Is crypto legal in France?
Complete guide to crypto legal status in France as of 2026-05-09. Regulator, licensing requirements, allowed activities, and recent changes — sourced from AMF directly.
Is crypto legal in France?
Yes. France regulates crypto-asset service providers under MiCA (EU Regulation 2023/1114), enforced from 2024-12-30. AMF supervises CASPs serving France residents; only MiCA-authorised providers may serve retail. Verify any platform's licensing status with AMF before transacting.
Is it legal to buy and hold crypto in France?
Yes. France permits residents to buy, hold, and sell cryptocurrency through MiCA-licensed platforms. There is no blanket ban on crypto ownership. MiCA (EU Regulation 2023/1114), enforced since 2024-12-30, sets the regulatory floor; AMF oversees crypto-asset service providers (CASPs) operating in France.
Which crypto exchanges are legally licensed in France?
Any exchange holding a MiCA CASP authorisation in any EU member state can passport into France. Major MiCA-licensed platforms include Coinbase Europe, Kraken (via Payward Europe), Bitvavo, and Bitstamp. The official register: https://www.amf-france.org/en/professionals/digital-asset-service-providers
Can I use international platforms like Binance or KuCoin from France?
It depends on each platform's MiCA licensing status. Binance is restructuring its EU operations under MiCA (Binance France, Binance Spain, etc. as separate entities). KuCoin and other platforms not yet MiCA-licensed face restrictions on serving France residents — verify availability before depositing.
Are crypto-to-fiat withdrawals legal in France?
Yes. Licensed platforms in France support fiat withdrawals via SEPA / SEPA Instant. Withdrawal limits and KYC tiers vary by platform; large withdrawals (typically >€10,000 equivalent) may trigger enhanced due-diligence procedures under AML rules.
Is mining cryptocurrency legal in France?
Crypto mining is legal in France for individuals. MiCA does not regulate proof-of-work mining itself — it focuses on service providers and stablecoin issuance. Income from mining is taxable as discussed in our France tax guide.
What about DeFi (Aave, Uniswap, Lido) in France?
MiCA explicitly excludes "fully decentralised" DeFi protocols from CASP licensing requirements. However, the line between "fully decentralised" and "MiCA-regulated" is being defined case-by-case. France residents can interact with established DeFi protocols, but custody, tax reporting, and dispute resolution remain the user's responsibility.
What recent regulatory changes affect crypto users in France?
Flat 30% capital gains rate for occasional sellers — predictable, but record-keeping on every disposal is required. Stay current via the AMF website (https://www.amf-france.org/en) — regulatory positions on staking, lending, and DeFi continue to evolve.
No AMF regulatory updates affecting this guide in the last 90 days
AMF actions and licensing register changes are monitored continuously. When a relevant update lands, it appears here within hours with a citation. See how drift monitoring works.
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