actually on the hook — and can I find their number in a register?5 vs 4
Largest single reason Liana (Wizardsardine) is ahead: published criteria (+8.8 display points).Scenario cost: Liana (Wizardsardine) has no verified pricing for this scenario.
Casa#3 of 9 · score 63 · 9.0 points behind
Nunchuk leads on
- If this company is gone in twenty years, can the person I chose still move the coins?9 vs 6
- What actually makes the handover happen — code, a contract, or somebody's goodwill? And who can start it without me?7 vs 5
- What does this cost me every year until I die, and what happens to my heir if I stop paying?8 vs 7
Casa leads on
- If this fails, who is actually on the hook — and can I find their number in a register?5 vs 4
Largest single reason Nunchuk is ahead: published criteria (+9.1 display points).Scenario cost: Casa has no verified pricing for this scenario.
Vault12 Guard#4 of 9 · score 60 · 12.0 points behind
Nunchuk leads on
- If this company is gone in twenty years, can the person I chose still move the coins?9 vs 5
- What actually makes the handover happen — code, a contract, or somebody's goodwill? And who can start it without me?7 vs 5
- What does this cost me every year until I die, and what happens to my heir if I stop paying?8 vs 6
Vault12 Guard leads on
- If this fails, who is actually on the hook — and can I find their number in a register?5 vs 4
Largest single reason Nunchuk is ahead: published criteria (+12.0 display points).Scenario cost: Vault12 Guard has no verified pricing for this scenario.
Against the leader
81 vs 72 · gap 9.0Why Liana (Wizardsardine) ranks above Nunchuk
The compare workspace's arithmetic applied to these two rows. Each dimension's share of the gap is its weight × the difference, on the displayed scale — it reproduces the displayed gap of 9.0 to within rounding.
DimensionThisLiana (Wizardsardine)Gap share
Availability · 23% weight14.014.0same
Published criteria · 35% weight17.020.4−8.8, worse
Friction · 12% weight · constant here2.72.7same
Trust record · 9% weight · constant here3.23.2same
Measured data · 21% weight · constant here8.38.3same
Published criterionThisLiana (Wizardsardine)Points
If this company is gone in twenty years, can the person I chose still move the coins? · w32910−1.02, worse
What actually makes the handover happen — code, a contract, or somebody's goodwill? And who can start it without me? · w2879−1.79, worse
If this fails, who is actually on the hook — and can I find their number in a register? · w2445−0.77, worse
What does this cost me every year until I die, and what happens to my heir if I stop paying? · w16810−1.02, worse
Net7281−9.0
Your scenario
Nunchuk is not priced for this scenario
The cheapest published tier that covers your usage. List price before any discount; add-ons priced separately are excluded. Change an input and every figure recomputes from the published rate; the published rank does not move.
your cost/yr · default scenario — set your own
Transactions per year · your input1k
Rate read from the provider’s published pricing ↗ on 28 October 2026.
your cost/yrCost is stated as your cost/yr in USD; it is never a yield, never annualised, and it does not enter the score.
Not priced on this basis
Under the default inputs · USDCategory medianNot priced0 of 9 rows priced
Cheapest pricedNone pricedDifference not stated · availability not applied — set your country to filter
9 of 9 rows in this ranking have no verified rate for this scenario and are absent from the median, not counted as free.
Evidence
Evidence read 28 October 2026
One row per published criterion: the page each strength was read from, its source type by domain, the reading date and whether the file and the published table agree. Open a row for the quote and the receipt.
4 of 4 cells scored
Score evidenceVerified4 of 4 criteria reconstruct from receipts
4 of 4 criteria reconstruct from a quoted, sourced receipt equal to the published strength.Public receiptsReading…4 quoted with a source URL
The receipt file has not been read yet.Evidence confidenceHighcoverage and corroboration, never freshness
4/4 criteria scored, with 4 dated sources quoted.RobustnessHoldsrank #2 across every one-point re-run
Whether the position holds when one criterion score is changed by one point and the ranking is run again. It is always a re-run of the ranking, never an estimate.The newest evidence read on the platform is 3 November 2026; this category's reading is older. The scores stand as read on 28 October 2026.
