Staking Yield Calculator
Compare staking returns across platforms with projected earnings.
Staking Rewards Calculator
See how much you could earn by staking your crypto. Compare 11 coins and 50+ providers side by side.
💡 New to staking? Here's how it works
Staking means locking up your crypto to help secure a blockchain network. In return, you earn rewards — similar to earning interest in a savings account.
Annual rate (APR) is the yearly percentage you earn before any fees. A 6% APR on 100 coins means ~6 extra coins per year.
Commission is the fee the staking provider takes from your rewards. If the network pays 6% and the provider takes 10% commission, you keep 5.4%.
Liquid staking gives you a token representing your staked coins. You can use or sell this token without waiting to unstake.
Ethereum Staking Options
Ranked by how much you'd earn. Hover type badges for explanations.
Lending & Borrowing
Earn interest by lending your crypto, or borrow against it.
| Platform | Type | Earn (Supply) | Borrow Cost | Note |
|---|---|---|---|---|
| Venus | CeFi | Up to 16% | Variable | Part of interest income withdrawn from the protocol, i.e., not distributed to suppliers. |
| Spark | CeFi | Up to 16% | Variable | At the current SSR of ~3.54% APR, this lands the borrow rate at the kink near 4.54% and the supply APY at the kink near 4.00% (≈ SSR + 46 bps). |
| Morpho | CeFi | Up to 16% | Variable | Supports both a performance fee (up to 50% on yield) and a management fee (up to 5% on total assets). |
| Euler V2 | CeFi | Up to 16% | Variable | Euler does not currently charge protocol fees. In April 2026, Fee Flow was turned off and Euler protocol fees were set to 0% across live and future deployments. The DAO can reintroduce protocol fees through future governance. ... Curators and vault governors can still configure vault-level fees where supported by the vault. For EVK vaults, the interestFee parameter can allocate a portion of borrower interest to the configured fee receiver. |
| Kamino Lend | CeFi | Up to 16% | Variable | There are no deposit fees, withdrawal fees, or origination fees on Kamino Borrow. |
| Compound | CeFi | Up to 16% | Variable | "Users with a positive balance of the base asset earn interest, denominated in the base asset, based on a supply rate model; users with a negative balance pay interest based on a borrow rate model. These are separate interest rate models, and set by governance. The supply and borrow interest rates are a function of the utilization rate of the base asset. Each model includes a utilization rate “kink” - above this point the interest rate increases more rapidly." (https://docs.compound.finance/interest-rates/, re-loaded 2026-08-17). There is no subscription, listing or curator performance fee. The protocol's own take is the spread between the two curves: "Reserves are generated in two ways: the difference in interest paid by borrowers, and earned by suppliers of the base asset, accrue as reserves into the protocol." (https://docs.compound.finance/liquidation/). CORRECTION TO THE DRAFT: the draft asserted that no Compound page publishes that spread or the per-market kink and slope values as numbers. That is false as of 2026-08-05. Compound's own governance forum publishes both. https://www.comp.xyz/t/ethereum-weth-comet-borrow-rate-irm-updates/7999 (Gauntlet, 2026-08-05) prints all eight parameters of the Ethereum WETH Comet with current and proposed values — borrow_per_year_interest_rate_base 0.01 → 0.015, borrow_per_year_interest_rate_slope_low 0.011111 → 0.005556, borrow_kink 0.90, borrow_per_year_interest_rate_slope_high 0.3, supply_per_year_interest_rate_base 0.0, supply_per_year_interest_rate_slope_low 0.02, supply_kink 0.90, supply_per_year_interest_rate_slope_high 0.27 — and prints the protocol's take as a figure: "IRF at kink | 0.00% | 0.00% (unchanged)" and "IRF at 100% utilization | 10.00%". It states why there is no fee line to quote: "Compound v3 has no reserve factor parameter, so the equivalent quantity has to be implied from the relationship between the two curves", restated at https://www.comp.xyz/t/accelerating-deprecation-zeroing-supply-rates-on-deprecated-comets/7997 (2026-08-04) as "There is no reserve factor parameter in v3, so directing all borrower interest to reserves is accomplished by flattening the supply side of the curve rather than by adjusting a split." Live per-market APYs remain on-chain only; app.compound.finance is a client-rendered SPA that serves no readable rate to a fetch, so no APY is quoted. |
| Fluid (Instadapp) | CeFi | Up to 16% | Variable | **Most Advanced Liquidation:** Fluid boasts the most advanced liquidation mechanisms, with penalties as low as 0.1%. Advanced 'slot based' liquidation enables the most gas efficient method for liquidating up to thousands of positions. The gas costs are so low that even traders can indirectly liquidate positions at no cost. |
| Aave | CeFi | Up to 16% | Variable | Aave's own docs publish the rate MECHANISM but not one live number. https://aave.com/docs/aave-v3/smart-contracts/interest-rate-strategy (re-fetched 2026-08-17): "Implements the calculation of the interest rates depending on the reserve state. The model of interest rate is based on two slopes, one before the `OPTIMAL_USAGE_RATIO` point of usage and another from that point to 100%." The page titled "Aave Protocol Parameter Dashboard" at https://aave.com/docs/resources/parameters (re-fetched 2026-08-17) contains NO parameter values at all — its entire body is the note "Integrate live data into JavaScript project with the [Aave Utilities](https://github.com/aave/aave-utilities) SDK and [Aave Address Book](https://github.com/bgd-labs/aave-address-book) registry." Actual numbers are published per-change on the governance forum: https://governance.aave.com/t/risk-stewards-irm-changes-on-aave-v3-monad-2026-08-13/25475 (LlamaRisk, topic created 2026-08-13T20:37Z, re-fetched 2026-08-17) states "Increase optimal utilization for USDC from 90.00% to 92.00% and reduce Slope2 from 40.00% to 20.00%" and "Current utilization is 89.9%, with the borrow APR declining from 4.00% to 3.91% under the proposed curve." The bound on who may move it is published as a numeric mandate at https://governance.aave.com/t/arfc-risk-steward-parameter-updates-phase-3/21135 (ACI, created 2025-02-18, re-fetched 2026-08-17): "Slope 2: 20% absolute change with 3 days minimum delay", "Optimal Point (Kink): 3% absolute change with 3 days minimum delay", "Base Variable Borrow Rate: 1% absolute change with 3 days minimum delay" (these read character-exact against the RENDERED page; the Discourse raw markdown wraps each label in ** bold markers). Borrow APR is not a quotable price: it reprices every block off utilisation. |
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Earnings are estimates based on current network rates and provider fees — actual returns will vary. Staking involves risk: your coins may be locked for a period, and penalties can occur in rare cases. Prices from CoinGecko (live). Not financial advice — for informational purposes only. Always verify details with the provider before staking.