Is Aave MiCA-licensed?
The Aave protocol is decentralised and falls outside MiCA's CASP scope under the same rationale as Uniswap. Aave Labs' fiat ramp is a separate service: Push Virtual Assets Ireland Limited ("Aave Push") holds a MiCA CASP authorisation from the Central Bank of Ireland (12 November 2025, ESMA interim register).
Is Aave MiCA-licensed?
Aave does not require MiCA authorisation. Checked against ESMA's interim MiCA register, read 10 November 2026. The Aave protocol is decentralised and falls outside MiCA's CASP scope under the same rationale as Uniswap.
License details
Structured data from the MiCA register cross-reference. Updates trigger a new methodology revision and a fresh signed receipt.
What this means for retail users
Aave does not require MiCA authorisation because it does not perform crypto-asset service provider activities. MiCA applies to entities that custody, trade, or facilitate crypto-asset services for clients — not to hardware-wallet manufacturers, tax-reporting software, or fully decentralised protocols.
On-chain lending and borrowing protocol. EU retail users can use Aave without MiCA-status concerns, but national consumer-protection, tax, and other relevant laws still apply per jurisdiction.