Reading the evidence ledger…
CriterionSourceTypeReadFreshnessStatusReceipt
If this company is gone in twenty years, can the person I chose still move the coins?strength 9 · weight 32Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.What actually makes the handover happen — code, a contract, or somebody's goodwill? And who can start it without me?strength 7 · weight 28Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.If this fails, who is actually on the hook — and can I find their number in a register?strength 4 · weight 24Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.What does this cost me every year until I die, and what happens to my heir if I stop paying?strength 8 · weight 16Report an error—28 October 2026*
Unknown
No reading date is recorded for this cell or its category.No receipt
A strength is published but no quote or source page is on file for it.How you can lose money here, and what the ranking scores
- Control failure (Nunchuk 7/10): a key or vote changes the rules, freezes or mints.Scored by What actually makes the handover happen — code, a contract, or somebody's goodwill? And who can start it without me? · 28%
- Execution failure (Nunchuk 4/10): you get a worse price, later, or nothing.Scored by If this fails, who is actually on the hook — and can I find their number in a register? · 24%
- Exit failure (Nunchuk 9/10): you cannot get out at par, on time, or with what is yours.Scored by If this company is gone in twenty years, can the person I chose still move the coins? · 32%
Not assessed by this ranking: Custody failure, Key failure, Information failure. A high place says nothing about these; the Methodology tab says what each means. Also scored, as cost, quality or a summary of several families: What does this cost me every year until I die, and what happens to my heir if I stop paying? (16%).
Facts
facts, not scoresWhat the record publishes
- Pricing
- Read on https://
nunchuk .io /individuals on 2026-09-28: "honey badger" "480 / year" — "Our flagship inheritance package. Choose between maximum autonomy (on-chain timelock) or assisted flexibility (off-chain timelock). No KYC required." Sibling tiers on the same page: "Free" "0"; "Iron hand" "120 / year"; "Honey badger premier" with the button "Subscribe ($2100/year)". The page never prints a currency code: 480 and 120 render beside an unlabelled glyph, and USD is inferred from the Premier button. Mandatory extras on the same page: "Total keys required: Three hardware keys (one inheritance key and two regular keys)." and "* Hardware keys purchased separately. See compatible devices below." Lapse cost, https:// nunchuk .io /howtoclaim (28 September 2026): "If the original subscription has expired, a maintenance fee of 0.3% (of the wallet balance) will apply." The Terms (https:// nunchuk .io /terms, s10) state a different figure, "if your subscription has expired for more than three years, we will charge a maintenance fee of [0.1%]", and a pre-claim "Security Deposit" with no published amount.Nunchuk — official pricing page ↗ · 28 October 2026 - Prices published in
- USDNunchuk — official pricing page ↗ · 28 October 2026
- Licences held
- Not published
- Compliance level
- partial
- Regulatory note
- ENFORCEMENT LOCATION (first half) - THE 7-8 BAND, CONFIRMED IN THE VENDOR'S OWN WORDS. https://
nunchuk .io /inheritance, section 'WHAT'S YOURS STAYS YOURS', read 2026-08-17: 'We can't move your bitcoin. We hold only one key in your wallet, adding security while never having access on our own.' - Supported chains
- Bitcoin
- Markets served
- global
- Primary markets
- Not published
- Restricted markets
- Not published
- Operating limits
- Not published
- Availability note
- NO MARKET RESTRICTION AND, UNUSUALLY, NO SANCTIONS REPRESENTATION EITHER. Affirmative global claim on https://
nunchuk .io /inheritance: 'GLOBAL AVAILABILITY / Nunchuk's inheritance plan is completely digital and available to everyone around the world. Just like how Bitcoin is meant to be.' The eligibility clause at https:// nunchuk .io /terms section 3 is age- and capacity-based only ('You must be at least 18 years old, with full legal capacity and authority to enter into these Terms of Service') and pushes compliance onto the user: 'You are solely responsible for ensuring that (i) these Terms of Service are in compliance with all laws, rules and regulations applicable to you'. It reserves discretion - 'We may, in our sole discretion, refuse to offer the Services to any person or entity and change its eligibility criteria at any time' - but names no country, no blocked list and no OFAC/sanctions/embargo representation at all ('sanction', 'embargo', 'OFAC', 'residents of' return zero hits in the ToS body, 17 August 2026). So: this is NOT a regional footprint restriction, and it is not even the standard OFAC eligibility boilerplate most crypto ToS carry - the clause is simply absent. Onboarding imposes no KYC gate to restrict by geography: 'Strictly no KYC' (https:// nunchuk .io /) and 'You may use the Services anonymously, where no email information is collected' (ToS section 4). Payment rails (Stripe price IDs are embedded in the pricing payload) and hardware shipping from third-party vendors are the practical constraints, not Nunchuk's terms. - CCSS level
- Not on the register as read 15 October 2026 (absent from that page, not a finding that no audit exists)C4 completed CCSS audits register ↗ · 15 October 2026
No confirmed legal entity is on file for this record. Nothing is inferred from the brand name.
