{"license":"CC-BY-4.0","licenseUrl":"https://creativecommons.org/licenses/by/4.0/","attribution":"ChainChoice (https://chainchoice.io)","category":"defi_insurance","evidenceReadAt":"2026-11-03","generatedAt":"2026-11-12","criteria":[{"id":"claimsRecord","label":"Claims actually paid","weight":32},{"id":"exclusions","label":"What is actually covered","weight":28},{"id":"backing","label":"Capital adequacy & backing","weight":22},{"id":"access","label":"Who can buy it","weight":18}],"providers":{"nexus_mutual":{"claimsRecord":{"s":10,"q":"How many traditional insurance companies let you review their entire claims history ? We're built differently at Nexus Mutual. All Approved Denied All years Download CSV","u":"https://nexusmutual.io/claims","d":"2026-11-03"},"exclusions":{"s":9,"q":"Cover is discretionary: if you suffer a loss, the Claims Committee assesses your claim against the cover wording. Every listing you can buy cover on belongs to a product . The product sets the cover wording, the grace period, and what counts as proof of loss.","u":"https://docs.nexusmutual.io/overview/cover-products/","d":"2026-11-03"},"backing":{"s":4,"q":"It is a mutual rather than an insurer: cover is discretionary and members share the risk with each other.","u":"https://docs.nexusmutual.io/llms.txt","d":"2026-11-03"},"access":{"s":7,"q":"Complete identity verification in the app. Choose individual or company verification, then submit the requested documents. | Pay the 0.0020 ETH membership fee to join on-chain. This is a one-time fee, and your membership activates once the transaction confirms.","u":"https://docs.nexusmutual.io/using/become-a-member/","d":"2026-11-03"}},"chainproof":{"claimsRecord":{"s":2,"q":"As a licensed and regulated insurer, we bring traditional insurance discipline, underwriting, reserves, and claims management to the onchain economy.","u":"https://www.chainproof.co/products","d":"2026-11-03"},"exclusions":{"s":5,"q":"Coverage is structured as first loss protection, meaning Chainproof absorbs losses directly caused by smart contract exploits before other capital in the stack. Policies are bespoke and written against approved protocols, vaults, and custody arrangements following a formal underwriting process.","u":"https://www.chainproof.co/products","d":"2026-11-03"},"backing":{"s":7,"q":"Chainproof Digital Asset Insurance Ltd Insurance Principal Address Canon's Court 22 Victoria Street Hamilton HM 12 Bermuda Registered Address Canon's Court 22 Victoria Street Hamilton HM 12 Bermuda --- License/Registration Type: Class IIGB","u":"https://www.bma.bm/regulated-entities","d":"2026-11-03"},"access":{"s":2,"q":"Eligible: Institutional validators liquid staking protocols staking-as-a-service providers digital asset funds","u":"https://www.chainproof.co/products","d":"2026-11-03"}},"relm_insurance":{"claimsRecord":{"s":2,"q":"We provide a dedicated claims concierge available within 24 hours of a claims notification.","u":"https://relminsurance.com/claims/","d":"2026-11-03"},"exclusions":{"s":2,"q":"Relm provides businesses with resilient insurance solutions designed to address challenges across financial, professional, and emerging risk categories.","u":"https://relminsurance.com/lines-of-business/","d":"2026-11-03"},"backing":{"s":7,"q":"Relm Insurance Ltd. Insurance Principal Address 5th Floor Victoria Place 31 Victoria Street Hamilton HM10 Registered Address Canon's Court 22 Victoria Street Hamilton HM12 --- License/Registration Type: Class IIGB","u":"https://www.bma.bm/regulated-entities","d":"2026-11-03"},"access":{"s":2,"q":"Relm Insurance Ltd. is not authorized or licensed outside Bermuda and deals only through appropriately licensed insurance brokers.","u":"https://relminsurance.com/","d":"2026-11-03"}},"evertas":{"claimsRecord":{"s":2,"q":"Better underwriting means more appropriate coverage, leading to streamlined claims and faster payouts.","u":"https://evertas.com/insurance/","d":"2026-11-03"},"exclusions":{"s":2,"q":"Hardware Property | Platform Failure (Tech E&O) | Crime - Theft / Loss","u":"https://evertas.com/insurance/","d":"2026-11-03"},"backing":{"s":8,"q":"Evertas policies carry the highest achievable creditworthiness ratings from AM Best and Standard & Poors: A- (IX – Excellent) or A+ (XV – Superior). | Evertas provides products underwritten by certain underwriters at Lloyd’s and other insurers.","u":"https://evertas.com/insurance/","d":"2026-11-03"},"access":{"s":3,"q":"We work directly with brokers and carriers. While we don’t work directly with individuals or companies, we are able to help connect you with brokers familiar with crypto risks.","u":"https://evertas.com/faq/","d":"2026-11-03"}},"opencover":{"claimsRecord":{"s":6,"q":"About the cover provider Nexus Mutual is the leading onchain insurance alternative since 2019, providing onchain protection against crypto risks across 120+ protocols. Total Cover Underwritten $7,258,978,324 Underwriting Capital $92,193,870 Active Cover $81,014,761 Claim Payouts $24,746,227","u":"https://opencover.com/app/","d":"2026-11-03"},"exclusions":{"s":7,"q":"Terms of Cover Provider are provider specific, so you should be certain you understand the terms of the Cover (Cover wording document) displayed at the quote stage before purchase.","u":"https://opencover.com/terms/","d":"2026-11-03"},"backing":{"s":2,"q":"OpenCover does not directly provide Cover | 1.5 The provision of Cover is not a regulated business and OpenCover is not authorized or regulated by any statutory authority.","u":"https://opencover.com/terms/","d":"2026-11-03"},"access":{"s":9,"q":"Connect Protect your onchain wealth Protocol cover Depeg cover Custody cover | Enter the amount and the wallet address(es) to protect:","u":"https://opencover.com/app/","d":"2026-11-03"}},"coincover":{"claimsRecord":{"s":1,"q":"700+ businesses protected 22 million wallets protected 100% recovery success rate","u":"https://www.coincover.com/","d":"2026-11-03"},"exclusions":{"s":1,"q":"CoinCover's risk engine technology is insured so that if a protected transaction turns out to be malicious, we are able to compensate our customers. This is the CoinCover guarantee. CoinCover itself does not provide insurance coverage for assets or operations.","u":"https://www.coincover.com/","d":"2026-11-03"},"backing":{"s":3,"q":"CoinCover's risk engine technology is insured so that if a protected transaction turns out to be malicious, we are able to compensate our customers. This is the CoinCover guarantee.","u":"https://www.coincover.com/about","d":"2026-11-03"},"access":{"s":1,"q":"Solutions For institutions CoinCover Recover for Institutions Features CoinCover Control CoinCover Certified Hot storage Cold storage CoinCover Recover Features Biometric recovery Automated key provisioning Black box key generation Multi-layered encryption Stablecoin Recover For retail Ledger…","u":"https://www.coincover.com/","d":"2026-11-03"}}}}