{"license":"CC-BY-4.0","licenseUrl":"https://creativecommons.org/licenses/by/4.0/","attribution":"ChainChoice (https://chainchoice.io)","category":"savings_plans","evidenceReadAt":"2026-10-28","generatedAt":"2026-11-04","criteria":[{"id":"planCost","label":"Cost per year at €100 a month","weight":35},{"id":"custodyExit","label":"Custody and the route to your own wallet","weight":25},{"id":"licence","label":"Licence and asset protection","weight":15},{"id":"planAccess","label":"Minimum and schedule","weight":15},{"id":"executionTransparency","label":"Execution price transparency","weight":10}],"providers":{"finst-auto-invest":{"planCost":{"s":10,"q":"Trading fee 0,15% of trade amount. No added spread. | The trading fee applies to all buy, sell, swap, and auto-invest on all fiat-to-crypto and crypto-to-crypto pairs.","u":"https://finst.com/en/fees","d":"2026-10-28"},"custodyExit":{"s":6,"q":"Cryptocurrency withdrawal Network fee","u":"https://finst.com/en/fees","d":"2026-10-28"},"licence":{"s":8,"q":"Finst B.V. is authorized as a crypto-asset service provider under Regulation (EU) 2023/1114 (MiCA) by the Dutch Authority for the Financial Markets (AFM)","u":"https://finst.com/en/fees","d":"2026-10-28"},"planAccess":{"s":8,"q":"You can start using auto-invest with as little as €10. | You can select several frequencies: daily, weekly, bi-weekly or monthly","u":"https://finst.com/en/auto-invest","d":"2026-10-28"},"executionTransparency":{"s":10,"q":"Trading fee 0,15% of trade amount. No added spread.","u":"https://finst.com/en/fees","d":"2026-10-28"}},"relai-recurring":{"planCost":{"s":5,"q":"Relai applies its own margin and service fee | Clients get a service fee-free 100 EUR purchase per calendar month | EUR 50.00 – 99,999.99 (per transaction): 1.00% service fee","u":"https://relai.app/pricing-policy-eu/","d":"2026-10-28"},"custodyExit":{"s":10,"q":"Relai enables users to buy and sell bitcoin directly through the Apps in a self-custodial manner. | Relai covers network fees when clients buy Bitcoin.","u":"https://relai.app/terms-and-conditions-eu/","d":"2026-10-28"},"licence":{"s":8,"q":"Please note that Relai does not issue electronic money or provide fiat payment services; the platform operates exclusively in the context of self-custodial Bitcoin transactions.","u":"https://relai.app/terms-and-conditions-eu/","d":"2026-10-28"},"planAccess":{"s":4,"q":"The Client shall not create a Purchase Order for less than the minimum amount of EUR 50.00","u":"https://relai.app/terms-and-conditions-eu/","d":"2026-10-28"},"executionTransparency":{"s":6,"q":"Reference prices are refreshed every 10 seconds. | Relai complies with MiCA pre-trade transparency by publishing a firm price.","u":"https://relai.app/pricing-policy-eu/","d":"2026-10-28"}},"bitstack-recurring":{"planCost":{"s":4,"q":"1.5% under €250 | Bitstack ensures that the margin never exceeds 1%","u":"https://www.bitstack-app.com/en-FR/pricing","d":"2026-10-28"},"custodyExit":{"s":8,"q":"Bitcoin withdrawal fee Free Free","u":"https://www.bitstack-app.com/en-FR/pricing","d":"2026-10-28"},"licence":{"s":8,"q":"in the event of Bitstack’s insolvency, the Client’s Crypto-Assets are separate from Bitstack’s estate","u":"https://cdn.sanity.io/files/5kphjch1/production/cdb22c58ed72cac5da8acbc9a36d4c6bdd8560a5.pdf","d":"2026-10-28"},"planAccess":{"s":10,"q":"Frequency of the recurring purchase (hourly, daily, weekly or monthly); | Date and time of the first recurring purchase instalment;","u":"https://cdn.sanity.io/files/5kphjch1/production/cdb22c58ed72cac5da8acbc9a36d4c6bdd8560a5.pdf","d":"2026-10-28"},"executionTransparency":{"s":8,"q":"This leads to a variable margin, between 0.01% and 1%, calculated algorithmically. Bitstack ensures that the margin never exceeds 1%","u":"https://cdn.sanity.io/files/5kphjch1/production/1c03b080cd226f7accfffd2fc9eb91094a715d4d.pdf","d":"2026-10-28"}},"bitpanda-savings-plan":{"planCost":{"s":5,"q":"The following fees are calculated based on a firm quote as provided by Bitpanda. | You incur Trading Fees in connection with each recurring Transaction","u":"https://cdn.bitpanda.com/terms-and-conditions/cost-transparency-crypto-bitpanda-en-latest.pdf","d":"2026-10-28"},"custodyExit":{"s":6,"q":"we regularly adapt our withdrawal fees in order to adjust them to the current situation","u":"https://www.bitpanda.com/en/limits","d":"2026-10-28"},"licence":{"s":6,"q":"VERSION 2.0.1, DATED 8 JULY 2026","u":"https://cdn.bitpanda.com/terms-and-conditions/user-agreement-bitpanda-bam-gmbh-en-latest.pdf","d":"2026-10-28"},"planAccess":{"s":8,"q":"Start from € 10 | the frequency at which the subsequent Transactions shall take place (daily, weekly, biweekly, or monthly)","u":"https://cdn.bitpanda.com/terms-and-conditions/savings-plan-bitpanda-bam-gmbh-en-latest.pdf","d":"2026-10-28"},"executionTransparency":{"s":4,"q":"The following fees are calculated based on a firm quote as provided by Bitpanda.","u":"https://cdn.bitpanda.com/terms-and-conditions/cost-transparency-crypto-bitpanda-en-latest.pdf","d":"2026-10-28"}},"trade-republic-savings-plan":{"planCost":{"s":5,"q":"There are no fees for the execution of savings plans.","u":"https://support.traderepublic.com/en-de/760-What-are-savings-plans","d":"2026-10-28"},"custodyExit":{"s":8,"q":"With the new Crypto Wallet, customers can send and receive around 50 cryptos to and from external wallets.","u":"https://assets.traderepublic.com/assets/files/251114_TradeRepublic_Crypto_PressRelease_INT_3.pdf","d":"2026-10-28"},"licence":{"s":10,"q":"Trade Republic Bank GmbH","u":"https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv","d":"2026-10-28"},"planAccess":{"s":6,"q":"Sparplankauf ETF/ Aktie / ELTIF / Cryptowert | je Ausführung | Anlagevolumen pro Ausführung: 10 € bis 10.000 €.","u":"https://assets.traderepublic.com/documents/DE/FURTHER_INFORMATION_PRICE_LIST_20251125091224.pdf","d":"2026-10-28"},"executionTransparency":{"s":4,"q":"Even though there is no guarantee to use the most favorable prices of an execution day, we try to ensure the most optimal execution in the long run.","u":"https://support.traderepublic.com/en-de/760-What-are-savings-plans","d":"2026-10-28"}}}}