{"license":"CC-BY-4.0","licenseUrl":"https://creativecommons.org/licenses/by/4.0/","attribution":"ChainChoice (https://chainchoice.io)","category":"simple_buy","evidenceReadAt":"2026-10-28","generatedAt":"2026-11-12","criteria":[{"id":"allInCost","label":"All-in cost of the purchase","weight":32},{"id":"withdrawal","label":"Withdrawal to self-custody","weight":26},{"id":"access","label":"Availability & onboarding friction","weight":22},{"id":"trust","label":"Custody & regulatory posture","weight":20}],"providers":{"cash-app-bitcoin":{"allInCost":{"s":5,"q":"$1-499 0% 2.0% 1.0-2.5% $500-$999 0% 1.5% 1.0-2.5% $1000-$1999 0% 0.9% 1.0-2.5% $2000+ 0% 0% 1.0-2.5% | Depending on market conditions, the spread may be anywhere between 0% and 0.75%.","u":"https://cash.app/bitcoin/fees","d":"2026-11-03"},"withdrawal":{"s":9,"q":"There are no fees to withdraw bitcoin at standard speeds with Cash App. Standard withdrawals complete in 24 hours or less (minimum withdrawal of ₿100,000).","u":"https://cash.app/bitcoin/fees","d":"2026-11-03"},"access":{"s":3,"q":"To register for a Virtual Currency Account you must: (a) have an Account, (b) be an individual person, not an entity, using the Virtual Currency Services for personal use, (c) be a resident of the United States, (d) be at least 18 years, and the age of majority in your State of residence, or older…","u":"https://cash.app/legal/us/en-us/tos","d":"2026-11-03"},"trust":{"s":2,"q":"Bitcoin services provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services.","u":"https://cash.app/bitcoin/fees","d":"2026-11-03"}},"strike":{"allInCost":{"s":7,"q":"Monthly level Fee ≤$4,999.99 0.89% $5,000 - $49,999.99 0.79% $50,000 - $499,999.99 0.69% $500,000 - $4,999,999.99 0.59% $5,000,000 - $14,999,999.99 0.39% ≥$15,000,000 0.25% | Strike targets an all-in spread of 0.22% | The actual spread on any given purchase or sale may be higher or lower","u":"https://strike.me/us/en/support/what-are-the-trading-fees/","d":"2026-11-03"},"withdrawal":{"s":8,"q":"To withdraw bitcoin from your available balance to an external wallet, send it on-chain or over Lightning | Strike broadcasts the transaction within 24 hours of reaching the threshold, with no fees","u":"https://strike.me/us/en/support/how-do-i-withdraw-bitcoin/","d":"2026-11-03"},"access":{"s":9,"q":"Strike is available for individuals and businesses in 98 countries:","u":"https://strike.me/us/en/support/where-is-strike-available/","d":"2026-11-03"},"trust":{"s":6,"q":"Strike holds your bitcoin in full reserve, with most of it in multi-signature vaults in cold storage. | Strike is licensed to engage in virtual currency business activity by the New York State Department of Financial Services.","u":"https://strike.me/us/en/support/how-are-my-assets-held/","d":"2026-11-03"}},"river":{"allInCost":{"s":7,"q":"Up to $1,000,000 | 1.00% | River will charge a minimum of $0.01 when fees apply.","u":"https://support.river.com/hc/en-us/articles/50055900679315-What-are-River-s-fees","d":"2026-11-03"},"withdrawal":{"s":8,"q":"Free sends incur no fees, and each River client has one free send per month. Your free send will be available on the first of every month.","u":"https://support.river.com/hc/en-us/articles/45801155517843-Can-I-choose-my-transaction-fees-when-sending-bitcoin","d":"2026-11-03"},"access":{"s":2,"q":"You must be a citizen or permanent legal resident of the United States and have a Social Security Number or Taxpayer ID. You must reside in a state or jurisdiction in which we operate. | successfully complete the identity verification process described below","u":"https://river.com/legal/terms","d":"2026-11-03"},"trust":{"s":9,"q":"River proves that we hold 100% of bitcoin deposits in full reserve. | October 06, 2026 33,404.73460549 BTC 33,332.42473254 BTC >100%","u":"https://river.com/reserves","d":"2026-11-03"}},"robinhood-crypto":{"allInCost":{"s":7,"q":"If you place a $100 buy order and the buy spread is 0.96%, Robinhood Crypto will receive $0.95 of the $0.96 buy spread.","u":"https://robinhood.com/us/en/support/articles/crypto-order-routing/","d":"2026-11-03"},"withdrawal":{"s":3,"q":"it