Crypto Offramps evaluated across all-in cost of a representative sale, spread disclosure and quote binding, payout rails speed and coverage, and verified licences and regulated footprint.
KR
#1 of 7 · published ranking
Kraken
82ChainChoice Score
4199
Why it leads
Best in the pool on all in sell cost and price transparency
Cost
Not priced· No comparable price is published
No provider can pay for a position in this table. The code that computes this order cannot read which links earn us a commission, and every build proves it. Every score below rebuilds from the published criteria.Ranking 2026.08 · 4 criteria · 7 products · same inputs, same order
Personal comparison
Crypto Offramps ranked comparison
No comparable price is published; ranking still uses verified product evidence.
RankProviderBest fitScore
1
KRKrakenExchange cash-out: sell on the order bo...Top ranked
All-in cost of a representative sale — 9/10Trade-off: The cheap price only applies if you place a limit or market order on the pro order bo...
Ranked on 4 published criteria weighted 40/25/20/15, which set goal alignment — 30 of the 86 points. The rest: regional access 20, evidence depth 18, ease of use 10, institutional trust 8. Profile match is shown in breakdowns but carries no weight.
Audit
Infrastructure
Methodology
2026.09.15
published 2026-09-16
Providers tracked
980+
across 119 categories
Last verified
2026-09-14
newest dated pricing or sentiment read
Named on the roster
2 people
managing directors · 6 automated processes
Decision guide
What matters most before choosing in this category
The best offramp depends on the rail your money has to land in and on what the sale actually costs — which is rarely the advertised fee. The spread is the real charge and is almost never published as one, so the scored figure combines fee, embedded spread and payout charge for a single representative sale. Then check whether the quote binds: at least one provider states plainly that the rate is fixed when its system processes the payment, not when you accept it, so the euros that arrive can differ from the euros you agreed to.
What matters most before choosing in this category
The best offramp depends on the rail your money has to land in and on what the sale actually costs — which is rarely the advertised fee. The spread is the real charge and is almost never published as one, so the scored figure combines fee, embedded spread and payout charge for a single representative sale. Then check whether the quote binds: at least one provider states plainly that the rate is fixed when its system processes the payment, not when you accept it, so the euros that arrive can differ from the euros you agreed to.
How much are you selling, and does it need to land today or is two business days fine?
Which payout rail do you need — SEPA, SEPA Instant, ACH, wire, or card?
Is the receiving account in your own name? Several providers will not pay out otherwise.
Current editor lead
Expert review and scoring weights
KR
KrakenData checked Sep 2026
Exchange cash-out: sell on the order book, withdraw fiat by rail
Exchange cash-out: sell on the order book, withdraw fiat by rail. Strongest on all-in cost of a representative sale (9/10): A EUR1,000 order-book sale costs 0.80% taker (0.40% maker) plus a EUR1 SEPA withdrawal — roughly 0.9% all-in, with no widget spread in the path. The one-click 'instant sell' route costs 1% plus a spread the page admits but does not quantify, so the cheap path is the one the user has to choose deliberately. Weakest on payout rails speed and coverage (8/10): Kraken's cash withdrawal article (updated 3 September 2026) publishes a window for every rail across USD, EUR, GBP, CAD, AUD, CHF, ARS, BRL and MXN: standard EUR SEPA (Bank Frick) at 0-5 business days, Instant SEPA (Banking Circle, ClearJunction), USD RTP and GBP FPS near-instant, USD ACH free at 0-2 business days. The windows are labels rather than timed figures and there is no card payout. Published price: Fee schedule: "Kraken charges a 1% trading fee on instant and recurring trades and a 1.5% fee on custom orders"; spot order book entry tier (Tier 1: spot 30-day volume $0+): maker 0.40%, taker 0.80%.
Best forAll-in cost of a representative sale — 9/10
Main tradeoffThe cheap price only applies if you place a limit or market order on the pro order book; the default 'sell' button is a 1% instant trade with an admitted-but-unquantified spread on top. Standard EUR SEPA (Bank Frick) payouts are quoted at 0-5 business days; Instant SEPA via Banking Circle or ClearJunction is listed as near-instant.
Verify before signupFee schedule: "Kraken charges a 1% trading fee on instant and recurring trades and a 1.5% fee on custom orders"; instant trades also carry a spread that "may vary for similar transactions" and is not quantified. Spot order book entry tier (Tier 1: spot 30-day volume $0+, Tier 2 starts at $2.5K): maker 0.40%, taker 0.80%. Cash withdrawal article (last updated September 3, 2026): EUR SEPA (Bank Frick) fee 1 EUR, min 2 EUR, 0-5 business days; Instant SEPA (Banking Circle) 1 EUR, min 2 EUR, near-instant; Instant SEPA (ClearJunction) 0.90 EUR, min 3 EUR, near-instant; USD ACH free, min 1 USD, 0-2 business days; USD FedWire 4 USD, min 20 USD; USD RTP 1.50% (50 USD max), near-instant; GBP FPS 1.95 GBP, min 5 GBP, near-instant.
Methodology
How this category is reviewed
Reviewed on all-in cost of a representative sale, spread disclosure and quote binding, payout rails speed and coverage, and verified licences and regulated footprint.
The order on this page is the published ranking for this category. Every criterion, weight and source behind it is on the methodology page.
Frequently asked
Questions people ask before choosing offramps
What does selling crypto actually cost?
More than the headline fee, usually. The charge is the fee plus the spread between the quoted rate and the mid-market rate, plus any payout charge on the rail — and the spread is the part almost nobody publishes as a number. That is why cost here is measured on one representative sale rather than read off a pricing page.
Can a payout be frozen or the rate changed after I sell?
Both happen. Some providers set the exchange rate when the payment is processed rather than when you accept the quote, and payouts to an account not in your own name are commonly refused. Quote binding is scored separately for exactly this reason.
What matters most when choosing an offramp?
The measured all-in cost and whether the quote binds — 65% of the weight between them. Payout rails and verified licences follow, read from the regulator's own register rather than the vendor's compliance page.
Not financial advice · For informational purposes only · Always do your own research
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