If something goes wrong with Nunchuk: where to complain, and where to report a scam
Loading the routes for your country.
How this page is reviewed
Reviewed means this product in this category was read against its sources on or after that date; every ranked category is re-read at least every 45 days. Models research, extract and parse. A deterministic engine ranks. Every quote passes an adversarial refute pass.
Accountable for this review: Mathias Siemonsmeier, Founder.
How we review · Review calendar · Corrections log · How we make money
History
What the record carries
Changes to published ranks are recorded in a ledger; every step and its cause is listed on the rank-history page. The entries below begin with the current verified snapshot, then the methodology versions whose changes applied to this category, newest first.
10 methodology entries
- 28 October 2026Current verified snapshot · methodology 2026.10.18Score 72, #2 of 9. 4 of 4 criteria scored. History starts here; earlier values are not interpolated.
- 10 October 2026
2026.10.8When nothing serves your country, the list shown for reference is the published ranking · platform-wide- fixed The reference list shown when nothing serves your country is the published order with the published scores, and a build check now fails any such list out of that order or with a score the ranking does not publish.
- fixed The explorer prints an overall rank only for a row the published ranking holds; a country entrant such as Coinbase Commerce for US merchants shows no overall rank.
- changed Published orders do not move. Country results change only where nothing serves the country: in India bill pay keeps Bitcoin Well first and now shows Strike second, as published; 35 such runs across all categories and countries now match the published list exactly.
- 10 October 2026
2026.10.7Forty-one more products are offered only where their own quoted terms serve- fixed 141 country exclusions on 31 rows, each the name of a country the row's own quoted terms exclude: for example Mercuryo Hungary, China, Pakistan, Bangladesh, Chile, Colombia and Morocco; Gemini Custody the United Kingdom, Australia and the EU after its wind-down; Backed xStocks the US, Canada, the UK, Australia, Nigeria, the Philippines and Venezuela.
- changed Thirteen rows list the only countries their terms serve: Coins.ph the Philippines, Spritz bill pay, Brex, Unchained, WisdomTree, Franklin BENJI and AnchorWatch the United States (with its territories for AnchorWatch), PRYPCO Mint the UAE, N26 crypto seven EU countries, Gemini Tokenized Stocks the EU, XNET the US, Canada and the UK, Coldbit Steel and MetaMask Card the countries they list.
- changed Published (no-country) orders do not move. Country results change: in India six categories each lose one row (bill pay, cards, off-ramps, P2P, seed backup, tokenised real estate), and bill pay there has no row confirmed available, so it shows the published order marked as such; country pages list 23 fewer rows (24,357 to 24,334). The grounding test now matches full country names in any case, which shows seven earlier exclusions were quoted all along: the named debt of unquoted exclusions falls from 40 to 33 pairs.
- 10 October 2026
2026.10.6A criterion you require re-scores the rows that meet it · platform-wide- changed The explorer sends each criterion you require, at any band, as fit_required with your other answers; region, licence, chain and fact filters stay filters. On /best, a required criterion joins For you as a marked preference does, which needs your country; Overall stays the published ranking, filtered.
- added Every published criterion has a golden case as the explorer sends it (require:<criterion>), so the order a requirement gives is replayed and gated as the published order is, and a change to it needs an entry here.
Methodology 2026.10.18, the same published run every visitor sees · receipt key_recovery:nunchuk:2026.10.18:9e23226e3510
Are you Nunchuk? Reply to this verdict, or send evidence, ask for a correction or claim the listing. Every message gets a public ticket number; none of it changes a rank unless a public page or a signed statement supports it.