may take up to 5 business days to review your info and enable crypto transfers with Robinhood. | Robinhood doesn't get any of the network fee—100% of that fee is collected by the crypto network that facilitates the transfer.","u":"https://robinhood.com/us/en/support/articles/crypto-transfers/","d":"2026-11-03"},"access":{"s":3,"q":"Robinhood Crypto transfers are currently available in every US state. Transfers are also available in the US Virgin Islands, Puerto Rico, and the District of Columbia.","u":"https://robinhood.com/us/en/support/articles/crypto-transfers/","d":"2026-11-03"},"trust":{"s":3,"q":"a $3.9 million settlement with cryptocurrency trading platform Robinhood Crypto, LLC (Robinhood), for failing to allow customers to withdraw their cryptocurrency from their Robinhood accounts from 2018 to 2022, and for failing to fully disclose aspects of its trading and order handling arrangements.","u":"https://oag.ca.gov/news/press-releases/attorney-general-bonta-secures-39-million-settlement-cryptocurrency-company","d":"2026-11-03"}},"bitpanda-buy":{"allInCost":{"s":5,"q":"The following fees are calculated based on a firm quote as provided by Bitpanda. | Stablecoins Bitcoin, VSN Other Crypto Assets Other Crypto Assets with Market Capitalisation below EUR 100,000,000 and Bitpanda Spotlight-Assets 0.99% (EURCV 0%) 0.99% 1.49% 2.49%","u":"https://cdn.bitpanda.com/terms-and-conditions/cost-transparency-crypto-bitpanda-en-latest.pdf","d":"2026-11-03"},"withdrawal":{"s":4,"q":"Blockchain fees are neither determined nor retained by Bitpanda.","u":"https://cdn.bitpanda.com/terms-and-conditions/cost-transparency-crypto-bitpanda-en-latest.pdf","d":"2026-11-03"},"access":{"s":7,"q":"Bitpanda is available in over 40 countries across Europe and beyond.","u":"https://support.bitpanda.com/hc/en-us/articles/360013898239-Countries-supported-for-verification","d":"2026-11-03"},"trust":{"s":6,"q":"Licensed by the FMA (Austria) and BaFin (Germany). MiCAR compliant across the EU | Funds secured in offline wallets.","u":"https://www.bitpanda.com/en","d":"2026-11-03"}},"relai":{"allInCost":{"s":5,"q":"EUR 50.00 - 99,999.99 (per transaction): 1.00% service fee, EUR 100,000.00 - 199,999.99: 0.90% service fee, EUR 200,000.00 - 299,999.99: 0.85% service fee | Relai applies its own margin and service fee, applied uniformly to all Clients for equivalent order sizes and channels | Credit card…","u":"https://relai.app/pricing-policy-eu/","d":"2026-11-03"},"withdrawal":{"s":10,"q":"Relai offers a self-custodial wallet – which means we never hold your Bitcoin for you. Instead, your Bitcoin goes straight into a wallet that only you can access.","u":"https://relai.app/","d":"2026-11-03"},"access":{"s":6,"q":"Only IDs with a machine-readable zone (MRZ) are supported. Applicants must also hold citizenship in a supported country, as residency alone does not qualify them for verification.","u":"https://support.relai.app/en/articles/214249-how-to-sign-up-to-relai","d":"2026-11-03"},"trust":{"s":10,"q":"Relai EU is registered as a Crypto-Asset Service Provider (CASP) under the EU’s new MiCA framework with the French AMF. In Switzerland, Relai AG is an SRO member (Self Regulatory Organisation) of VQF (Verein zur Qualitätssicherung von Finanzdienstleistungen).","u":"https://relai.app/","d":"2026-11-03"}},"paypal-crypto":{"allInCost":{"s":3,"q":"1.00 - 74.99 USD 2.20% | 75.00 – 200.00 USD 2.00% | 200.01 – 1000.00 USD 1.80% | 1000.01 USD + 1.50% | The exchange rate you'll see before buying or selling crypto will also include a cryptocurrency conversion spread.","u":"https://www.paypalobjects.com/marketing/ua/pdf/US/US-paypal-fees-19-may-2026.pdf","d":"2026-11-03"},"withdrawal":{"s":4,"q":"Transferring crypto to an address outside of PayPal or Venmo | You will be charged a cryptocurrency network fee, payable in the crypto you transfer, which varies.","u":"https://www.paypalobjects.com/marketing/ua/pdf/US/US-paypal-fees-19-may-2026.pdf","d":"2026-11-03"},"access":{"s":4,"q":"If you are an individual, you must be a resident of the United States or one of its