category.tokenised_realestate.label
category.tokenised_realestate.promise
Audit
Infrastructure
Methodology
2026.04.0
published 2026-04-27
Providers tracked
340+
across 31 categories
Last verified
2026-08-03
editorial freshness
Editorial board
4
audit-log live
Decision guide
What matters most before choosing in this category
The best stablecoin-yield path depends on whether you need transfers, payments, savings-like dollar exposure, or onchain utility. The important decision is not only which stablecoin-yield you use, but where and how you plan to use it.
Key question
Do you care most about issuer trust, liquidity, or how you will pay and transfer with it?
Key question
Do you want a claim on real Treasuries, a protocol-set rate, or a custodial rewards programme?
Key question
Do you need the clearest dollar exposure or the broadest ecosystem support?
Current editor lead
Lofty
US rental homes from ~$50 — the most open, and an Akron condemnation suit
Data checked Aug 2026
Lofty is the largest still-functioning retail tokenised-property platform after RealT's collapse, and the only one here a typical non-accredited reader can actually buy: US and non-US retail, 18+, roughly $50 minimum, no accreditation test. You receive a membership interest in a single-purpose Wyoming LLC owning one specific house, with pro-rata rent paid daily. That openness is the risk, not the feature. The round trip is ~5.5% in marketplace fees before funding costs, exit requires a live bid on YOUR house, and 809 Kenmore Boulevard in Akron was condemned by the city over broken heating and rodent infestation with litigation naming Lofty — tokenisation does not insulate holders from landlord failure.
Best for
Genuinely open retail access from ~$50, US and non-USDaily rent distributionsDirect LLC membership in one identified property
Main tradeoff
~5.5% round trip in marketplace fees BEFORE funding costs stack on top
Verify before signup
Check the specific property\u2019s condition reports and the order book depth for THAT house \u2014 platform-level statistics tell you nothing about your exit.
Weighted criteria
What the token legally conveys32%
Exit reality26%
Who can participate22%
Fee-stack disclosure20%
Leading options
Shared shortlist for this category
These providers are pulled from the same category comparison catalog used in validation, so the category page, comparison page, and provider reviews stay aligned.
Sky Savings Rate (sUSDS)
Governance-set savings rate on USDS — a policy lever, not a market rate
Editor lead
Sky Savings Rate is the largest onchain stablecoin yield by deposits: 3.52% APY on roughly $4.6B of sUSDS, with no fees, no lockup and no minimum, exiting via an onchain swap subject to PSM liquidity. The point a buyer must understand is that the rate is a GOVERNANCE-SET POLICY VARIABLE, not a market rate \u2014 Sky governance can cut it at any time. The backing blends crypto-collateralised loans with RWA and T-bill allocations, so the holder's claim is on protocol solvency: no legal issuer, no redemption promise, no recourse. Do not conflate it with the newer, higher-yield stUSDS tranche, which carries different risk.
Best for: Largest onchain stablecoin yield pool
Ethena (sUSDe)
Basis-trade yield — a variable trading spread, not interest
sUSDe pays yield from a delta-hedged basis trade, currently around 4% against an inception average of 10.8% \u2014 the double-digit era is over at current funding, and rewards CAN BE ZERO in negative-funding periods. This is not interest: it is a trading spread, and the principal sits behind a CEX-hedged custody chain (Copper/Ceffu) rather than in a protocol you can audit end to end. The regulatory position is decisive for European readers \u2014 BaFin ordered the wind-up of Ethena GmbH in April 2025 and sUSDe is explicitly not offered to EU/EEA residents.
Best for: Basis-trade yield exposure for non-EU, non-US holders
Ondo USDY
Tokenised T-bill note for non-US holders — a note, not the Treasuries
USDY is a tokenised note backed by short-term US Treasuries (98.95% T-bills, ~176-day WAM) issued for a bankruptcy-remote BVI entity with a first-priority security interest and daily third-party attestations \u2014 roughly $2.1B outstanding across 10+ chains at 3.55% APY. Two things the marketing softens: the holder owns a NOTE on a BVI issuer, not the Treasuries themselves; and although it looks like a yield-bearing stablecoin, it is restricted to qualified/professional investors in the EEA, UK and Switzerland and barred entirely to US persons and Canada \u2014 an EU retail buyer cannot legally subscribe.
Best for: Tokenised Treasury exposure for eligible non-US holders
Browse this network
Methodology
How this category is reviewed
Reviewed on issuer trust, liquidity fit, payment and transfer utility, and chain fit — who backs it, where it trades, and how you move it on-chain.
Reviewed on: What the token legally conveys, Exit reality, Who can participate, Fee-stack disclosure.
This page is a maintained category surface, not a static marketing block. Review freshness, provider positioning, and recommendation logic should stay consistent with quiz and provider pages.
Frequently asked
Questions people ask before choosing tokenised real estate
REVIEWEDApr 2026METHOD4 criteriaCATEGORYtokenised_realestate
Not financial advice · For informational purposes only · Always do your own research
Octopus · The AI CFO that pays for itself
Audit your entire crypto stack — free.
Score concentration, fees, security, and tax complexity across exchanges, wallets, staking, and DeFi.
Not financial advice · For informational purposes only · Always do your own research