territories","u":"https://www.paypal.com/us/legalhub/paypal/cryptocurrencies-tnc","d":"2026-10-28","stale":"2026-11-03","wall":true},"trust":{"s":6,"q":"PayPal Digital, Inc. Limited Purpose Trust Charter 2024-05 | PayPal, Inc. Virtual Currency and Money Transmitter Licenses 2022-06*","u":"https://www.dfs.ny.gov/apps_and_licensing/virtual_currency_businesses","d":"2026-11-03"}},"revolut-crypto":{"allInCost":{"s":2,"q":"One-sided product added spreads typically vary between 0-3% of the trade amount. | Minimum fees may apply even when on higher tiers","u":"https://www.revolut.com/en-DE/legal/exchangingcryptocurrenciespersonalfees/","d":"2026-11-03"},"withdrawal":{"s":3,"q":"The Revolut service fee is 1 GBP (or equivalent in local currency) for XRP, XLM, DOT, SOL, AVAX, XTZ, ALGO, and ADA, and 3 GBP (or equivalent in local currency) for all other cryptocurrencies. | If the network fee you pay exceeds the final network fee that we incur, we will keep the difference.","u":"https://www.revolut.com/en-DE/legal/exchangingcryptocurrenciespersonalfees/","d":"2026-11-03"},"access":{"s":7,"q":"RDAEL is licensed by the Cyprus Securities and Exchange Commission (License No. 001/2025) as a Crypto Asset Service Provider (CASP) under EU Regulation 2023/1114 on markets in crypto-assets (MiCA)","u":"https://www.revolut.com/en-DE/crypto/","d":"2026-11-03"},"trust":{"s":4,"q":"RDAEL is licensed by the Cyprus Securities and Exchange Commission (License No. 001/2025) as a Crypto Asset Service Provider (CASP) under EU Regulation 2023/1114 on markets in crypto-assets (MiCA)","u":"https://www.revolut.com/en-DE/crypto/","d":"2026-11-03"}},"coinbase-simple-buy":{"allInCost":{"s":1,"q":"These fees are calculated at the time you place your order and can be influenced by factors such as your chosen payment method, order size, market conditions, jurisdictional location, asset, and other costs we incur to facilitate your transaction.","u":"https://help.coinbase.com/en/coinbase/trading-and-funding/pricing-and-fees/fees","d":"2026-11-03"},"withdrawal":{"s":4,"q":"When you send cryptocurrency from your Coinbase wallet to another wallet, we will charge a fee based on our estimate of the prevailing network fees for a stand alone wallet-to-wallet send.","u":"https://help.coinbase.com/en/coinbase/trading-and-funding/pricing-and-fees/fees","d":"2026-11-03"},"access":{"s":9,"q":"245,000 ecosystem partners in over 100 countries trust Coinbase to easily and securely invest, spend, save, earn, and use crypto.","u":"https://www.coinbase.com/en-de/about","d":"2026-11-03"},"trust":{"s":4,"q":"Buy, Sell, and Hold Crypto with a MiCA-regulated Broker You Can Trust","u":"https://www.coinbase.com/en-de","d":"2026-11-03"}},"fidelity-crypto":{"allInCost":{"s":7,"q":"Fidelity Digital Assets® charges a 1% fee for buy and sell transactions in Fidelity Crypto® accounts | Transaction records for trades executed before December 4, 2025, won't show a separate fee because the 1% fee was previously included in the price as a spread.","u":"https://www.fidelity.com/crypto/help/trading/trading-fees","d":"2026-11-03"},"withdrawal":{"s":3,"q":"Your new withdrawal address will be activated for your Fidelity Crypto® account in 2 to 3 business days | With a standard withdrawal limit, you can withdraw up to $2,000 of crypto per day.","u":"https://www.fidelity.com/crypto/help/deposits-withdrawals/withdrawing-crypto","d":"2026-11-03"},"access":{"s":3,"q":"You can open a Fidelity Crypto® account if you're a US citizen over the age of 18 | Fidelity Crypto® and Fidelity Crypto® for IRAs currently aren't available in Guam, Puerto Rico, U.S. Virgin Islands, | or outside the U.S.","u":"https://www.fidelity.com/crypto/help/account-basics/getting-started","d":"2026-11-03"},"trust":{"s":6,"q":"Fidelity Crypto® accounts and custody and trading of crypto in such accounts are provided by FDA, NA, | which is a national trust bank.","u":"https://www.fidelity.com/crypto/overview","d":"2026-11-03"}},"uphold":{"allInCost":{"s":4,"q":"For trades up to $5,000 in the U.S., U.K. and Europe, our fees are typically: | BTC, ETH 2.00% - 2.20% Altcoins 2.45% - 3.8% | The all-in price you see on the \"Preview Trade\" screen is the price you will pay if you confirm the trade.","u":"https://uphold.com/get-started/service-fees","d":"2026-11-03"},"withdrawal":{"s":3,"q":"Withdrawal Fee : A flat fee of $0.99 applies to all crypto networks withdrawals with the exception of BTC, XRP and HBAR networks. | Bitcoin BTC 0.00004 BTC","u":"https://support.uphold.com/api/v2/help_center/en-us/articles/360038404532.json","d":"2026-11-03"},"access":{"s":7,"q":"Uphold serves customers worldwide, with only a few non-supported jurisdictions. | Locations where we do not offer services | Locations where we are unable to offer new accounts","u":"https://support.uphold.com/api/v2/help_center/en-us/articles/360026786712.json","d":"2026-11-03"},"trust":{"s":4,"q":"Uphold (FRN: 938277) is registered with the Financial Conduct Authority (FCA) for AML purposes | Cryptoasset services offered by Uphold Europe Limited are unregulated and not covered by the Financial Services Compensation Scheme","u":"https://uphold.com/en-gb","d":"2026-11-03"}},"trade_republic":{"allInCost":{"s":4,"q":"Abwicklungskostenpauschale2 je Handelsgeschäft (ausgenommen Sparpläne und Orderausführung im Rahmen von Crypto Spending) | Kostenfrei 1,00 € 25,00 €","u":"https://assets.traderepublic.com/documents/DE/FURTHER_INFORMATION_PRICE_LIST_20251125091224.pdf","d":"2026-11-03"},"withdrawal":{"s":4,"q":"Cryptoverwahrung kostenfrei Ausführung von Crypto Transfers5 kostenfrei Crypto Staking kostenfrei | 5 zzgl. Netzwerkgebühren","u":"https://assets.traderepublic.com/documents/DE/FURTHER_INFORMATION_PRICE_LIST_20251125091224.pdf","d":"2026-11-03"},"access":{"s":7,"q":"At the moment, Trade Republic is available in Germany, Austria, France (including French Guiana, Guadeloupe, Martinique, Mayotte, Réunion and Saint-Martin), Spain, Italy, the Netherlands, Belgium, Luxembourg, Finland, Ireland, Greece, Portugal, Estonia, Latvia, Lithuania, Slovenia and Slovakia.","u":"https://support.traderepublic.com/en-lu/701-Why-do-I-have-to-be-a-permanent-resident-to-open-an-account","d":"2026-10-28","stale":"2026-11-03"},"trust":{"s":7,"q":"Trade Republic is a full-service bank and is supervised by the Federal Financial Supervisory Authority (BaFin) and Deutsche Bundesbank. | All cryptos are securely held in cold wallets by BitGo Europe GmbH.","u":"https://assets.traderepublic.com/assets/files/251114_TradeRepublic_Crypto_PressRelease_INT_3.pdf","d":"2026-11-03"}},"finst":{"allInCost":{"s":9,"q":"0,15% of trade amount. No added spread.","u":"https://finst.com/en/fees","d":"2026-11-03"},"withdrawal":{"s":3,"q":"Cryptocurrency withdrawal | Network fee | + 2,50€ of third-party costs per withdrawal","u":"https://finst.com/en/fees","d":"2026-11-03"},"access":{"s":6,"q":"Finst offers its services across all European member states | Fund your account instantly using iDEAL-Wero, Bancontact or SEPA bank transfers","u":"https://finst.com/en/countries","d":"2026-11-03"},"trust":{"s":7,"q":"Finst B.V. is authorized as a crypto-asset service provider by the Dutch Authority for the Financial Markets (AFM) under number 41000015 | Your digital assets are segregated from us as a company, ensuring you maximum protection no matter what happens to us.","u":"https://finst.com/en/security","d":"2026-11-03"}},"bison":{"allInCost":{"s":7,"q":"The spread when buying or selling Bitcoin and Ethereum averages 1.25%. For all other cryptocurrencies, it averages 1.75%. The spread may fluctuate depending on market conditions and the size of a trade.","u":"https://bisonapp.com/en/costs/","d":"2026-11-03"},"withdrawal":{"s":9,"q":"BISON doesn’t charge any fees for transactions, deposits and withdrawals, or the custody of cryptocurrencies.","u":"https://bisonapp.com/en/costs/","d":"2026-11-03"},"access":{"s":4,"q":"domiciled or permanently resident in Germany, Austria or Switzerland","u":"https://bisonapp.com/en/invite-friends/","d":"2026-11-03"},"trust":{"s":7,"q":"Die Verwaltung der Kryptowährung übernimmt die Boerse Stuttgart Digital Custody treuhänderisch für dich.","u":"https://bisonapp.com/krypto/krypto-handeln/bitcoin-wallet/","d":"2026-11-03"}}}}